Insure & Go Insurance Services Deals & Sales for 2016 - HotUKDeals
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Insure & Go Insurance Services Deals & Discounts

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Mobile Insurance £41.49 per year - £25 excess (Devices valued up to £1000)

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I know phone insurance isn't for everyone and it's not something I'd bothered with before but when I bought my 6S Plus I knew I'd need something as there is no way I could afford a replacement. I've n…
sihaworth Avatar6m, 1w agoFound 6 months, 1 week ago14 Comments
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benjai
Don't most home contents insurance already cover this? And if you don't have, well you really should be getting it before worrying about phone insurance.


Most do, but excess charges are normally high, it takes a while to sort the claim, and your premiums would go up by more than the cost of this policy the following year. In my experience, anyway.
Dragon32
sihaworth
DazLFC
barclays tech pack, £9.50 per mth, worldwide cover, can cover 2 mobiles phones with android devices £50 excess, no matter value,covered for everything btw, prices also includes cover for £1500 worth of gadgets again wwide, which includes ps4/xbox as considered gadgets....so you could have 2 phones registered, an apple mac laptop and your ps4 covered for £9.50 p mth....imo better deal, and can cancel at any time at no charge


That sounds pretty competitive. Just couldn't face leaving first direct.


​I moved from Barclays to First Direct a couple of years ago, but kept the joint Barclays account my wife and myself have that we transfer the money into for the bills each month solely for the mobile phone insurance (got my Galaxy S5 and my wifes LG G5 covered on it and I still don't think it's too bad a deal even though it's gone upto £9.50 as they have paid out in the past with no issues and I've heard they provide good cover around the world).


​yeah forgot to mention, on a joint account you still only pay £9.50 but can cover 4 phones instead of 2
sihaworth
DazLFC
barclays tech pack, £9.50 per mth, worldwide cover, can cover 2 mobiles phones with android devices £50 excess, no matter value,covered for everything btw, prices also includes cover for £1500 worth of gadgets again wwide, which includes ps4/xbox as considered gadgets....so you could have 2 phones registered, an apple mac laptop and your ps4 covered for £9.50 p mth....imo better deal, and can cancel at any time at no charge


That sounds pretty competitive. Just couldn't face leaving first direct.


​I moved from Barclays to First Direct a couple of years ago, but kept the joint Barclays account my wife and myself have that we transfer the money into for the bills each month solely for the mobile phone insurance (got my Galaxy S5 and my wifes LG G5 covered on it and I still don't think it's too bad a deal even though it's gone upto £9.50 as they have paid out in the past with no issues and I've heard they provide good cover around the world).
DazLFC
barclays tech pack, £9.50 per mth, worldwide cover, can cover 2 mobiles phones with android devices £50 excess, no matter value,covered for everything btw, prices also includes cover for £1500 worth of gadgets again wwide, which includes ps4/xbox as considered gadgets....so you could have 2 phones registered, an apple mac laptop and your ps4 covered for £9.50 p mth....imo better deal, and can cancel at any time at no charge


That sounds pretty competitive. Just couldn't face leaving first direct.
barclays tech pack, £9.50 per mth, worldwide cover, can cover 2 mobiles phones with android devices £50 excess, no matter value,covered for everything btw, prices also includes cover for £1500 worth of gadgets again wwide, which includes ps4/xbox as considered gadgets....so you could have 2 phones registered, an apple mac laptop and your ps4 covered for £9.50 p mth....imo better deal, and can cancel at any time at no charge
-186Expired

SMART PHONE INSURANCE - Platinum option - £62.00 for one year @ Insure & Go Insurance Services

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Received an email from money saving expert website for mobile/gadget insurance. i currently pay £12 per month for my iphone with orange, that works out £146 a year! If you pay £62 (PLATINUM OPTION…
maffb Avatar4y, 8m agoFound 4 years, 8 months ago17 Comments
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My iPhone got washed lol, I must have less than 2 braincells. The excess was £25 on home and contents, I get a much better deal with my local broker than I ever found online, amazing what you can find if you hit the highstreet.
inicholson
[
Why bother with insurance at all then?

The problem with relying on home insurance is the excess


Home insurance is a requirement in all mortgages I've read, granted I do have contents. But if a burglar or fire was to have a field day and take EVERYTHING I couldn't replace it all and I do have quite a bit of savings.
I've never destroyed or had a mobile phone stolen I've got 2 brain cells.


Why bother with insurance for you mobile at all then?

The problem with relying on home insurance is the excess makes it not worth claiming - so effectively you're uninsured. If you do claim then the cost of the policy goes up (try getting quotes online and see the difference if you tell them you've made a claim) - within a year or two you've paid the amount you claimed back to them in premiums.

I've never bothered with insurance in the past - on the odd occasion when a phone died it was cheaper to replace it (with a new better one) that what I would've paid in premiums.

However, the premium bank accounts might be worth it if you need most of what they offer as the excess is low and they can't/won't bump the price up if you make a claim.

Edited By: inicholson on Mar 15, 2012 23:10: clarification
MattyG
But isnt the excess more on house insurance though?


depends who you're with. I've never destroyed or had a mobile phone stolen I've got 2 brain cells.
But isnt the excess more on house insurance though?
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-123Expired

Cheapest iPhone insurance including loss protection only £43.03 per year, just £3.59/month

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I have been looking at mobile insurance for the new iPhone 4S. Cheapest including loss cover seems to be Insure and Go at only £43.03 a year
swarnford Avatar5y, 1m agoFound 5 years, 1 month ago26 Comments
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seems good price for less hassle if you lose it
Thanks for sharing
Ok so they dont seem the best!.... http://www.reviewcentre.com/reviews10888.html A very poor review ahs changed my mind to http://www.betterbuyinsurance.co.uk at £59.99 plus £2.70 Quidco - much better reviews even if £6 a month
This includes loss unlike most policies - the cheapest equiv I have found is £55 (with worse terms and conditions) so this looks like a good deal to me - and as far as putting your phone on the household insurance goes I bet your excess is more than £50 and it will affect your future no claims if you claim so seperate mobile insurance seems the sensible option for this price.
If it doesn't cover theft or loss then i'd say the policy was next to useless. £40 a year or taking care of your things, its a no brainer
459Expired

Gadget Insurance (Including iphone4) from £17.66 Annual with Insure&Go. Hope This Helps!

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So I was looking at insuring my iphone4 but OMG its expensive. In short... O2: £180 + £50 Excess Insure&Go: £43 + £25 Excess ...Insure&Go offers an incredible insurance deal for a gr…
luke-kirk Avatar5y, 10m agoFound 5 years, 10 months ago91 Comments
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I want to get some insurance for my new handset. But after reading the T&Cs of this and a few others I can see that the theft and loss part is a waste of time. Unless you are mugged and the handset forced from you then they will wriggle out of paying.

I strongly suggest you don't go making up stories to back up your claim as that could just get very nasty!
We used insure&go travel insurance when we went backpacking in 2004 and I couldn't fault them. Ended up making claims for two operations (wife), lost cash (me & Wife) and lost cash/tickets and property after we were drugged and robbed (sounds worse than it was!!). All we had to provide were police reports, crime reference numbers and hospital receipts etc and they paid for absolutely everything. They even agreed to wait for three months until we got to Oz to send the paperwork home and all of the reports etc were in Thai and Hindi.

Wouldn't recommend reporting your phone as stolen when lost as the police are looking to seek out the false victims and prosecute them if they can prove it. Definately NEVER say you were robbed!!
Be very careful about using 'InsureandGo' - don't trust them to pay out when making a claim. They will put all sorts of obstacles in your way such as demanding paperwork and proof that is impossible to obtain! I WISH I HAD NEVER USED THEM.
callum84
When you make a claim they will require a copy of original receipt which includes phones imei.
RLP06
Does this cover 2nd hand stuff (i.e. things you buy from HUKD FS / FT)?


I guess it's a lot less helpful for someone who's always changing phones by buying/selling them on FS/FT... I change my phone every month or so, so was looking for something that'd cover that.
RedOnRed
Adnan786
For anyone thats interested, this is the info on what i get from co-op (for comparison purposes)

◦Insures up to 4 handsets to the value of £600 including VAT per phone so your family in your household can also benefit.
◦Covers the cost of repair or replacement in the event of theft, loss, accidental damage, water and liquid damage, malicious damage and electrical or mechanical breakdown.
◦Includes mobile phone accessories up to £250 including VAT, per claim for all your little extras that cam with the phone.
◦You are insured against unauthorised calls up to £1,500 including VAT, for monthly contract phones, and up to £100, including VAT, for pay-as-you-go phones per claim.
◦Worldwide cover so you don’t have to worry about losing the phone while abroad. Repair or replacement will be arranged upon return to the UK.
◦A policy excess of only £25 per claim.
◦This fantastic policy also covers personal digital assistant (PDA) handsets.
◦Subject to a 14 day registration period, Terms & Conditions apply.


Is that a standalone policy or bundled with their home contents?


Neither. Its with their premium privilege current bank account. Read my comment before the one you quoted.
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