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NatWest Bank Deals & Discounts

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241Expired

Download & activate NatWest app and they will donate £2 to SPORTS RELIEF

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We're proud to be an official partner of Sport Relief. It's a fantastic chance to get active, raise money and change lives. Half the money they raise will be used to fund projects right here in the UK…
grooty Avatar3m, 2w agoFound 3 months, 2 weeks ago8 Comments
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Good to see a bank owned by the tax payer giving away money to charity, no wonder we are never going to get the money back.
breezerman123
who has a 3gs its the 21st century
Probably does the job nicely, still using my Nokia X6, so ya know.

Decent enough deal anyways, I'll install it on the missus' phone just to take advantage.
who has a 3gs its the 21st century
Just like a bank to try to gain a marketing advantage on the back of a charity, yet they want us to believe they have mended their ways. Right.
I would but my 3GS only goes up to v6 and the app requires v7 (can't go any further because the phone's hacked to have the carriers unlocked).
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283

NatWest current rewards account £3.00 per month

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Earn 3% on your household bills. Gas, electric, broadband, mobile phone, council tax etc. For most people council tax alone would outweigh the £3 charge.
kramvic Avatar3m, 3w agoFound 3 months, 3 weeks ago69 Comments
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pretty simple really for me

was with RBS current paying direct debits = nothing back

Same direct debits through Natwest rewards = £10+ per month back ( minus fee ofcourse )
This is rubbish, 0% interest on any savings
[quote=kpearsoncj]https://supportcentre.natwest.com/app/answers/detail/a_id/501/~/how-can-i-use-webchat%3F[quote=itm2][quote=Coffee100][quote=kpearsoncj]

Very amusing text from that link: "You may also be invited to web chat with us if we think you need assistance"

So it's by invitation only. Natwest pushing back the frontiers of customer service and technology once again ;0)
https://supportcentre.natwest.com/app/answers/detail/a_id/501/~/how-can-i-use-webchat%3F

itm2
Coffee100
kpearsoncj
itm
Natwest are still the only major bank that cannot be contacted via email/secure message for day-to-day service. Any dealings with them have to be done via phone/post/branch. Was with them for 25 years before suddenly remembering that I was living in the 21st century
​you can in online to chat to them via live chat
How on earth du access live chat?!? Can't see icon anywhere.
Yes exactly. If you're lucky it'll pop up after you've been logged in for a while. Putting a "Contact Us" link on the page is obviously something that Natwest haven't thought of yet.
https://supportcentre.natwest.com/app/answers/detail/a_id/501/~/how-can-i-use-webchat%3F

type it in google -
Coffee100
itm2
Coffee100
kpearsoncj
itm
Natwest are still the only major bank that cannot be contacted via email/secure message for day-to-day service. Any dealings with them have to be done via phone/post/branch. Was with them for 25 years before suddenly remembering that I was living in the 21st century
​you can in online to chat to them via live chat
How on earth du access live chat?!? Can't see icon anywhere.
Yes exactly. If you're lucky it'll pop up after you've been logged in for a while. Putting a "Contact Us" link on the page is obviously something that Natwest haven't thought of yet.
I even searched for live chat...nothing.
One of the other posters said live chat is available 24 hrs /day.
-58Expired

3% back on Natwest rewards when you fill up at BP when you spend £30.00 or more

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3% back in rewards when you spend £30 or more on BP when you use your natwest debit card! Valid until 25th November
yas212 Avatar7m, 2w agoFound 7 months, 2 weeks ago9 Comments
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yas212
mutley1
GILLFREEBIE
What do you mean a £3 charge?? Wish people would explain when they vote cold! !
he is thinking of the account fee. I have this for free until end of this year
I'll be cancelling mine at the end of the year! Well it's free now plus you get bonus nectar points so I thought it was a good deal but, oh well!

i will pay the monthly £3 fee next year to continue as i get more than this as cashback. i get something like £15 a month.
mutley1
GILLFREEBIE
What do you mean a £3 charge?? Wish people would explain when they vote cold! !
he is thinking of the account fee. I have this for free until end of this year
I'll be cancelling mine at the end of the year! Well it's free now plus you get bonus nectar points so I thought it was a good deal but, oh well!
muddassarsardar
i voted Cold as bp is around 5p more than the cheapest place around my area for petrol and Diesel per litre and 15p more for lpg so its no Good

you have a point there. depends on the bp station. ours used to be 3p more than our esso but i have noticed that bp price is getting closer to esso recently.
i voted Cold as bp is around 5p more than the cheapest place around my area for petrol and Diesel per litre and 15p more for lpg so its no Good
Ah okay. Thanks for info!! We have this account anyway so hot from me....thanks OP
-109

New Natwest Reward Accounts

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Natwest launched new Reward current accounts yesterday, with the basic one costing just £3 a month and giving you: - 3% cashback on household bills paid by direct debit. - 1% on contactless payments
Hammeh Avatar8m, 2w agoFound 8 months, 2 weeks ago16 Comments
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I don't really understand why people have to post they are staying with Santander as they have £20K in their current accounts, good for them but bank customers with £20K in a current account must be in the minority.

If you are already a NatWest customer it's a good deal as you are now getting money for doing nothing, if you aren't you need to just weigh up which current account is giving the best perks.
binda
pantaiema
binda
SCAM
Its all a scam, don't trust the money, its not real.
Money not real ?? Give me your money then ,..
Ok I will leave it in a black bag behind the tree at the top of the street in the town of the county which is part of the country of the world where i left it. OK.

Not ok:, because I do not know how much effort do I need to put to hunt the treasure. How much money inside ....

I wonder if anyone here in this HUKD does not have any concern about money. Is it not true, we are all here mainly for that reason and you have been in HUKD for sometimes now ....

I have a proposal donate it to HUKD so they could serve us better to facilitate finding a bargain...... Email the Mod about your intention. How does it sound .......


Edited By: pantaiema on Oct 14, 2015 17:05: typo
Not sure why this is cold. For people relying on cashback from 1|2|3 Current Accounts these are a no brainer.
pantaiema
binda
SCAM
Its all a scam, don't trust the money, its not real.
Money not real ?? Give me your money then ,..

Ok I will leave it in a black bag behind the tree at the top of the street in the town of the county which is part of the country of the world where i left it. OK.
mutley1
i got this free from August until end of this year and so far i have had £28 of cashback paid
money for nothing as i have a current account with them anyway :)
i will probably pay the £3pm as i get more than this from the cashback
I'm getting about the same as you too, if you've already got a NatWest account its a no brainer :)
77

natwest offering 3% cash back on utilities paid from silver account via direct debit

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Natwest offering 3% cash back on all utility bills that you pay by direct debit until the end of the year. Seems that this offer has no limit. Most utility companies included and all council tax as we…
recessionproof Avatar11m, 1w agoFound 11 months, 1 week ago11 Comments
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I'm looking forward to earning abit of cash back from my bills this runs up until the 31st December.

If I've worked it out right and all the bills coming out this account are eligible I should get around £50 for this.

Some of the trade up offers are good I'm currently saving what I have already earned I'm thinking of doubling it all up for currys/pcworld vouchers.
Terms and conditions look up around 14 and it gives the information it's quite hidden
Where's the info on 3% cashback ? I am sure there is user error, but I can't find it.
Mikey91
I'm already signed up to cashback plus - is that the scheme?
yes, yu will get an email within the next few days, you don't have to do anything :)
northerngal77
I have a platinum acc same applies with that


That's great, looks like it's all accounts but the basic that can qualify
64Expired

Natwest Cashback Plus - cashback on your regular spending

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Natwest Cashback Plus offers cashback on your regular spending; in order to earn this cashback, you need to 'activate' your card. At the moment, you will earn the following rates of cashback: 1% for…
zack_zzz Avatar2y, 4m agoFound 2 years, 4 months ago11 Comments
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DUNOEboutTENG
emma1487
waj1969
Santander offer casback on utilities, council tax, mobile payments and mortgage payments....... these are ones you have to pay anyway, so why not take advantage. of it.Conditions are u have to pay in £500 each month and a £2 monthly fee So Natwest offer is cold in my eyes!
Yeah i gotta agree, this offer sucks compared to santander!

I wouldnt say it "sucks", I mean most people need to buy food and fuel.
Depends who you're with I guess.

yeah fair comment i spose. my husband is with natwest and he never buys food (my job) or fuel (work car) so he's going to santander instead.

I dont disagree Santander's is better overall however.
emma1487
waj1969
Santander offer casback on utilities, council tax, mobile payments and mortgage payments....... these are ones you have to pay anyway, so why not take advantage. of it.Conditions are u have to pay in £500 each month and a £2 monthly fee So Natwest offer is cold in my eyes!
Yeah i gotta agree, this offer sucks compared to santander!

I wouldnt say it "sucks", I mean most people need to buy food and fuel.
Depends who you're with I guess.

I dont disagree Santander's is better overall however.
The range of places for cashback is so niche - agree with the comment of Santander offering cashback on things almost everyone needs to pay
Its been going a while, frankly i cant understand how this can be cold when its totally free? If your already with NatWest you may as well use it,
banned
I would assume this is a start for Natwest, they will move on from here after feedback & research. Looking forward to the future of this, signed up.
299Expired

NATWEST PIGBY money bank

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Remeber the 80's woody and family pigs?? well they're back and revamped by the maker of wallace and gromit. FREE to new first saver account openers
natwood Avatar2y, 6m agoFound 2 years, 6 months ago31 Comments
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rarebit21
Not really free as you have to open an account and put some money in!

It is free and it doesn't cost you anything? Opening the account is free and you can take the money out later
kunjoosewala
0.8% interest rate!!!!!!!!!!!!!!!!!!

So £100 in the account for a whole year earns a huge 80p WTF

**** poor rate better do this one 3% at lloydstsb

http://www.lloydsbank.com/savings/young-saver.asp

Stuff the bloody piggy bank

You'd make more out of selling piggy bank than the lloyds account
0.8% interest rate!!!!!!!!!!!!!!!!!!

So £100 in the account for a whole year earns a huge 80p WTF

**** poor rate better do this one 3% at lloydstsb

http://www.lloydsbank.com/savings/young-saver.asp

Stuff the bloody piggy bank
Would this really be free??after all banks are renowned for taking money
Deal?
93Expired

Natwest credit card offer - 0% on purchases and 0% interest on balances transferred both for 15 months - (low 0.9% fee) - 16.9% APR ***** £25 cash back also! *****

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** £25 cash back link below - Thanks to jacques** Seems to be the best around if your current card is running out of interest free months. Just in time for Christmas. 0.9% fee for the transfer is pr…
Starr Avatar2y, 7m agoFound 2 years, 7 months ago17 Comments
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Great offer will definitely use over the Xmas. Thanks
suspended
It's really frustrating when people vote cold and don't mention a reason. Fair enough if you feel it's not a good deal but at least say why.

Random cold voters do my head in!
suspended
superfamiking
Starr
superfamiking
Starr
Putting it another way. Whats the point of having more months to pay off your balance transfer if you dont need it. If you know you can pay off the £800 in 15 months then get the Natwest card as you will benefit of 15 months on purchases as well.
If you go for the Virgin card then you could also pay the £800 off within 15 months but then you would only have the benefit of 6 months 0% on purchases. So not much point having the 26 months if you don't need it. If you had 10k to transfer then you would need as long as possible i suppose but you'd get stung with the fee.
No credit card will be perfect for everyone. Remember that. Although this is close lol.


Thanks for the advice, like you suggested i will probably pay the £800 off over the next 12 months so I went for the natwest one!

thanks


You're welcome.

Hope you went for the cash back!


I went through quidco.......hopefully going to get £20 from there.

Didn't think about Quidco. I wonder if there is Topcashback. You can switch your payout for Tesco vouchers and then x 4!!
Starr
superfamiking
Starr
Putting it another way. Whats the point of having more months to pay off your balance transfer if you dont need it. If you know you can pay off the £800 in 15 months then get the Natwest card as you will benefit of 15 months on purchases as well.
If you go for the Virgin card then you could also pay the £800 off within 15 months but then you would only have the benefit of 6 months 0% on purchases. So not much point having the 26 months if you don't need it. If you had 10k to transfer then you would need as long as possible i suppose but you'd get stung with the fee.
No credit card will be perfect for everyone. Remember that. Although this is close lol.

Thanks for the advice, like you suggested i will probably pay the £800 off over the next 12 months so I went for the natwest one!

thanks

You're welcome.

Hope you went for the cash back!

I went through quidco.......hopefully going to get £20 from there.
suspended
superfamiking
Starr
Putting it another way. Whats the point of having more months to pay off your balance transfer if you dont need it. If you know you can pay off the £800 in 15 months then get the Natwest card as you will benefit of 15 months on purchases as well.
If you go for the Virgin card then you could also pay the £800 off within 15 months but then you would only have the benefit of 6 months 0% on purchases. So not much point having the 26 months if you don't need it. If you had 10k to transfer then you would need as long as possible i suppose but you'd get stung with the fee.
No credit card will be perfect for everyone. Remember that. Although this is close lol.


Thanks for the advice, like you suggested i will probably pay the £800 off over the next 12 months so I went for the natwest one!

thanks


You're welcome.

Hope you went for the cash back!
-90Expired

Dual: Breakdown Cover, Mobile Insurance, Worldwide Family Travel Insurance, TasteCard and National Trust with Natwest Select Platinum £16.00

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Not sure if everyone is aware of this, you don't need to bank with Natwest or RBS to use these benefits. You can open a single or joint Select Platinum Account with Natwest or RBS and use it just for
dr_genestealer Avatar2y, 7m agoFound 2 years, 7 months ago8 Comments
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liamf12
Nationwide cover up to 5 gadgets, european breakdown, worldwide travel insurance, 1 year extended warranty on purchase and identity theft cover for £10 per month.

Not sure about the mobile cover, It's not gadget insurance anymore only mobile, Natwest's is via Car Phone Warehouse, so you can get your new phone delivered or pick it up from store.

Breakdown is via Britannia Rescue vs Natwest Green Flag, which it better?

I think I will have you use this website: Link



Edited By: dr_genestealer on Nov 20, 2013 22:15
BritishDragon
I've got a packaged account with Co-Op bank. IIRC it's £10 per month. I got it for the phone & gadget insurance:

It covers 4 phones - so that's 2 iphones, a galaxy note &Bberry covered (£50 excess iirc)

& upto £1000 of gadgets - so that's 2 iPad 4th gens covered

Worldwide family travel insurance

Worth it for me I worked out

Sorry to say but co-op no longer offer this.
Thanks everyone for the feedback, I will look into the other banks for their benefits.
misleading - £16 A MONTH , not annually!
I've got a packaged account with Co-Op bank. IIRC it's £10 per month. I got it for the phone & gadget insurance:

It covers 4 phones - so that's 2 iphones, a galaxy note &Bberry covered (£50 excess iirc)

& upto £1000 of gadgets - so that's 2 iPad 4th gens covered

Worldwide family travel insurance

Worth it for me I worked out
-66Expired

YourPoints World MasterCard - NATWEST Reward Credit Card

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Hi, for those of you struggling to get the other deal (Natwest Platinum Balance Transfer & Purchase Credit Card - 0% interest for 15 months on all balances transferred within 3 months (0.9% fee, min £…
JDavies Avatar2y, 9m agoFound 2 years, 9 months ago8 Comments
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this is one of the only reward cards that is even close to reach for the younger generation :) hence why im applying on tuesday
I think my little ones have quite a different Xmas to your big ones.Always fancied Xmas in the sun though :-)
[helper]
Thanks OP!
witters21
Wish I could but £10 with two kids that's pretty harsh.Can't be much joy..... f4536 in your house.

Wouldn't know, we spend Xmas away in the sun, the £10 just covers the Xmassy nominal presents. the kids get basically nowt.
If they want to leave home in anger we won't stand in their way!
Wish I could but £10 with two kids that's pretty harsh.Can't be much joy..... f4536 in your house.

Edited By: witters21 on Sep 08, 2013 20:34: forgot to expand
1236Expired

Natwest Platinum Balance Transfer & Purchase Credit Card - 0% interest for 15 months on all balances transferred within 3 months (0.9% fee, min £5) 0% interest for 15 months on purchases

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Platinum Balance Transfer & Purchase Credit Card From account opening get: 0% interest for 15 months on all balances transferred within 3 months (0.9% fee, min £5) 0% interest for 15 months o…
omneo Avatar2y, 9m agoFound 2 years, 9 months ago102 Comments
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can someone tell me what happens after you get the "do you want to do a balance transfer" page?
I said no to both then I clicked on a button and got the press close button or press x button.

did I click cancel? Im sure I would have clicked next or something

edit: applied for the 27 month bt card

Edited By: gezza on Oct 07, 2013 22:08
delusion
I've never had a credit card before. Never been in debt other than an affordable mortgage. Earn a reasonable wage. Was offered £450 limit.. LOL. Didn't bother proceeding.

Counter-intuitive as this might sounds, taking out a CC and using it is good for building up your credit rating. Your lack of CC history is probably the reason for the low limit offered.
Just signed up.

Does anyone know if it's easy to set up a Direct Debit for the minimum payment ?

Also, I couldn't BT my American Express card.
Good offer.
hapless
My card arrived today. Pin arrived Saturday.

Stotty
I understand that you can transfer balances from credit cards, but is it possible to transfer overdraft 'balance' onto the card?

You can transfer money into a bank account, which is the same thing. This is charged at 16.95% pa with no introductory rate, and a 3% transfer fee.
Just say no to cash advances


Better way to do this is simply to make all normal purchases that would have used your current account for using the 0% credit card instead. And instead of paying off the CC in full, you pay down your overdraft. Within a month or 2 you will effectively have transferred the overdraft to the CC. Just make sure you pay the minimum required for the CC every month.
76Expired

Cashback with Natwest on Debit Card, extra 1% with Tesco

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Just got this on an email Introducing Cashback Plus, a new free benefit with your current account. It gives you at least 1% of your everyday spend back in Rewards, just for using your NatWest Visa
ZM1402 Avatar2y, 9m agoFound 2 years, 9 months ago6 Comments
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[helper]
Thanks OP!
How long after the purchase do you have to wait for the casback?
alg
I don't understand -- why does this one end up as lukewarm, while the RBS offer (which is identical, aiui), is currently sitting at -98?

Because different people voted on both deals... Odds are that by tonight both will be similar.
Isn't this similar to the Santander Credit card cash back? The credit card cash back is in cash and is valid for all supermarkets not only tesco.

Still 1% is better than nothing if you use Natwest, now I just need to find myself £500 and get my £5 voucher :)
Not available on basic, step or cash accounts. The retailers you can earn cashback with with are - BP, Cineworld, H Samuel, Cafe Nero, Ernest Jones, Multiyork, Charles Tyrwitt, Loch Fyne, New Look, American Golf, feather & black and Hungry Horse.
Thanks for posting but I can't use this as I have a basic account.
-55Expired

Tastecard with student account at Natwest

5
Seems like you get a taste card for the duration of your course, usually about £80 a year. Btw this is my first post, sorry if anything is wrong.
thatmedicguy Avatar2y, 10m agoFound 2 years, 10 months ago5 Comments
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suspended
Anyone remember when a year sub was £3 on eBay. God bless ex Carphone warehouse employees
ace101
DrAnonyman
What about existing customers?

I don't think new customers get the railcard?
Ah right. Yeah I'm better of with my railcard every year.
banned
Not bad for free. Got my Tastecard through an iSubscribe promotion (12 issues of Conde Nast for £18 inc' free Tastecard) a while back. Paid for the promotion (and therefore itself) the very first time I used it.

Unfortunately, now being single, I can no longer use it as I look like a tight ars* if I do!
DrAnonyman
What about existing customers?

I don't think new customers get the railcard?
What about existing customers?
-44Expired

Natwest & RBS 1% Cashback All Personal Customers

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Hi everyone a heads up for Natwest & RBS customers as they are offering all personal customers 1% cashback on qualifying purchases starting 12AUG13. The links will not work untill the 12AUG13. Thi…
Tucool4u Avatar2y, 10m agoFound 2 years, 10 months ago14 Comments
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Its live now
Same as your points on the natwest card, but for debit cards.

Considering you get 1 point per pound, I'm not sure whether this is a good thing or not lol

You have 22,929 points
mtc1
Tucool4u
This is not invitational only, and yes private account only, exclusion is basic accounts


That's not what Natwest say - 'CashbackPlus is an ‘invitation only’ reward programme.'


Because it is not live yet, post clearly states 12aug13
Tucool4u
This is not invitational only, and yes private account only, exclusion is basic accounts

That's not what Natwest say - 'CashbackPlus is an ‘invitation only’ reward programme.'
why is this in groceries ?
64Expired

Free 4 year 16-25 Railcard @ Natwest with a student account

13
Self explanitory really Sign up fr the student account this year, and get a free 4 year rail card :D
NXSmiggy Avatar3y, 9m agoFound 3 years, 9 months ago13 Comments
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JohnR5319
My daughter opened a 'standard' account (had to in order to meet the deadlines of the Uni financing arrangements, as the student accounts weren't available at that time - mid-Aug) then upgraded it a week or so later to a student account, when they were. Presumably that can still be done?
Good luck with that , worth a try as they have a student officer from a local branch to the university. My experience with them for the 30 years is that over the years they have "streamlined" their retail banking into a factory production process interfaced to a sales and target driven engine driving additional revenue. So I had difficulty with them as you can see in my other post to encourage them out of process (my son received an e-mail reminder to apply for a railcard before a deadline which he complied with by the day but the email was wrong as the official deadline was one week earlier.) Would they listen to reasoning, YES, but would they do act on it , NO, it was the official deadline and the email was wrong! I showed the student officer the e-mail too! But why have a deadline and a process which needs management, isn't the purpose of the sales and target driven engine is to attract a new future clients and make money from them in future in return for some reward in the shape of a rail card?!

Edited By: splender on Sep 15, 2012 17:43: added more text
ebrianh45
I've had GOOD service from my NatWest university branch in Reading, and it is the QUICKEST at processing cheques (3 days)
though I use it for little else.
you should know that 3 days is not the quickest. It is the slowest worse case! Read this. In fact the cheque payment was so slow that the EU stepped in a few years ago and the UK banks put in the Faster Payment System which means that money is transferred as quickly as minutes to no more than 4 hours in most cases between the major banks. The EU had stepped in again so in Jan 2012 many overseas payments are within one working day.
Natwest has this offer for students for many many years. The business purpose is clearly to bring future cutsomer in with an offer. However the management has imposed a deadline for this offer which makes no sense. After opening an account If deadline is missed by a few days you get no free railcard! If offer is on every year why not just simplify the process to save labour effort in managing annual deadlines and make its no deadline at all so that it is an ongoing offer until withdrawn. But are they a listening bank.. NO! They lost two customers: one gone to Barclays and one gone to Santander (not that they offer better customer service of course because they don't, don't have to or can't afford it - the clinch deal for Barclays was you can have named persons to administer your account but for information only without power of changing the account , clinch deal for Santander at the time was the Abbey Zero credit card which has since stopped from issue to new customers).

Edited By: splender on Sep 16, 2012 09:08: added more text
I've had GOOD service from my NatWest university branch in Reading, and it is the QUICKEST at processing cheques (3 days)
though I use it for little else.
My daughter opened a 'standard' account (had to in order to meet the deadlines of the Uni financing arrangements, as the student accounts weren't available at that time - mid-Aug) then upgraded it a week or so later to a student account, when they were. Presumably that can still be done?
-290Expired

REMORTGAGE ONLY 2.95% 5 year fixed rate Plus £250 cashbacK @ NatWest Bank £2,495.00

25
Morning everyone I was looking to remortgage our home and I saw this offer from Natwest, 2.95% fixed for 5 years (Fixed until 31/10/17) is perfect for any loan over 50k, Plus £250 cashback, also it c…
Amerviv Avatar3y, 9m agoFound 3 years, 9 months ago25 Comments
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ichayan
I am offered 3.89 fee free fixed for five years at halifax, should I fix it? Another option is to fix for 3.49 for 2 years I am really confused can some one help? I am on thier standard variable rate at the moment which is 3.99

IMHO a 2 year fix probably isn't worth it... do your sums to check but see if you can get a decent tracker (is the HSBC lifetime tracker still about?). Depends on how much the fee and the rate premium for the fix is, but IMHO (complete guess as no one knows) the BOE base will not increase much,if at all in the coming 2 years...

I agree though, best to get professional advice.
bobdylan
ichayan
I am offered 3.89 fee free fixed for five years at halifax, should I fix it? Another option is to fix for 3.49 for 2 years I am really confused can some one help? I am on thier standard variable rate at the moment which is 3.99

My advice would be to speak to a qualified mortgage advisor and not ask random people on the internet who may or may not know what they are talking about...

All depends on your level of mortgage - Comparing 3.89% vs this 2.95% I think if your mortgage is more than £53k you'll be better off with the 2.5% +£2495 fee deal, if less your better off with the 3.89% deal-
Although the 3.09% nationwide deal mentioned above sounds much better you would have to a mortgage of over £210k to be better off with the 2.5% deal (although it for 4 years rather than 5), as does the Santander deal (mort < £500k).
Waltzer
I just re did mine with Santander, 2.99% with a £1495 arrangement fee over 5 years, i was reasonably happy with this

I agree that this is also a good deal but it doesn't come with a free Valuation fee and a free standard legal fee plus I believe there is an exit fee of £225 or £90 if you remortgage with another bank after 5 years so if you are going to pay more than £750 for valuation, legal, and exit fee, that means Natwest deal is still better with its 0.05% lower and £2245 product fee after £250 cashback.
Plus I am not a Santander customer due to their worst customer service rate.
2.5k product fee... that sums up everything..
ichayan
I am offered 3.89 fee free fixed for five years at halifax, should I fix it? Another option is to fix for 3.49 for 2 years I am really confused can some one help? I am on thier standard variable rate at the moment which is 3.99

My advice would be to speak to a qualified mortgage advisor and not ask random people on the internet who may or may not know what they are talking about...
-40Expired

Natwest YourPoints Mastercard - 18 months interest free on purchases! + 2500 points free!

23
Just applied for this, 18 months interest free on purchases and 2500 points to start with which you also get every year. You get 1 point for every £1. Plus if you are a Advantage Gold customer you get…
Risco Avatar3y, 11m agoFound 3 years, 11 months ago23 Comments
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Awesome deal, applied yesterday with immediate acceptance (existing customer). That 18m 0% will come in very handy, thanks OP.
If they ever sort out my bank account details post 'computer problems'!! I will consider this great deal!!
I would have said it was a good deal but I live in n.ireland and think its a disgrace that they still haven't managed to get our accounts through ulster bank (natwest) sorted out. Its gotten to the point you can't even pay using your cards as they don't know if they will be honored.
Seems good, will take them up on this offer but won't use it and just get the £12.50 worth of points every year.
useless_57
I always have a "0% on purchases" card on the go and use it to spread the cost of any big purchases or bills interest free. Haven't had a bank loan in years. Most offers are from 9 - 15 months, so this one is pretty good.

So it's Nat West. So what if you dont like them? Use the card as an interest free loan and ditch it immediately after 18 months. Cant see why anyone would vote it cold.

I had a 9 month 0% card from them, only put about £500 in the total time I've had it, but totally worth it just to spread the cost of a couple of big purchases.

Applying for one of these now
75Expired

Free screening to We Bough a Zoo 10/03/12 at 11:00am For Natwest customers

11
Free Screening to we bought a zoo for Natwest customers
rafee Avatar4y, 4m agoFound 4 years, 4 months ago11 Comments
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oh darn missed :(
All Fully booked! :(
only Blackpool left. thanks got 4 x
suspended
Anyone have any for Bham???? as they are SOLD out??? talk soon thanks ;0) xxx
All gone for Manchester - wow- some people stay up late to get tickets!
-150Expired

natwest select silver account- £8.00 p/m includes Lovefilm and mobile phone insurance!

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For £8 you get: mobile phone insurance (including iPhone), European travel insurance, five hmvdigital MP3 downloads per month and best of all 3 DVD rentals and 2hours of streaming from lovefilm per mo…
PR1IY35H Avatar4y, 4m agoFound 4 years, 4 months ago10 Comments
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My partner and I have both claimed on our iphones with rbs. 1 cracked screen and one chemical damage (both accidental). As long as you follow the correct claims proceedure (time limits ect) it works well. I think with Bank deals it depends how much of the package you will use. For some it will offer excellent value and for others will be a complete waste of money. We have also claimed on the travel insurance when my son trapped his finger in the door. No problem claiming and always there when you need it.
This is just the worst deal. You can get loew film free on a 30day trial, and get cashback as well.
As for mobile insurance, well it depends if your that bad at losing your phone. I dont know what phone you got and the value of it is. Thou it's got to be worth more than £96 to break even (£8*12) and to lose your phone.
On that case, probably be cheaper to buy a refurb, and also denote, your probably receive one if you do make a claim, or that is what ive read
Not voting either way, but since Natwest is owned by RBS, perhaps it deserves to be cold?!
(I actually have the Co-operative Privilege Premier account and the European breakdown cover even covers my old banger).
GoTeamMuffins
no idea what this is about , but it involves banks or insurance or some such rubbish so its cold by me


Then my advice would be to not use this site. Voting cold because you lack intelligence is just ridiculous.

Regarding the deal. I posted the same deal a few months back and it also got mixed reviews. But I personally think it great. My iPhone is insured, I have lovefilm set up, when I go on holiday in Europe I'm insured.

Hot from me
I have a joint Adv Gold account its brilliant, both get the phone insurance, and i have claimed, was very quick and straight forward. its 12.95 a month cant go wrong!

Edited By: DaveRushton on Feb 28, 2012 06:11
272Expired

Natwest ISA fixed rate for 1,2 or 3 years with transferred balance (new customers) up to 4.2%

47
Transfer in your existing ISA balance (min £1,000 I believe) and get fixed rate interest for 1 year (3.35%), 2 years (3.9%) or 3 years fixed at 4.2% Best rates around at the moment. Transfer mus…
neilm22 Avatar4y, 4m agoFound 4 years, 4 months ago47 Comments
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dewonderful
csiman
rodman
lock your money is never good, so cold from me

I had my money in a 5 year account until last year earning 7.36% so you are talking crap


Like to share the details? :)


think you might have missed the boat on this one dewonderful
Gold is clearly a bad investment. All the hype of gold and the cash4gold adverts etc is a clear sign of a bubble. As with ALL bubbles it will burst. Then you'll have a pile of gold and a huge loss on your hands.
Aunt Flo
ChrisPalmer
punkstoner1
3.35% interest.
10% real world inflation.

Net gain = A loss of 6.5% in purchasing power.

The bankers are robbing you, yet you still throw your savings at them.
No, it's the Government that is robbing you by continuing to print more money, and devaluing the currency in your pocket.

And what is the link between the government having to devalue the currency and bankers?

If you mean central bankers, then there is a clear link - all this money printing is just to save government - if you were spending 30% more than what you are earning(GDP is not what the government earns), you would default within 5 years. Goverments can do it for longer because they NEVER pay back what they borrow(they just roll the debt and pay interest - essentially interest-only mortgage without any means of paying back capital) and use central bank to lower the value of debt using inflation theft. Mr. King is currently the biggest thief in UK and he is doing it to support currently 2nd biggest thief in UK - Mr. Osborne.

Investment bankers are not the biggest culprits here, but they should have never been bailed out(again government's fault)
Cold.
As per today's Daily Mail '...funds have to be with the bank by Feb 29, so until April this cash earns as little as 0.5pc'
banned
ChrisPalmer
punkstoner1
3.35% interest.
10% real world inflation.

Net gain = A loss of 6.5% in purchasing power.

The bankers are robbing you, yet you still throw your savings at them.
No, it's the Government that is robbing you by continuing to print more money, and devaluing the currency in your pocket.

And what is the link between the government having to devalue the currency and bankers?