Mobile Phone Insurance (Including iPhone) Travel Insurance, Breakdown Cover and More Benefits £12.95 @ Natwest - HotUKDeals
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Mobile Phone Insurance (Including iPhone) Travel Insurance, Breakdown Cover and More Benefits £12.95 @ Natwest

£12.95 @ NatWest Bank
Hi i recently ordered my nice shiney new iPhone from Orange. When making the order they asked me if i wanted Orange Care insurance for the iPhone @ £12 Per Month. I thought it was a bit steep just for…
ZedEx Avatar
7y, 4m agoFound 7 years, 4 months ago
Hi i recently ordered my nice shiney new iPhone from Orange. When making the order they asked me if i wanted Orange Care insurance for the iPhone @ £12 Per Month. I thought it was a bit steep just for phone insurance so told them i would ring back.

After this i checked my banks website for insurance deals and found the following from Natwest:

If you upgrade to the 'Advantage Gold account' for £12.95 a Month you get:

Mobile Phone Insurance (Includes iPhone) - You can also insure TWO mobiles on one account. So great if you and partner have iPhones etc.

Annual World Wide travel insurance - Including winter sports.

Green Flag Breakdown Cover

£15,000 Accidental Death Cover

12 months' cover on top of the manufacturers one or two year guarantee on up to six home electrical items per year.

Identity theft protection - Covers 5k worth of expense restoring you credit rating should something happen.

20% Discount off 200 attractions (Inc London Dungeon, Alton Towers etc)

Discounts of up to 60% at over 21,000 hotels in 3,500 locations around the world - from 5* luxury accommodation to budget hotels.

Plus some more smaller benifits.

I personally thought this was a much better option to pay £12.95 per month for all this rather than just £12 for iPhone insurance alone. I think most other banks offer a similar service so worth checking with your bank before opting to take out Orange Care / O2 Insurance. Hope this helps a few people save a couple of quid.
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All Comments

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Comments/page:
#1
Total package looks good (must look into it further - I'm paying that for travel insurance alone).

However, I don't think your post is going to get very hot on here as you've posted it as phone cover - as you decided yourself, that's not an attractive price.

Do you have to put a minimum into the account each month?
Is the travel insurance a decent package, including USA, or just a 'top up'?
#2
What's the excess?
#3
Might also be worth saying that for £6.95 a month, for those who don't have an iphone and only want one phone insured, you can get either the Natwest Advantage Blue or RBS Royalties accounts.
#4
It's worth noting that the Advantage Blue account only covers phones up to the value of £300, whereas the Gold account covers a phone up to £500 (and from what I can see, it can only cover two phones if you have a joint account): http://www.natwest.com/personal/current-accounts/g1/accounts-with-extras/advantage-gold.ashx
#5
Paulando
It's worth noting that the Advantage Blue account only covers phones up to the value of £300, whereas the Gold account covers a phone up to £500 (and from what I can see, it can only cover two phones if you have a joint account): http://www.natwest.com/personal/current-accounts/g1/accounts-with-extras/advantage-gold.ashx


The 300 cover would be sufficient for most who don't have an iphone :thumbsup:
#6
I have used these guys for a few years now for iPhone insurance and have had to use them numerous times. They have none of the stupid clauses you get in a lot of policies whereby if you get something wet it invalidates your insurance.

I pay £7 a month.

http://www.talkcover.co.uk/
#7
Stacey613
What's the excess?


Taken from their website

Do I have to pay an excess?

Yes, as with many insurance policies, you will have to pay an excess if your claim is accepted - £25 for the first successful claim, £50 for the second successful claim in any 12 month period
#8
I also thought that you could only insure one phone unless it was a joint account but when in the bank with the bank manager i was told i could insure two phones even though mine is not a joint account. The bank manager actually filled the form out for me.

@ Besford - "However, I don't think your post is going to get very hot on here as you've posted it as phone cover - as you decided yourself, that's not an attractive price." - Sorry it is my first post wasnt sure where to put the deal or what under (long time lerker but never posted a deal). Have now changed title to include travel insurance and breakdown cover. Anyway hope it helps a few people out who might have overlooked it otherwise.
#9
I'm insured with Natwest Mobile phone cover for over a year now !!! never needed to use them tho'.....but its free if you've got the Advantage gold account.
#10
The car breakdown now covers every car registered to the account holder!!!!
Travel covers holder, spouse and all dependant children up to the age of 24. Heat.
#11
an advantage gold account is free for staff
#12
I checked with my home insurance provider, and my home insurance covers my phone, for lost or stolen etc, and I have a low excess too. Always worth checking with home insurance, before taking out additional insurance, that you may not need. If you need to claim, it will affect your premium, though if you insure elsewhere and have a problem, you should also notify your other insurer that you've claimed, as this is a relevant fact to update them upon. If you don't, your cover, even though paid, could be void.
#13
Yorkshire Bank provides a very similar package (international travel insurance, gadgets insurance, ID theft insurance and breakdown recovery) with their Signature Account for £10.
#14
Natwest mobile phone insurance no longer covers iphones :o(
#15
Just wait until u need to make a claim! takes weeks and no replacement phone...the company natwest uses for insurance are a joke. Think....will u ever need any of the other benefits? and if u do look into them they are hardly worth having...especially green flag one. Im with orange insurance replaced phone within 24 hours last time i claimed, although that was for a sony ericcson im sure would b same for iphone
#16
ian777
Just wait until u need to make a claim! takes weeks and no replacement phone...the company natwest uses for insurance are a joke. Think....will u ever need any of the other benefits? and if u do look into them they are hardly worth having...especially green flag one. Im with orange insurance replaced phone within 24 hours last time i claimed, although that was for a sony ericcson im sure would b same for iphone


Wow not sure how you found this deal as it was posted almost a year ago. Anyway, have you personally used this insurance? What were the circumstances with your claim if ifs from personal experience that you had problems? Just asking as its obviously who im currently with and want to avoid the pitfalls.

As for the rest of things included in the package, yes i will use most of them actually ,Green flag will get me home or to a local garage within 10 miles which is more than ample for what i need, Annual worldwide travel insurance including winter sports (i go skiing at least once a year) saves me at least £40 a year min. 15K Accidental death cover is a good bonus as it will cover my bills etc should the worse happen so not to leave my family with them and the extra warranty on electrical items is handy especially when it all costs the same as orange phone insurance alone.

Edited By: ZedEx on Dec 01, 2010 12:45: .

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