Post office upgrades savings account to top paying rate - 2.75% - HotUKDeals
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*Currently the highest rate on the market for an instant access account opened with just £1 and a max. of £2 million
*Moneyfacts ‘Best Buy’ savings rate
*unlimited free withdrawals
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#1
Currently the highest rate on the market for an instant access account

I just went with the AA 2.80%
A little bit better.
#2
tempting but as per MSE -PASSPORT EXEMPTION BANKS (NOT COVERED BY UK FSCS) so at the mercy of the Irish govt if it goes belly up

http://www.moneysavingexpert.com/savings/safe-savings#foreign

Edited By: chalkysoil on Aug 23, 2010 14:56: /\
#3
Rate of 2.75% Gross¹/AER² variable

Isn't the Irish government covering accounts 100%?
banned#4
TheRealMcLovin
Rate of 2.75% Gross¹/AER² variable

Isn't the Irish government covering accounts 100%?

they couldnt afford to even if they are (remember Icesave)
#5
Isn't the Irish government covering accounts 100%?
Post Office -Part of Bank of Ireland- All deposits until Sep 2010 (Ireland)
#6
I might have opened an account with Saffron B/Soc today. The Saffron BS e-saver account (issue 2) requires £100 to open it and pays 2.65% AER allowing unlimited withdrawals, BUT they have to be in chunks of more than £100 at a time.
The lack of bonus means it's all genuine rate, but it is still variable so Saffron could choose to lower the interest you earn if it no longer wants to keep this account competitive


Less interest but easy to get at and 0.10% per year isn't much less.[ £1 a year per £1000 if my maths is right??] But the ID needed was a B headache, I've never had to go through all that before - VIP signed copies or originals of Drivers licence etc

The thing with banks going bust is do you want to risk the hassle and how long would your money be unavailable to you.

Edited By: chalkysoil on Aug 23, 2010 21:51: afterthought
#7
Avoid - Ireland is having severe financial problems and you should not rely on getting your money out if the economy goes bust finally.

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