With assets of around US$2.67 trillion, The Hong Kong and Shanghai Banking Corporation Limited, or HSBC as it is better known, is the world's fourth largest bank in terms of its total assets. There are around 6,000 HSBC offices, in 71 countries, on six continents worldwide and the bank boasts upwards of 60 million customers. Here at HotUKDeals, we collect a wide range of offers and online incentives on HSBC products and services on one dedicated page. read more
Open a new HSBC Advance or HSBC Premier Account and get £150 when you switch with a minimum of 2 Direct Debits or Standing Orders using the Current Account Switch Service within 30 days of opening you…
Free £200 bank switch (£150 upfront; £50 if you stay). New switchers to HSBC's Advance* get £150 within 70 days. Plus, register for online / mobile banking once it's open and if you're still with it a…
Currently best lifetime tracker mortgage available in the market imo. If your LTV is 60% and you are interested to pay off mortgage as soon as possible. This is the best deal you can get. The interest…
Open a HSBC account or switch your account to HSBC and you will receive 120 pounds cash back.Excludes basic bank accounts and student accounts.Offer from 29/12 to 28/02/16.Also apply for a credit card…
Like all major banks, HSBC offers a very wide range of different products and services. When you arrive at hsbc.co.uk, there is a tab to switch between Personal and Business banking. This article will only cover the Personal banking options.
Personal Banking is divided into five main categories on the HSBC homepage:
Everyday banking: Current and Savings Accounts, ISAs, Credit Cards, Student Accounts and International Services
Borrowing: Loans, Mortgages, Credit Cards and Overdrafts
Investing: Funds, Shares and Investment Advice
Insurance: Car, Travel, Home and Student
Life Events: Bereavement support, Marriage, Retirement, Moving Overseas and Property Sales advice
Deals and Offers with HSBC
Being a bank, HSBC doesn't offer deals per se, but it does offer certain incentives to potentialy new and existing customers. These include things like rewards for referring a friend and cash for switching your present account to HSBC.
From time to time, online vouchers pop up in association with HSBC. For example, discounted flights or selected airlines for HSBC customers. When these online promotions show up, you'll see them on HotUKDeals´ HSBC page.
Opening an Account at HSBC
Whether or not you are able to apply for an HSBC bank account online completely depends upon the type of account you wish to open. For joint current accounts, you and the other account holder must visit a branch in person. There several, especially the more basic current accounts, that can be applied for online or by telephone.
Online banking has changed the way we all access our money and simplified everyday finances for many of us. If you're already an HSBC customer, and you haven't done so already, you can register for online banking easily and securely by following these steps:
Click "Register" on the HSBC homepage.
Read the Introduction to Online Banking.
Accept the terms and conditions.
Verify your identity using your account number, sort code, date of birth and two numbers from your telephone banking security number.
Create your login details.
Set up your security questions in case you forget your details in the future.
Check the additional security options.
Choose between a Secure Key or a Digital Secure key.
If you chose a Digital Secure Key, use that along with the HSBC Mobile Banking App to activate your online banking.
HSBC.co.uk Online Banking Security and Access
Security is a big factor in online banking, the same applies for HSBC. The physical and Digital Secure Keys are part of HSBC's "two factor authentication process". It works by adding another level of security to online banking customers. The Digital Secure Key is convenient, protected and easy to use, it’s used to log on to your online and mobile banking. There's also a Touch ID, which is available with iPhone 5s and above, where you can log on using your fingerprint. Digital Secure Keys can be used on iPhone, Android and Amazon Fire devices.
The physical Secure key, as the name suggests, is a physical alternative to the Digital secure key. It's a device, roughly about the same size as a credit card, meaning it should fit fairly easily in your purse or wallet. It's easy to use and requires you to switch it on, enter your PIN number and it will create a one-off six digit passcode that you can use in order to log in.
HSBC Social Media, News Site and Online Blog
Like many banks, businesses and financial institutions, HSBC has a strong social media presence. Existing HSBC customers, as well as potential new ones, can follow them via their different social media channels to hear about the latest news, insights, products and services from HSBC, as well as hearing about new incentives that the bank is offering. Social media is also a good place to read opinions, reviews and comments left by existing customers. This is especially useful if you're thinking of opening an account with them.
The HSBC Knowledge Centre is an online blog with contributions from a host of financial experts, about a range of business related issues. It's especially useful if you're running a small business.
HSBC Mobile Banking App
Customers with smartphones can download the HSBC Mobile Banking App. It allows you to manage your accounts quickly, easily and securely from your mobile phone. With the app, you can:
Log in to your account using your fingerprint with Touch ID. Available on iPhone 5s or above.
Check your balance live on up to three accounts with Fast Balance.
Transfer funds between accounts and make payments to existing payees.
Make and receive payments using the Paym app on your mobile phone.
Apply for a personal loan or a Loyalty Cash ISA.
The HSBC Mobile Banking App is available for Android, iOS, Blackberry and Amazon Fire digital devices. Simply download it, open it up and follow the instructions on the screen to set up your security information.
HSBC UK Contact Details
If you have any questions or queries about any of HSBC's products or services, to save yourself time, it's best to first take a look at their FAQs. On this page, you'll also see a link where you can chat online with a member of the HSBC Service Team who'll help to answer your questions.
By phone: Existing customers: 03457 404404, from outside the UK: +44 1226 261010; the lines are open from 8am to 10pm every day. Non-HSBC customers: 03456 040626; the lines are open from 8am to 10pm every day except Christmas Day, Boxing Day and New Year's Day.