HTC Desire HD, 250 mins, 5000 texts, 500mb data. £44.99 phone, £7.50 pm / 24mths Talkmobile @ e2save £224.99
This seems to be the same £7.50 Talkmobile deal that's knocking around for a lot of phones at the moment, except for £44.99 you get a much better phone than is offered in the free deals.
£30 Quidco/Topcashback as well, so total cost £194.99, or £8.12 per month over the duration of the contract.
Edit: Forgot, it says "refurbished", but these will be brand new phones that were returned unused within 7 days, not phones that were broken and have been fixed. Same 12 month guarantee.