Get the Nokia E63 on PAYG for this price as follows:
My daugther wanted the new Samsung Genio Qwerty and we went into local VM shop to have a look at it. We were then told that this model will not be available before xmas. We were then given the option of the E63 for the price of the Genio Qwerty. This is £99 + a £10 top up (and an additional £10 top-up free). The actual deal becomes the E63 + £20 top-up (less vat back) = a stonking £107.79. I have a Liberty sim, & the £20 top-up can be used as credit on the direct debit, effectively paying for 2 months.
E63 = much better phone (IMO) and comes with Wifi connectivity built in too.