Have you a hsbc credit card New Offer. 0% interest for 20 months offer (2.99% fee min £5) - HotUKDeals
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As per the header spent too much this Christmas get 0% on balance transfers for 20 months on your hsbc credit card , 2.99% fee upfront, may help some people ..

Saves the hassle of setting up a new credit card, yes Barclays, MBNA, Virgin are always offering this, not seen this on hsbc often

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Is it possible to withdraw cash from a credit card, to pay off another credit card, and then transfer the balance onto a 0% card like this one?

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