This credit card is great if you are going on holiday abroad as you can make purchase transactions and incur no fees with a perfect exchange rate. Usually you have to pay a fee when using your card abroad.
The Halifax Clarity credit card has no usage fees:
No fee to use it anywhere worldwide
No cash withdrawal fee
No annual fee
No fee to transfer a balance (12.9% APR)
Also for Halifax Reward customers if you spend £300 in a month you get £5 cashback