Ford Fiesta 1.25 Lease 4 years £119.99 p/m total cost £6839.41 @ select car leasing - HotUKDeals
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Ford Fiesta 1.25 Lease 4 years £119.99 p/m total cost £6,839.41 @ select car leasing

£6839.41 @ Select Car Leasing
Just got this through on email. £119.99 per month for this seems quite good! 1) Yes it's a lease so no you don't own the car 2) Yes you could buy a second hand 3.0 litre BMW 3 series with much b… Read More
centaurandrew Avatar
4m, 2w agoFound 4 months, 2 weeks ago
Just got this through on email. £119.99 per month for this seems quite good!

1) Yes it's a lease so no you don't own the car

2) Yes you could buy a second hand 3.0 litre BMW 3 series with much better spec for the same price

3) Yes it's the 1.25 engine which isn't as poweful as the ecoboosts
More From Select Car Leasing:
centaurandrew Avatar
4m, 2w agoFound 4 months, 2 weeks ago
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(29) Jump to unreadPost a comment
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2 Likes #1
4 years though...
5 Likes #2
second hand 3 series please
5 Likes #3
balsingh458
second hand 3 series please


comments like this are boring. obviously this deal wouldn't appeal to you and a comment like this brings nothing constructive to the feed.
1 Like #4
4 years for a lease seems a bit too long to me, but seems an ok price for an ok small car.
#5
balsingh458
second hand 3 series please


end bell
3 Likes #6
Not against leasing if the deal is right but throwing nearly 7k at a fiesta you have to hand back seems silly. You can buy a nearly new one for just over 7k and keep it beyond 4 years.
#7
4 years is to long for a lease car as most warranties are only 3 years so you may end up with expensive maintenance costs whilst still paying the lease better to pay more and have a 3 year lease.
1 Like #8
tomassymonds
balsingh458
second hand 3 series please


comments like this are boring. obviously this deal wouldn't appeal to you and a comment like this brings nothing constructive to the feed.


Feeding the troll doesn't help, either.
2 Likes #9
To me this needs to be 2 years max, I can guarantee after 2 years you will of had enough, and £5712 lighter, the £119 makes it sound good, but in reality the length kills it for me
#10
Pic looks like a Focus? oO
1 Like #11
ahenners
Not against leasing if the deal is right but throwing nearly 7k at a fiesta you have to hand back seems silly. You can buy a nearly new one for just over 7k and keep it beyond 4 years.


nearly new fiesta for 7k? please show me where with the same spec
#12
adamspencer95
ahenners
Not against leasing if the deal is right but throwing nearly 7k at a fiesta you have to hand back seems silly. You can buy a nearly new one for just over 7k and keep it beyond 4 years.


nearly new fiesta for 7k? please show me where with the same spec


To be fair, I though the same, but auto trader has a 2015, 23k fiesta 1.25 style for £6k, or one with 6k miles for £6,200

Edited By: ktm666 on Mar 07, 2017 18:07: Edit
#13
adamspencer95
ahenners
Not against leasing if the deal is right but throwing nearly 7k at a fiesta you have to hand back seems silly. You can buy a nearly new one for just over 7k and keep it beyond 4 years.
nearly new fiesta for 7k? please show me where with the same spec

No navigation, but 1 year old and 8k on the clock. Could probably buy it under 7k with some haggling :

http://www.autotrader.co.uk/classified/advert/201703022854179?atmobcid=soc3
2 Likes #14
ahenners
adamspencer95
ahenners
Not against leasing if the deal is right but throwing nearly 7k at a fiesta you have to hand back seems silly. You can buy a nearly new one for just over 7k and keep it beyond 4 years.
nearly new fiesta for 7k? please show me where with the same spec

No navigation, but 1 year old and 8k on the clock. Could probably buy it under 7k with some haggling :

http://www.autotrader.co.uk/classified/advert/201703022854179?atmobcid=soc3


not the same spec then, is it and i wouldnt call over a year old with 8k miles 'nearly new', that usually implies less than 6 months old with a few thousand miles at most.

id still prefer your option though over a 4 year lease dont get me wrong.

Edited By: adamspencer95 on Mar 07, 2017 18:15: add info
#15
Ford now trying to shift all the current fiestas before the new model comes out.. and four years ?...
1 Like #16
adamspencer95
ahenners
adamspencer95
ahenners
Not against leasing if the deal is right but throwing nearly 7k at a fiesta you have to hand back seems silly. You can buy a nearly new one for just over 7k and keep it beyond 4 years.
nearly new fiesta for 7k? please show me where with the same spec
No navigation, but 1 year old and 8k on the clock. Could probably buy it under 7k with some haggling :http://www.autotrader.co.uk/classified/advert/201703022854179?atmobcid=soc3
not the same spec then, is it?

No you're right... but everything else is the same. The navigation screen is so small and basic anyway that you'd really have to want it for it to be a dealbreaker.



Edited By: ahenners on Mar 07, 2017 18:36: *
#17
But, it's a lease so no you don't own the car
you could buy a second hand 3.0 litre BMW 3 series with much better spec for the same price
and it's the 1.25 engine which isn't as poweful as the ecoboosts
#18
It says the Service interval is 91 months. Also says the child safety is 5%
#19
Found a PCP with Furrows (Ford), Telford. When you compare this to the lease and the final optional payment the Lease deal looks pretty decent to me - although 9,000 miles.

YOUR FULL FINANCE QUOTE

Cash Price £13,470.65
Customer deposit £1,000.00
Deposit Contribution (FDA) § £1,800.00
Total amount of credit £10,670.65
First payment of * £191.56
47 monthly payments of £181.56
Optional Final payment of ‡ £3,694.00
Total charge for credit £1,748.23
Total amount payable £15,218.88
Mileage per annum 9000
Excess mileage charge 10p
Fixed rate of interest per annum 4.05%
Representative 6% APR (Fixed)

Therefore the cost for four years from a dealer is £13,470.65 less deposit contribution £1,800, less value in 4 years £3,694 = £7,976.65 ignoring the interest, or £9,724.88 with PCP finance.


Edited By: scottishpunter on Mar 07, 2017 19:43: More info
#20
Personally if this was two 2 year leases for that price it would be a bargain. But, as others have said, 4 years doesn't make sense - you will have to MOT this whilst leasing!! For me the whole benefit of leasing is hassle free and cost constrained motoring. You get a new car that's covered by warranty, doesn't need MOT and unlikely to need tyres etc.
#21
scottishpunter
Found a PCP with Furrows (Ford), Telford. When you compare this to the lease and the final optional payment the Lease deal looks pretty decent to me - although 9,000 miles.

YOUR FULL FINANCE QUOTE

Cash Price £13,470.65
Customer deposit £1,000.00
Deposit Contribution (FDA) § £1,800.00
Total amount of credit £10,670.65
First payment of * £191.56
47 monthly payments of £181.56
Optional Final payment of ‡ £3,694.00
Total charge for credit £1,748.23
Total amount payable £15,218.88
Mileage per annum 9000
Excess mileage charge 10p
Fixed rate of interest per annum 4.05%
Representative 6% APR (Fixed)

Therefore the cost for four years from a dealer is £13,470.65 less deposit contribution £1,800, less value in 4 years £3,694 = £7,976.65 ignoring the interest, or £9,724.88 with PCP finance.



is that at list price?

only a fool pays Ford list prices. you can easily get 10% off just by turning up to a dealer and asking for a discount.
#22
adamspencer95
scottishpunter
Found a PCP with Furrows (Ford), Telford. When you compare this to the lease and the final optional payment the Lease deal looks pretty decent to me - although 9,000 miles.
YOUR FULL FINANCE QUOTE
Cash Price £13,470.65
Customer deposit £1,000.00
Deposit Contribution (FDA) § £1,800.00
Total amount of credit £10,670.65
First payment of * £191.56
47 monthly payments of £181.56
Optional Final payment of ‡ £3,694.00
Total charge for credit £1,748.23
Total amount payable £15,218.88
Mileage per annum 9000
Excess mileage charge 10p
Fixed rate of interest per annum 4.05%
Representative 6% APR (Fixed)
Therefore the cost for four years from a dealer is £13,470.65 less deposit contribution £1,800, less value in 4 years £3,694 = £7,976.65 ignoring the interest, or £9,724.88 with PCP finance.
is that at list price?
only a fool pays Ford list prices. you can easily get 10% off just by turning up to a dealer and asking for a discount.


Nope list price is £14,195 and What Car Target Price is £13,113, so I think above is a fair comparison
#23
scottishpunter
adamspencer95
scottishpunter
Found a PCP with Furrows (Ford), Telford. When you compare this to the lease and the final optional payment the Lease deal looks pretty decent to me - although 9,000 miles.
YOUR FULL FINANCE QUOTE
Cash Price £13,470.65
Customer deposit £1,000.00
Deposit Contribution (FDA) § £1,800.00
Total amount of credit £10,670.65
First payment of * £191.56
47 monthly payments of £181.56
Optional Final payment of ‡ £3,694.00
Total charge for credit £1,748.23
Total amount payable £15,218.88
Mileage per annum 9000
Excess mileage charge 10p
Fixed rate of interest per annum 4.05%
Representative 6% APR (Fixed)
Therefore the cost for four years from a dealer is £13,470.65 less deposit contribution £1,800, less value in 4 years £3,694 = £7,976.65 ignoring the interest, or £9,724.88 with PCP finance.
is that at list price?
only a fool pays Ford list prices. you can easily get 10% off just by turning up to a dealer and asking for a discount.


Nope list price is £14,195 and What Car Target Price is £13,113, so I think above is a fair comparison


10 seconds on carwow just got me an offer for £12,467 cash price, meaning net cost of £10,667 after deposit allowance. based on £1000 cash deposit as per your example:

PCP therefore works out at 36 x £176.01 and OPF of £3921 (not sure where your 4 year PCP quote came from, Ford only do 2 or 3 years)

or for HP you can pay 48 x £225 and own outright at the end.
#24
adamspencer95
scottishpunter
adamspencer95
scottishpunter
Found a PCP with Furrows (Ford), Telford. When you compare this to the lease and the final optional payment the Lease deal looks pretty decent to me - although 9,000 miles.
YOUR FULL FINANCE QUOTE
Cash Price £13,470.65
Customer deposit £1,000.00
Deposit Contribution (FDA) § £1,800.00
Total amount of credit £10,670.65
First payment of * £191.56
47 monthly payments of £181.56
Optional Final payment of ‡ £3,694.00
Total charge for credit £1,748.23
Total amount payable £15,218.88
Mileage per annum 9000
Excess mileage charge 10p
Fixed rate of interest per annum 4.05%
Representative 6% APR (Fixed)
Therefore the cost for four years from a dealer is £13,470.65 less deposit contribution £1,800, less value in 4 years £3,694 = £7,976.65 ignoring the interest, or £9,724.88 with PCP finance.
is that at list price?
only a fool pays Ford list prices. you can easily get 10% off just by turning up to a dealer and asking for a discount.
Nope list price is £14,195 and What Car Target Price is £13,113, so I think above is a fair comparison
10 seconds on carwow just got me an offer for £12,467 cash price, meaning net cost of £10,667 after deposit allowance. based on £1000 cash deposit as per your example:
PCP therefore works out at 36 x £176.01 and OPF of £3921 (not sure where your 4 year PCP quote came from, Ford only do 2 or 3 years)
or for HP you can pay 48 x £225 and own outright at the end.


So in your deal 36 x £176.01 = £6,336 + £1,000 deposit = £7,336 for 3 years or £203.78 a month. The above lease switched to 3 years is £130.79 x 35 = £4,577.65 + £1,177.09 = £5,754.74 or £159.85 a month. So I still think it is better than the PCP deal you found?
#25
the benefit of a lease is that its meant to be fairly short term ( less than 2years) so that there is no ownership costs associated with it, so a 4 year lease seems stupid, as mentioned previously. i was just showing what the best PCP deal is likely to look like.

the 3 year lease you mentioned doesnt seem too bad, so if i were looking for a cheap car just to last 3 years, id probably go with that as it is much cheaper than the alternative PCP

Edited By: adamspencer95 on Mar 08, 2017 07:39: typo
1 Like #26
Cheaper elsewhere for the same terms and mileage, assuming there is no fee for your deal at £139.99/net/mth:

£136.74/net/mth with GB Vehicle Leasing:

https://s13.postimg.org/4177m4to7/Capture.jpg
#27
m5rcc
Cheaper elsewhere for the same terms and mileage, assuming there is no fee for your deal at £139.99/net/mth:£136.74/net/mth with GB Vehicle Leasing:https://s13.postimg.org/4177m4to7/Capture.jpg

How did you find this out of interest, google search or is there a website for searching best deals? On the look out for a lease, but have not seen anything appropriate on here. Thanks
1 Like #28
scottishpunter
How did you find this out of interest, google search or is there a website for searching best deals? On the look out for a lease, but have not seen anything appropriate on here. Thanks

Contract Hire and Leasing
#29
Don't forget, this will require an MOT exactly 3 years after is registration date, so if it fails for what ever reason, you'll be covering the costs as this lease is for 4 years. Getting a 24 month lease means you'll hand the car back before an MOT is due.

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