Lloyds Bank Deals & Sales for May 2017 - HotUKDeals
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Lloyds Bank Deals & Discounts

14
-51

6x Free Cinema tickets with bank account at Lloyds Bank

2
£0.00 @ Lloyds Bank
Lloyds Bank account (club Lloyds) gives you choice of 6x free cinema tickets or can opt for annual magazine subscription or annual Gourmet Society membership.. per year need to pay in min £1500 per Read More
Lloyds Bank account (club Lloyds) gives you choice of 6x free cinema tickets or can opt for annual magazine subscription or annual Gourmet Society membership.. per year need to pay in min £1500 per
lazylocks01 Avatar2h, 42m agoFound 2 hours, 42 minutes ago2 Comments
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tsb gives £130 (_;)
Also get 3% interest on 5k. DW and I have one each for savings and 12 cinema tix
584

0% for 40 Months Balance Transfer Credit Card - Lloyds Bank

52
£0.00 @ Lloyds Bank
Longest balance transfer at the moment at 0% and a low 1.69% transfer fee Read More
Longest balance transfer at the moment at 0% and a low 1.69% transfer fee
alexopenshaw Avatar1w, 5d agoFound 1 week, 5 days ago52 Comments
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akajay07
I gave 8 examples 3 posts before yours... Admittedly they're not quite 3 years, but there very much IS something like that.
I do not dispute that there are 0% BT - 0% fee cards, but the 3yrs and the concept of free money, its simply not what it sounds like.
I say so, because I know for a fact that those headline quotes are to LURE customers, then offer them something different, which they will not have paid-off by the time the MUCH shortened interest-free period is over, they role back to EXORBITANT rates like > 19%APR, which effectively cost you more than the carrot that you had been offered initially.

i) 95% of people who apply WILL NOT GET the advertised deal (esp the interest free period, like the 28months) they get offered something like 9 months or less.
ii) Majority get offered a very small limit (like £1000) which is not very useful.
iii) Majority of people who REALLY need these cards DO NOT BENEFIT at the end of it all, but the rich who can afford to (a) have awesome credit rating (b) pay off lump-sums in one go, after a few months and (c) probably don't need all these deals tbh, are the ones that usually benefit from all this





Edited By: fulous on May 26, 2017 18:09
FEEDBACK TO ALL:

Further to my previous posts, MSE showed that their was a higher likelihood of her getting the Virgin Money 40 months interest free card, so she applied for it. The balance they set, despite asking if she had any balances to transfer, was £6,500 just 2 grand short of the full amount she needed.

They have said she can write in to request an uplift, which she has done, and if successful she will be able to transfer the remaining balance and bee 100% consolidated with no interest.

At present, she has basically cut her interest by 76% which is absolutely brilliant.

It's thanks to this site and the chat from you guys that this was possible (even though it was a different card!), so thanks to the OP and all those who contributed!
akajay07
JusticeForThe96
jaheermk
keep seeing people say this is a good card if you have debt on another card but i have a loan with a bank and im paying it back over 30mouths at 3.9% which i thought was good. would it be possible to take this deal and somehow pay my loan off and pay the lower rate using the deal?
No mate, this would only apply to balance transfers from other credit cards. You're stuck with your loan.
Not strictly true... There are '0% Money Transfer Credit Cards' which would give you a cash amount to pay off your loan and you can then pay that off gradually from the card. There is, however, a small fee for doing this - the lowest starting at around 2% - which is added to your total balance. See here for more details: http://www.moneysavingexpert.com/loans/cut-loan-overdraft-costs
fulous
manicmidlander
and what is the "low" balance transfer fee? I'm a seasoned stoozer so only use 0 fee and 0% cards.
There is nothing like that, what will the credit company gain by giving you 0% interest and 0 fees for 3 years??? thats like a 3yr interest free loan, unheard of...
I gave 8 examples 3 posts before yours... Admittedly they're not quite 3 years, but there very much IS something like that.
That's not this card though, so just making sure he didn't apply for this one and cost himself a bomb.
JusticeForThe96
jaheermk
keep seeing people say this is a good card if you have debt on another card but i have a loan with a bank and im paying it back over 30mouths at 3.9% which i thought was good. would it be possible to take this deal and somehow pay my loan off and pay the lower rate using the deal?
No mate, this would only apply to balance transfers from other credit cards. You're stuck with your loan.
Not strictly true... There are '0% Money Transfer Credit Cards' which would give you a cash amount to pay off your loan and you can then pay that off gradually from the card. There is, however, a small fee for doing this - the lowest starting at around 2% - which is added to your total balance. See here for more details: http://www.moneysavingexpert.com/loans/cut-loan-overdraft-costs

fulous
manicmidlander
and what is the "low" balance transfer fee? I'm a seasoned stoozer so only use 0 fee and 0% cards.
There is nothing like that, what will the credit company gain by giving you 0% interest and 0 fees for 3 years??? thats like a 3yr interest free loan, unheard of...
I gave 8 examples 3 posts before yours... Admittedly they're not quite 3 years, but there very much IS something like that.





Edited By: akajay07 on May 22, 2017 09:18
JusticeForThe96
jaheermk
keep seeing people say this is a good card if you have debt on another card but i have a loan with a bank and im paying it back over 30mouths at 3.9% which i thought was good. would it be possible to take this deal and somehow pay my loan off and pay the lower rate using the deal?
No mate, this would only apply to balance transfers from other credit cards. You're stuck with your loan.
peak for me
62

Every day offers for Lloyds Bank customers-Cashback

21
£0.00 @ Lloyds Bank
Checking my back account online and realised that I had totally forgotten about the 'Everyday Offers' . For those who don't know, you simply register for the offers you want then next time you use yo… Read More
Checking my back account online and realised that I had totally forgotten about the 'Everyday Offers' . For those who don't know, you simply register for the offers you want then next time you use yo…
mrty Avatar4m, 1w agoFound 4 months, 1 week ago21 Comments
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Is This also for basic accounts
My account says I've earned £18.52 using these - and I aren't activate them. So it must be worth doing. Leave the OP alone!
For god sake. The person is only trying to tell you
jmb
Rates are still better than any of the other banks though!

No they're not!
superpanda
zippypants
Yer... I have a lloyds account only use it for the interest and free cinema tickets, apart
from that pretty rubbish, If they cut the interest rate I'm outta there like a cat down a greasy drainpipe.
The interest rate is going down soon so looks like you are going down that drainpipe.

Rates changed on 8th January. Whether that had any effect depends on the balance that someone had in the account.
80

Potentially Approx Free £10 for Lloyds Customer with Everyday Offers

7
£0.00 @ Lloyds Bank
Just saw 10% cashback for Morrisons pop up on the everyday offers on my Lloyds account. Hope it's the same for everyone else. The easiest way to get some cashback is to go to Morrisons and buy the… Read More
Just saw 10% cashback for Morrisons pop up on the everyday offers on my Lloyds account. Hope it's the same for everyone else. The easiest way to get some cashback is to go to Morrisons and buy the…
NomiKaay Avatar1y, 1m agoFound 1 year, 1 month ago7 Comments
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NomiKaay
maani12
I got 10% last year but only 5% cashback this year with morrisons using my lloyds debit card.
Only allowed 50 pounds cashback at my local


Worth a try doing it twice. Worst case scenario, you end up with only 5% rather than 10%.


Unfortunately it was only a one time transaction offer with limit of £100 spend but at least £5 cashback on a £102 shopping spend was better than nothing
maani12
I got 10% last year but only 5% cashback this year with morrisons using my lloyds debit card.
Only allowed 50 pounds cashback at my local


Worth a try doing it twice. Worst case scenario, you end up with only 5% rather than 10%.
I got 10% last year but only 5% cashback this year with morrisons using my lloyds debit card.
Only allowed 50 pounds cashback at my local
I only have £5 cashback on a minimum £50 basket. Heat enough for me! :)
Must be selected accounts, no Morrisons on mine.
85

Lloyds car finance PCP APR 4.2%

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£0.00 @ Lloyds Bank
OK, so for Lloyds customers they are now offering car finance & I saved a reasonable amount rather than going through the dealer. My A.P.R with Lloyds was 4.2% as opposed to 10.9% with the dealer. Read More
OK, so for Lloyds customers they are now offering car finance & I saved a reasonable amount rather than going through the dealer. My A.P.R with Lloyds was 4.2% as opposed to 10.9% with the dealer.
humphmeister Avatar1y, 2m agoFound 1 year, 2 months ago19 Comments
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So it's basically cost you £1000 over 4 years to buy a car that you could sell or keep at anytime. With the peace of mind you have a dealership & bank to contact should you have any problems.

Seems hot to me!!
Here are the full numbers:
Finance option: Flex Car Finance

Price of car: £11,949.00

Deposit: £3,500.00

Amount of credit: £8,449.00

APR:4.1%

Term: 48 months


Monthly repayment: £128.31

Final lump sum payment: £3,380.00

Purchase fee: £10.00

Total repayable: £9,410.57
Yes, there are lots of different options. I know, as I have spent weeks deciding what to do. I decided to go the PCP route as it suited me & thats why I posted the deal in the hope it would help someone. I may decide to make the final payment, I like that I have the option.

I did look at PCH but as soon as you increase the mileage ( I need 17,000) the price goes up considerably.

Up to you how you fund your car but if this saves someone from taking a PCP deal at higher rates with a main dealer then object achieved. 8)
humphmeister
toonarmani
humphmeister
toonarmani
goldy12
Unlike a personal loan, with these finance agreements you don't actually own the car outright until the final payment has been made. The bank actually loans the money against the car, which may be good if you unfortunately have a problem with the car afterwards as you can actually refer the problem to the bank to deal with.
I took out an Halifax agreement last year and it was approved online in a matter of minutes, payment was made to the dealer within the hour, rate was lower than the dealership, a lot less paperwork, and the overall process seemed much simpler and quicker than a personal loan. Liked the fact in particular that there was another person to go too should I have any problems with the purchase, however I didn't , but worth an extra 1% or so to me just for that peace of mind.
Payment is made direct to the Dealership,
From Lloyds Web Site;
What is Satisfactory Quality?
By law, goods sold must be of satisfactory quality and fit for the purpose for which they were intended. We are responsible for the quality of the goods and resolving any disputes where the goods aren’t of the required standard.
Just get a personal loan on a cheaper rate e.g. 3.3% at high-street bank and pay on your card and you're still covered by the bank should there be any unforeseen issues?
Not sure why this is considered a deal when the APR is higher than elsewhere.. :|
toonarmani
goldy12
Unlike a personal loan, with these finance agreements you don't actually own the car outright until the final payment has been made. The bank actually loans the money against the car, which may be good if you unfortunately have a problem with the car afterwards as you can actually refer the problem to the bank to deal with.
I took out an Halifax agreement last year and it was approved online in a matter of minutes, payment was made to the dealer within the hour, rate was lower than the dealership, a lot less paperwork, and the overall process seemed much simpler and quicker than a personal loan. Liked the fact in particular that there was another person to go too should I have any problems with the purchase, however I didn't , but worth an extra 1% or so to me just for that peace of mind.
Payment is made direct to the Dealership,
From Lloyds Web Site;
What is Satisfactory Quality?
By law, goods sold must be of satisfactory quality and fit for the purpose for which they were intended. We are responsible for the quality of the goods and resolving any disputes where the goods aren’t of the required standard.
Just get a personal loan on a cheaper rate e.g. 3.3% at high-street bank and pay on your card and you're still covered by the bank should there be any unforeseen issues?
Not sure why this is considered a deal when the APR is higher than elsewhere.. :|
Depends what your circumstances are. Taking a personal loan over a PCP increases your monthly repayment.
Can you clarify your calculations in the OP? or am I missing something?
Purchase price of £11,949
Deposit £3,500
Term 48 months
Dealer monthly cost £156.63 (x48 payments is £7518 + £3500 deposit leaves £930 short of purchase price?)
Lloyds monthly cost £128 (x48 payments is £6144 + £3500 deposit leaves £2305 short of purchase price?)
******
Whereas personal loan (3.3%) over 48 months would be £187.95 per month + £3500 deposit = £11949
£9021.70 total cost of loan (only £572.70 interest over 4 years)
******
I think you are missing something; the difference between a PCP deal & a loan. A PCP deal still requires a final payment to clear the finance or roll it over to another deal. You have just proved my point that taking a personal loan increases the monthly payment to £187.95 p.m as opposed to £128 p.m with the Lloyds PCP deal.

Your loan would cost approx £2,847 more over the 48 months but have no final balance to pay. I would have a final balance to pay of approx £3,300 if I wanted to keep the car.


but if you've no interest in owning the car at the end you could lease one a lot cheaper and save your £3500 deposit and have a cheaper monthly payment.
This is what I feel is a good PCP deal & doesn't tie you to the dealer's higher rates
68

20/15/10% Cashback @ Sizzling Pubs/Ember Inns/Harvester/Crown Carveries/Vintage Inns/Toby Carvery. Lloyds customers

5
£0.00 @ Lloyds Bank
Just a heads up for Lloyds current account customers, checked my current account and there's lots of decent cashback offers at the moment for pub meals, so can be used with the existing offers on here… Read More
Just a heads up for Lloyds current account customers, checked my current account and there's lots of decent cashback offers at the moment for pub meals, so can be used with the existing offers on here…
Roger_Irrelevant Avatar1y, 4m agoFound 1 year, 4 months ago5 Comments
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Also, when you pay your bill you get a £5 off £25 voucher. So, as you get shown to a table, you can put drinks on the tab. £25 of food and drink, £5 off, then 20% back so £16 for £25 worth of food/drink. :) And unlimited 'salad' :p
FYI
AA Members (Check your email) get 20% on all of those, plus O'neill's and Miller and Carter.
Delboyrob
How does this work?

You pay for your meal with your Lloyds debit/credit card. Lloyds detect you have done so, and give you e.g. 20% back of what you paid at the end of the month.

In theory you could take a load of your mates out, collect the money for food then pay on your card, if the bill comes to say £60 you'd pocket £12. :)
How does this work?
But nothing off the best pub chain beefeater, just all the cheap quality pub food
15Expired

7% off next purchase at Sainsburys with Lloyds Everyday offers (invite only)

6
£0.00 @ Lloyds Bank
Good deal if you have a Lloyds bank account and shop at Sainsburys. 7%off your next purchase at Sainsburys with Lloyds Everyday offers just log onto your Lloyds account and activate under everyday off… Read More
Good deal if you have a Lloyds bank account and shop at Sainsburys. 7%off your next purchase at Sainsburys with Lloyds Everyday offers just log onto your Lloyds account and activate under everyday off…
adamh87 Avatar1y, 8m agoFound 1 year, 8 months ago6 Comments
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Don't forget to get cashback lloyds only see's a total amount spent and pay's 7% on all of it
Thank you! I have this offer and wouldn't have checked if I hadn't spotted it here. Heated added :)
I got 10% with BofS last night
Everyone has different offers - all mine seem to relate to expensive shops I'd never set foot in :-)
5% at Halifax extras for me currently, for info.
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-90

Lloyds Bank Credit Card All Rounder

1
£0.00 @ Lloyds Bank
I was looking for a credit card that had a bit of both on it (transfer and purchases) and this one seemed like a hot deal to me No annual fee 0% on purchases for 19 months And 0% on balance t… Read More
I was looking for a credit card that had a bit of both on it (transfer and purchases) and this one seemed like a hot deal to me No annual fee 0% on purchases for 19 months And 0% on balance t…
weenshukd Avatar1y, 10m agoFound 1 year, 10 months ago1 Comment
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anyone care to share why this cold please?
57

Lloyds Bank Platinum Credit Card 32 Month Balance Transfer with 1.69% fee @ Lloyds Bank

0
£0.00 @ Lloyds Bank
As the battle goes on for Credit Cards Lloyds Bank have brought out their lowest balance transfer fee one at 1.69% for 32 months ( 2 years 8 months ) 0% interest on balance transfers Get up to 32 Read More
As the battle goes on for Credit Cards Lloyds Bank have brought out their lowest balance transfer fee one at 1.69% for 32 months ( 2 years 8 months ) 0% interest on balance transfers Get up to 32
cliosport65 Avatar1y, 10m agoFound 1 year, 10 months agoAdd Comment
34

5% off Argos when paying with Lloyds Debit Card and other exclusive offers

6
£0.00 @ Lloyds Bank
Came across this the other day whilst logged into my Lloyds online account. On the right-hand side there is an offers section. You will see a fair number of offers, some of which will be of interest, Read More
Came across this the other day whilst logged into my Lloyds online account. On the right-hand side there is an offers section. You will see a fair number of offers, some of which will be of interest,
Stendhal Avatar2y, 1w agoFound 2 years, 1 week ago6 Comments
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Stendhal
Dilbert
Stendhal
wesleyaldred
These are specifically for you, for example I have several live offers all totally different to the ones you mentioned!
Ah, I see. I didn't know that.
Still, it's at least worth the heads up for people who didn't know these offers existed whatsoever!
They are there every time you log in, are mentioned in statements and covered by a regular tv ad campaign (as well as on billboards and bus shelters). If you didn't know about these then someone else should really be handing your money! :)

Never noticed it on login, don't look at statements, don't waste my time watching TV, and don't get the bus :D.

I always find they're a bit obscure and from shops I wouldn't normally go into but if you have a Lloyds Duo credit card look at the Amex Connect site. They tend to be much better deals (I've had £60 back in the last month from there but only £40 in the whole year from Lloyds offers.)
Dilbert
Stendhal
wesleyaldred
These are specifically for you, for example I have several live offers all totally different to the ones you mentioned!
Ah, I see. I didn't know that.
Still, it's at least worth the heads up for people who didn't know these offers existed whatsoever!
They are there every time you log in, are mentioned in statements and covered by a regular tv ad campaign (as well as on billboards and bus shelters). If you didn't know about these then someone else should really be handing your money! :)

Never noticed it on login, don't look at statements, don't waste my time watching TV, and don't get the bus :D.
Stendhal
wesleyaldred
These are specifically for you, for example I have several live offers all totally different to the ones you mentioned!

Ah, I see. I didn't know that.

Still, it's at least worth the heads up for people who didn't know these offers existed whatsoever!

They are there every time you log in, are mentioned in statements and covered by a regular tv ad campaign (as well as on billboards and bus shelters). If you didn't know about these then someone else should really be handing your money! :)
wesleyaldred
These are specifically for you, for example I have several live offers all totally different to the ones you mentioned!

Ah, I see. I didn't know that.

Still, it's at least worth the heads up for people who didn't know these offers existed whatsoever!
These are specifically for you, for example I have several live offers all totally different to the ones you mentioned!
-36Expired

Lloyds Bank Everyday Offers 10% cashback on Waitrose

13
£0.00 @ Lloyds Bank
Can anyone confirm whether it works with getting cashback and/or buying gift cards in-store? Earn 10% Cashback on your next groceries shop at Waitrose - in store or online at waitrose.com (maximum Read More
Can anyone confirm whether it works with getting cashback and/or buying gift cards in-store? Earn 10% Cashback on your next groceries shop at Waitrose - in store or online at waitrose.com (maximum
tehriddler Avatar2y, 2w agoFound 2 years, 2 weeks ago13 Comments
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Tehriddler...thanks for the information....jane
[img][/img]
Nanajane
Am assuming that you get the cash back for the spend and that you don't have to replace the money in the account to qualify?
How do you find out if you are eligible for this offer?
Does anyone know long it lasts?
Sorry for all the questions, thanks Jane
It's back again, this time for 5%. Lloyds will detect the transaction in the statement and pay the cash back to you the next month.
http://s13.postimg.org/sn7ek4bvr/waitrosecashback.png
Am assuming that you get the cash back for the spend and that you don't have to replace the money in the account to qualify?
How do you find out if you are eligible for this offer?
Does anyone know long it lasts?
Sorry for all the questions, thanks Jane
Youngy
tehriddler
pkempc
The 10% Halifax (Lloyds Bank) offers I get definitely work with cash back at the till. Just buy something for a few pence with your debit card ask for £50 cash back then pay the £50 cash back into your bank account and earn a free fiver!
I wonder how much cash they keep in the till. I'll get a £ 100 John Lewis gift card and £ 100 cashback to max out.
Maximum instore cashback is £50
I didn't dare to spend that much. I bought £ 50 John Lewis gift card and asked for £ 50 cash back at the till.
tehriddler
pkempc
The 10% Halifax (Lloyds Bank) offers I get definitely work with cash back at the till. Just buy something for a few pence with your debit card ask for £50 cash back then pay the £50 cash back into your bank account and earn a free fiver!
I wonder how much cash they keep in the till. I'll get a £ 100 John Lewis gift card and £ 100 cashback to max out.
Maximum instore cashback is £50
-28Expired

10% Cashback from Sainsbury's with Lloyds Everyday Offers

10
£0.00 @ Lloyds Bank
The Lloyds Everyday Offers (free) must be activated at the bottom right navigation panel. Earn 10% Cashback on your next purchase from Sainsbury's. Save on a wide range of big brands in store and l… Read More
The Lloyds Everyday Offers (free) must be activated at the bottom right navigation panel. Earn 10% Cashback on your next purchase from Sainsbury's. Save on a wide range of big brands in store and l…
quickchase Avatar2y, 1m agoFound 2 years, 1 month ago10 Comments
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Forgot...but also you have the chance to win back the cost of a debit card usage. Think it's about a 1000 transactions per month that are chosen and paid back to customers.
If you are a Lloyds bank customer and use their internet banking you can register for Everyday Offers. You are then given differing discounts for outlets etc when you use your Lloyds debit or credit card. Discount paid back into your account once used. Different customers get different offers.
I have no idea what this is all about! Does it only apply to Lloyds customers? It's certainly not on my Nat West online account.
Remember the code of conduct. Name calling will attract infractions.
It appears you needed to have used your card at one of the qualifying outlets, to have that appear in your list of eligible merchants.
48

Club Lloyds 4% interest current account

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£0.00 @ Lloyds Bank
Overall having done some quick checking this is the highest rate of interest for a current account IF you have some cash liquidity. In this case you need £4000 in the account in cash to be at 4% rate… Read More
Overall having done some quick checking this is the highest rate of interest for a current account IF you have some cash liquidity. In this case you need £4000 in the account in cash to be at 4% rate…
kinnth Avatar2y, 3m agoFound 2 years, 3 months ago31 Comments
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akaa47
KongDonkey
tj9at_jp
Anyone know if you can meet the £1500 monthly funding via standing order?
I would like to know this. Could bounce the money in and out and set up 2 direct debits and get 2% interest as well as the ClubLloyds benefits.
you don't have to do a standing order. just transfer the 1500 to another account before the month is over and then transfer it back during the next month.

I don't have any other Lloyds accounts though. I think It would be easier to have a standing order from my other bank into Lloyds for £1500 then back to my bank via standing order for £1500 a few days later.
KongDonkey
tj9at_jp
Anyone know if you can meet the £1500 monthly funding via standing order?

I would like to know this. Could bounce the money in and out and set up 2 direct debits and get 2% interest as well as the ClubLloyds benefits.


you don't have to do a standing order. just transfer the 1500 to another account before the month is over and then transfer it back during the next month.
tj9at_jp
Anyone know if you can meet the £1500 monthly funding via standing order?

I would like to know this. Could bounce the money in and out and set up 2 direct debits and get 2% interest as well as the ClubLloyds benefits.
Found out the Aa version free with my lloyds bank has an associated £80 call out fee per call out, that's more than annual membership, the bank like its traders are trying a fast one, better going with a Spanish bank santander
iand123
kinnth
iand123
Is this a first 12 months of use deal?

No it's a lifetime deal!

Thanks, might be worth a closer look then

Don't believe so, they can lower interest at any time.
-17Expired

Lloyds Bank Mortgage rates as low as 1.44%

7
£0.00 @ Lloyds Bank
I've just been in to Lloyds Bank to review my mortgage and they are offering deals from as low as 1.64%, but if you are a club lloyds member you can get a further .2% discount meaning a fixed rate of Read More
I've just been in to Lloyds Bank to review my mortgage and they are offering deals from as low as 1.64%, but if you are a club lloyds member you can get a further .2% discount meaning a fixed rate of
daddycool1974 Avatar2y, 4m agoFound 2 years, 4 months ago7 Comments
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I've been offered this too in my branch and £500 cashback too to move my mortgage. I have booked an appointment to go through. will let you all know.
Comes up on the link provided. 1.64, 2 year fix, 60 ltv, I assume 2k product fee as only showing 1,99 on my phone.
2yr online fixed LTV 60% shows the lowest rate as 1.94% with a £995 booking fee when I look?

I'm after a 65-70LTV personally but this might be useful to some if we can actually find it...?

Edited By: PR1 on Jan 08, 2015 12:14
Its available online 2 yr fixed rate LTV 60%
Yes, please provide some extra detail...
467Expired

Lloyds Bank Balance Transfer Credit Card 28 months at 0%. Small 1.5% fee. Plus £20 back from Quidco

48
£0.00 @ Lloyds Bank
28 months balance transfer at 0% 1.5% fee which is about half what others charge for same 0% duration possible £20 cash back from quidco Shared Via The HUKD App For Android. Read More
28 months balance transfer at 0% 1.5% fee which is about half what others charge for same 0% duration possible £20 cash back from quidco Shared Via The HUKD App For Android.
alan3 Avatar2y, 6m agoFound 2 years, 6 months ago48 Comments
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Has the cashback offer through TCB gone - not showing the 28/12 offer?
My Quidco has tracked fine under 'Lloyds Bank 33/6 Credit Card'
Box
which link in quidco do you use tog et hi to track and show up? i've tried the 7 in there and all bring up different rates and credit cards


it appears to have gone. on my tracking history its called Lloyd's 28/12
which link in quidco do you use tog et hi to track and show up? i've tried the 7 in there and all bring up different rates and credit cards
themadgoose
What a ridiculous world! I've just borrowed money from Lloyds to pay off my Halifax Credit Card so I don't have to dip into my savings which sit accruing 5% interest in TSB.

No wonder the banks are in trouble.


mate, any money you save or borrow always goes into one or other bank account, either borrower's or lender's. The bank uses 90% of that money to lend it again to someone else who once again puts it back into his account, and this cycle continues.

so tell me who the winner is.
361Expired

0% balance transfer (with low 1.5% fee) for Long 28 months 0% for purchases for 12 months LLoyds Bank

25
£0.00 @ Lloyds Bank
Platinum 28 Month Balance Transfer Card Good for: Saving - 0% interest for the first 28 months on balances transferred within the first 90 days after your account is opened. Balance transfer fee Read More
Platinum 28 Month Balance Transfer Card Good for: Saving - 0% interest for the first 28 months on balances transferred within the first 90 days after your account is opened. Balance transfer fee
bbhushan83 Avatar2y, 8m agoFound 2 years, 8 months ago25 Comments
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I am Lloyds current account holder and also have there standard credit card, can i apply for this one? anyone know?
You know Foley 2001-uk i had the same problem a few years back , i had money in the bank , a permenent job , went to get a morgage & got knocked bad due to my credit rating as i didnt owe anyone money ..... strange i thought till i done my homework & found out you need a credit rating to get credit
is there any better deals out there than this or is this the best deal going at present
Never ever had issues getting credit from anywhere before....... LLoyds decline my application.....
I've also taken them up on this, after a very very bad experience with Halifax. Absolutely seamless transfer and I got the best interest rate (which surprised me considering my credit score isn't perfect). Think it helped that I have a current account with them though. They're like a completely different bank since the Lloyd's/TSB split. Heat added!
-59Expired

Earn 10% cashback at Morrisons when you pay with your Lloyds debit or credit card

10
£0.00 @ Lloyds Bank
Great when used in conjunction with the vouchers in todays Sun Newspaper. Earn 10% Cashback at Morrisons on all your purchases until 07/09/2014, maximum total reward £10. Excludes petrol stations &… Read More
Great when used in conjunction with the vouchers in todays Sun Newspaper. Earn 10% Cashback at Morrisons on all your purchases until 07/09/2014, maximum total reward £10. Excludes petrol stations &…
Fortune Avatar2y, 9m agoFound 2 years, 9 months ago10 Comments
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nb2508
moneysavingkitten
nb2508
The only supermarket cashback I've only been offered is to shop at waitrose and get 10%, but I doubt that's of any use to people on HUKD!

Looks like Waitrose are doing £30 cashback? So in theory you could buy something small a few times, get cashback and earn £30?

I HIGHLY doubt Lloyd would offer £30 cashback just for buying a few items instore. Not to say you're wrong but I'm assuming that what you read was the maximum cashback you can receive is £30 which would require a £300 spending in waitrose (10%) in order to receive

I noticed webbywebster above said he got the cashback for getting cash out (cashback) at the Morrison's tills. I read the terms a bit more for the Waitrose 10% cashback. It only applies to one transaction, so you would have to spend £300 in one go to get £30. I am guessing you can't get £300 cashback at the tills anyway! I suppose if you got £50 and getting cashback worked there, it would give you a fiver.

Slightly annoying for me, as I did go shopping there today and got cashback before I signed up to the Lloyds scheme. I'm giving up now, I've written cashback far too many times in that paragraph.
moneysavingkitten
nb2508
The only supermarket cashback I've only been offered is to shop at waitrose and get 10%, but I doubt that's of any use to people on HUKD!

Looks like Waitrose are doing £30 cashback? So in theory you could buy something small a few times, get cashback and earn £30?

I HIGHLY doubt Lloyd would offer £30 cashback just for buying a few items instore. Not to say you're wrong but I'm assuming that what you read was the maximum cashback you can receive is £30 which would require a £300 spending in waitrose (10%) in order to receive
I've got this offer, thanks for reminding me :) hot!
nb2508
The only supermarket cashback I've only been offered is to shop at waitrose and get 10%, but I doubt that's of any use to people on HUKD!

Looks like Waitrose are doing £30 cashback? So in theory you could buy something small a few times, get cashback and earn £30?
You need to have internet banking and register for everyday offers which is all completely free.
460Expired

EVERYDAY OFFERS FREE CASHBACK LLOYDS BANKING GROUP

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Everyday offers free cashback. If you are offered any sort of cashback. Ie if you are offerred 10% cashback on a purchase. you do not really have to make a purchase. Just withdraw cashback to the min… Read More
Everyday offers free cashback. If you are offered any sort of cashback. Ie if you are offerred 10% cashback on a purchase. you do not really have to make a purchase. Just withdraw cashback to the min…
HUSBANDKHAN Avatar3y, 2w agoFound 3 years, 2 weeks ago53 Comments
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As far as i know it is working. I have just tried it again as morrissons offer keeps on coming up every couple of weeks. If it isnt working with anybody then can they post. What has been changed.
Been offered Morrisons cashback on my current account. Does this trick still work?
I am assuming you can as long as you do not have a withdrawal limit i.e 5 withdrawals per day or something. you can withdraw cashback as many times as you want as long as it is on the same day. As the following day the system will knockout the offer. so if you have a offer of 10% cashback. As long as you withdraw cashback on the same day they should all show.
sounds good.
HUSBANDKHAN
Youngy
szippancs
Shame it will end in 9 days and maximum total reward £10.:(


Has been readded, expiring end of June - still £10 max. So just go twice and get £50 cashback each time
.

It pays once. So get £50 cashback and then buy something for the other £50 and return it once the cashback shows.


Not sure what you mean, I went twice in the last offer. First time sandwich with £50 cashback = £5 from Lloyds, second visit exactly the same. I received £10 total
49Expired

Morrison 10% cashback - Lloyds bank everyday offer (need Activation in Internet banking)

10
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I need to activate "everyday offer" for my lloyds bank's card, should be available for all on credit / debit card. Verbatim copy from internet banking. "Earn 10% Cashback at Morrisons on all yo… Read More
I need to activate "everyday offer" for my lloyds bank's card, should be available for all on credit / debit card. Verbatim copy from internet banking. "Earn 10% Cashback at Morrisons on all yo…
kpsagon Avatar3y, 4w agoFound 3 years, 4 weeks ago10 Comments
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I only got 5%. I'm yet to use any of the offers they give me.
I get one percent off everything everywhere with my Amex card, and have for years. Some small businesses won't take it, but all the supermarkets and petrol stations do, and I use it when paying through paypal.
Mine actually is offering 15% maximum of £15 cashback until the 18th May
My cashback offers have been terrible. Still hoping for Morrisons cashback to appear, so congrats if you get this :)
I've had this activated for the last 3 months. not 1 cash back received. #naff
53Expired

Lloyd's credit card 0% for 24 months

3
£0.00 @ Lloyds Bank
Not as long a term as the current barclaycard deal but the balance transfer fee is lower at only 1.5%. Good card for paying off existing debts to save yourself interest on your payments. Read More
Not as long a term as the current barclaycard deal but the balance transfer fee is lower at only 1.5%. Good card for paying off existing debts to save yourself interest on your payments.
adamski1984 Avatar3y, 1m agoFound 3 years, 1 month ago3 Comments
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Do u not need to earn a reasonably good wage before being accepted for a platinum card?
Very good.
Sorry meant to say that it includes 3 months 0% on purchases as well from when you take the cars out

lloyds bank logoSave Money on Money Management with Lloyds Bank

Lloyds is one of the oldest corporations in the world, let alone the UK. Founded in Birmingham as Taylor & Lloyds in 1765, Lloyds became one of the primary funders of Birmingham’s industrial development, helping to catapult the city into the first rank of manufacturing centres.

By the 1880s, Lloyds had established itself as one of London’s most eminent banks, providing investment capital to merchants all over the British Empire. It also introduced its iconic black horse logo, which became a symbol of the company across the world.

The 20th century saw Lloyds expanding constantly and innovating as well, installing one of the first ATMs in 1972 and entrenching itself as a leading high street bank thanks to its merger with TSB in 1995. This created a joint brand, but the original Lloyds reappeared in 2013, when the two were separated, bringing the black horse image back to high streets all over the UK.

How to Find Your Nearest Branch of Lloyds

Lloyds Bank currently operates around 1,300 branches across the UK, with 46,000 employees, so there should be a convenient way to access their services. The best way to find your local branch is to use their Branch Locator. Just type in your town or postcode, and the tool will display any nearby branches. Alternatively, you can sign up online via lloydsbank.com.

What Services do Lloyds Bank Provide?

Lloyds Bank provides the following major service areas for UK customers, which you can also take a look at their website at www.lloydsbank.com:

  • Current Accounts: The core of their business. Features Classic Accounts with internet banking, Club Lloyds, which adds some extra features and comes with a slightly higher cost, and Platinum, which gives you far more insurance features and could be handy for regular travellers.
  • Credit Cards: Includes 24, 32 and 42-month balance transfer cards with a range of interest rates, Avios Rewards credit cards which would suit frequent fliers, Choice Rewards cards that are targeted at regular shoppers, Platinum Low Rate cards that are the premium option and Student cards, which open up credit for younger savers.
  • Savings: Includes a range of savings packages, including Help to Buy ISAs for first time home buyers, Cash ISAs, Club Lloyds Savers, 2-year fixed rate ISAs, Junior ISAs, Easy Saver, Monthly Saver, Fixed Bond and Young Saver accounts.
  • Investments: Allows customers to access the e-Investments service, enabling them to purchase stocks and shares online from £100 per month.
  • Share Dealing: Features a tailored ISA that is linked to 3,000 funds for people who want to trade stocks and shares.
  • Mortgages: Another key area of the Lloyds product range. Includes first time mortgages, home-mover, buy-to-let, and re-mortgages. Also provides access to a handy online mortgagee calculator.
  • Loans: Includes special loans for online customers only, along with flexible loans for everyone else. Special discounts are available for Club Lloyds members after 6 months of membership. Also features graduate loans.
  • Car finance: A special section for those looking to buy a car. Options include fixed and flexible financing options.
  • Insurance: Features home, car and life insurance packages. Also offers special services for mobile insurance, travel insurance, van insurance and landlord insurance, so there should be something for you.
  • Travel services: Offers insurance, money exchange and help with using Lloyds cards abroad.

Which Brands are Featured in the Club Lloyds Scheme?

When you sign up for Club Lloyds based cards and accounts, you can use your “lifestyle benefits” with plenty of brands, including:

Lloyds Bank: For Your Next Step

Sales at Lloyds

Lloyds operate in a competitive financial sector, so they are always seeking to attract new customers with special offers on their current accounts and credit cards. They also offer a scheme called Everyday Offers via their online banking service which provides a host of different savings at major retailers. The selection changes all the time, but usually delivers reductions of 15 percent or more.

Setting Up an Account With Lloyds Bank

Setting up a Lloyds bank account is fairly simple. The most common way is to visit your local branch with a few forms of ID and details of any existing bank accounts that you’d like to transfer money from. In-store staff will then provide the assistance you need to get started with an appropriate account.

Alternatively, you can head to the online banking section of the Lloyds Bank website and set your account up online. Click on the account or card you’d like to apply for and scroll down to the “ways to apply” section. Now, fill out the online form and provide the information required. It shouldn’t take more than 10 minutes to complete.lloyds bank horse

The Lloyds Bank Loyalty Scheme

Lloyds operate a couple of loyalty schemes to retain their banking customers. The first one to be aware of is Club Lloyds. Club Lloyds comes in the form of a regular account with several “lifestyle benefits” attached. Every year, customers can claim a benefit, ranging from 6 free cinema tickets to gourmet restaurant meals and magazine subscriptions.

The second form of loyalty scheme is the Excusive Offers section on the online banking site. Here, online customers can claim big savings on major high street brands.

Another option is Choice Rewards, which allows customers to accumulate rewards points for everyday shopping. These points can then be redeemed online, using them to make shopping purchase, buy experiences or travel products.

How to Withdraw Cash from Your Lloyds Bank Account

Lloyds operate over 1,300 branches across the UK, so the primary way to withdraw money from your account will be via bricks and mortar banks. You can also transfer money from online Lloyds accounts to other Lloyds accounts or external accounts. Just click on the “make a payment” button on your account management console.

Closing an Account With Lloyds

Closing an online Lloyds Bank account can be a tricky process, but it is easily done when you know how. Instead of using your online account, you’ll need to make a call to the Lloyds Helpdesk on: 0345 3000116 and they will tell you how to shut down your internet banking services.

To shut down a conventional account, visit the branch where you set up the account and staff will be happy to transfer any residual funds into other accounts elsewhere.

Lloyds Bank on Social Media

You can get in touch with Lloyds on social media at the following accounts:

Using the Loyds App

Lloyds’ mobile banking app is a really useful way to manage your money, cards and loans. You can download it from the iTunes Store and Google Play.

Contacting Lloyds Bank

Getting in touch with Lloyds Bank is simple, and there’s a range of ways to do so. You could try:lloyds bank store branch

  • Phone: 0345 300 0000 (24 hours a day, 7 days a week)
  • E-mail: Enter an online question here
  • By Post:
  • Lloyds Bank
    UK 25 Gresham Street
    London, EC2V 7HN
    United Kingdom

For most common complaints or queries, the Lloyds Bank online FAQ should be more than sufficient.

Save Money on Your Banking and Mortgage With Lloyds Bank Offers at HotUKDeals

If you need a new credit card, a home loan, a student savings account or help with travel insurance, Lloyds Bank could be the perfect company to ask. They regularly offer deals on their current accounts and credit cards, and all the best and latest offers are collected at the Lloyds Bank HotUKDeals listings, so don’t miss out.