get up to £750 cash back with new and remortgage with Halifax - HotUKDeals
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get up to £750.00 cash back with new and remortgage with Halifax

£750.00 @ halifax bank
Was looking around for a mortgage when I noticed this deal they claim they will cover their legal fees and won't charge you for property assessment I am not sure if this is any good but mi…
mahmouddiaa Avatar
2m, 2d agoFound 2 months, 2 days ago
Was looking around for a mortgage when I noticed this deal

they claim they will cover their legal fees and won't charge you for property assessment

I am not sure if this is any good

but might be helpful to someone

expires 02/01/2017
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mahmouddiaa Avatar
2m, 2d agoFound 2 months, 2 days ago
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1 Like #1
Halifax are a good lender but not the most competitive. other lenders are offering cash backs more and more frequently; Leeds BS sometimes offer £1,000 as do Barclays, and both of those lenders usually have cheaper rates than Halifax as well as offering free standard mortgage valuations.

Loads of other lenders out there too.
1 Like #2
Funghi
Halifax are a good lender but not the most competitive. other lenders are offering cash backs more and more frequently; Leeds BS sometimes offer £1,000 as do Barclays, and both of those lenders usually have cheaper rates than Halifax as well as offering free standard mortgage valuations.

Loads of other lenders out there too.


​yeah but now I am considering either Halifax or Barclays
#3
When u choose cash back rate slightly higher than standard. Sometime it's not worthed
1 Like #4
I'm adding heat as these cash back deals don't tend to last long and if Halifax suits you, I'd say get it while you can.

I deal with mortgages day in and day out and can tell you Halifax will lend on (almost) anything whereas Leeds BS and Barclays can be fussy **** and slower. If you need it fast I'd recommend Halifax above anyone else (if asked unofficially of course as I'm not authorised by the FSA to give any advice whatsoever. Nope. Never.)
#5
Lady3jane
I'm adding heat as these cash back deals don't tend to last long and if Halifax suits you, I'd say get it while you can.
I deal with mortgages day in and day out and can tell you Halifax will lend on (almost) anything whereas Leeds BS and Barclays can be fussy **** and slower. If you need it fast I'd recommend Halifax above anyone else (if asked unofficially of course as I'm not authorised by the FSA to give any advice whatsoever. Nope. Never.)
Which of course is what you've just done. Tut tut
Free remortgaging is pretty standard across the industry - as for the assessment they rarely get out of their seats just look at property values in the area. Get some detailed quotes so you can make an informed choice and see all the figures in black and white. Better still visit a few branches and get detailed info about the pros and cons of the various options.
3 Likes #6
I AM authorised and regulated by the FCA (hasn't been the FSA for about two or three years now) and can confirm you're giving bogus info. A deal can never be recommended solely because of cashback, a true overall costing needs to be carried out. Also, if you think Barclays and Leeds are fussier than Halifax these days you've obviously not practiced mortgage advice
In a while!
2 Likes #7
I'm a Solicitor dealing with all of those companies in Scotland every day and for long enough to remember FIMBRA and the SIB too. I'm undoubtedly coming at it from a different perspective than an Independent Financial Adviser would, but stand by my original comment.

Obviously everyone's circumstances are different and they should consider obtaining appropriate advice based on their own individual requirements.
1 Like #8
From experience it helps to shop around on somewhere like Uswitch or Money supermarket where you can sort by overall charge per year which includes fees. I would highly recommend a financially advised mortgage even if you know your stuff. They take a lot of the leg work out and often get their fee from mortgage co. to save you having to pay.
#9
We've been with Halifax for over 10 years and they've been excellent, but their rates aren't very competitive and so we're switching to Coventry and getting a rate 0.6% lower and fixed for 7 years (Halifax will only fix for 5 years).
#10
I have no idea, but need to get a mortgage asap.

Are money supermarket comparisons really worth looking into?
#11
I'm currently with Halifax, some of their back end systems are a bit archaic, for example if you over pay your mortgage it will show up in your account but not actually come off your mortgage until somebody manually updates it!

and like people have said they aren't competitive and were slow to pass on the cut in interest rate for their standard variable rate

I'm probably going to be moving away from them in the next few weeks

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