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Legal & General ISAs open new account online poss £110 quidco cashback

£0.00 @ Legal & General
just came across this whilst looking at quidco. Has anyone taken out an ISA with Legal & General. It seems like a fantastic payout (althought not guaranteed) The Legal & General Group, established …
dramaqueen Avatar
9y, 8m agoFound 9 years, 8 months ago
just came across this whilst looking at quidco. Has anyone taken out an ISA with Legal & General. It seems like a fantastic payout (althought not guaranteed)

The Legal & General Group, established in 1836, is one of the UKs leading financial services companies. We are one of the UKs top 50 companies in the FTSE 100 Index. Over 5.6 million people rely on us for life assurance, pensions, investments and general insurance plans. The Legal & General Group is responsible for investing over £211billion worldwide (as at 30 June 2006) on behalf of investors, policyholders and institutions. Its easy to research and purchase our products online.

For genuine tracked transactions completed wholly online, you can earn:

£110 for a genuine new account until July 18th when it will drop
More From Legal & General:

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#1
Careful -I posted this a while ago and it was removed by an admin - apparently quidco only deals are not allowed - there is a thread about it in tthe comments section
#2
I'm becoming rapidly disullusioned with quidco - the potential reward of payouts is very good however a surprisingly large percentage fail for no apparently valid reason. I'm tight with my quidco 'shopping' process however one fails and the next (smaller one) succeeds despite having gone through the same steps. I had two £100 payouts for direct line fail however a £30 tracked fine.

If I was more of a cynic I'd be very suspicious.

What I mean by this is that whilst the potential for this to be a good offer appears to be there I would personally recommend that the deal itself (by that I mean any deal, not just this one) be the highlight, any quidco offering should be considered icing on the cake - a bonus if you do get it.
#3
Never had a quidco failed to validate yet
#4
Anyways - anyone suggest the best isa from L&G for short termish (a year or two) regular payment with no lump sum to be added right in?
#5
I've had some problems with Quidco before. But the majority track. I have to say though. The ones that haven't tracked are the big ones. Strange that isn't it?
#6
I'll have a look at this... only ever had one transaction fail with quidco - with Crucial Memory but I used a 2nd code on the crucial site which I guess 'invalidated' the quidco saving.

Thanks for the post dramaqueen, never noticed anyone on here from Crook before, I'm just a few miles down the road from you!!
#7
Hugh
I'm becoming rapidly disullusioned with quidco - the potential reward of payouts is very good however a surprisingly large percentage fail for no apparently valid reason. I'm tight with my quidco 'shopping' process however one fails and the next (smaller one) succeeds despite having gone through the same steps. I had two £100 payouts for direct line fail however a £30 tracked fine.

If I was more of a cynic I'd be very suspicious.

What I mean by this is that whilst the potential for this to be a good offer appears to be there I would personally recommend that the deal itself (by that I mean any deal, not just this one) be the highlight, any quidco offering should be considered icing on the cake - a bonus if you do get it.


All my QuidCo transactions were fine, validated and paid in time.
#8
I noticed this a few weeks ago too. Nothing to lose really, if the Quidco doesn't track you just end up with a saving account for a year.

Zopa used to be on Quidco. I joined up with them and lent out £1000, for £80 Quidco. Thats an 8% tax free return, before the interest I earnt from Zopa.

The ISA deal is even better, no brainer if you have the spare money to invest.:thumbsup:
#9
going slightly off-topic:
Hugh
I'm becoming rapidly disullusioned with quidco....I had two £100 payouts for direct line fail however a £30 tracked fine.

Recent Quidco tracking issues for Direct Line & other merchants openly discussed & stated as rectified here:
http://www.quidco.com/blog/?p=96
#10
wonder if it works for both lump sum and monthly.
#11
if anyone is interested, at the moment there is a chance of the USA economy going tits up, they have invested and spent badly in housing/building.

When it all goes pete tong even our economy will be hit badly,
especially savings in businesses, isa, shares etc.

just wanted you all to get a heads up, thx.
#12
killersuzuki
if anyone is interested, at the moment there is a chance of the USA economy going tits up, they have invested and spent badly in housing/building.

When it all goes pete tong even our economy will be hit badly,
especially savings in businesses, isa, shares etc.

just wanted you all to get a heads up, thx.


agreed i will be looking at buying a house when this happens with a 20 or 30% correction in the houseing market, i would only take out a cash isa anyway, remember when interest rates goes up so do cash interest rates for savers :)
#13
killersuzuki
if anyone is interested, at the moment there is a chance of the USA economy going tits up, they have invested and spent badly in housing/building.

When it all goes pete tong even our economy will be hit badly,
especially savings in businesses, isa, shares etc.

just wanted you all to get a heads up, thx.


You believe that because some parts of America are in a housing depression that the whole economy is going to go "tits up" :roll:
#14
i've never had any problems with quidco validating

just getting the money (they always seem to put the date back every month)

with regards to the usa economy - its already gone tits up
#15
The Legal and General ISA's all involve some form of risk, unless you are willing to take that risk or are looking for an ISA i wouldn't bother with this one.
#16
Signed up last night - not tracked on quidco yet
#17
if you put in the minimum 500 then you are gambling that the world stock markets wont crash more than 20% in over the next two weeks (the cancellation period is two weeks so i feel the quidco will validate after this 2 week period) if the stock markets do collapse by that much in that time then an isa is probably the last think we would be worried about !

i think its a fair gamble to make 100 quid tax free in a very short amount of time
#18
ryoooh
if you put in the minimum 500 then you are gambling that the world stock markets wont crash more than 20% in over the next two weeks (the cancellation period is two weeks so i feel the quidco will validate after this 2 week period) if the stock markets do collapse by that much in that time then an isa is probably the last think we would be worried about !

i think its a fair gamble to make 100 quid tax free in a very short amount of time


put in cash isa then no chance of crashing anyhow, infact when interest rates go up you get even more on savings.
#19
Could someone please advise how many ISA's (cash / mini / maxi / etc.) that one person can have please?

Ta,
#20
one maxi per year or 2 mini's

How many ISAs can I have?
There are limits on the number of ISAs you can take out each tax year. You can only put money into either one maxi ISA or up to two mini ISAs - one for cash and one for stocks and shares.

However, you can still hold onto ISAs from previous tax years. So you may end up with several ISAs.

The insurance component ceased to exist from 6 April 2005. It now forms part of either the cash or stocks and shares component of an ISA.
#21
Whats the best ISA to go for then if I want to withdraw the money charge free in a few months time?
#22
Signed up yesterday for a £50/month UK Index ISA. The Quidco has now tracked at £110, payment due September. :):)

Didn't seem to be able to sign up for a cash/ fixed interest ISA. I'm willing to take a risk though as the £110 is a massive return on my £600 over 12 months, may well be able to cancel after a few months anyway.

If any deal should be hot this one should be. Forget about some free jelly beans , here is £110 tax free.

Only 10 days left of this offer too......

P.S( I know the car/home insurance Quidco are also big earners too)
#23
Mine has tracked now. I was thinking about cancelling and getting my money back when the quidco has been paid, any reason why I can't get my money back or do I have to wait a year. I think you just lose your tax free interest portion.
#24
Can I just reccommend using Rpoints.com for Legal & General if you have had trouble with quidco validating, rpoints never fails for me. Dont worry about the cashback being less- they do a Highest cashback promise and will match quidco if you politely PM a moderator, or find the claim form in the FAQ. Sorry if this isnt allowed...
#25
ryoooh
if you put in the minimum 500 then you are gambling that the world stock markets wont crash more than 20% in over the next two weeks (the cancellation period is two weeks so i feel the quidco will validate after this 2 week period) if the stock markets do collapse by that much in that time then an isa is probably the last think we would be worried about !

i think its a fair gamble to make 100 quid tax free in a very short amount of time


Thanks - very helpful
#26
now tracking....
#27
hi i have done an isa this year put in 1500 so far could i still do this? thanks
#28
Kinda puzzled why the post I put up on this last week was deleted and this one stays - Still no PM from a mod... :(
#29
Daytrader
put in cash isa then no chance of crashing anyhow, infact when interest rates go up you get even more on savings.


Their 'cash' isa isnt in fact cash so to speak. Its also quite a poor rate for cash (3.4% or there about - it varies coz its actually a cash investment not just a cash interest rate).

Stick with the ns&i isa currently at 6.3% and will track BOE rate. No £110 to be fair.
#30
spudgun

Zopa used to be on Quidco. I joined up with them and lent out £1000, for £80 Quidco. Thats an 8% tax free return, before the interest I earnt from Zopa.

Lucky barsteward - my zopa never tracked, put in an inquiry and they claimed I had not lent out the required 500 - well I had but some had been paid back early but there was no arguing...made my money back through the zopa referral program tho...

What is most likely to happen with this offer now it is all over the internet is that L&G will find it has cost them more than anticipated and either not pay out or impose new T&C re minimum investment and minimum holding time. Also don't forget that you are nominating your stocks and shares isa for this tax year so won't be able to open another S&S mini or maxi. (you can have a separate cash isa)
#31
AvengingLiam
hi i have done an isa this year put in 1500 so far could i still do this? thanks

Depends - if your 1500 is in a cash isa then you can open a separate stocks and shares mini isa with L&G. If your isa is a maxi or S&S isa then you can't.
#32
m1chaels
Lucky barsteward - my zopa never tracked, put in an inquiry and they claimed I had not lent out the required 500 - well I had but some had been paid back early but there was no arguing...made my money back through the zopa referral program tho...

What is most likely to happen with this offer now it is all over the internet is that L&G will find it has cost them more than anticipated and either not pay out or impose new T&C re minimum investment and minimum holding time. Also don't forget that you are nominating your stocks and shares isa for this tax year so won't be able to open another S&S mini or maxi. (you can have a separate cash isa)


It did take over a year for Zopa to pay out, haven't tried referring people, most of my friends think I'm nuts doing Quidco and these crazy schemes, lol.
#33
To be honest ive only had 2 out of over 35 items fail on quidco, earnt over £1200 in the last 12 months (insurances and gambling been the main payers)
#34
Took me nearly 8 months to get cashback from Norwich Union. That was when it wasn't tracked but I made a enquiry.
#35
are there any cash isas on quidco offering cashback?
#36
dc2447
are there any cash isas on quidco offering cashback?


were talking about it here? do a search m8 on quidco
#37
Thanks signed up.

How long does it take for anything to register with QuidCo? A Day or something?
#38
Just over a day for me with L & G
#39
gunton10
were talking about it here? do a search m8 on quidco


No that isn't what we are talking about here - we are talking about stocks and shares isas.

BTW this isn't a text message and your keyboard isn't a mobile phone
#40
Daytrader
put in cash isa then no chance of crashing anyhow, infact when interest rates go up you get even more on savings.

yeah unfortunatley i dont think the non-risk isa's are part of this ??? (i might be mistaken) but it seemed i had to choose from an index-linked isa....i suppose theyre not so daft to give away 100 quid on a zero risk savings account basically...

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