M&S Premium Cub - free tea and coffee, multitrip worldwide family travel insurance, triple M&S points and extra gifts and privileges for £10 a month - HotUKDeals
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The M&S Premium Club is an exclusive and exiting new way for M&S Credit Card holders to enjoy more of the good things in life. As a Premium Club member youll earn triple M&S points on all your M&S shopping, both instore and online. Youll also get worldwide multitrip family Travel Insurance, tea and coffee in any M&S Cafe and masses of treats, gifts and special privileges, all for just £10 a month for an initial 12 month period.

The privilege club costs £10 a month but you get that back in vouchers to spend on hot drinks at any M&S Cafe. Added to that the good worldwide travel insurance and triple points on M&S purchases this seems like a no brainer for caffeine addicts who travel!
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Hot or cold? I'm a M&S credit card holder already and get approx £30 of vouchers a quarter as well as discount vouchers. I am guessing the extra points earned wont offset the £10 a month, but what about the travel insurance? And can anyone tell me why its £10 for an initial 12 months, what happens after that?
£10 per month for 12 months = £120 = not worth it!
I just paid £49 for a family annual worldwide insurance so that is expensive...
Great for those who use the cafes in M&S as the premium pays for itself.

The travel insurance covers those up to 80 years old (rather than the standard 70) and includes cover for winter sports and independent travel.
£10 per month for 12 months = £120 = not worth it!

Horses for courses - depends upon whether or not you use their cafe.
Went to a M and S cafe yesterday and ordered a large coffee, as I've done since joining, only to be told that the vouchers are now limited to medium only. Since when - and why?

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