Never need to fix again if you can get this rate, you must be an existing first direct mortgage customer to get this rate, take as lengthy 28-39 year mortgage to ensure your monthly payment is the lowest possible that way if rates rise you can still afford to make payments, a good tip is to make payment to cover a similiar property rentable value..
That way your capital will reduce as well as the Interest payable
Workaround sign upto the 1.69% plus BR = 2.19% tracker which is Fee Free £0
and switch as soon as mortgage goes through, hopefully you.ll have enough time to switch, still a good rate to be honest, if your on a standard variable ..
Unlimited over payments and interest calculated daily, so your reducing interest instantly on overpayments,