PruHealth - 6 months free gym + 5000 Nectar points + £115 Quidco!! - HotUKDeals
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I thought this was a pretty good deal if your looking for health insurance?

Follow the link to go through Nectar or if you don't have a Nectar card you can go through this link to get the 6 months + Quidco - http://www.pruhealth.co.uk/uk/prudential/nosessionrequired/q2a/offer.jhtml?src_id=340

The gym membership is with Cannons Health and Fitness or participating JJB Fitness Clubs for every adult on the policy and I was quoted £34.89 pm.

I think thats everything and from what I can tell you can cancel after the 6 months is up.

Feedback appreciated!
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#1
how can you get quidco since you are going through the nectar site?
#2
I'm signed up for this from last November's offer. It wasn't possible to get Quidco then, though (you only got the quote including free gym membership if you went straight to the pruhealth site).
#3
I am pretty sure that as long as you go through Quidco to the merchant and then open the nectar link in another IE page it will track the purchase.

Thats the way I normally do it, but someone else might know a better way?
#4
ok, has anyone signed up to the PRuhealth policy via quidco? does it show in your quidco account? i went through quidco for quotes on my policy and it showed that it was tracked, so it should be ok, just wanted to make sure. Also, if i cancel after 6 months (my policy would cost me GBP20), and get GBP115 in cashback via Quidco, that effectively means that i'll only be paying GBP5 for a 6 month gym deal? sounds too good to be true...am i missing something here?
#5
teoanne i have recieved my money from pru and i will be cancelling after the 6 months
they charge 25 gbp
#6
thanks roadie, just to clarify, do u mean u got the money from quidco (via pruhealth)? the GBP115? thanks!
#7
Welcome to HotUKDeals teoanne :) The cashback is earned by using your QuidCo account link [green when logged in]. If it tracks okay, you should get £115 into your account once PruHealth pay it to QuidCo. Usually takes about three months I think.
#8
I have a question. Since you can cancel anytime, can you cancel after just 1 month (say they quote you £15 a month) and get £115 cashback for quidco? Doesnt that mean you get a free £100? (well, for people who aren't interested in the gym offer)

Or is there something hidden that I don't know of?
#9
12 month contract from what I can tell.

Great offer still
#10
Assuming a basic policy (someone healthy in their 20s, outsifde London, non smoker etc) = £34 per month.

£34x12 = £408
Quidco = - £115

Total = £293

So £293 for 6 months gym membership (Cannons is normally over £50pm anyhow) and a years worth of medical cover. Not bad at all.
#11
Can even get it down to around £26pm
#12
12 months contract? No mention about this in the T&C?
#13
https://www.pruhealth.co.uk/uk/prudential/download/acrobat/2006_policy_doc.pdf

Section 6.2 states the policy length is 12 monnths

Section 6.8 states the Polciyholder may cancel in writing at any time giving 30 days notice....It then goes on the say "If the Policyholder cancels, PruHealth may not reimburse the premium paid or waive the
premium due."
#14
BOB'5
https://www.pruhealth.co.uk/uk/prudential/download/acrobat/2006_policy_doc.pdf

Section 6.2 states the policy length is 12 monnths

Section 6.8 states the Polciyholder may cancel in writing at any time giving 30 days notice....It then goes on the say "If the Policyholder cancels, PruHealth may not reimburse the premium paid or waive the
premium due."


But doesnt that mean you can cancel anytime if you give a 30 days notice, otherwise, the policy will run until the 12th month? It doesnt say the contract is 12 months? Anyone else can clarify this?
[admin]#15
It's saying that it's 12 month contract and you can cancel but that your cancellation does not result in a right of re-imbursement. Pruhealth may not reimburse the premium paid (if paid up front) or not waive the premium due (the balance of the contract).
#16
ok, so basically i can cancel my pruhealth policy (and correspondingly the gym membership) after 6 months, and still claim my quidco cashback of GBP115? i don't see anything in any T&C that states otherwise. Can others clarify? cheers
#17
I read it as:

12 month policy contract

You may terminate early but 12 months of fees would still be due (as its a 12 month policy/agreement).
#18
Just been on the phone to them and they say you can cancel whenever, giving 30 days notice without having to pay the remaining months.

Result! Done mine. I chose the 'Essential' package (£30pm). Hope the nectar points + quidco come through :thumbsup:
#19
If you really aren't interested in the healthcare itself, put on an excess to reduce the premium. Also cheaper if you do 3 or more hours excerise/sports a week and chose hospitals outside the London area.
#20
hi bob,
thanks for the tips! was quite worried when u said we'll be bound for 12 months as i only need the gym for 6. Thanks again! U made my day!
#21
Great! Thanks, bob for the clarification.
#22
How long have people had to wait for quidco for this?

I opened window through quidco and then through Nectar. Processed the order via Nectar. Hoping to get both Quidco and Nectar.
#23
Nectar has come thorugh (5000 points).

Quidco showing tracked as zero at the moment.
#24
BOB'5
Just been on the phone to them and they say you can cancel whenever, giving 30 days notice without having to pay the remaining months.

Result! Done mine. I chose the 'Essential' package (£30pm). Hope the nectar points + quidco come through :thumbsup:


I would get that in writing first then do the deal....
#25
anyone here got their GBP115 tracked on quidco yet?
#26
hi everyone, i just got an email from pruhealth stating that if you cancel the policy (after 6 months) after having enjoyed the free gym, they reserve the right to ask members to refund to them the cost of the membership fees (!!). Here's the email:

"Thank you for contacting us through our website on 24 January 2007 and for taking an interest in PruHealth.



All members who take up a PruHealth membership do not have a time limit set to them. While you do sign a contract it is not necessarily for more or less than a year. Members can cancel their PruHealth policies at any time and there is no additional charge or penalty fee for cancellation. The only payment required is for the period that members have health cover. However, if members joining have had access to a Vitality offer where they have received free six months gym memberships we reserve the right to ask members cancelling their policies to refund us the cost of these membership fees.



When members cancel their PruHealth policy we require a 30 day notice period of their cancellation. However, if members wish to cancel their policy within the first 30 days of the beginning of the policy they can do so with no notice period."

anyone had any problems with this?
#27
News to me. Didn't mention that to me on the phone and I don't see how that would be enforceable, as its not in the T&C

I don't think I will be cancelling anyhow
#28
Anybody had any nectar or payments via Quidco yet?
#29
anyone?
#30
I am trying to do this and keep getting a pop up message saying click.visibilityworks.co.uk has sent an incorrect or unexpected message. I presume this is a quidco problem??
#31
It states on the policy details that it is a 12month policy. It also means that if you cancel you will still need to pay for the remaining 6 months, but you wont get any benefit from it - like a car insurance policy

cancel it moe somewhere else, still pay for the original but dont get the cover, so basically worth paying for the last 6 months and jus get the cover,

i've got quidco tracking it

what does 5000 nectar points aquate to?

sorry, how do i get the nectar points? go to quidco, then g to nectar points through quidco and then click on the pru health thingy?
#32
my quidco payment should come in march...will let u guys know...watch this space
#33
tlck9
It states on the policy details that it is a 12month policy. It also means that if you cancel you will still need to pay for the remaining 6 months, but you wont get any benefit from it - like a car insurance policy

cancel it moe somewhere else, still pay for the original but dont get the cover, so basically worth paying for the last 6 months and jus get the cover,

i've got quidco tracking it

what does 5000 nectar points aquate to?

sorry, how do i get the nectar points? go to quidco, then g to nectar points through quidco and then click on the pru health thingy?


It doesnt state that it is a 12-month policy on the T&C. Where did you read it?:-(
#34
teoanne
my quidco payment should come in march...will let u guys know...watch this space


Mine is due this month (Feb).

Nothing yet.
#35
no, even if u cancel, u do not have to pay for the remaining months. i've clarified this with pruhealth both on the phone and in writing.
#36
BOB'5
Mine is due this month (Feb).

Nothing yet.


hmmmm...i do hope it comes through. its a lot of money!!
#37
teoanne
no, even if u cancel, u do not have to pay for the remaining months. i've clarified this with pruhealth both on the phone and in writing.



Thanks for the information, teoanne. By the way, I was just wondering..what if a person signs up for Pruhealth and cancel their membership right after obtaining the cashback from Quidco? In this case, wouldn't Pruhealth be losing a lot of money?

No, I'm not doing that as I'm currently enjoying my free gym but it's just something my friend asked when I recommended this offer to her.
#38
cowboy
Thanks for the information, teoanne. By the way, I was just wondering..what if a person signs up for Pruhealth and cancel their membership right after obtaining the cashback from Quidco? In this case, wouldn't Pruhealth be losing a lot of money?

No, I'm not doing that as I'm currently enjoying my free gym but it's just something my friend asked when I recommended this offer to her.


hmmm...i don't know about that.. but there's anything expressly stated anywhere which prohibits that.

by the way, has anyone here gotten their 125 quid cashback from quidco?
#39
My membership with Pruhealth was started on 18th Jan. Still nothing on the quidco front.

Submitted a query with Quidco last week.

Will keep you informed.
#40
hi bob, i wouldn't worry if i were you..i asked around and it usually takes 2 whole months for it to come through. cheers

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