Barclays Bank Deals & Sales for 2016 - HotUKDeals
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Barclays Bank Deals & Discounts

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53Expired

25% off if you exchange Barclays Freedom Rewards TODAY

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25% off on your freedom reward points today to spend on CurrysPCWorld, Boots, Argos, Topshop and more! Only valid today 09.11.16 until Midnight.
EK85 Avatar3w, 4d agoFound 3 weeks, 4 days ago4 Comments
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Think it will be bk on? It's not advertised very well
Thanks £135 of Curry's Vouchers. Now hope there is a good Black Friday deal for a new TV to spend them on (_;)
thanks for the reminder go some Debenhams e- vouchers :)
Thanks. This just boosted my points to £5.00 voucher level.
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-61

Barclays 7 yr fix mortgage @ 1.99% with £1500 fees for 60% ltv £1,499.00

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This looks a good deal considering some trackers out there are a higher rate. There is a hefty fee but if you have a big mortgage it may still work out better and you have peace of mind for 7 years re…
ran123ran Avatar2m, 2w agoFound 2 months, 2 weeks ago8 Comments
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MikeLondon
How is thsis going cold?!
Because people on HUKD fail to understand that the fees are negligible if you borrow a larger amount.
Hot from me.
If you are borrowing 300k which is a pretty small mortgage in the SE then 1500 fees spread over 7 years = f all.

If / when rates rise and you can start getting 3/4/5% on your savings whilst paying 2% on your mortgage you will be laughing literally all the way to the bank.
Look at the low interest rate!...........hold on..............look at the wow! fees as well. Phew...they almost got me ;)
I've been looking to buy a house and the best I had found was 2.13% for 7 years at 70%ltv but the fees were about half that, I think it was £800.
MikeLondon
How is thsis going cold?!
I am currently on 2% on a let to buy deal before that it was .75 above base since I don't know when.
-114

Travel Plus Pack £13.50 p/m from Barclays (Can cancel anytime) £162.00

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I'm planning on driving to France this summer, I was looking at European Breakdown Cover and found this add on from Barclays. This seems to be a decent price for what you get. You will need to have a…
rustyjames Avatar6m, 2w agoFound 6 months, 2 weeks ago16 Comments
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It may well work from Manchester, but it certainly doesn't work very well from gatwick.
The info came from a personal banker in my local Barclays, they were using it as a selling point for the travel pack.
wolf359
kneale81
wolf359
Bare in mind that the airport lounge access cannot be pre-booked and you'll be lucky to gain admittance. My daughter failed last week at 7am in gatwick. They told her they were fully booked for the next month
I've never had trouble getting into a lounge in Manchester, and I've been several times, and taken full advantage of the food and drink! :D There are several lounges in each aiport too, there are five lounges in Gatwick, did she try any of the others?
There are only 2 in gatwick south, one full for the next month the other closed.
Barclays forums etc are full of people complaining about it. In fact Barclays stopped doing the airport Angel for that very reason and switched to dragon pass, which now suffers from exactly the same problem.
It's exacerbated ATM as the v-room is closed, but it's always been a big problem. We used the no1 lounge last year (with airport Angels) and were VERY lucky to get in. We saw loads turned away afterwards. The lounges are pushing the pre-booking side of it and quite simply Barclays needs to allow the same, ATM they don't.

Sorry, you're incorrect. CPP restructured and decided to close Airport Angel, that's why Barclays had to change providers. As I said previously, I've never had a problem with Manchester or Liverpool airports, but I've never flown from anywhere else. I always use the Escape Lounge in Manchester, love it there.


Edited By: kneale81 on May 17, 2016 10:00: ...
kneale81
wolf359
Bare in mind that the airport lounge access cannot be pre-booked and you'll be lucky to gain admittance. My daughter failed last week at 7am in gatwick. They told her they were fully booked for the next month
I've never had trouble getting into a lounge in Manchester, and I've been several times, and taken full advantage of the food and drink! :D There are several lounges in each aiport too, there are five lounges in Gatwick, did she try any of the others?
There are only 2 in gatwick south, one full for the next month the other closed.
Barclays forums etc are full of people complaining about it. In fact Barclays stopped doing the airport Angel for that very reason and switched to dragon pass, which now suffers from exactly the same problem.
It's exacerbated ATM as the v-room is closed, but it's always been a big problem. We used the no1 lounge last year (with airport Angels) and were VERY lucky to get in. We saw loads turned away afterwards. The lounges are pushing the pre-booking side of it and quite simply Barclays needs to allow the same, ATM they don't.
Does the Nationwide Flexplus account include airport lounges?
wolf359
Bare in mind that the airport lounge access cannot be pre-booked and you'll be lucky to gain admittance. My daughter failed last week at 7am in gatwick. They told her they were fully booked for the next month

I've never had trouble getting into a lounge in Manchester, and I've been several times, and taken full advantage of the food and drink! :D There are several lounges in each aiport too, there are five lounges in Gatwick, did she try any of the others?
-64Expired

Barclays 100% mortgage DEAL - 2.99% until 30 June 2019

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Barclays offers 0% deposit mortgage to home buyers Read more The Barclays rate is also competitive, set at 2.99% until 30 June 2019, making it the lowest-priced 100% deal. The launch of the Barc…
djpkinthemix Avatar6m, 4w agoFound 6 months, 4 weeks ago21 Comments
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RedmanDealer
Seem's a good deal at that rate but would need to read the Ts&Cs especially with the 10% gaurantee. Problem is, compared to 10 years ago (at least for the south-east) is that even if you can offer a 100% mortgage, how many people can earn enough to cover the price of the house? You won't get a house for less than £300,000 in most of London (and flats aren't much cheaper) so you will need £50-60k to qualify.TBH if you are earning that on your own or as a couple you're already in a decent position and just need to improve a little. It's the ones earning a lot less than are in trouble.
I could only afford to buy as I had saved a decent deposit but lots aren't in that situation. My advise for anyone in their early 20s is save as much as you can so you have something later on. That's not to say you can't enjoy yourself but don't p**s your money away!

Or find another job outside of London. £300k will get a nice 4 bed detached in most parts of the country.
cikki100
csf
rigsby9
No offence to poster, but this is madness, has the banking sector learnt nothing from 2009.
Watch the film 'the big short', explains why a load of us received redundancy letters in 2009.
Were still getting letters this year and every year since. Lol got made redundant in 2010 and 2014, and my current place is gonna be doing cuts shortly. The only people buying are the non UK bunch, and they don't need mortgages.
​must be loving the redundancy packets

Well the 2014 redundancy pay would have been about a months wages if it was just what has to be given (and that's assuming after 2010 csf went straight into the next job ).
csf
rigsby9
No offence to poster, but this is madness, has the banking sector learnt nothing from 2009.
Watch the film 'the big short', explains why a load of us received redundancy letters in 2009.

Were still getting letters this year and every year since. Lol got made redundant in 2010 and 2014, and my current place is gonna be doing cuts shortly. The only people buying are the non UK bunch, and they don't need mortgages.



​must be loving the redundancy packets
People been saying for at least the last decade wrong time to buy, prices mental, crash around the corner. Yet prices now in most areas at an all time high. The money people are making from their homes is more than their salaries, their pensions or anything else. Rent is just money down the bog. The bigger the mortgage the bigger the returns, I would say jump right in on this deal. My first house in 1999 seemed unbelievably expensive at £115000 in the south, sold it in 2006 for £230000. Next one was £350000, now worth £600000+.
I'm an estate agent and this does concern me, all seems to be leading to another crash. Property prices where I am in some cases have gone up a third in one year! surveyors need to start downvaluing in order to hold the market back, bit counter productive as it doesn't help me in short term but I would rather see the market calm down about than another recession.
-10

Kaspersky Total Security 2016 with multi-device software – £6.99 (Barclays customers only)

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This has been posted before, six months ago. But the price has now reduced to £6.99 - which I think is a cracking deal. You need to be a Barclays customer. It protects 5 devices for one year and…
SL7 Avatar9m, 4w agoFound 9 months, 4 weeks ago17 Comments
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I spent most of yesterday trying to find a good AV and then found having online Barclays banking gets you Kaspersky cheap. The price now is Kaspersky Total Security – Multi Device 2016 £2.49 and the backup disc for £5, bargain.
If you just want it for one computer you can get Kaspersky Internet Security 2016 for FREE for 12mths from Barclays
I have been using it for about 3yrs now...you just have to update each year.
ovisan
That may be cause I don't use the Internet for adult entertainment only...


​That's an incredibly naive approach. ANY webpage on ANY website can be infected by a malicious third party.
That may be cause I don't use the Internet for adult entertainment only...

Edited By: ovisan on Feb 04, 2016 21:20
Newbold
ovisan
I don't need antivirus. A have a brain.
Isn't that a little like saying 'I don't need to wear seat belts. I am a good driver.'?
lol this shows he don't have a brain X)
-64

FREE English Heritage Membership! via Barclays rewards

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I got this free membership with my Barclays bank account. I think this is a fantastic deal.. includes guest/family passes... Visit Stonehenge for free!
matthants Avatar11m, 1w agoFound 11 months, 1 week ago28 Comments
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Not financially savy? Rubbish product? You clearly are totally clueless and most likely a little bit jealous.
I think you're not financially savvy of you've got 75k pa going into this rubbish product
Voted cold I imagine as majority of HUKD subscribers need the deals because they don't earn £75,000+ a year, nor do they have £100,000 in savings!
Op is all about that Stealth brag
cashandben
I have it......but i live in Wales........
English Heritage membership gets you and a friend free admittance to CADW attractions.
317Expired

Get £35 iTunes code for £25.00 via Barclays PingIT

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First post Get £35 iTunes code for £25 via Barclays PingIT
smethyofstocky Avatar1y, 6d agoFound 1 year, 6 days ago16 Comments
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I got 2 of these. Excellent deal except the code was not sent to my mobile and it was a pain to get it sorted but not the end of the world. Just annoying.
ordered one thanks
Thanks. Really worth it!
You must have pingit app on your smartphone to get this deal!
bigjeremy
Link seems to go to mortgage application , any othere link please?

I found the same - shame the OP or anyone else didn't help, but I have found out that you need to do it via the pingit mobile app, but it looks as if it's noe expired (as per the other post).
I have a £50 voucher for £35 if anyone is interested? -

http://www.hotukdeals.com/for-sale-trade/50-itunes-voucher-2337593
-84

Barclays Customers, Kaspersky, 1 year, 5devices, ultimate. £6.29 with 10% code

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Barclays customers can renew or buy ultimate Kaspersky for 5 devices at £6.99 - 10% =£6.29 use (email10) for discount
jjav Avatar1y, 1w agoFound 1 year, 1 week ago10 Comments
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The Barclays free option are 3 pcs and 1 mobile device. Been using it for several years.
jjav
[quote=pixilincus][quote=Dragon32][quote=pixilincus] :) Much better than paying £6.99 every month :)
£6.29 TOTAL PRICE for the full YEAR, not every month

Regardless, im afraid its not a very good deal....
[quote=pixilincus][quote=Dragon32][quote=pixilincus] :) Much better than paying £6.99 every month :)


£6.29 TOTAL PRICE for the full YEAR, not every month
took them up on this offer last week only to find it doesn't support the OS on my server Win 2012 R2. :-(
This is the ultimate version, different to the one that is offered for free.
74Expired

iTunes gift card £35 for £25.00 from pingit app - 28.57% off

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Just seen this deal on the Barclays pingit app on the iPhone. Seems like a good deal and better than the 15% off Sainsbury's is currently offering.
Jamsen Avatar1y, 2w agoFound 1 year, 2 weeks ago20 Comments
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Ashley1304
How long does the letter take to come? Just signed up for it 10 mins ago...

I applied on Sat and letter came yesterday.
Ashley1304
How long does the letter take to come? Just signed up for it 10 mins ago...

I applied on Sat and letter came yesterday.
Ashley1304
How long does the letter take to come? Just signed up for it 10 mins ago...

I applied on Sat and letter came yesterday.
thanks OP.

Chris
How long does the letter take to come? Just signed up for it 10 mins ago...
312

Kaspersky Total Security Multi-Device 5 devices 1 year (Barclays customers deal) £7.99 @ Kaspersky

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Our ultimate security solution leaves nothing to chance - protecting everything you do on your PC, Mac & Android devices, its cheap if you have Barclays account, or you can get Kaspersky Internet S…
dariuskolycius Avatar1y, 4m agoFound 1 year, 4 months ago59 Comments
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at least you all get the offer when i go to pay its trying to charge me the full price i can see the offer but when i click buy it comes up at full price, any ideas???
I'll check via my account later on but if it's £9.99 for me. Maybe Barclays are offering different discounts based on account type or something.

Edited By: Zico on Aug 21, 2015 19:23
just checked its 6.99
Anybody else with a Barclays bank account able to check if the price is still £7.99?
Logged in last night and the offer shows as £9.99 for me:
http://i.imgur.com/mDYigYI.png
I have a Barclays credit card only,do I qualify for this?
Thanks for answering.
-61

Bpay wristband FREE worth 24.99

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Free bpay wristband if you had before bpayband. Have mine for free. Just perfect. Also they released app.
dariuskolycius Avatar1y, 4m agoFound 1 year, 4 months ago7 Comments
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Really???? Let you pay by phone to pay apple and google? Show me how? How you gobna pay if your battery flat?
Don't see the point when Apple and Google can both let you pay with a mobile phone.
Anyone who had one previously was sent an email offering a free new one.
In my opinion the keyfob is better than the band.
Kind of, 1st gen wirstband account database deleted you can try luck to call them and ask for the new cause you had before :)
I think he is trying to say if you already own this product just call them and they will renew it free of charge. Or something like that.
-109Expired

Half price Barclays bPay device (bracelet, key fob or sticker) £7.49 - £12.49

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Visit http://www.bpaymates.co.uk/ to get a 50% off code for a device at discount price bPay is a digital wallet that is linked to one of three new devices – a wristband, fob and sticker, giving yo…
In This Avatar1y, 4m agoFound 1 year, 4 months ago24 Comments
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andrewAJ
I have the bPay band which I got for free when they first came out. great piece of kit just like a watch you can buy stuff with. Sounds like you guys dont like the idea of it but each to their own. I wouldnt however pay for it, thats just wrong, especially when you could get it for free, I registered after reading about it in the freebies section on HUKD!
Same here have a free one and will use it as I did my last one. I have found it great and quicker than cash. Totally secure as people would find out if they used one and the software that you download. Why do people put things down before they know what they are talking about, too much miss information on the web about bpay. If you don't know how they work keep quite. Also you don't need a Barclays account I link mine to my Santander account and move money when I need to it is a virtual wallet, and it's more secure than my real wallet...
I have the bPay band which I got for free when they first came out. great piece of kit just like a watch you can buy stuff with. Sounds like you guys dont like the idea of it but each to their own. I wouldnt however pay for it, thats just wrong, especially when you could get it for free, I registered after reading about it in the freebies section on HUKD!
Whirly
Barclays are currently on a "sod the customer" road anyway. Have you tried going into one of their branches lately? Want to see a teller? You're told to use the machines. Complain? You're told they don't care and if you don't like it, use another bank.
Obviously the new leadership feels that cost cutting is more important than keeping customers. In the end it's just proof that the banks no longer make their money from customers, nowadays the vast majority comes from "investment" (read "gambling with other people's money").

Totally agree with this, had to pay some money in my local city centre branch last Tuesday. They have 4 machines that you are supposed to use for cash out and paying in. Great, except 3 were off. So you had to go to counter to pay in. They have 12 counter positions, 2 had staff on, and there were over 40 people in the queue. I asked were they putting more cashiers on, no sorry, all the staff were busy, yes, I counted 10 staff on the bank floor walking around asking if they could help anyone, if they were interested in switching their mortgages to them or applying for a Barclaycard, that type of thing. Complete joke.
Same as you i've had one of these contactless stickers now for over 2 years. Lol Barclaycard gave me one as a trail, most likely because i spend to much money. I removed the back of my phone case and inserted it on the battery no one even knows its there.

Whirly
They sent me one of the stickers for the back of my phone years ago. Tried it once and it wouldn't work. It stayed on the old phone when I updated.
In my experience, useless tech and previously free.
M0nk3h
Kenneth131
also £500+ for an iPhone 6 or £12.50 for a bpay band mmmm
now I agree to some extent that paying for this tech is pointless given it serves no purpose other than allowing you to do what a bank card already does however if its a choice between apples ridiculous pricing and locked down OS or android, open source and a bpay band I think you would find I still have change of my £500 notes but hey you go ahead and use apple pay
Android from my experience have still to implement this fully and I find it's a bag of fragment at the moment. Yes, it's been available but I am yet to find a working solution in the UK. EE have their wallet app but you have to go through topping up as far as I'm aware, Samsung have theirs but again it's the implementation.
Your statement of "ridiculous pricing" I don't think can apply directly to Apple anymore. Look at Samsung ;)


agreed that the sammy s6 is nonsense as well with its price, Im just making a point that people vote this cold simply because its a payment method which you pay for but barclays have to make something back on the production costs of these.

Or people vote cold because they have an apple phone which they forget cost them £500 + for the Iphone 6 to use apple pay.

Some of us who have common sense would have a reasonably good phone and could actually make use of the bpay stuff. Think about a cyclist or runner who could wear the band rather than carry a wallet etc it is genuinely useful.

As much as I completely object to the pricing of apple stuff I agree android manufacturers are just as bad but you have options eg one plus etc which are more suitably priced.

I do believe digital wallets are the future and I applaud apple for brining it to the UK but dont vote a deal like this down based on the fact you own an Iphone for apple pay.
271

Add a Photo to your Barclays Debit Card Free @ Barclays

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Add a Photo to your Barclays Debit Card Free @ Barclays We’ve all got a photo that brings back great memories – be reminded of the moment every day and put it on your debit card in 4 simple steps 1…
bargaingaz Avatar1y, 6m agoFound 1 year, 6 months ago39 Comments
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dariuskolycius
kneale81
dariuskolycius
Not for all ppl, for some it is £25 charge
Where'd you get that from?
writen on barclays page, some my friends benn charged £25 for that

There is no £25 charge. How do I know this? Guess who I work for :)
kneale81
dariuskolycius
Not for all ppl, for some it is £25 charge
Where'd you get that from?
writen on barclays page, some my friends benn charged £25 for that
Doesn't accept flags. There's a list of what's acceptable, in the end I put a picture of a bonsai tree which died after a few weeks. I think u can change the picture upto 6 times per year
i had this done a year ago and it is a good picture likeness and comes off good
With the advent of chip and pin, the only person who generally gets to see my card is me - I would guess part of the reason for having a custom card is to elicit a response from other people who see it, so this is rather pointless now?
638

Blue Rewards current account add-on: pay £3.00/month and receive a minimum reward of £7.00/month back (possible £15/month back) @ Barclays

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Barclays is introducing its Blue Rewards add-on for current accounts from Monday 20 April 2015. For a monthly fee of £3.00, customers can receive the following rewards into their Digital Wallets:
kneale81 Avatar1y, 7m agoFound 1 year, 7 months ago218 Comments
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Just signed to this offer, really good
DragonQ
Help to Buy ISAs are essentially regular savers with 25% interest (if your intention is to buy a property in the near future). I only recently found out about the cap on property values of £250,000 though, that could mean it's a waste of time for me (living in the south east where a new 2 bedroom build has a guide price of £450,000).

I feel your pain :(

HTB ISAs are a fantastic bit of electioneering; the government has made a bad thing look good to those who it harms while at the same time giving their mates in the housing and banking sectors a boost (you don't think the interest going to be any good do you?). I could go on but as I've just done a night shift you're probably better off looking at the forums on HPC - some of the accountants on there have done a good job and digested it nicely.
LandOfConfusion
DragonQ
Not going to open an ISA this tax year since I want a Help To Buy ISA when they launch.
oO
Why the face? Help to Buy ISAs are essentially regular savers with 25% interest (if your intention is to buy a property in the near future). I only recently found out about the cap on property values of £250,000 though, that could mean it's a waste of time for me (living in the south east where a new 2 bedroom build has a guide price of £450,000).

LandOfConfusion
DragonQ
The direct debit requirements are definitely annoying
Yeah but I can understand it though. They probably want to make sure this is your main account.
Yes, understandable but still annoying.
maxyoung62
Does anyone know what the rewards are? Is it cash, or is it like a voucher for m&s or something rubbish like that?.

you can withdraw these rewards into your bank account so it's cash but I am not sure whether they r paying them net like halifax or gross. is tax applicable on same as in that case basic tax payer will only get £4-20%of £7=2.6 and high tax payer will only get £1.2
Does anyone know what the rewards are? Is it cash, or is it like a voucher for m&s or something rubbish like that?.
204

Free Coding Lessons For Children (7-17) - Barclays (In Branch & Online)

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What is Code Playground? You rarely see it, but computer code runs our world. Everything from the website you’re reading to the traffic lights on our roads relies on the mysterious world of code. I…
BuzzDuraband Avatar1y, 9m agoFound 1 year, 9 months ago22 Comments
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Does anybody know the closest workshop to Lincoln? Thanks
Code Academy or Code Club are probably better, plus your kids won't be being taught by criminals.

This is just social conditioning to get kids to like and respect sick liars in suits
Heat added but nothing offered around Cambridge? :-(
went to the Kings Heath, Birmingham on Wednesday, (i booked the session back in mid january) only about 10 kids turned up, it was a basic introduction to scratch, but most of the kids had already used scratch before in school. the branch manager ran the workshop, he said this was a one off workshop and depending on the feedback from the group they may have more of these workshops and the kids would be invited back, or workshops at other branches would be offered.
wendiewoo
These are your nearest Code Playground sessions:

Book a place
38 Market Street, Lancaster, LA1 1HR
03 March 2015
5:30pm to 7:30pm
Digital Eagle: phil mitchell
Book a place


Phil Mitchell?!?!?!?
25

Barclays 1.79% two year fixed rate mortgage - re-mortgaging only 60% LTV

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Whilst pondering my mortgage options I found this two year fix. I called up and made a few enquiries and there are no product fees and Barclays cover valuation fees and legal fees. If i state a val…
matthew80 Avatar1y, 10m agoFound 1 year, 10 months ago8 Comments
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Thanks for the comment, I will have a think about it. I knew I would have to remortgage in two years, but my thinking was why couldn't I find a comparable tracker again in two years? So on my mortgage of £150k I would be saving about £50 per month for 24 months = £1,200 and then I remortgage and hopefully would be able to find a similar deal or another tracker. Either way its a gamble as there is also no guarantee that my rate would stay at 2.29%. However, you have given me food for thought so I will think about either sticking, fixing on this, or moving to first direct who have a base rate tracker at 2.19%. Cheers
the rate afterwards is 3.99% for the rest of the the term so you have to remortgage again to a better deal and theres no guarantee you would get one. Might have low payment for 2 years but much more expensive after. I'd stay on the 2.29% even though its variable for the term, thats a very good rate.
Anyone know a bankbuilding society who will re mortgage for a pensioner ???
Not sure, I think you should try a mortgage broker, sorry.
Not sure, I think you should try a mortgage broker, sorry.
350

Free Kaspersky Internet Security for Barclays Online Customers/Normal price £35.99

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Normal price £35.99 http://www.kaspersky.co.uk/internet-security Was looking online for a better free Anti-Virus solution; used AVG and Avast free for years and came across this. This is for Ba…
meatandtwoveg Avatar1y, 10m agoFound 1 year, 10 months ago55 Comments
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renew license for free, you will get a new number.just go back on BARCLAYS website to renew.
Just discovered this free deal when I logged in to my online banking. I can't believe I've never noticed it before. I have instead used Windows Defender & Avast - neither of which did a great job.
Anyway, on my Baytrail tablet, Kaspersky runs at 3.1% CPU & ~90MB RAM. Not bad given all the protection it is offering.
Heat added

*Edit - when idle, Kaspersky uses 0.4% of CPU, & 4.1% when browsing the internet. Not bad

Edited By: wenttoabetterplace on Jan 30, 2015 12:24: .
You can see and compare all AV`s on the market here:

http://www.av-test.org/en/compare-manufacturer-results/?avtest[type]=3&avtest[platforms]=5-4-1&avtest[series]=5-4-1:1417388400.2

As you can see , no free AV can match commercial versions. Decision is obviously down to end user.
how long did u guys have to wait for Barclays to confirm your details?
571Expired

10 year fixed rate mortgage ** 2.99%** £1k fees @ Barclays

77
Barclays have lowered their rates on 10 year fixed rate mortgage. Rate now 2.99% for 60% LTV Comes with £1k fees though.
ran123ran Avatar1y, 10m agoFound 1 year, 10 months ago77 Comments
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marsh1234
Im coming to the end of a fix 10 year rate at 5.99 which was good at the time but I like to no my outgoings if interest went up to 5 % think a lot of people would go bust I guess because of this it won't
What is your follow on rate? - probably quite low as no-one 10 yrs ago would have thought interest rates would be so low now!
markymarktt
Im 2 and a half years into my first mortgage with Santander. Circumstances meant I got a pretty poor deal as when I took it out it was 90% LTV so I ended up with 4.99% fixed for five years over a 20 year term. im told by them I need to pay £1500 to get out of this deal and choose another one even if staying with them. Im not sure whether to take the hit and get this because my property has had a full refurb and has been valued a couple of times and should get a much better LTV now as I got the house for a knock down prixe to begin with. Ideally I wanted to take this as a final mortgage and reduce the term to 10 years or as close as as now my circumstances are I can handle the higher payment and I took 20 years in the first place to keep it a low payment to start on. Would feel nice psychologically to know as long as I retain the ability to afford the payment it will be paid off in my late thirties regardless what the rate does. as the advice is often excellent here do you think its worse taking the hit in fees now or just stick on the deal Im on? appreciate any help

use these calculators 2 compare 2 mortgages cost
http://www.moneysavingexpert.com/mortgages/compare-mortgage-rates

remember if you are on a 10 year fix and end up moving within 10 years there will be early redemption penalties to pay
also note NAtionwide now offer a 1 year fix at 2.94% 60% LTV with £1k fees
3.04% with no fee
Im 2 and a half years into my first mortgage with Santander. Circumstances meant I got a pretty poor deal as when I took it out it was 90% LTV so I ended up with 4.99% fixed for five years over a 20 year term. im told by them I need to pay £1500 to get out of this deal and choose another one even if staying with them. Im not sure whether to take the hit and get this because my property has had a full refurb and has been valued a couple of times and should get a much better LTV now as I got the house for a knock down prixe to begin with. Ideally I wanted to take this as a final mortgage and reduce the term to 10 years or as close as as now my circumstances are I can handle the higher payment and I took 20 years in the first place to keep it a low payment to start on. Would feel nice psychologically to know as long as I retain the ability to afford the payment it will be paid off in my late thirties regardless what the rate does. as the advice is often excellent here do you think its worse taking the hit in fees now or just stick on the deal Im on? appreciate any help
mchu6am4
Any good long term fixed offset deals?
Yorkshire Building Society has a 10 year fix at 3.64% ....no fees at 75% LTV
Coventry Building Society has 5 year fix at 2.89% with £1k fees at 75% LTV
Any good long term fixed offset deals?
337

Kaspersky Internet Security package FREE for Barclays customers

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It's not new deal, but I think that still many people don't know about it... You could get Kaspersky Internet Security package for your pc/Mac/smartphone for free if you are Barclays customer and are…
aadamkiewicz85 Avatar1y, 11m agoFound 1 year, 11 months ago48 Comments
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Renew for free, go back on BARCLAYS website and there is option to renew license for free, you will get a new number.
Rimi
badboyofrock
Rimi
xmubzx
aadamkiewicz85
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fazzx
gfrdl
Been free for Barclays customers for years
Worth the reminder - heat added
Remember the warnings not to put this on a Mac
What are the issues on a Mac?
Mines been working fine for a couple of years now..
What is the point of having it on Mac ?? Been using Mac for years now and NEVER had any problems (and I do visit sites that are full of junk)
better to be safe than sorry. macs are susceptible to viruses too. there just aren't as many threats as there are for windows
Don't use it on Mac OS X, as it doesn't goes well with it.
Macs are safe and don't need any anti viruses. Just enable firewall and thats it.
Sorry my friend, but you are wrong. Macs are as much a target as any windows computer. Even Apple don't claim macs to be virus proof any more.
Rubbish!!!
I am using Macs for 14 years and never ever had any virus or any other malware and believe me, I visit all kind of sites,downloading all I can and experimenting on everything....

Also havent had a virus on windows in several years. Doesn't mean it's not worth putting on...
22tanya
i never vote cold.not gonna start now. but this software is crapware. in my opinion.screwed my computer up good.
made my life a misery.conflicting with almost everything. couldn't wait to get shot of it.sorry op my experience.
dont know why barclays pay them for it.assuming they do pay them.

I love it. Generally one of the better ones on the review websites. We used Kaspersky at work last year (Well we also used Norton on the end devices ie: PC's) and we use Kaspersky at uni

Emsisosft seems way better (Though I havent used it) though I dont fancy paying £40 something for Emsisoft

Also got it on my mobile phone. A pretty good location tracker if any thing!
aadamkiewicz85
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bob07
arachnoid
If you register on the right Kaspersky page with your Bank details its usually by return email ergo straight away

Thanks. I probably give them a call and see what the status is.

My code took few days to come in.

Hmm still waiting for mine.

*Edit just been on phone to them and appears there some technicalities in getting the activation codes to the customers. Have been told I get mine tomorrow.

Edited By: bob07 on Jan 08, 2015 15:37: additional info
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bob07
arachnoid
If you register on the right Kaspersky page with your Bank details its usually by return email ergo straight away

Thanks. I probably give them a call and see what the status is.


My code took few days to come in.
70Expired

it's back! £35 worth of iTunes vouchers for £25.00 @ Barclays Pingit Gifts

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Barclays Pingit have iTunes gift cards £35 worth for just £25. Great last minute Christmas gift and easy to send. Download the app and go to gifts then send to a mobile number.
spittingllama Avatar1y, 11m agoFound 1 year, 11 months ago11 Comments
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Signed up through the app and as above said they will issue a letter to verify. When you click on gifts the buy gift is shaded out. I'm assuming you can't but until you're verified. Great deal but need to be signed up before now otherwise Christmas is cancelled!
Can this be given as a gift or does it have to be used by the person downloading the app?
i bet its different on windows phones (it always is lol) singed in, clicked the left top thing and got quick links, and then another sub folder called designed for you
Can this be given as a gift or does it have to be used by the person downloading the app?
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essexgangsta
where do you find the itunes in the app im all registered from last time but cant find it on the app


Sign in. Open the navigation in the top left. Then click gifts. It is the top gift on the list for me.