PayPal Top Up card - £4.95 - Handy for kids over 16 - HotUKDeals
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PayPal Top Up card - £4.95 - Handy for kids over 16

geoneo123 Avatar
8y, 3m agoFound 8 years, 3 months ago
This seems to be a decent deal it you have alot of money in your paypal account but dont want to wait 5-7 days from what i have read you can instantly transfer the money in you PP account to you card to be used shopping in the high street

Here is abit of info on the card i will post the read in the next post

The PayPal Top Up card is a new product from PayPal. It gives you control over your money, use it like a debit card to make withdrawals from your PayPal account, or use it at home or abroad wherever you see the Visa logo. Topping up your card is as easy as making a PayPal purchase, and you can manage your account using the Online Account Manager.
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geoneo123 Avatar
8y, 3m agoFound 8 years, 3 months ago
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#1
Fees

http://www.paypal.com/en_GB/i/header/spot_feetable.gif
#2
FAQ's


This PayPal introductory guide to prepaid cards has been prepared to try and help you better understand what these cards are, how they work and where you can use them. Plus we also look at some of their general features.

What are prepaid cards?

In their most simple form, prepaid cards (sometimes called pay as you go cards), are cards pre-loaded with money. Usually they have a familiar credit card symbol in the corner like Visa, MasterCard or American Express. This means you can use them almost anywhere that payment logo is accepted. You can usually also use them to pay for items abroad and on the internet. Prepaid cards come in many guises - For instance, they may be single load or reloadable.

How do prepaid cards work?
A prepaid card is a payment card loaded with money. If you have a reloadable card, periodically the money (or funds) on the card can be topped up. As long as you have enough money available to top up your reloadable card, you can continue to use your card to buy what you want.

A prepaid card looks like a debit or credit card provided by a bank and shares many of the same characteristics. However, unlike a credit card (and this is an important difference), you can only spend the money loaded on the card. This means you should not get into debt with a prepaid card.

Where can I use a prepaid card?

Usually wherever the payment logo on the card (whether its VISA, MasterCard, American Express) is accepted. If the card is accepted then you may use it as follows:

On the High Street
Simply hand your card to the salesperson at the till.

Telephone shopping
Read out the card details over the phone

Catalogue shops
Use the order form including the card details

Internet shopping
Type in the card details at the checkout step of any internet purchase

Mobile top up
Use it to top up your mobile phone

Travelling Abroad
Use it instead of travellers cheques

Withdrawing cash from ATMs
Use it to get cash from high street hole in the walls


Generally, you can use prepaid cards at most of the places you can use a debit or credit card.


How is money loaded onto my prepaid card?

Topping up a reloadable prepaid card is easy. When the amount remaining on your card is low, or empty, you can top up (sometimes called reloading) your card in a number of ways. For instance, with the PayPal Card, you can top up your card by:

a funds transfer from your PayPal account, if you have one

asking for a top up at your local post office

via a PayPoint facility

It is best to check with your card provider for "top up information" relating to your card.



Prepaid card benefits

Prepaid cards are becoming increasingly popular for people who want the convenience of using a card but want to try and stay in control of their spending.

Control
Can help you budget
Usually, no interest charges on the card
You shouldn't get overdrawn on the card

Convenience
Prepaid cards can normally be used wherever the payment logo appearing on the card can be used (this could be MasterCard or Maestro, Visa or Visa Electron or AMEX)
Usually, anyone can get one - no need for credit checks or a credit history but for reloadable cards, you will normally need to provide evidence of your identity

Security
If the card is lost or stolen, with most cards, you should be able to arrange for access to the funds on the card to be blocked



A prepaid card could be an ideal solution for you if you:
are travelling abroad and don't want to carry cash or traveller's cheques. With most prepaid cards, you can arrange for access to the funds to be blocked if the card is lost or stolen

want to help younger family members learn about managing their money. Generally, they can only spend as much money as is loaded onto the card and spending habits can be viewed online

want to manage your money by separating it into different "pots" for different purposes

are having difficulty opening a bank account or getting a credit or debit card for some reason. You do not need to pass a credit check to get a prepaid card but you will usually need to provide evidence of your identity (see below)

So what information will I be asked to provide to get a card?

To get a prepaid card you may need to provide proof of:
your identity
your postal address

You won't need to provide:
details of any credit history - there are no credit checks because this isn't a credit card

Choosing a prepaid card
There are many types of prepaid card available. Some are single load cards and others are reloadable. Look at the features of each card and consider those that are important to you, such as online account management, the ways in which you can reload the card, and the availability of additional cards on the same account. It makes sense to choose a card that has low fees and charges for the way in which you want to use the card most.

PayPal have made arrangements with The Royal Bank of Scotland plc, to launch a "PayPal" branded prepaid card. You can find out more about it here.
#3
Has already been posted in misc if i recall correctly, but good to point out as a deal :)
#4
michaelwood
Has already been posted in misc if i recall correctly, but good to point out as a deal :)


really oh i was just making a payment to a user on here and desided to have a look

the best part of me is being able to instantly transfer from you paypal account to the card account :thumbsup:
#5
Yeah - it is a lot easier than having to wait for it to go through the bank :)
#6
My Visa Electron doesn't allow me to spend any more than is in my account so I can't go overdrawn with it. I only get charged from certain ATM's (certain garages, small shops etc). I can pay online and instore for goods too. I am not charged for the card.
1 Like #7
Paypal isn't a bank so i reckon you would have no come back if anything happened and you get ripped off !!

Wait a minute .......Paypal are already rip-off merchants !! :x

Wouldn't touch this with a barge pole !!!!!!!!!!

VOTED VERRRRRY COLD !!!!!
1 Like #8
fair enough but i posted this "deal" :giggle:

because if you use ebay or sell offen on the FS/FT part of the forum you dont have to wait a week to spend it on a bill or something along the same lines
#9
why has it expired FFS i really dont now why i bother!
1 Like #10
Not a criticism - but be aware some companies do not accept this type of card - you could/can not use this type of card for some travel ticket purchases. I stand to be corrected but I know that Eurotunnel will not except pre-paid cards I believe it is regarded as a security risk. As I said I stand to be corrected and if someone knows otherwise I expect I will.
#11
jellybaby22
who expired this? Have asked a Mod to reinstate..some people...just because it doesnt appeal to them.....:roll:


It's getting that Cold in here anyway why bother ? :-D
#12
Well its the last deal i will be posting

Its no wonder most people with 1500+ posts dont bother i think MikeT even stopped :giggle:
#13
Unexpired as still available
#14
Mecoconuts
It's getting that Cold in here anyway why bother ? :-D


Let people make there own minds up would you deals can go cool and hot you know :x
[admin]#15
#16
geoneo123
Let people make there own minds up would you deals can go cool and hot you know :x


Just trying trying to stop a lot of people losing their money by getting ripped off as there is no assurances with this when things go wrong !!

Get a normal credit card !
#17
Mecoconuts
Just trying trying to stop a lot of people losing their money by getting ripped off as there is no assurances with this when things go wrong !!

Get a normal credit card !


Well some people cant

plus its handly for managing you kids pocket money - If they are over 16 that is :thumbsup:
banned#18
The fees are stupid
#19
Hate paypal!
Everytime i make a payment from paypal i have to change from bank account default to credit card payment (for protection), and if i have anything in my paypal account it wont even let me use the credut card option.
Everytime something has gone wrong i have absolutely no help from them in retreiving the money, bunch of lazy, lying *******s.
Wouldnt use this card if it was free.
#20
Why not just get a normal debit card for free?
#21
I think some people have been shortsighted. This is a very very hot deal in terms of prepay cards. I challenge any of you to find a card that does not either charge a monthly fee, or a fee per transaction. If you do I will eat my hat.
#22
why not just get a cashcard, no fees and better interest and more reliable and accepted everywhere.
#23
deal-lover
Why not just get a normal debit card for free?


Some people may be bankrupt or in an IVA so will not get anything other than a cash card. Some people may want to use it for private issues, gambling, porn, etc, and some may want it to use purely on the internet so they dont have to give out their real card number.
#24
chris_b
why not just get a cashcard, no fees and better interest and more reliable and accepted everywhere.


Some people may be bankrupt or in an IVA so will not get anything other than a cash card. Some people may want to use it for private issues, gambling, porn, etc, and some may want it to use purely on the internet so they dont have to give out their real card number.
1 Like #25
chris_b
why not just get a cashcard, no fees and better interest and more reliable and accepted everywhere.


Cash cards aint accepted everywhere my mate could only go to "barclays" ATM to get the cash

but that might of just been him
#26
i think its a good deal i ordered one the other day as i do not have much id in my name so this will help with the id plus you can pay money in from your palpay
#27
tronic;2740458
i think its a good deal i ordered one the other day as i have do not have much id in my name so this will help with the id plus you can pay money in from your palpay


As a proof of ID it probably will NOT be valid.

Unless they vet applicants better than some other prepaid card applicants, so far I have them in Dr. Hugh Jarse, Mr Jack Daniels and Miss Kin-ke Paine.
#28
harlzter
I hope they vet applicants better than some other prepaid card apllicants, so far I have them in Dr. Hugh Jarse, Mr Jack Daniels and Miss Kin-ke Paine


Your joking right :giggle:

I think you have to prove them will proof on name and address

Thanks for the giggle with i didnt think was possible

rep added !
#29
It is a good deal for a prepaid card and some people have a use for them or need to use them.

My concern is what happens if fraud is perpetrated on the card and you need to claim back from paypal ? their track record seems to be somewhat patchy...

However it's also possible that other prepaid cards may suffer from the same potential problem.

It's a good deal probably from the wrong company.
#30
Sorry but in my experience, Paypal are crooks with regards Fees and I would worry like hell allowing a child access to this 'service'.

So, I'm out.
#31
afroylnt
It is a good deal for a prepaid card and some people have a use for them or need to use them.

My concern is what happens if fraud is perpetrated on the card and you need to claim back from paypal ? their track record seems to be somewhat patchy...

However it's also possible that other prepaid cards may suffer from the same potential problem.

It's a good deal probably from the wrong company.


Good point mate i think they will help if you call them :thumbsup:
#32
geoneo123;2740487
Your joking right :giggle:

I think you have to prove them will proof on name and address

Thanks for the giggle with i didnt think was possible

rep added !


Does it look like im joking?
http://i155.photobucket.com/albums/s308/harlzter/DSCF1026-1.jpg
banned#33
Will you reply to my messages please harlzter
#34
harlzter
As a proof of ID it probably will NOT be valid.

Unless they vet applicants better than some other prepaid card applicants, so far I have them in Dr. Hugh Jarse, Mr Jack Daniels and Miss Kin-ke Paine.


They do cross check with the electoral roll
#35
Have voted hot, main feature for me is being able to use money in my paypal account straightway in most places, hate having to wait 5-7 working days for the money to clear, excellent for me.

Those saying why not get a debit or credit card- I have a debit and credit card but they don't give me the means to use my paypal money straightaway in the way this card does.
#36
geoneo123
Well its the last deal i will be posting

Its no wonder most people with 1500+ posts dont bother i think MikeT even stopped :giggle:


Don't let that stop you, just cos it's cold doesn't mean it wont be of use. I personally think it's hot:thumbsup:
#37
its an excellent idea for ebayers prob not for anybody else- if you sell on ebay like me it takes 5-7 days to transer between paypal and bank acc howver it takes 24 hrs once you top up VIA PAYPAL for the money to be on the card making it quicker for you to get your money - however it is instant if you top up at post office or paypoint i ahve one and have been using it and its briliant for me maybe not for everyone but shouldnt be voted cold x
#38
cocacola
Have voted hot, main feature for me is being able to use money in my paypal account straightway in most places, hate having to wait 5-7 working days for the money to clear, excellent for me.

Those saying why not get a debit or credit card- I have a debit and credit card but they don't give me the means to use my paypal money straightaway in the way this card does.


24 hours if top up via paypal sorry i ahve one and foned up as it didnt go on instantly they said average over night but 24 hr max
#39
harlzter
Does it look like im joking?
http://i155.photobucket.com/albums/s308/harlzter/DSCF1026-1.jpg


.... I've gotta get one:-D

Now..... who shall I be:w00t:
#40
24 hours is still alot quicker than a week!

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