Not for everyone, depends what your after. If you're like me, then it could be for you.
Are you actively using a credit card for purchases, into its limit, incurring interest? Then switch to this and save yourself some cash!
0% for 26 months on Balance Transfers and Purchases. There is a 2.95% fee for Balance Transfer.
Using my own situation as an example...
I was £895.20 into my £1500 limit Barclaycard. I was still actively using the card and paying about £20 a month in interest.
Switched to the Halifax 26/26 card and approved for another £1500 limit card.
I've transferred the balance, closed the Barclaycard and now actively using the Halifax Card instead which is £921.60 (895.20 + 26.40 bt fee) into its £1500 limit.
So, not much has changed, just using a different card. Major difference is now I am paying 0% interest for 26 months on the balance or ongoing purchases.
Paying roughly £20 a month interest and possibly more, this switch will likey save me at least £500.
If it's not all paid off after the 26 months, there's plenty of others out there to switch to and keep that 0% going!
Santander do a 27/27 card with slightly lower transfer fee. But factor in the Quidco £20 on this and, depending on how much you want to transfer, there's not much in it. http://www.quidco.com/search/?search=halifax