Lloyds TSB Added value Current account Gold - £3 pm then £7.95 pm - HotUKDeals
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Lloyds TSB Added value Current account Gold - £3 pm then £7.95 pm

£0.00 @ Lloyds Bank
I've been looking for a deal to insure my mobile phone. This is the best I have come across as it not only covers the mobile phone but also gives you AA Breakdown and world travel insurance. For a tot… Read More
Cyrus Avatar
7y, 8m agoFound 7 years, 8 months ago
I've been looking for a deal to insure my mobile phone. This is the best I have come across as it not only covers the mobile phone but also gives you AA Breakdown and world travel insurance. For a total of £85.50 a year, I think thats pretty damn good. Been on the radio and stuff but I thought I'd make a deal out of it as it is worth having if you drive, travel and use a mobile phone ... which a lot of people do.
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Cyrus Avatar
7y, 8m agoFound 7 years, 8 months ago
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Comments/page:
#1
thanks OP sounds like a good deal, but be careful the travel insurance is European on this particular option.
Not criticising just trying to clarify.
Thanks.:)
#2
Thanks Hunters, but I still believe its worldwide on the gold. Mobile phone insurance is also international.

http://www.lloydstsb.com/current_accounts/added_value_accounts/gold_serv_current_account.asp
#3
Hiya
I agree but gold doesnt start at £3per month and then go up to £7.95 pm as your listing header suggests....
"Lloyds TSB Added value Current account Gold - £3 pm then £7.95 pm"
#4
I'm on the 'silver' option which is £7.95 how do you get the gold option for £7.95?? It still shows as £12 after the 3 months on the website.
#5
Hunters Reach
Hiya
I agree but gold doesnt start at £3per month and then go up to £7.95 pm as your listing header suggests....
"Lloyds TSB Added value Current account Gold - £3 pm then £7.95 pm"


Agreed, voted cold on that basis.
#6
the gold is deffo 12 pounds a month-Ive had it for over a year.
#7
Introductory offer

Apply or upgrade your existing account and receive the great benefits above for just £7.95 a month for the first two months. The standard monthly fee for a Gold Account is £12.
#8
Rudki
Introductory offer

Apply or upgrade your existing account and receive the great benefits above for just £7.95 a month for the first two months. The standard monthly fee for a Gold Account is £12.


Agreed...Thats how I read it...
to be fair -still seems a good deal, I only mentioned the travel insurance bit because I wouldnt want anyone to think they are getting worldwide when they only have european. The main reason why I clicked the link was because of the travel insurance element which unfortunately is no good to me as I dont holiday in Europe.
Still a good find I think and well worth looking at :)
#9
I have had the Gold account for about 5 years or more and there is no charge if you keep £2000 or above in your account
#10
Hiya,

Using the figures as in the origianl post Lloyds charge £90.45

A cheaper alternative is :-
Name your mobile on your house insurance - approx £10.00
Get Auto Aid for your car breakdown service £37.00
My last holiday insurance was £20
= £67.

The savings are better off in my pocket that theirs!
#11
tel88x
I have had the Gold account for about 5 years or more and there is no charge if you keep £2000 or above in your account


That only applies to existing Gold account customers. See terms on their web site:

" If you opened your account before 14 January 2005 your monthly fee is waived if your balance remains at or above £2,000 during the monthly billing period".
banned#12
mrsj2008;6237634
Hiya,

Using the figures as in the origianl post Lloyds charge £90.45

A cheaper alternative is :-
Name your mobile on your house insurance - approx £10.00
Get Auto Aid for your car breakdown service £37.00
My last holiday insurance was £20
= £67.

The savings are better off in my pocket that theirs!

ok if you only have 1 holiday a year
#13
Daves_Deals
That only applies to existing Gold account customers. See terms on their web site:

" If you opened your account before 14 January 2005 your monthly fee is waived if your balance remains at or above £2,000 during the monthly billing period".

That might explain why they have been phoning me, asking me to go into the bank to see if they can find me an account that suits my needs better.
They probably want me to change to a different one so they can start charging me!
Thanks for pointing that out.
#14
Most fee-based bank accounts like this are poor value. As mrsj2008, points out, you can buy the elements that you actually want for much less than the monthly fee.

On the travel insurance - beware if you need to add on your family or extend the coverage to USA, wintersports, etc if not covered. My experience - some years ago when I did have one of these accounts - was that the additional premium was more than buying a separate travel policy.
#15
Lloyds are a bunch of w****rs. You're trying to flog a dead horse Cyrus.
#16
Depends what you use it for. Ok i have an advantage i have platinum account and get it half price(wife works for them). For this I get free breakdown cover annual international travel insurance for family.mobil phone insurance for 2 phones, discounts on holidays(ok its packages but this year i went round travel agents to get lowest price then called up lloyds and saved a further £250). Holiday saving every year have paid for this account for me. I know i could possibly get holiday cheaper doing all the work myself online but cant be bothered. For some these accounts are a good deal for others they are not you just have to do some checking to see which camp you fall into.
#17
good to get some views on this. I can understand why its cold now ...

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