There seems a confusion about how this deal works (including the Person who changed my title to the wrong value).
Here is exactly how the deal works.
When you sign up with Kalixa, you top-up your account with £10. This is the only outlay (NOT £14.95 as some people have said below).
Kalixa will take £4.95 from the original £10, leaving you £5.05 to spend anywhere in shops or online with Mastercard.
If you go through TCB or QUIDCO, you will potentially receive £9 cashback, so if you do, you made a profit of £4.05.
£10 initial topup - £4.95 fee = £5.05 to spend.
£5.05 in account + £9 cashback = total of £14.05 to spend on the initial £10 outlay.
Profit is £4.05, including cashback.
Remember, if you have not paid QUIDCO membership (£5) for this year, you will make a loss on this deal, this is why I recommend TOPCASHBACK (no fee).
There are no fees for using the card except for ATM use (cash from a machine). There are no top-up fees if you pay via bank transfer (or pay cash into their Barclays account).
There are no extra fees when you use the card abroad (most other cards charge 2.75%).
There are no booking fees with Ryan Air tickets.
There is NO annual fee.
Hope this is now more clear.
Kalixa Pre-Paid Mastercard can be used wherever the Mastercard symbol is displayed.
No fees when you use it for a purchase, cheap exchange rate when abroad, and £9 cashback (TCB) for new user, effectively £4.05 profit by just getting it (need to go through Topcashback).
Link doesnt work for some reason so use this onehttp://www.kalixa.com/en-gb/LandingPages/your-perfect-travel-partner/
People will probably vote this cold because lots hate Ryan Air (why?), but I dont care. It would be useful to people using Ryan Air a lot (like me).