i have applied for a broker exclusive mortgage on saturday through a local independant broker who works under positive mortgages.
it's worth finding one as i got a 2 yr fixed rate at 2.89% on a 85% LTV mortgage.
the only downside is because of the low rate you pay the £1000 product fee in advance - which saves interest payments. good if you can afford it. next best rate for us was 3.29% with a £1000 product fee - on the day that is.
might be useful for some.