Kalixa Pre-Paid Mastercard initial outlay £10 - HotUKDeals
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Kalixa Pre-Paid Mastercard initial outlay £10.00

£10.00 @ Testing
There seems a confusion about how this deal works (including the Person who changed my title to the wrong value). Here is exactly how the deal works. When you sign up with Kalixa, you top-up yo…
pet2000 Avatar
6y, 3m agoFound 6 years, 3 months ago
There seems a confusion about how this deal works (including the Person who changed my title to the wrong value).

Here is exactly how the deal works.
When you sign up with Kalixa, you top-up your account with £10. This is the only outlay (NOT £14.95 as some people have said below).

Kalixa will take £4.95 from the original £10, leaving you £5.05 to spend anywhere in shops or online with Mastercard.

If you go through TCB or QUIDCO, you will potentially receive £9 cashback, so if you do, you made a profit of £4.05.
£10 initial topup - £4.95 fee = £5.05 to spend.
£5.05 in account + £9 cashback = total of £14.05 to spend on the initial £10 outlay.
Profit is £4.05, including cashback.

Remember, if you have not paid QUIDCO membership (£5) for this year, you will make a loss on this deal, this is why I recommend TOPCASHBACK (no fee).

There are no fees for using the card except for ATM use (cash from a machine). There are no top-up fees if you pay via bank transfer (or pay cash into their Barclays account).

There are no extra fees when you use the card abroad (most other cards charge 2.75%).

There are no booking fees with Ryan Air tickets.

There is NO annual fee.

Hope this is now more clear.

Kalixa Pre-Paid Mastercard can be used wherever the Mastercard symbol is displayed.
No fees when you use it for a purchase, cheap exchange rate when abroad, and £9 cashback (TCB) for new user, effectively £4.05 profit by just getting it (need to go through Topcashback).

Link doesnt work for some reason so use this one
http://www.kalixa.com/en-gb/LandingPages/your-perfect-travel-partner/

People will probably vote this cold because lots hate Ryan Air (why?), but I dont care. It would be useful to people using Ryan Air a lot (like me).
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pet2000 Avatar
6y, 3m agoFound 6 years, 3 months ago
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#1
Perhaps a Mod can sort out why the direct link doesn't work.

Here direct link
http://www.kalixa.com/en-gb/Guest-Areas/Entry/Homepage/
#2
Quidco offer £9 as well
#3
I use Neteller for my card on Ryanair, I may well go for this one though TopCashBack :)
1 Like #4
dtaylor21184
Quidco offer £9 as well

Yes, this is correct if you have your Quidco fee paid for this year (Quidco charges £5 member fee p.a., TCB is free)
1 Like #5
Technically "no more Ryanair booking fees until they change their 'no charges card' again". I am not a RyanAir basher - I used them a lot too. You just have to play their game and this is part of it.
#6
I went through all these Pre-paid mastercards with a fine comb a few months back and decided the Bread Mastercard was the best deal , is this one better ?
#7
Not sure whether to do this if I'm technically making money by doing it
#8
Does this card show up on your credit rating
[mod]#9
MinerWilly
I went through all these Pre-paid mastercards with a fine comb a few months back and decided the Bread Mastercard was the best deal , is this one better ?


These guys were Cactus and changed their name a few weeks ago LINK
Don't be phoning them too regularly though as they charge 30p/min from BT Landlines
#10
The intelligent management at Ryanair stopped their profitable flights to Belfast City cause they fell out with the airport owners regarding a planning application for a bigger airport. Only really used them to nip back and forth, and now resigned to other carriers or the boat.

But nice to see a workaround to their excessive fees. Heat added.
#11
and ordered :)
#12
" SSL Certificate Status: Valid (13-Nov-2008 to 14-Nov-2010) "

They cannot even keep their security up to date.

I would avoid.
banned#13
No profit since you have to load it with a Min. of GBP 10...
#14
Is there any real advantage of this if I already have a fairfx?
#15
I use tuxedo-eccount.co.uk no problem so far
3 Likes #16
I dont think so "Spark", we used our fairfx to book flights recently and no charge! You can knock Ryanair, but theres no way you could fly to all these destinations so cheaply- you just need to follow their rules!! We have travelled all over europe with them and with 10kg hand luggage you don't need to pay for baggage. Who else could you fly to Rome with and pay only £1 return with no additional chgs (Jan 2009)

Edited By: angie14 on Nov 18, 2010 00:34
#17
This does actually look very reasonable indeed but how long will it last? These companies seem to crop up and die all the time thereby needing to continuely buy these plastics
1 Like #18
Spark
Is there any real advantage of this if I already have a fairfx?


I would say no, FairFX and Caxton seem to be the best options out there.
#19
MinerWilly
I went through all these Pre-paid mastercards with a fine comb a few months back and decided the Bread Mastercard was the best deal , is this one better ?

Bread charges 2% for purchases and 2.75% for spending abroad, so not so good, IMO.
#20
Inactive
Spark
Is there any real advantage of this if I already have a fairfx?


I would say no, FairFX and Caxton seem to be the best options out there.


Fairfax: 1.5% charge is made on all usage
Caxton doesn't have a £ Sterling card.
#21
pet2000
Inactive
Spark
Is there any real advantage of this if I already have a fairfx?


I would say no, FairFX and Caxton seem to be the best options out there.


Fairfax: 1.5% charge is made on all usage
Caxton doesn't have a £ Sterling card.


*ding ding ding* We have a winner then
#22
hmm have to desposit 10 pounds to this
#23
You guys have got this all wrong - poster included!

You order the card and have to top up with a minimum of £10 - out of which the £4.95 fee for the card is deducted!

So, it's not an initial outlay of £14.95; it's an outlay of £10.00 - which will leave a balance of £5.05 on the card when you get it!! With me?

Then, when you get your TCB or Quidco money paid, it works out that you're actually £4.05 better off! (£5.05 on card + £9.00 TCB = £14.05. (You would have only paid a tenner, remember!?).

The only 'con' is the wait time for the cashback to be paid; TCB are quoting 3 months!!!

Simples!

Edited By: rpcor2 on Nov 18, 2010 02:12
#24
pet2000


Caxton doesn't have a £ Sterling card.


I use my Caxton Global Card to pay Ryanair, they charge £1.50 per transaction, so 4 people flying I get charged just £1.50 on the whole transaction.

They are part of Newcastle Building Society so 100% safe.

I use my Halifax Clarity Card to get currency abroad, ,since Nationwide stopped their free withdrawals.
banned#25
rpcor2
You guys have got this all wrong - poster included!

You order the card and have to top up with a minimum of £10 - out of which the £4.95 fee for the card is deducted!

So, it's not an initial outlay of £14.95; it's an outlay of £10.00 - which will leave a balance of £5.05 on the card when you get it!! With me?

Then, when you get your TCB or Quidco money paid, it works out that you're actually £4.05 better off! (£5.05 on card + £9.00 TCB = £14.05. (You would have only paid a tenner, remember!?).

The only 'con' is the wait time for the cashback to be paid; TCB are quoting 3 months!!!

Simples!



You have to spend a minimum of £14.95 at least to get the card. Regardless of balance available on the account, the deal refers to the minimum initial outlay upfront, hence the OP is correct.


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1 Like #26
rpcor2
You guys have got this all wrong - poster included!

You order the card and have to top up with a minimum of £10 - out of which the £4.95 fee for the card is deducted!


aScottishBloke


You have to spend a minimum of £14.95 at least to get the card. Regardless of balance available on the account, the deal refers to the minimum initial outlay upfront, hence the OP is correct.


Nope, they charge you £10 and send you a card with £5.05 credit, honestly :)

Worth noting the only free ways to load more onto the card are internet banking, or cash at a Barclays bank. Credit or debit card fee 1.75%
banned#27
I use fairfx at the moment, which charges 1.5% of any transaction made, including withdrawals abroad. Including the commision, i got very decent currency rates when i withdrew money aboroad, better then the comission free money exchangers.

Is there a 'transaction fee' or a comission charge on purchases/withdrawals with this card? They have to be making money somewhere for them to be sustainable.
#28
Inactive
Spark
Is there any real advantage of this if I already have a fairfx?
I would say no, FairFX and Caxton seem to be the best options out there.


Also use the fairfx which was a great deal when it came with quidco cashback :)
#29
Adnan786

Is there a 'transaction fee' or a comission charge on purchases/withdrawals with this card? They have to be making money somewhere for them to be sustainable.


http://www.kalixa.com/en-gb/Guest-Areas/About-Kalixa/Fees/

Seems like you can dodge any fee's easily enough if you load it by bank transfer and avoid ATM's.
#30
Adnan786

Is there a 'transaction fee' or a comission charge on purchases/withdrawals with this card?.


Waiting for a link to the fee's page to be approved by a mod. There are fee's for ATM withdrawals and for loading the card by any payment method other than bank transfer
banned 1 Like #31
ohthatguy111


Nope, they charge you £10 and send you a card with £5.05 credit, honestly :)

Worth noting the only free ways to load more onto the card are internet banking, or cash at a Barclays bank. Credit or debit card fee 1.75%


Agreed, £10 cost upfront, deal price changed to reflect above.
#32
pet2000
Inactive
Spark
Is there any real advantage of this if I already have a fairfx?


I would say no, FairFX and Caxton seem to be the best options out there.


Fairfax: 1.5% charge is made on all usage
Caxton doesn't have a £ Sterling card.

Caxton Global Card is in sterling can be used on ryanair £2.50 Charge Though
3 Likes #33
aScottishBloke
[quote=ohthatguy111

Agreed, £10 cost upfront, deal price changed to reflect above.


Seems to have missed out the word "sorry" from that sentence.....
#34
Anyone know how long bank transfers take to load this card? I currently use an Escape card for Ryanair but it can take a full working day for a Faster Payments transfer to show up on the card. I don't really want to have a balance sitting on the card - I want to just load it up when I want to book a flight.
#35
fotocopy
I use tuxedo-eccount.co.uk no problem so far

Grrrrrr I have this card, charged every purchase, charged every top up ( unless u pay £5 for paying in book ) charged if u have refund on card.. not happy!!
1 Like #36
rpcor2
You guys have got this all wrong - poster included!

You order the card and have to top up with a minimum of £10 - out of which the £4.95 fee for the card is deducted!

So, it's not an initial outlay of £14.95; it's an outlay of £10.00 - which will leave a balance of £5.05 on the card when you get it!! With me?

Then, when you get your TCB or Quidco money paid, it works out that you're actually £4.05 better off! (£5.05 on card + £9.00 TCB = £14.05. (You would have only paid a tenner, remember!?).

The only 'con' is the wait time for the cashback to be paid; TCB are quoting 3 months!!!

Simples!


ohthatguy111
"You have to spend a minimum of £14.95 at least to get the card. Regardless of balance available on the account, the deal refers to the minimum initial outlay upfront, hence the OP is correct."


Sorry guys, rpcor2 is correct (sorry if I didn't make that clear):
The initial outlay is £10. From those £10 the £4.95 is taken and you can spend the rest £5.05. You get £9 if you go through topcashback (remember, it's not guaranteed). This means you could get £4.05 profit, but you will NEVER spend more than £4.95 fee because you can use the £5.05 of your initial topup to spend.

Someone has changed my title and iit is now completely misleading! So, whoever changed it, can they please correct it
#37
dtaylor21184
Does this card show up on your credit rating

Not accroding to their sign up details.

Pretty safe due to the nature of it being pre-paid. I will only be transfering the money needed for my flights so there will be no credit on the card for anyone to spend should it prove unsafe.

Great deal OP, this is exactly what I had meant to look for as I use RyanAir frequently.

"security conscious cardholders who don't wish to use their main bank card online"

"There are no credit checks and it’s quick and easy to apply. Your Kalixa prepaid MasterCard is Chip & PIN and can be used both online and on the high street – anywhere around the world."
#38
HOT

However, initial loadup of £10 (or whatever) is subject to a load fee - so that's an extra 18p on top (quel horreur)

To answer the query above, it takes 7 days for a bank transfer to go through. Is it possible to transfer back, however?
#39
think i'll get one just for the small profit - as long as quidco tracks and pays out , it's a winner
#40
annester


Caxton Global Card is in sterling can be used on ryanair £2.50 Charge Though


Not true, I have used my Caxton Global Card to buy flights on Ryanair many times, I have only ever been charged £1.50 total, however much I spend.

http://www.caxtonfxcard.com/ryanair.asp?dist=CAXTGENL

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