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First Choice Travel money card - prepaid mastercard £100.00

iamthebestiamthebest

I picked up a leaflet in store and it looked good. It is from first choice and is a pre paid mastercard with hardly any fees. There is no card purchase fee, no reload charge and min load is 100 euro or 150 $. Provides you with free text balance service and 2euro or 3$ cash withdrawal fee - less than a bank card.

Loads more info in store or online using link.

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All Comments (14)

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    satan666wayne
    http://www.fairfx.com/dibb
    Free card via that link,
    Much better rates than TC,
    $20 min top up

    http://www.thedibb.co.uk/
    Bingohomer
    Good find, however I would always go with the FairFX Card, they always have the best rates in the market and the lowest fees as long as you are putting £500 on your first load (else it is £9.95).
    It is available to load in Euros or Dollars, however it can be used in any country you just have whatever currency you loaded at converted at the Mastercard rate at the time you spend.
    Other than that there are no fees at all for purchases abroad and only a £1, $2, 1.5 euro fee for atm withdrawals and it is free to top up and you can top up by text.
    http://www.fairfx.com/
    However the First Choice one might be worth a look for lower value first loads.
    Bingohomer
    Definitley would go with the FX using the link below provided by satan.

    satan666wayne;5316103
    http://www.fairfx.com/dibb
    Free card via that link,
    Much better rates than TC,
    $20 min top up

    http://www.thedibb.co.uk/
    iamthebest
    yeah will take a look at that link.- looks good.

    Have given rep.
    andy math
    cant you just use Nationwide card or have they stopped free card use abroad? i have all ways used Nationwide card,s never had any charges and got the current exchange rate,s
    Bingohomer
    andy math;5316586
    cant you just use Nationwide card or have they stopped free card use abroad? i have all ways used Nationwide card,s never had any charges and got the current exchange rate,s


    Yes Nationwide still do that (however you won't get as good a rate as the fairfx card, it honestly is the best rate available)...but to benefit you also have to have a Nationwide account and not everyone has and not everyone can...for everyone else the fairfx card is probably the best deal out there
    equalityforall
    andy math
    cant you just use Nationwide card or have they stopped free card use abroad? i have all ways used Nationwide card,s never had any charges and got the current exchange rate,s


    Nationwide are starting to charge 0.85% from June 1st, and 1% from July 1st, for most countries outside of Europe, however, they convert at the Wholesale rate, and not the retail rate that other financial institutions use, which means that you can get more for your money. I know the other cards show their exchange rates, but Nationwide will change during each day. As an example, I went to the US in april to early May, and my best rate was $1.52, way above Post Office etc.

    There's info on the Nationwide flexaccount card new charges here - http://www.nationwide.co.uk/current_account/foreigntransactions.htm You can check by country which will and won't have a fee - greater Europe, including places like Iceland, Isreal and Turkey will still be free.

    Typical recent Nationwide US Dollar conversion - 1.52 per £
    Here's 1 purchase from my nationwide statement, showing the rate-
    13 May 2009 Airport Retail-Sfo SAN FRANCISCO. 35.00USD at 1.521. £23.00

    The £ got stronger against the dollar after I left, which is sods law I guess, and am curious what the other cards have been charging as their conversion rate.
    sdcps
    There is also a Matalan linked offer for Fairfx with a free card and £5.00 of currency as well (for Euros or US Dollars). There is a minimum spend - I believe £100 worth of currency.

    You need to register as a new card holder with an e-mail address that you haven't used with Fairfx before and complete the transaction in one go otherwise you won't get the free card and £5.00 currency.

    Link http://www.fairfx.com/matalan-offer
    Inactive
    Bingohomer
    Yes Nationwide still do that (however you won't get as good a rate as the fairfx card, it honestly is the best rate available)...


    No ATM charge with Nationwide, so Nationwide is by far the best option for cash withdrawals.
    satan666wayne
    Inactive
    No ATM charge with Nationwide, so Nationwide is by far the best option for cash withdrawals.


    If you pass the credit check to open one.

    I have a nationwide accoun but i also use fairfx.
    satan666wayne
    Bingohomer
    Yes Nationwide still do that (however you won't get as good a rate as the fairfx card, it honestly is the best rate available)..

    You do get a better rate with nationwide but you dont know what the rate will be until you go on holiday.
    gram333uk
    Im sure MSE recommends the Abby Zero card... you get 0%, 0 fees on everything but cashline withdrawals...

    I think I will get one and use it to pay for meals and stuff in shops...
    equalityforall
    It really is worth reading the MSE updated article on spending overseas, which includes some of the cards mentioned here -

    http://www.moneysavingexpert.com/travel/cheap-travel-money

    I've seen mention in this listing that Fairfx rate is the leader, but I don't know if there is any evidence of this, as my Nationwide flex debit card has always been streets ahead of the competition. Evidence anyone ???
    rawy5486
    Be warned! - First Choice Travel Money Card

    I took out a euro card as I was offered a better rate on my whole currency purchase (£3000) if I took a card out.

    I put £500 on a card and took the rest in cash.

    When I tried to use it in Mallorca I was asked for ID, Which they refused as the name on the card wasn't mine. It just stated A Traveller, which my ID obviously didn't. I tried to explain it was a prepaid card but they didn't understand.

    So I returned to the UK with 270euro on the card. (I managed to use it at the car hire place) and asked to convert it back to £ Cash.

    When I took the card out as I asked about what happened if I returned with money on the card & I was told that I would get the same rate as when I put money on the card, as this was a big selling point. I specifically asked as I knew that with cash you always loose money.

    So it was a big suprise when they said my 270 euros were worth £180, as the card has a set exchange rate when you cash in the card & it is not very favourable. It is also not listed anywhere on any of the paperwork.

    That rate is less that £1- 1Euro.

    After standing in the shop for 45mins & suggesting the card was a con (putting other customers off in the shop) they agreed to give me a better rate (It wasn't what was promised) but at least it only meant loosing ~£10 rather than ~£50.

    I will be sending a complaint letter to first choice for a explination.

    Be Warned!

    Rawy

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