Potential £260 - £100 Halifax Switching Bonus + £40 Quidco + £5x2 pcm after tax. - HotUKDeals
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Potential £260 - £100 Halifax Switching Bonus + £40 Quidco + £5x2 pcm after tax. £140.00

£140.00 @ Quidco
Halifax switching bonus deal is STILL available*! Even better than the First Direct £125 switching offer! Switch to Halifax's Reward account and you'll get a £100 bonus, if you use its switching se… Read More
MJ10 Avatar
2y, 4m agoFound 2 years, 4 months ago
Halifax switching bonus deal is STILL available*! Even better than the First Direct £125 switching offer!

Switch to Halifax's Reward account and you'll get a £100 bonus, if you use its switching service.

PLUS use Quidco for a £40 cashback bonus. (possibly ending 17th Jan)

PLUS pay in £750+ pcm, stay in credit and have 2 direct debits in place to receive a further £5 per month AFTER tax!

£100 + £40 + £60 = £200 in year one

Not enough? Want ANOTHER £60 over 12 months? Then apply for, and use their Credit Card!

"Earn £5 per month every month you spend over £300 on our Halifax Rewards Clarity credit card"

You could just move a large regular payment to the credit card instead, eg monthly rent etc, to get this.

ps: remember this will carry a credit check, so consider carefully before applying.

(*Been shared before but had expired)

*Happy to jump around a bit to earn £225? Thanks to Hashman for this:
Sign up to the Halifax switching bonus
Stay long enough to receive your bonuses, then switch to First Direct (see here: http://www.hotukdeals.com/deals/125-first-direct-switching-bonus-back-2112144)
Total payout over a few weeks = £225. You may be lucky and get the £40 Quidco too!*
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MJ10 Avatar
2y, 4m agoFound 2 years, 4 months ago
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#1
Even better than the First Direct £125 switching offer! .. but you end up banking with Halifax oO

X)
#2
what's wrong with halifax?
1 Like #3
so this is what you do:

shift from your bank (as long a its not first direct) to halifax, grab the joining bonus, and then shift from halifax to first direct, and grab the £125....
so in a few weeks, you make £225.... and you get to bank with Halifax.

very unlikely to get the quidco - but the £100 is credited the day of transfer (was for me)

since I have still to get my debit card, I will use that as pretext to leave them and move to FD
1 Like #4
alexorza
what's wrong with halifax?
Nothing. Every company has customers who have had a bad experience and vice versa. My sister has banked with Halifax for years and loves them!

First Direct (see here: http://www.hotukdeals.com/deals/125-first-direct-switching-bonus-back-2112144) has one of the best customer satisfaction rates of any of the banks, so in comparison Halifax may not seem as good... but it's just another bank! If you're only using their current account you probably wouldn't notice the difference between any of the main banks!!
#5
I went through the Quidco app and completed the switch process (just need to hand some ID to my local branch), but the Quidco app says I have no recent activity. Is this normal, or did I do something wrong?
#6
What about £385 if you don't mind switching a little from your current account says RBS, HSBC or something to First Direct and then Move from First Direct to Halifax's Reward Account

Move to First Direct ... get your £125 ... then leave and get your £100 then switch it to Halifax Reward account and earn £100.
£125 + £100 + £100 = £325 Boom.

PLUS pay in £750+ pcm to Halifax, stay in credit and have 2 direct debits in place to receive a further £5 per month AFTER tax! So potentially £60 on top Making it £385 of free money :)

*Happy to move around a bit to earn £225? Thanks to "Hashman" for this:
Sign up to the Halifax switching bonus (see here: http://www.hotukdeals.com/deals/potential-260-100-halifax-switching-bonus-40-quidco-5x2-pcm-after-tax-2112130)
Stay long enough to receive your bonuses, then switch to First Direct!
Total payout over a few weeks = £225. You may be lucky and get the £40 Quidco too!*
#7
krazyasif786
What about £385 if you don't mind switching a little from your current account says RBS, HSBC or something to First Direct and then Move from First Direct to Halifax's Reward Account

Move to First Direct ... get your £125 ... then leave and get your £100 then switch it to Halifax Reward account and earn £100.
£125 + £100 + £100 = £325 Boom.

PLUS pay in £750+ pcm to Halifax, stay in credit and have 2 direct debits in place to receive a further £5 per month AFTER tax! So potentially £60 on top Making it £385 of free money :)

*Happy to move around a bit to earn £225? Thanks to "Hashman" for this:
Sign up to the Halifax switching bonus (see here: http://www.hotukdeals.com/deals/potential-260-100-halifax-switching-bonus-40-quidco-5x2-pcm-after-tax-2112130)
Stay long enough to receive your bonuses, then switch to First Direct!
Total payout over a few weeks = £225. You may be lucky and get the £40 Quidco too!*
So long as you keep the First Direct account for at least 6 months then this would work. Depends if you're in it for the long game or want to make a quick buck!
#8
MJ10
krazyasif786
What about £385 if you don't mind switching a little from your current account says RBS, HSBC or something to First Direct and then Move from First Direct to Halifax's Reward Account

Move to First Direct ... get your £125 ... then leave and get your £100 then switch it to Halifax Reward account and earn £100.
£125 + £100 + £100 = £325 Boom.

PLUS pay in £750+ pcm to Halifax, stay in credit and have 2 direct debits in place to receive a further £5 per month AFTER tax! So potentially £60 on top Making it £385 of free money :)

*Happy to move around a bit to earn £225? Thanks to "Hashman" for this:
Sign up to the Halifax switching bonus (see here: http://www.hotukdeals.com/deals/potential-260-100-halifax-switching-bonus-40-quidco-5x2-pcm-after-tax-2112130)
Stay long enough to receive your bonuses, then switch to First Direct!
Total payout over a few weeks = £225. You may be lucky and get the £40 Quidco too!*
So long as you keep the First Direct account for at least 6 months then this would work. Depends if you're in it for the long game or want to make a quick buck!

Do they close your current account or leave it open when swapping?

If they close it can you still open a new account with that bank or will they not let you as you left?
#9
krazyasif786
MJ10
krazyasif786
What about £385 if you don't mind switching a little from your current account says RBS, HSBC or something to First Direct and then Move from First Direct to Halifax's Reward Account

Move to First Direct ... get your £125 ... then leave and get your £100 then switch it to Halifax Reward account and earn £100.
£125 + £100 + £100 = £325 Boom.

PLUS pay in £750+ pcm to Halifax, stay in credit and have 2 direct debits in place to receive a further £5 per month AFTER tax! So potentially £60 on top Making it £385 of free money :)

*Happy to move around a bit to earn £225? Thanks to "Hashman" for this:
Sign up to the Halifax switching bonus (see here: http://www.hotukdeals.com/deals/potential-260-100-halifax-switching-bonus-40-quidco-5x2-pcm-after-tax-2112130)
Stay long enough to receive your bonuses, then switch to First Direct!
Total payout over a few weeks = £225. You may be lucky and get the £40 Quidco too!*
So long as you keep the First Direct account for at least 6 months then this would work. Depends if you're in it for the long game or want to make a quick buck!

Do they close your current account or leave it open when swapping?

If they close it can you still open a new account with that bank or will they not let you as you left?
They close it, but you can request to keep the original account open if you want. Takes longer than the 7 days quoted to switch if you do though.

No idea how they class you if you've joined, left then want to join again... I would say they wouldn't class you as a "new customer", but you'd have to ask them.
#10
Does this apply even if you have a Halifax clarity card?
#11
Is this a good thing for a student to do?
#12
Mrjimmy
Is this a good thing for a student to do?


I dont see why not? .. Money is Money right? .. if your able to pass some Student Funds that way (to the tune of £750 odd quid for a couple Calender Months?), AND get Paid LOTS of Free Money while doing do .. I really dont see as to what the problem is .....

Just bare your Student Loans Company in mind mind? .. as they may have a tendancy to be p!$$ed off if you NOT 'inform' them in time before your next Loan Amount to you is due ..... lool. :-)
#13
amour3k
Mrjimmy
Is this a good thing for a student to do?
I dont see why not? .. Money is Money right? .. if your able to pass some Student Funds that way (to the tune of £750 odd quid for a couple Calender Months?), AND get Paid LOTS of Free Money while doing do .. I really dont see as to what the problem is .....
Just bare your Student Loans Company in mind mind? .. as they may have a tendancy to be p!$$ed off if you NOT 'inform' them in time before your next Loan Amount to you is due ..... lool. :-)

Exactly and a student really is strapped for cash! But I was wondering, am I able to do this without having to pay the £750 in for a few months? To get the standard £100 could I just switch to them and leave them in a matter of weeks? My next loan amount now isn't due for a while so I guess this would be an ideal time to switch

Thank you
#14
Mrjimmy
amour3k
Mrjimmy
Is this a good thing for a student to do?
I dont see why not? .. Money is Money right? .. if your able to pass some Student Funds that way (to the tune of £750 odd quid for a couple Calender Months?), AND get Paid LOTS of Free Money while doing do .. I really dont see as to what the problem is .....
Just bare your Student Loans Company in mind mind? .. as they may have a tendancy to be p!$$ed off if you NOT 'inform' them in time before your next Loan Amount to you is due ..... lool. :-)

Exactly and a student really is strapped for cash! But I was wondering, am I able to do this without having to pay the £750 in for a few months? To get the standard £100 could I just switch to them and leave them in a matter of weeks? My next loan amount now isn't due for a while so I guess this would be an ideal time to switch

Thank you
To be honest if I were you I would join this Halifax deal, take the £100 (and possible £40 Quidco), wait a few weeks/month then switch to the First Direct offer for another £125 for switching. You won't have to worry about paying in £750 a month to get £5 and would just get £125 instead and a good bank!

Link: http://www.hotukdeals.com/deals/125-first-direct-switching-bonus-back-2112144
#15
Does this apply even if you have a Halifax clarity card? - I have a clarity card with this bank but when I try registering for an account I just get an error.
#16
MJ10
Mrjimmy
amour3k
Mrjimmy
Is this a good thing for a student to do?
I dont see why not? .. Money is Money right? .. if your able to pass some Student Funds that way (to the tune of £750 odd quid for a couple Calender Months?), AND get Paid LOTS of Free Money while doing do .. I really dont see as to what the problem is .....
Just bare your Student Loans Company in mind mind? .. as they may have a tendancy to be p!$$ed off if you NOT 'inform' them in time before your next Loan Amount to you is due ..... lool. :-)
Exactly and a student really is strapped for cash! But I was wondering, am I able to do this without having to pay the £750 in for a few months? To get the standard £100 could I just switch to them and leave them in a matter of weeks? My next loan amount now isn't due for a while so I guess this would be an ideal time to switch
Thank you
To be honest if I were you I would join this Halifax deal, take the £100 (and possible £40 Quidco), wait a few weeks/month then switch to the First Direct offer for another £125 for switching. You won't have to worry about paying in £750 a month to get £5 and would just get £125 instead and a good bank!
Link: http://www.hotukdeals.com/deals/125-first-direct-switching-bonus-back-2112144

On Quidco it states that "To open a Halifax Reward Current Account you need to set up at least two different direct debits and pay in at least £750 each month. You also need to be over 18 and a UK resident." so I guess I cannot change my account to this as a student as I definitely will not be paying £750 into it each month. Am I correct in saying this? Can I not do it without paying that money into the account?

Thank you
#17
Does anyone know if I can open this from abroad (I am working outside the UK until August/September 2015)? Or will I have to visit a branch or hand sign papers?

Also, is it COMPULSORY to close the old account from which you switch? As this would mean losing my student overdraft :(
#18
Mrjimmy
MJ10
Mrjimmy
amour3k
Mrjimmy
Is this a good thing for a student to do?
I dont see why not? .. Money is Money right? .. if your able to pass some Student Funds that way (to the tune of £750 odd quid for a couple Calender Months?), AND get Paid LOTS of Free Money while doing do .. I really dont see as to what the problem is .....
Just bare your Student Loans Company in mind mind? .. as they may have a tendancy to be p!$$ed off if you NOT 'inform' them in time before your next Loan Amount to you is due ..... lool. :-)
Exactly and a student really is strapped for cash! But I was wondering, am I able to do this without having to pay the £750 in for a few months? To get the standard £100 could I just switch to them and leave them in a matter of weeks? My next loan amount now isn't due for a while so I guess this would be an ideal time to switch
Thank you
To be honest if I were you I would join this Halifax deal, take the £100 (and possible £40 Quidco), wait a few weeks/month then switch to the First Direct offer for another £125 for switching. You won't have to worry about paying in £750 a month to get £5 and would just get £125 instead and a good bank!
Link: http://www.hotukdeals.com/deals/125-first-direct-switching-bonus-back-2112144

On Quidco it states that "To open a Halifax Reward Current Account you need to set up at least two different direct debits and pay in at least £750 each month. You also need to be over 18 and a UK resident." so I guess I cannot change my account to this as a student as I definitely will not be paying £750 into it each month. Am I correct in saying this? Can I not do it without paying that money into the account?

Thank you

straightforward solution to this potential stumbling block.

your GROSS credits need to be £750 per month.

I'm not sure if it's the same for other companies but definitely with halifax you could transfer £1 in and then £1 out 750 times to achieve the 'must deposit 750pounds pc' rule

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