Privilege car insurance - simply excellent on prices! - HotUKDeals
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I did a post like this a while back about Prudential car insurance. Was automatically going to go with Prudential again, but just cancelled my policy with them (and they are sending me £68 back after major hassle and reasons as to why I shouldn't leave!).

So looked through Quidco and did a quote with privilege.

This was on a VW Golf R32, 26yr old, 5yrs no claims, one speeding conviction, max excess, no legal protection and dad on insurance, 10,000 miles per annum.

Came in at £416.

To put this in perspective. Cheapest confused came up with was £916. Prudentail £562, AA £878, Egg £670, Tesco £650.

So, I was shocked and am going to be purchasing the insurance in 3 days time when my cover runs out with Egg.

The sweetest part of the deal is that you get £60 back through Quidco.

The worst part of it is the 17.5% APR for paying monthly, but still works out a lot lot cheaper than anywhere else.

So, by the time I'm done will be about £350 for a year insurance on a 3.2 V6 VW Golf (worth around 16k).

I'd really reccomend you lot go and check it out. Remember, you can change your car insurance at any point, however, you will lose any no claims you have built up if you cancel mid year (i.e. you lose those 7 months you have built etc).

Privilege only accept drivers who have 4 years no claims or more.

Get a quote, but don't forget, if like me, you fall off your seat, go through quidco, do the quote again and then purchase.

I'm a very happy boy today!!

This may not be any cheaper for you, my prudential post came up with some who couldnt believe the price and some who couldnt believe how high it was, all depends on demographics.
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1 Like #1
my mrs has just had her renewal from the privilege after she swapped to them last year. Its gone up nearly £130 from last year ( no claims or convictions in the last 12 months) so it pays to shop around every year. I did a bit or searching earlier and found sainsbury's to be very good, plus they give £25 via quidco
#2
try sainsburys there very good theyve given my dad a 75% discount becasue hes been with him for about 3 years now and when the renewal came up previalge were very expensive, tried serveral other companies but no one could beat sainsburys, i would suggest to get a quote from them.
#3
Just tried sainsburys, they said they can't give me a quote because of the car. :thinking:
#4
did you try screentrade through quidco - they give £120 cash back and they search a few firms
#5
I think the moral here seems to be that you should just shop around for your insurance and try a few comparison websites to make sure you get maximum coverage of all the possible quotes.

Each insurance company targets very specific markets and it is just a matter of finding which company is targeting your section of the population.

As far as I know the main comparison websites are confused.com and insuresupermarket.co.uk

(By the way, screentrade were second cheapest for me but with cashback were the cheapest - Privelege were the most expensive for me despite me having 9 years no claims discount)
#6
edinburgh76
I think the moral here seems to be that you should just shop around for your insurance and try a few comparison websites to make sure you get maximum coverage of all the possible quotes.

Each insurance company targets very specific markets and it is just a matter of finding which company is targeting your section of the population.

As far as I know the main comparison websites are confused.com and insuresupermarket.co.uk

(By the way, screentrade were second cheapest for me but with cashback were the cheapest - Privelege were the most expensive for me despite me having 9 years no claims discount)



crazy isnt it. screentrade wanted £950:shock: to insure the mrs alfa 156, but sainsbury want £280 and sheilas wheels £271 for the same £150 excess protected bonus etc
#7
My wife always insured her Fiesta with Direct Line. This year for fully comp, protected no claims and full no claims discount it was about £170. I went onto confused.com and there were lots who were cheaper, about 3rd from top was the Post Office at £113 and it mentioned £50 discount. Anyway we took their insurance online. Yesterday we got a Postal Order for £50 in the post :thumbsup: Bargain car insurance and she's taking me out to dinner :)
#8
Do the cashbacks on quidco only apply on a renewal or can swap insures at any time and still get the quidco cashback?
#9
You can swap insurers whenever you like. However, bear in mind you will lose your no claims you have built up within that year. Say you been with the insurer 7 months, you'd have to start those 7 months again, when your only 5 months away from another year.

I got 5 years, so it dont make much difference to be honest.
#10
Not being funny, but this is now (surely) misc and random?
Insurance is way too subjective; what's good for one is rarely if at all the best for anyone else. The quidco stuff is nice, but this isn't a hot deal as such

Oh and for the record, voted cold accordingly for those folk who say we should comment when voting cold
#11
do they have a minimum age? good deal tho!

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