halifax bank Deals & Sales for 2017 - HotUKDeals
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halifax bank Deals & Discounts

59
1394

Halifax 0% PURCHASE Credit Card for 30 Months, (2 & Half Years)!

188
£0.00 @ halifax bank
Props to MSE. This is a credit card that allows you to buy items on it for 30 months without any interest being added. NOTE: You must make a minimum repayment of 1% of the statement balance each…
Props to MSE. This is a credit card that allows you to buy items on it for 30 months without any interest being added. NOTE: You must make a minimum repayment of 1% of the statement balance each…
herby247 Avatar1w, 2d agoFound 1 week, 2 days ago188 Comments
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does any one know how does it compare to MBNA similar offering of 0% interest for 29 Months,18.9% APR thereafter which is also promoted on MSE? (obviously beside 1 month more 0% promo)
how's this compare? £21 cashback with 4 months less or am I missing something? https://www.topcashback.co.uk/halifax-19-16-balance-transfer-card/

• 0% for up to 26 months from account opening on balance transfers made in the first 90 days.
sainsburys are doing 29 months on purchases also, (2-3% Cash Advance / Balance transfers)
for those who may want to avoid halifax. simple application too.

to keep the promotion you must repay 2.25% of the balance monthly by the due date (or £5 if you are nearly paid off)


Halifax Minimum payment is actually better
"An amount equal to the total of interest, default charges and 1% of the balance shown in your statement (minimum £5, or the full balance if less than £5)"



Edited By: whatyadoinsucka on Feb 21, 2017 14:54
I have been using 2 cards like this for a while with my Tesco card on 21 months interest free on purchases. i have another MBNA coming to an end soon owing around 2k but have it saved anyway - yes you do need to be careful but if can, then they are great! - You could also help a friend out like I have by lending them some of your saved money, they pay you back when your card is due (with interest in my case so I earn more than banks give but less than my mate can get a loan, so we are both happy!) Win! Win!
Thanks op I applied and I've got 0% for 6 months but it will come in handy
-131

Free £5 Starbucks e-voucher for Halifax motor insurance customers

1
£0.00 @ halifax bank
I received an email from Halifax today regarding 'Halifax motor rewards', The link provided takes you straight to the sign in page. You can register with your policy number if you haven't already d…
I received an email from Halifax today regarding 'Halifax motor rewards', The link provided takes you straight to the sign in page. You can register with your policy number if you haven't already d…
sfaichney85 Avatar1w, 5d agoFound 1 week, 5 days ago1 Comment
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haven't received an email :(
-65

Halifax 10% cashback until 26 Feb @ Co-op

44
£0.00 @ halifax bank
Login and activate!
Login and activate!
seaniboy Avatar3w, 4d agoFound 3 weeks, 4 days ago44 Comments
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crumpetman
I cannot understand all the cold votes, if the offer is available to you then you can get some benefit from it by either doing the trick of getting cash back at the till or buy some gift cards. I bought a load of Amazon gift cards with 10% discount. Heat added seaniboy
Welcome :)
I cannot understand all the cold votes, if the offer is available to you then you can get some benefit from it by either doing the trick of getting cash back at the till or buy some gift cards. I bought a load of Amazon gift cards with 10% discount. Heat added seaniboy
ZeroAbbadon2
seaniboy
ZeroAbbadon2
I don't have it and I work in co-op so I shop there all the time :(
Apparently Halifax gives you offers where you shop according to the advert! Customers report otherwise.
I've never had a cash back reward for somewhere I've shipped before except maybe crown carveries once haha. I can't imagine they'd ever give cash back somewhere I shop all the time because I'd earn a load of money.
I get loads of offers to activate as my main current account is elsewhere though I do use the card for online purchasing, I have the Reward A/C for the 3.5% Help To Buy ISA and as I said I always have about 10 offers ? Go figure!
seaniboy
ZeroAbbadon2
I don't have it and I work in co-op so I shop there all the time :(
Apparently Halifax gives you offers where you shop according to the advert! Customers report otherwise.

I've never had a cash back reward for somewhere I've shipped before except maybe crown carveries once haha. I can't imagine they'd ever give cash back somewhere I shop all the time because I'd earn a load of money.
crumpetman
seaniboy
You can like me get this, a NUS 10% discount and 5% with a coop card (membership costs £1)
1/4 off a Copey shop! X)
The 5% cashback/reward with co-op membership card is only earned when purchasing co-op branded products, so if all you buy is regular brands then you will not earn any rewards.

Co-op is regular, you mean supposed 'well marketed' brands ;)

Most my purchasing is Co-op branded fresh fruit & veg.
252

saves £100s by checking your bank for home emergency cover - electric plus more £4.31 PM or free depending on insurance £51.72

52
£51.72 @ halifax bank
after seeimg a boiler cover deal .i will share this... i was paying £25 pm with home serve for boiler cover .i was sick of paying so much so i rang my bank to see what they can do and i couldn't be…
after seeimg a boiler cover deal .i will share this... i was paying £25 pm with home serve for boiler cover .i was sick of paying so much so i rang my bank to see what they can do and i couldn't be…
ashmac Avatar1m, 1d agoFound 1 month, 1 day ago52 Comments
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We made the switch from the British Gas Cover to one of these last year and when our boiler developed a leak they've been good as gold covering the problem and it's only just within the £1000 limit I'd guess. You do need to still get the boiler regularly serviced to be covered and read the policies carefully, some don't cover boilers older than 15 years. But at £40 a year compared to £300 it's definitely a good deal if you're prepared to be assertive as Newbold says.
There's no excess either, but it does have to be an emergency. The big difference is nothing is covered until it actually breaks. A noisy pump would have got covered under BG, it's not now for example.
sam1970
Nothing beats a dedicated policy for what you need covered. These extras on home insurance policy are not worth the paper it is written on. I remember in 2010 getting stuck in Paris with the family (The volcanic ash problem). My carrier, Air France, refused to reimburse me for any of my costs after being stuck in Paris for a week after the end of my holiday. I was not worried as I had a legal cover on my home insurance policy (Cost £25 extra). I was wrong. The legal firm used by the insurer refused to take the case due to amount of work required for a small sum of money (around £2000) and instead they asked me to deal with the legal firm directly at a cost of £300 per hour. Obviously I refused, chased air France with the help of Air Transport users Council (free service) and the french aviation authority. It took nearl a year but eventually I got all my money back + refund of unused tickets (Came back via eurostar)+ compensation for my time. From that day I will never pay for this crap called legal protection

You can't conflate your one bad experience with a blanket statement all policies are worthless. And this is home emergency, not legal expense insurance. But as with any policy, whether you were treated correctly depends on the scope of cover. Most LEI excludes low value claims (under £200 in my policy). But yours was £2000 so there must have been deeper reasons they rejected cover, and I note you fear them suing you if you named them, which is an odd fear if you have nothing unfactual to state. I think I've seen policies say they can decline claims if uneconomic/costs very disproportionate to likely damages. And all insurance has various exclusions, which can catch anyone out. But if your claim had a reasonable prospect of success, and was otherwise within scope, your solicitors wouldn't have been able to refuse. You could have complained. LEI like home emergency cover is a no-brainer. £2/300 ph for a solicitor covering up to £50,000 or in some cases 100,000 legal costs is the hottest deal you'll find. The down side is the panel firms can treat claims as a factory churning them through overworked staff, so you have to know how to manage them, which is a similar point to the one I made in my earlier post and similar to post 45.

Edited By: Pete525 on Jan 26, 2017 13:48
sam1970
[quote=Newbold]I would rather not mention their name just in case they read this and find a reason to sue me

What does their name rhyme as? ;-) It'll help other users here to be cautious when taking out a new policy.
Newbold
sam1970
Newbold
sam1970
Nothing beats a dedicated policy for what you need covered. These extras on home insurance policy are not worth the paper it is written on. I remember in 2010 getting stuck in Paris with the family (The volcanic ash problem). My carrier, Air France, refused to reimburse me for any of my costs after being stuck in Paris for a week after the end of my holiday. I was not worried as I had a legal cover on my home insurance policy (Cost £25 extra). I was wrong. The legal firm used by the insurer refused to take the case due to amount of work required for a small sum of money (around £2000) and instead they asked me to deal with the legal firm directly at a cost of £300 per hour. Obviously I refused, chased air France with the help of Air Transport users Council (free service) and the french aviation authority. It took nearl a year but eventually I got all my money back + refund of unused tickets (Came back via eurostar)+ compensation for my time. From that day I will never pay for this crap called legal protection
Would that have been DAS by any chance?
Honestly I am not sure as I change insurer every year (Look for best quote) but I think it was either Esure or More than (They have the same parent company anyway)
I meant the legal protection firm, rather than the insurer. Most of them tend to use DAS because it's cheap for them - but it has a pretty dire reputation when it comes to dealing with claims.
No..it was a big national firm. I would rather not mention their name just in case they read this and find a reason to sue me
happydeals
MisterMadHatter
It's always good to include Home Emergency cover in your home insurance. I pay around £11/month for Buildings and Contents insurance with Together Mutual, and that includes £1,000 Home Emergency cover. If you ever need to claim, just make out that the damage could worsen and create even more damage as the insurance company would rather fix a small problem before it develops into a bigger problem, like a water leak that could damage floors, ceilings, possessions, etc. You just have to be 'careful' how you report these 'home emergencies' to them.
Does the call out for home emergencies affect the No Claim Discount?
Usually the Home Emergency is an add-on product and is therefore a separate policy to the B&C policy. However, some insurers might include Home Emergency as part of the Buildings and Contents policy. In which case the current or future insurer may consider the claim at renewal, since you're claiming against the B&C policy. Always check with the insurer but in most cases it's separate.
314

Halifax 26/26 Credit Card - 26 months @ 0% On Balance Transfers & Purchases & £20 Quidco

15
£0.00 @ halifax bank
Not for everyone, depends what your after. If you're like me, then it could be for you. Are you actively using a credit card for purchases, into its limit, incurring interest? Then switch to this
Not for everyone, depends what your after. If you're like me, then it could be for you. Are you actively using a credit card for purchases, into its limit, incurring interest? Then switch to this
oliphillips Avatar1m, 1w agoFound 1 month, 1 week ago15 Comments
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I normally pay off my balance every month , for me, my credit card is mainly for accumulating avios points
oliphillips
kabs
I recently received the one with same length of time but under 1% fee, no major difference unless it's going to be a few thousand you're going to transfer.
​was that for BT and Purchases?
Got the same deal as Sid, only gave me about £200 for purchases after transfer, intention in the first place.
mikerr
0% deal isn't much good to me (I pay whole lot off every month)
But will get it for the £20 quidco...

Dont pay it off every month, pay the minimum and put the difference in a savings account instead then at the end of the interest free period pay the card off and pocket whatever interest you have made
I got 32 months transfer at 0.7% fee and purchases 12 months both at 0%. Got offer in the post and but better via tcb, both with £20 back direct from Halifax as well. On mse top cards. Approved immediately.

Edited By: Sid Harper on Jan 14, 2017 18:27: E
0% deal isn't much good to me (I pay whole lot off every month)
But will get it for the £20 quidco...
661

32m 0% Balance Transfer Credit Card, just 0.7% fee, £20 TCB/Quidco AND Halifax £20 cashback @ Halifax

48
£0.00 @ halifax bank
Link - https://www.halifax.co.uk/creditcards/low-fee-offer/ A great deal to get your Xmas spending into shape - 0% for 32 months Just 0.7% fee £20 cashback They also do 43 months
Link - https://www.halifax.co.uk/creditcards/low-fee-offer/ A great deal to get your Xmas spending into shape - 0% for 32 months Just 0.7% fee £20 cashback They also do 43 months
samspud Avatar1m, 2w agoFound 1 month, 2 weeks ago48 Comments
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mikemod
Now gone to confirmed ??


​yeah same confirmed, declined now confirmed

I don't think I will hold my breath for it :)
Now gone to confirmed ??
cliosport65
mikemod
My TCB from Halifax just got declined even though I have transferred £1500+ as required. :(
how do you know it was declined, did it track correctly?

http://www.thewindinglane.co.uk/images/misc/1.jpg

Strange as there are supposed to give you 90 days to transfer the money.
mikemod
My TCB from Halifax just got declined even though I have transferred £1500+ as required. :(
Mine is the same declined for no reason at all :(:(
mikemod
My TCB from Halifax just got declined even though I have transferred £1500+ as required. :(


how do you know it was declined, did it track correctly?
363

Longest ever 43 Month 0% Balance Transfer Credit Card @ Halifax

17
£0.00 @ halifax bank
Longest ever 0% Get your Xmas finances in order with a 43 month Balance Transfer at Halifax. 3.5% fee with 0.22% being refunded making it 3.28% fee They also have a 32 month 0% with just a 0…
Longest ever 0% Get your Xmas finances in order with a 43 month Balance Transfer at Halifax. 3.5% fee with 0.22% being refunded making it 3.28% fee They also have a 32 month 0% with just a 0…
samspud Avatar1m, 2w agoFound 1 month, 2 weeks ago17 Comments
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robinok
Thank-you samspud. I applied for the 32 month card and computer said yes.........so far!! So, so far, so good!! Thank-you for taking the time to post for the benefit of others.


No probs mate
Thank-you samspud. I applied for the 32 month card and computer said yes.........so far!! So, so far, so good!! Thank-you for taking the time to post for the benefit of others.

Edited By: robinok on Jan 11, 2017 23:46
zoso1313
clsss
or 0% forever with no fees if you just resist the urge to spend money you don't have yet.. if I could go back 20 years and give my younger self some great life advice it would be to never take out loans or creditcards to fund a lifestyle I've not earned yet.. it's just a massive chain around your neck for years and years keeping you subscribed to the rat race and limiting your life choices.


​i bet you're fun at parties.


ask your Mum, she would know.
quidstretchy
jr007
Thanks OP, got the 43% :)
Somebody has earned their commission today


lol I meant 43 months. Cheaper than my car loan.

Also many people take loans e.g. Homes, cars to better their lifestyles and disciplined enough to pay it off.

Kind regards,

Halifax CEO :{
clsss
or 0% forever with no fees if you just resist the urge to spend money you don't have yet.. if I could go back 20 years and give my younger self some great life advice it would be to never take out loans or creditcards to fund a lifestyle I've not earned yet.. it's just a massive chain around your neck for years and years keeping you subscribed to the rat race and limiting your life choices.


​i bet you're fun at parties.
71

get up to £750.00 cash back with new and remortgage with Halifax

11
£750.00 @ halifax bank
Was looking around for a mortgage when I noticed this deal they claim they will cover their legal fees and won't charge you for property assessment I am not sure if this is any good but mi…
Was looking around for a mortgage when I noticed this deal they claim they will cover their legal fees and won't charge you for property assessment I am not sure if this is any good but mi…
mahmouddiaa Avatar2m, 3d agoFound 2 months, 3 days ago11 Comments
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I'm currently with Halifax, some of their back end systems are a bit archaic, for example if you over pay your mortgage it will show up in your account but not actually come off your mortgage until somebody manually updates it!

and like people have said they aren't competitive and were slow to pass on the cut in interest rate for their standard variable rate

I'm probably going to be moving away from them in the next few weeks
I have no idea, but need to get a mortgage asap.

Are money supermarket comparisons really worth looking into?
We've been with Halifax for over 10 years and they've been excellent, but their rates aren't very competitive and so we're switching to Coventry and getting a rate 0.6% lower and fixed for 7 years (Halifax will only fix for 5 years).
From experience it helps to shop around on somewhere like Uswitch or Money supermarket where you can sort by overall charge per year which includes fees. I would highly recommend a financially advised mortgage even if you know your stuff. They take a lot of the leg work out and often get their fee from mortgage co. to save you having to pay.
I'm a Solicitor dealing with all of those companies in Scotland every day and for long enough to remember FIMBRA and the SIB too. I'm undoubtedly coming at it from a different perspective than an Independent Financial Adviser would, but stand by my original comment.

Obviously everyone's circumstances are different and they should consider obtaining appropriate advice based on their own individual requirements.
30

Halifax Cashback Extras

23
£0.00 @ halifax bank
Halifax Cashback Extras Earn up to 15% Cashback at selected retailers when using a Halifax Reward Current Account. Regular retailers offering Cashback include Morrisons, The Body Shop and Just…
Halifax Cashback Extras Earn up to 15% Cashback at selected retailers when using a Halifax Reward Current Account. Regular retailers offering Cashback include Morrisons, The Body Shop and Just…
jackbailey1 Avatar3m, 1w agoFound 3 months, 1 week ago23 Comments
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RayB
15% not available to all Halifax current account customers e.g. me!
On the reduced monthly reward when in credit, down from £5 to £3 a month from 1/2/2017, I intend switching before it goes down.

Why lose £3 of free money each month. Keep it open and bounce £750 in and out each month and they'll give you £3. Easy money!
Agree that this is ****. Gives me offers that are 30-40 miles away. No offers from the shops near to me that I use.
They are all reducing the interest or rewards on cash back... so unless you bank abroad or except higher risk or
intend to put in the hours juggling your money around...working the system... you'll get pi ss poor returns ;)
15% not available to all Halifax current account customers e.g. me!

On the reduced monthly reward when in credit, down from £5 to £3 a month from 1/2/2017, I intend switching before it goes down.


Edited By: RayB on Nov 17, 2016 14:41
Have just checked mine and ive collected £30 in cashback which isnt to bad Q park being my best which makes parking in there places a little more bearable.
473

HALIFAX - 0% Balance Transfer and 0% Handling Fee for 25 months

30
£0.00 @ halifax bank
I took this offer out at the beginning of the year and found that they're still offering it. Great if you have credit you need to transfer over as its completely free! This deal buys you 25 months to
I took this offer out at the beginning of the year and found that they're still offering it. Great if you have credit you need to transfer over as its completely free! This deal buys you 25 months to
arunmadar Avatar5m, 1d agoFound 5 months, 1 day ago30 Comments
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The continue button does not work once you get to the balance transfer page.
mzwhippet
May sound daft, but how do you transfer the balance? I have a high balance on a store card and paying a fortune in interest so how would j transfer it across? Thanks x

Apply for the credit card, receive the credit card, activate it, create account online, log in and there should show an option to transfer from another card. Normally just input the card number and value.

The only problem here is getting a credit card with the limit you need to clear your previous card.
Make sure you have a good credit score before applying.
May sound daft, but how do you transfer the balance? I have a high balance on a store card and paying a fortune in interest so how would j transfer it across? Thanks x
muffboy
GoonerGetYa
any decent deals for cash transfers?
Wonga?
I mean 0% cash transfers with really low transfer fee under 2%
RuudBullit
balluji
note the "up to " 25 months

This is probably worded in this way, as if you miss a payment or pay late, most cards will automatically end the offer instantly and put you on normal rates. This is pretty standard practice.


​actually it means if you don't meet the criteria they will only give you eg 12 months
732

£1,000.00 cashback on most new mortgages (now also inc Re-mortgages!) Preston and national. Ends 25th Sept. HALIFAX

103
£1000.00 @ halifax bank
Offer can be withdrawn at any time and excludes: product transfers, further advances and home mover applications through Halifax Intermediaries. Simple £1,000 mortgage cashback offer from Halifax..…
Offer can be withdrawn at any time and excludes: product transfers, further advances and home mover applications through Halifax Intermediaries. Simple £1,000 mortgage cashback offer from Halifax..…
gallopingbanker Avatar6m, 6d agoFound 6 months, 6 days ago103 Comments
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geardown107
Do they allow small overpayments? I see they can charge 2-3% for early repayments, but what about £500 a year?


Yes 10% of the outstanding balance per Callander year whist in a fixed rate product
Do they allow small overpayments? I see they can charge 2-3% for early repayments, but what about £500 a year?
Worth noting there is a £295 mortgage arrangement fee on all Halifax mortgages. You can add it on to the loan amount interest free but effectively reduces the £1000 they give with their other hand. You also need to factor in the rate being fairly uncompetitive too. Still likely to be a good deal for those with small balances taken over short periods though.
will this work for existing customers also?
Thanks for this. Went in yesterday morning and got an appointment for the afternoon. Now remortgaged from my NRAM variable rate onto Halifax 5 year fixed. Same term, £10000 debt consolidation included to wipe out some expensive loans and only an extra £30 pcm!
90Expired

Halifax 0% for 40 months Balance Transfer Credit Card - until end June 2016.

12
£0.00 @ halifax bank
This has been posted previously but it expired and has been launched again. 0% for up to 40 months from account opening on balance transfers made in the first 90 days. Minimum £100 balance trans…
This has been posted previously but it expired and has been launched again. 0% for up to 40 months from account opening on balance transfers made in the first 90 days. Minimum £100 balance trans…
whiteswan Avatar8m, 1w agoFound 8 months, 1 week ago12 Comments
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Exactly my point, NO FEE. You then move on to the next one after 24 months. Seems too difficult for some people to comprehend!
is anyone ever got this with Halifax as once you apply they give you different offer.
I went into Birmingham Post office the other day, and they was offering me 22 months on a balance Transfer with No transfer Fee... Or 27 months interest free on purchases
muffboy
Zontes
muffboy
Cold, 2.54% fee. There are FEE FREE cards available.
On a 40 month balance transfer? No you fool.
You the fool, you take out a no fee one for 21 months......then do the same again. It isn't difficult is it?
Not sure you get it! I never argue with a fool, you will beat me with your years of experience.
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580Expired

Halifax Current Account, £125 switching incentive is back

71
£0.00 @ halifax bank
Halifax has restarted their switching offer, usual conditions apply and from experience the cash is paid really quickly Terms and conditions. To qualify for the £125 switching offer (“the offer”…
Halifax has restarted their switching offer, usual conditions apply and from experience the cash is paid really quickly Terms and conditions. To qualify for the £125 switching offer (“the offer”…
eslick Avatar8m, 2w agoFound 8 months, 2 weeks ago71 Comments
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Try Tesco and paypal
TirolForce165
I have multiple Halifax current accounts with zero money in them you don't need cash to credit these accounts with the monthly £750 if you have a overdraft as you can use the overdraft instead with no charges or costs.
The monthly £750 from my overdraft goes in one account for seconds then I transfer It through the other accounts online and then put it back to clear the overdraft in the original account it came from .
This takes seconds/minutes which I do in daytime banking hours before 3pm .
Direct debits can be gotten at no cost as well.


​Which free dd's have you set up?
I have multiple Halifax current accounts with zero money in them you don't need cash to credit these accounts with the monthly £750 if you have a overdraft as you can use the overdraft instead with no charges or costs.
The monthly £750 from my overdraft goes in one account for seconds then I transfer It through the other accounts online and then put it back to clear the overdraft in the original account it came from .
This takes seconds/minutes which I do in daytime banking hours before 3pm .
Direct debits can be gotten at no cost as well.
Justsuperman
kar999
People voting cold on a much better HSBC £200 switch deal.... this site is so random!http://www.hotukdeals.com/deals/free-200-bank-switch-150-upfront-50-stay-hsbc-new-customers-2460582
Yeah but you have to pay in 1,750 pound a month some people don't have that pay in every month also need 2 DD's

I have a rolling standing order between all my accounts so you don't have to have salary paid in. So long as you have £1750 sitting somewhere like your main current account just transfer it in and out back to where it started.
kar999
People voting cold on a much better HSBC £200 switch deal.... this site is so random!

http://www.hotukdeals.com/deals/free-200-bank-switch-150-upfront-50-stay-hsbc-new-customers-2460582


Yeah but you have to pay in 1,750 pound a month some people don't have that pay in every month also need 2 DD's
328

10% off at Nando's - Halifax Credit Card cashback rewards £1.00

28
£1.00 @ halifax bank
log on your online account and load the offer to your credit card Offer details Nando's Activated Nando's 10% Expires 25 Jun 2016 Earn 10% Cashback when you next dine at Nando’s, the home of…
log on your online account and load the offer to your credit card Offer details Nando's Activated Nando's 10% Expires 25 Jun 2016 Earn 10% Cashback when you next dine at Nando’s, the home of…
Headingley_Lad Avatar8m, 3w agoFound 8 months, 3 weeks ago28 Comments
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Nandos use battery farmed chickens. Don't know if they use free range eggs.
Rubbish deal... we get 20% off at our Nandos with our Cineworld Unlimited Card.
As stated earlier, you could have 28% off by combining the two.
Discount & cashback are 2 different things tho... it is nice when it eventually comes through but I would prefer money off up front. Not really a deal imo.
Money is money no matter where it comes from and all you have to do is use the card you would normally use anyway. I would expect most people would prefer 28% over 20% but everyone is different.
Rubbish deal... we get 20% off at our Nandos with our Cineworld Unlimited Card.
As stated earlier, you could have 28% off by combining the two.
Discount & cashback are 2 different things tho... it is nice when it eventually comes through but I would prefer money off up front. Not really a deal imo.
Rubbish deal... we get 20% off at our Nandos with our Cineworld Unlimited Card.
As stated earlier, you could have 28% off by combining the two.
Santander 123 does the same
684Expired

ICELAND 10% CashBack for Halifax Debit/CreditCard purchase

67
£0.00 @ halifax bank
Halifax has just introduced a 10% cashback on your next purchase from Iceland. It is ONLY for Halifax Debit/CreditCard owners. To get it you must first activate the offer on your account via mobil…
Halifax has just introduced a 10% cashback on your next purchase from Iceland. It is ONLY for Halifax Debit/CreditCard owners. To get it you must first activate the offer on your account via mobil…
LucasZ Avatar10m, 4d agoFound 10 months, 4 days ago67 Comments
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Donuts123
entourage94
Worked a treat for me, subbscribed online, went in, bought a £1 garlic bread and asked for £50 cashback. Thanks OP :)
If rohitmkiller is correct (see post #31) you'll be in for a whopping 10p cashback for that. :)

That would be hilarious. But still, I'd be 10p better off than the day before I suppose :P
Nice spot!
entourage94
Worked a treat for me, subbscribed online, went in, bought a £1 garlic bread and asked for £50 cashback. Thanks OP :)
If rohitmkiller is correct (see post #31) you'll be in for a whopping 10p cashback for that. :)

Edited By: Donuts123 on Apr 22, 2016 20:31
5% for me not 10%:(
Only have the CC and I don't see this offer on the mobile or website
-12Expired

Halifax 40 months balance transfer credit card with less fee 2.58%

1
£0.00 @ halifax bank
This is a limited offer, available until 11 April 2016. 1. 0% for up to 40 months from account opening on balance transfers made in the first 90 days. 2. Minimum £100 balance transfer. At least 51…
This is a limited offer, available until 11 April 2016. 1. 0% for up to 40 months from account opening on balance transfers made in the first 90 days. 2. Minimum £100 balance transfer. At least 51…
kingkhan9 Avatar11m, 1d agoFound 11 months, 1 day ago1 Comment
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dont understand why people are voting cold...reasons please....
460

Halifax 40 Month Balance Transfer Credit Card

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£0.00 @ halifax bank
Halifax 40 Month Balance Transfer Credit Card 0% on balance transfers for 40 months2.85% effective balance transfer fee(Initial 3% fee, 0.15% refunded within 90 days)18.9% representative APR0% on p…
Halifax 40 Month Balance Transfer Credit Card 0% on balance transfers for 40 months2.85% effective balance transfer fee(Initial 3% fee, 0.15% refunded within 90 days)18.9% representative APR0% on p…
richardhopkins1 Avatar1y, 2d agoFound 1 year, 2 days ago28 Comments
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Can I transfer money to my current account? Never had balance transfer thing before always go for purchases offer. I do not have high amount on credit card as i pay it off full every month but can do with this if i can transfer it to my current account.
10dulkar
barryallott
hsnali
A general question, are you more likely to get a balance transfer application approved compared to a new application or it doesn't matter?
Balance transfer is still debt. You will be approved on your credit rating regardless of the balance transfer.
this is not correct...you have a higher probability of getting approved if you are doing a balance transfer...

Yeah you're right.

Transferring the balance shows you won't be adding more debt and the debt to income remains the same. If you don't do it at the point of application they may think you will start borrowing more.

Worked for a few companies who nudge credit limits up to accommodate the BT and for a little extra spend.

Worked for some that don't care and just issue the same limit regardless.
barryallott
hsnali
A general question, are you more likely to get a balance transfer application approved compared to a new application or it doesn't matter?
Balance transfer is still debt. You will be approved on your credit rating regardless of the balance transfer.

this is not correct...you have a higher probability of getting approved if you are doing a balance transfer...

Edited By: 10dulkar on Feb 24, 2016 14:48: Clarification
Use this to find out your chances rather than mark your credit record:

https://www.moneysavingexpert.com/eligibility/credit-cards/
hsnali
A general question, are you more likely to get a balance transfer application approved compared to a new application or it doesn't matter?

Balance transfer is still debt. You will be approved on your credit rating regardless of the balance transfer.
848Expired

Heads up - Halifax to Increase Current Account Switching Bonus to £125 from Tuesday + Possible £60 cashback over 12 months

177
£0.00 @ halifax bank
Just a heads up that Halifax are increasing their current account signup bonus to £125 from Tuesday. The bonus is paid within three workings days of a successful transfer using the bank switching serv…
Just a heads up that Halifax are increasing their current account signup bonus to £125 from Tuesday. The bonus is paid within three workings days of a successful transfer using the bank switching serv…
Chanchi32 Avatar1y, 2w agoFound 1 year, 2 weeks ago177 Comments
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Can anyone confirm if after having paid in £750 and two direct debit payments coming out, if you then withdraw any remaining cash to take your account to a £0 balance, will you get the £5 'bonus' for the month? I'm wondering about their definition of a positive balance, if it's more about not having gone into an overdraft.

Edited By: morgie on Apr 05, 2016 00:24
It could only happen to me...smh..Started the application almost got to Confirm when they offered me overdraft, somehow didn't take a decision and I was timed out telling me I should restart. When I restart the application I get an error telling me I already applied. What to do now?
Quicklite
Coffee100
Hey guys, how du close the account after getting the incentive? I don't want to switch again, but bit worried they might try to get the 125 back.
I don't think they'll try to get it back? Does it say anywhere how long you've got to keep the account?
e.g. do you have to transfer in 750 quid just to be safe?
No doesn't say anywhere how long uouve got to keep account.
Coffee100
Hey guys, how du close the account after getting the incentive? I don't want to switch again, but bit worried they might try to get the 125 back.
I don't think they'll try to get it back? Does it say anywhere how long you've got to keep the account?

e.g. do you have to transfer in 750 quid just to be safe?
Hey guys, how du close the account after getting the incentive? I don't want to switch again, but bit worried they might try to get the 125 back.
915

Halifax - 40 month interest free on balance transfers credit card

45
£0.00 @ halifax bank
Might help someone? - Only available until 15/02/2016 Details on their website;- This is a limited offer, available until 15th February 2016. 0% for up to 40 months from account opening on ba…
Might help someone? - Only available until 15/02/2016 Details on their website;- This is a limited offer, available until 15th February 2016. 0% for up to 40 months from account opening on ba…
Hibbers1 Avatar1y, 1m agoFound 1 year, 1 month ago45 Comments
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MarkyB77
gus77
MarkyB77
gus77
MarkyB77
It might free up deposit, but it will reduce your affordability ratios if they are tight following MMR circa 2 years ago.
Is this a fact or an assumption?
Fact... you will gain say 10k deposit as you build up a balance and don't spend your deposit, but lose circa 50k of mortgage affordability or worse. Great if your still within your requirement and needs, but not if you are on the cusp. Use HSBC indicator to find out, don't take my word for it.
Thanks!
When you say HSBC indicator are you referring to this https://www.hsbc.co.uk/1/2/mortgages/how-much-can-i-borrow
or something else?
Yes that!
Put an application in with a 10k balance owing on a credit card, vs ZERO balance owing on a credit card. you will see the difference... if you only want a 50k mortgage and earn 100k per year it wont make a scrap of diff. If you earn 40k and want 200k, then owing 10k on a credit card and not, might be the difference, where a 10k less deposit might mean you pay slightly higher interest rate but still get the mortgage and the house. Is this a deal breaker? Depends how much you want the house.

You are right, it makes a big difference indeed. Thanks for the info!
gus77
MarkyB77
gus77
MarkyB77
It might free up deposit, but it will reduce your affordability ratios if they are tight following MMR circa 2 years ago.
Is this a fact or an assumption?
Fact... you will gain say 10k deposit as you build up a balance and don't spend your deposit, but lose circa 50k of mortgage affordability or worse. Great if your still within your requirement and needs, but not if you are on the cusp. Use HSBC indicator to find out, don't take my word for it.
Thanks!
When you say HSBC indicator are you referring to this https://www.hsbc.co.uk/1/2/mortgages/how-much-can-i-borrow
or something else?
Yes that!

Put an application in with a 10k balance owing on a credit card, vs ZERO balance owing on a credit card. you will see the difference... if you only want a 50k mortgage and earn 100k per year it wont make a scrap of diff. If you earn 40k and want 200k, then owing 10k on a credit card and not, might be the difference, where a 10k less deposit might mean you pay slightly higher interest rate but still get the mortgage and the house. Is this a deal breaker? Depends how much you want the house.



Edited By: MarkyB77 on Jan 24, 2016 06:57
Is there a limit to the size of the balance transfer?
Thinking of gettting a kitchen for around 5k on my credit card and transferring to this rather than get a bank loan with daft apr
But if its not 40 months and only 9 like some have said on here il be screwed paying it back in time
MarkyB77
gus77
MarkyB77
It might free up deposit, but it will reduce your affordability ratios if they are tight following MMR circa 2 years ago.
Is this a fact or an assumption?
Fact... you will gain say 10k deposit as you build up a balance and don't spend your deposit, but lose circa 50k of mortgage affordability or worse. Great if your still within your requirement and needs, but not if you are on the cusp. Use HSBC indicator to find out, don't take my word for it.

Thanks!
When you say HSBC indicator are you referring to this
https://www.hsbc.co.uk/1/2/mortgages/how-much-can-i-borrow
or something else?
gus77
MarkyB77
It might free up deposit, but it will reduce your affordability ratios if they are tight following MMR circa 2 years ago.
Is this a fact or an assumption?

Fact... you will gain say 10k deposit as you build up a balance and don't spend your deposit, but lose circa 50k of mortgage affordability or worse. Great if your still within your requirement and needs, but not if you are on the cusp. Use HSBC indicator to find out, don't take my word for it.
249Expired

5% cashback on Waitrose spend with Halifax debit/credit card for Halifax account holders

25
£0.00 @ halifax bank
"Halifax Cashback Extras" offers discounts to Halifax account holders on various stores from time to time. The new offers keep coming up. Currently they are offering 5% cashback on any spend at Waitro…
"Halifax Cashback Extras" offers discounts to Halifax account holders on various stores from time to time. The new offers keep coming up. Currently they are offering 5% cashback on any spend at Waitro…
anujknsl Avatar1y, 1m agoFound 1 year, 1 month ago25 Comments
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Great if you want a smallish shop. Not as good as previous halifax/waitrose offer if you wanted a big shop. Where they had a £15 off a £100 shop.

If you not used waitrose before. Sign up and use AQ4H20 for £20 off £100 shop. Plus can still get cash back via TCB and the halifax rewards all together, It worked in December when I did it
Is Halifax cashback extras a separate website? I've got account with Halifax but never seen cashback on my online account? Got the £5 reward account and one of their credit cards
cannot find it :-(
tolester
It's one of those drop down menus
Founded it, thanks
It's one of those drop down menus