Checking my back account online and realised that I had totally forgotten about the 'Everyday Offers' . For those who don't know, you simply register for the offers you want then next time you use your card you get the cashback direct into your back account. Simple.
There are about twenty retailers to choose from (no reason not to choose them all) with discounts from 5% - 20%. Their own site says up to 15%, but a current offer is 20% at moment.
If you are with Lloyds, this is just a reminder!