HTC wildfire S on T-mobile, 100mins and Unlimited Texts for £20.42 per month
And then £44.92 cashback from e2save on 6 , 9 , 12 , 15 and 18 months. Saving of £224.62.
Bringing the average monthly rental to 7.94 hence total cost of the contract is £142.96. Which is cheaper than pay as you go from everywhere especially if you are looking for T-mobile and not 3 network.
Plus a £46 cashback. In my experience e2save cashback always tracks and pays but I cant add it to the price due to HUKD rules.
Total cost of phone £96.96.
I personally am going to throw the sim card away, I get the phone for £96.96 and the cost of the phone is spread through 18 months. (no interest on credit card)