iPhone 7 from £22.19pm , S7 Edge £22.19pm or any other phone on 27month Interest-Free Credit plus up to 5000 Nectar points @ Sainsburys - HotUKDeals
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iPhone 7 from £22.19pm , S7 Edge £22.19pm or any other phone on 27month Interest-Free Credit plus up to 5000 Nectar points @ Sainsburys £599.00

£599.00 @ Sainsbury's Bank
iPhone deals all get voted COLD so I expect a backlash and minus-hundreds, but here is the best deal I could find for any sim-free top-end smartphone (Apple, Android, Windows etc). To obtain 27mont…
Orville Avatar
4m, 2w agoFound 4 months, 2 weeks ago
iPhone deals all get voted COLD so I expect a backlash and minus-hundreds, but here is the best deal I could find for any sim-free top-end smartphone (Apple, Android, Windows etc).

To obtain 27months interest-free credit on any smartphone simply apply for a Sainsburys Credit Card. If accepted you get the following benefits.

*Pay 0% interest on purchases for your first 27 months
*Earn 5000 bonus Nectar Points if you purchases total >£800 within first 3-months.
*Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel

Of course, must can purchase the phone from Apple, Amazon or wherever using your new credit card.

Sample Cost
*iPhone 7 32GB - Purchase Price £599 = 27x £22.19pm
*iPhone 7 128GB - Purchase Price £699 = 27x £25.89pm
*iPhone 7 PLUS 128GB - Purchase Price £819 = 27x £30.34pm plus 5000 free Nectar Points (worth ~£25).
*Samsung Galaxy S7 Edge 32GB - Purchase Price £599 = 27x £22.19pm
*Samsung Galaxy Note 7 64GB - Purchase Price £699 = 27x 25.89pm (awaiting UK availability).
Orville Avatar
4m, 2w agoFound 4 months, 2 weeks ago
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1 Like #1
A bit random. Loads of interest free credit cards out there rather than entering into credit agreements, be it mobile phones to car insurance. Not really a deal but voted hot for making less savvy aware of other options when purchasing phones
#2
You've got to be kidding me...
#3
Heat from me because this is presented so well and if you really must have the phone, this is a viable option I've seen recently.
#4
MBeeching
You've got to be kidding me...
No, it's absolutely true:p.

It's not going to be for everyone, but it is the cheapest way to buy any top-end sim-free phone without having to fork out all of the cash up-front. You can also decide the number of monthly payments to suit your budget.

Edited By: Orville on Oct 04, 2016 23:36
#5
S7 Edge 32GB Purchase Price £499 is not bad. compared to other places selling at £600.
but still not good enought!
#6
Wheres the S7 edge available for 499?
#7
alternatively, lend £22.19 off a mate each month for 27 months. 27 x £0.00 = free iphone.
#8
marshalex
Wheres the S7 edge available for 499?
Oops, I thought £499 was the RRP, but it seems I mis-googled. They can be found for this price at Pixmania and other EU stores, but I will edit the main post to reflect UK store pricing.

My guess is that S7's will see a big price-cut very soon due to more recent and similarly priced competition. It may be worth waiting a month or so if S7's float your boat.

Edited By: Orville on Oct 04, 2016 23:59: add info
#9
There are free payment plans already with apple http://www.moneysavingexpert.com/news/phones/2016/09/iphone-7-interest-free-loan


Edited By: snoopy18 on Oct 05, 2016 08:25: Spelling
1 Like #10
snoopy18
Yes, but your link requires an upfront deposit, has a shorter payement term, requires additional Apple Care purchase (if made online) and does not provide free points. It is also Store specific (not all provide 0%) and requires a credit agreement / credit check via Barclays Finance.

This appears the cheapest way to buy a new iPhone 7 without any additional fees or upfront deposit. Can anyone else locate one for less than £22.19pm?

I assume people are voting cold mostly becuase "Apple" is witin the title, rather than because there is a cheaper or better option available. Perhaps people do not want to apply for another credit card, but it is essentially the same as entering a monthly phone contract or purchase plan via Apple or similar stores. 80% of new phone purchases are paid via monthly contract anyway.


*So far 38 hot voters and considerably more cold voters. I am happy some are finding it helpful.



Edited By: Orville on Oct 05, 2016 11:38: add info
#11
Has anyone spotted a cheaper iPhone 7 purchase plan than this, or is it merely predudice / hatred of Apple causing the cold votes? Please feel free to post better offers.
banned#12
Orville
snoopy18
Yes, but your link requires an upfront deposit, has a shorter payement term, requires additional Apple Care purchase (if made online) and does not provide free points. It is also Store specific (not all provide 0%) and requires a credit agreement / credit check via Barclays Finance.
This appears the cheapest way to buy a new iPhone 7 without any additional fees or upfront deposit. Can anyone else locate one for less than £22.19pm?
I assume people are voting cold mostly becuase "Apple" is witin the title, rather than because there is a cheaper or better option available. Perhaps people do not want to apply for another credit card, but it is essentially the same as entering a monthly phone contract or purchase plan via Apple or similar stores. 80% of new phone purchases are paid via monthly contract anyway.
*So far 38 hot voters and considerably more cold voters. I am happy some are finding it helpful.
You seem to know a lot about it and if I knew someone who'd want an iPhone 7 I would redirect them to this post. However, for myself I'd never spend more than £150+ on a smartphone.
1 Like #13
Spasho
You seem to know a lot about it and if I knew someone who'd want an iPhone 7 I would redirect them to this post. However, for myself I'd never spend more than £150+ on a smartphone.
I cannot argue with this. £600+ buys a very nice TV, cooker or washing machine. Spending so much on a phone which will outdate itself within one year can seem crazy in comparison.

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