Santander 1,2.00,3 current account and credit card 1-3% cashback and free credit card

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  lazar8 months, 4 weeks ago #1Show comment toolsReply

  is credit card free only for a year and then back to £24?
  
  Its very decent offer anyway
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  flylife8 months, 4 weeks ago #2Show comment toolsReply

  good if you can get it.
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  DRIVMISTER8 months, 4 weeks ago #3Show comment toolsReply

  Apparently even more cash back is to be given on other stuff to make it even better
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  Jerec8 months, 4 weeks ago #4Show comment toolsReply

  Nice, I'll give that a go!
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  whatyadoinsucka8 months, 4 weeks ago #5Show comment toolsReply

  Has anyone got it, I.m just thinking of transferring our joint bills account (was a&l/Santander) so no transfer switching problems o direct debits standing orders etc.. Current account needs £500 funding a month (not a Santander account transfer) which I do anyway.
  
  I.m on the lookout for a new credit card seen as Santander have gone separate ways with my Asda fuel cashback credit card. Which gets cancelled with 3 months notice
  

  
  Edited By: whatyadoinsucka on Sep 21, 2012 07:38: Update
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  andiejn8 months, 4 weeks ago #6Show comment toolsReply

  Santander customer service is appaling, after 12 years with A&L it took Santander less than a year to drive me away from the bank account, breaking point was a simple query, can I continue to use the A&L envelopes to post a cheque in? every phone line insisted on me using a log in I'd never used & wouldn't put me to a human, INCLUDING the line for lost or stolen cards.
  
  
  still have the card & asked them about charge back terms recently, took them two weeks to acknowledge receipt of the query.
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  whatyadoinsucka8 months, 4 weeks ago #7Show comment toolsReply

  andiejn

  Santander customer service is appaling, after 12 years with A&L it took Santander less than a year to drive me away from the bank account, breaking point was a simple query, can I continue to use the A&L envelopes to post a cheque in? every phone line insisted on me using a log in I'd never used & wouldn't put me to a human, INCLUDING the line for lost or stolen cards.
  
  still have the card & asked them about charge back terms recently, took them two weeks to acknowledge receipt of the query.

  
  
  Agree absolutely I bank with HSBC but use a second account at Santander.. Service is shocking
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  m1chaels8 months, 4 weeks ago #8Show comment toolsReply

  55 tcb on current a/c and 20(?) on credit card but I applied for both in same process in the hope that would mean only 1 credit check.
  
  I will dump the credit card after 1 year if I have to pay the fee.
  
  You can also get top instant access savings rates on the current a/c if you keep a suitable positive balance.
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  KFH20098 months, 4 weeks ago #9Show comment toolsReply

  I have the 123 current account and have had no problems at all. You pay £2 per month, my bills are very low (ie band A council tax) and I get around £4.50...meaning I gain £2.50 a month. You also get interest on balances over £1000 (I wish!). It's worth doing, I'm just poor so only gain a little!!
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  collo8 months, 4 weeks ago #10Show comment toolsReply

  Hi there I have this card and gain about £13 a month interest I'm happy with the service had no problems yet
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  whatyadoinsucka8 months, 4 weeks ago #11Show comment toolsReply

  Thanks collo and kfh2009 I.ll give them a call
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  Milkfloat8 months, 4 weeks ago #12Show comment toolsReply

  I have the current account and although it was a total nightmare to setup (customer service) it is working well now. I declined the credit card because I don't fancy paying the £24 a year fee as of Jan 2013, I will just stick with my Tesco Credit Card.
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  mattgrant8 months, 4 weeks ago #13Show comment toolsReply

  Have both account (credit and current) and made £10 in first month (taking off £2) fee, expect to get much more next month as not all dd were setup in time, prob around £17-20 depending on spends. Far better than the little bit of interest I use to get, will have to see about credit card though as not happy to pay a fee ever, but if we make a saving over the year, perhaps I will
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  whatyadoinsucka8 months, 4 weeks ago #14Show comment toolsReply

  mattgrant

  Have both account (credit and current) and made £10 in first month (taking off £2) fee, expect to get much more next month as not all dd were setup in time, prob around £17-20 depending on spends. Far better than the little bit of interest I use to get, will have to see about credit card though as not happy to pay a fee ever, but if we make a saving over the year, perhaps I will

  
  
  Yeah I don.t like paying fees either but 3% on fuel will net me at least £3-4 a month so that's paid for the card
  The guy said new offers will be launched Monday, if they have tied up a few Internet sites like play, asos, etc the money will roll in
  
  

  
  Edited By: whatyadoinsucka on Sep 21, 2012 10:09
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  ritch528 months, 4 weeks ago #15Show comment toolsReply

  Had both of these for a few months now - making about £20 ish a month from the current account and so far the cashback from petrol would easily cover the credit card fees and more - well pleased. Also took advantage of their home insurance offer of 30% discount for account holders.
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  defgimp8 months, 4 weeks ago #16Show comment toolsReply

  Can't see any mention of the CC fee being waived oO
  (mind you, staring at it hasn't helped so it may be there, I'm just not seeing it?)
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  whatyadoinsucka8 months, 4 weeks ago #17Show comment toolsReply

  It's on the info on the iPad Santander app.. And the customer rep said you have to setup a direct debit to the 123current and then it's refunded
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  whatyadoinsucka8 months, 4 weeks ago #18Show comment toolsReply

  Why are people voting cold.. Just curious.. Cashback on purchases is far more regarding than low interest rates o savings accounts
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  flyingteddy8 months, 4 weeks ago #19Show comment toolsReply

  Took it out but cancelled the card. As I use capital one instead as its unlimited 1% cb on everything.
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  DRIVMISTER8 months, 4 weeks ago #20Show comment toolsReply

  Got one of them, just 2 quid month and I reckon I earn nearly 30 quid month, service was superb and didn't talk to a number got a great advisor, nice change for a bank!

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