MBNA CREDIT CARD THAT PAYS BALANCE TRANSFERS DIRECT INTO YOUR BANK ACCOUNT - HotUKDeals
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NO NEED TO GET A LOAN THIS CHRISTMAS, JUST APPLY FOR THIS CREDIT CARD AND MAKE A BALANCE TRANSFER DIREECT INTO YOU BANK ACCOUNT, 3% FEE APPLIES BUT MUCH CHEAPER THAN GETTING A LOAN!
0% UNTIL DECEMBER 2008, ONE YEAR INTEREST FREE! GREAT DEAL!

IF YOU WANT YOU CAN MAKE A TRANSFER AND PUT IT IN A HIGH RATE SAVINGS ACCOUNT AND MAKE MONEY, JUST A TIP. BASICALLY ITS LIKE CASH BECAUSE THE FUNDS WILL BE IN YOUR ACCOUNT WITHIN 5 WORKING DAYS, THEN JUST MAKE THE MINIMUM PAYMENT UNTIL YOU CAN PAY IT OFF.
- jay_leeds
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#1
Bit misleading I guess... most C Cards would do a balance transfer to bank account.
#2
the only ones i could find were this one and a virgin one, and for 1 year as well it is better than getting a loan isn't it? gotta be!
#3
The virgin CC is just a rebranded MBNA :D
#4
jay_leeds
the only ones i could find were this one and a virgin one, and for 1 year as well it is better than getting a loan isn't it? gotta be!


Egg do BT to current account :thumbsup:
#5
I think this idea is ok... much better tha a loan. I'll post warm - but only becuase I'm not a fan of banks....
#6
all of them well as long as you say u are paying your overdraft off..they have no way of knowing otherwise.
#7
edi
Bit misleading I guess... most C Cards would do a balance transfer to bank account.


The only SBT (Super Balance Transfer) cards I'm aware of are MBNA (and rebrands) and Egg Money.

There's lots of info at stoozing.com on this sort of thing.

I've just taken an MBNA card out - but at just 2% for balance transfer (fee). I don't know if you can still get it but the link is [url]www.mbnacardtoday.co.uk/nov[/url]
#8
I believe that MBNA will give you 98% of your credit limit as a balance (cash) transfer into your nominated account.

Beware if you continue to use this card for purchases (not recommended). After you have arranged a balance transfer, any payment made to your MBNA credit card account will go towards paying off the amount which attracts the lowest interest rate i.e. your transfer (0%). Your payment will NOT go towards paying your purchases (16.7% I think) until your entire transfer is paid off.

Otherwise this is a superb deal!
#9
apreece501
I believe that MBNA will give you 98% of your credit limit as a balance (cash) transfer into your nominated account.

Beware if you continue to use this card for purchases (not recommended). After you have arranged a balance transfer, any payment made to your MBNA credit card account will go towards paying off the amount which attracts the lowest interest rate i.e. your transfer (0%). Your payment will NOT go towards paying your purchases (16.7% I think) until your entire transfer is paid off.

Otherwise this is a superb deal!

IIRC it's 95% as per most cards. Good advice about not spending though - repayments are geared to maximise profit for the bank.
#10
[email protected]
The only SBT (Super Balance Transfer) cards I'm aware of are MBNA (and rebrands) and Egg Money.


Think thats the only 2 left. They all caught onto the interest rate money for nothing scam :lol:

Shame this is no good for me as i've already got an MBNA platinum card. On the plus side though MBNA often offer good rates on cash advance (my offer rate is currently 5.9% till september 08) so still cheaper than a bank loan.

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