Free £50 Voucher for purchasing Life Insurance - HotUKDeals
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When you take out a life insurance policy (provided by direct line) you will receive a free £50 Tesco Giftcard after first month's premium is collected.

Not bad plus rates are competitve and can be for fixed term, just took one out today.

ENDS: 8TH OF FEB 2008
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mgorasia Avatar
8y, 10m agoFound 8 years, 10 months ago
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#1
Thanks for the heads-up mgorasia, and Welcome to HotUKDeals!
#2
It may be better to get independent advice as Tesco deal with Direct Line insurance who can only sell their own policies. lots of IFA's now give rebates back and offer limited advice. They can sort out the policies and all the options like index and waiver + they can help write the policies in trust which can save on IHT.
#3
how does life insurance work? i am a single parent and have no real savings and rent, is it worth me getting if i dont have a mortgage
#4
your best bet is to see an Independant financial advisor.
and be careful with the free ones, they generally refer you to products they get the best comission for
#5
"ENDS: 8TH OF FEB 2008"

The Site says: Buy Tesco Life Insurance by 5th March 2008 and receive a £50 Gift Card. One offer per household.
banned#6
"MybigToe" your comment as follows your best bet is to see an Independant financial advisor.
and be careful with the free ones, they generally refer you to products they get the best comission for

you need to be careful about the statements you make here, Life Insurance is a regulated product, IFA's are professionals and I can tell you now your comments are complete verbal rubbish to put it politely. If IFA's sold life insurance based on "the best"commission as you suggest it would be illegal, I hope you have evidence for the rubbish you come out with!

Lea007ne to establish if you need life cover regardless of any liability you have, ask yourself the following question?

If I died tomorrow by what means would my Dependants survive, if there are no provisions in place then life cover could provide those provisions. This is whjy you need to seek Independent Financial Advice to establish how much life cover is required and what is the most affordable method of obtaining life cover. anyway enuff sed
#7
[FONT="Comic Sans MS"][COLOR="RoyalBlue"][SIZE="4"]See an independent financial adviser. Not all policies bought directly are suitable and for free advice see an IFA. Tesco, direct line etc. are in it for the money too, just like an IFA. An IFA is a professional, has to earn a crust but will look at your personal circumstances and give tailor made advice for your unique situation. Don't just buy it because of a voucher, buy it because you and your family need it (if you need it).:thinking:[/SIZE][/COLOR][/FONT]
#8
I agree with most of the comments made, speaking to an IFA is the best idea, writing a policy in trust is very important and something which is not offered when setting up cover on a no advice basis

The advantages of setting up your life cover in trust mean you can mitigate inheritance tax and the money is normally paid out within a matter of weeks rather than months/years if probate is needed

I am a IFA and can get the lowest rates in the market place for life cover

Any IFA will guide you through the process, find the best rates, help you fill in the forms and help set the policy up in trust
#9
Surely worth doing for just one month to get the £50 voucher, would probably cost about a fiver to do? Assume there's no tie-in?
1 Like #10
Benjimoron;1541030
Surely worth doing for just one month to get the £50 voucher, would probably cost about a fiver to do? Assume there's no tie-in?
If anyone is more interested in the £50 to spend at Tesco....... If you cancel within the first 6 months they can ask for a refund of the £50.

Picked up a leaflet the other day and was quoted £5.80/month.
#11
thepearce
If anyone is more interested in the £50 to spend at Tesco....... If you cancel within the first 6 months they can ask for a refund of the £50.

Picked up a leaflet the other day and was quoted £5.80/month.


Thanks, won't bother then!

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