Santander Zero Current Account £100 Cashback - HotUKDeals
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Santander Zero Current Account £100 Cashback

dlmarr Avatar
5y, 10m agoFound 5 years, 10 months ago
The only current account on the market to offer:
No fees if you exceed your overdraft and No fees from us when you use cash machines or your debit card anywhere in the world††
5% AER (fixed) on balances up to £2,500 for 12 months when you pay in £1,000 each month PLUS £100 cashback when you switch to us using our dedicated Account Transfer Service
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dlmarr Avatar
5y, 10m agoFound 5 years, 10 months ago

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(21) Jump to unreadPost a comment
Havnt voted either way but will be interesting to see which way this goes. All I every hear is people complaining about these when I have to pay money into an A + L account every month.
1 Like #2
Would NOT bank with this mob if they were the only one on the Planet, dreadfull customer service, poor staff attitude and horrendous mistakes made by them when my wife attempted to transfer her current account over. FREEZING.

Notwithstanding the above may be worth a punt for £100 if you have the patience
All the papers that help people who have problems with financial companies say that the Santander group are the biggest cause of complaints. However, this does seem like a good deal and you might end up a satisfied customer.
On the flip side i transferred last year with no problems......
Don't get suckered in, they are the worst bank of them all, literally, just google the reviews. They will try to weasle out of paying out the cashback, as they did with my partner who had to ring up about 8 times to force them to cough up. I did this deal 6 months ago, and now regret it completely and utterly.
Switched over from nationwide as they started to charge for overseas atm withdrawals in november.

You can tell from contacting the bank that there is a culture of poorly trained staff, but there are some who are knowledgable, its not very consistent service.

They charged me a total of £25 aprox for using my Zero 'no fees card' abroad to withdraw cash and use my debit card in Paris over a course of a week, when i called up their call centre (in glasgow) i think, i was met with a sarcastic male who tried to fob me off with, it is free but the £1.99 charge is what visa charge us and we pass it on to you. I redialled and they advised it was a mistake with my account set up, refunded me on the spot and gave me £15 goodwill, then 2 months later i received a letter from head office saying they had noticed they had overcharged me and they were giving me £25 refund, lol, so a double refund but it makes you think.

Switch over if you go away a lot, otherwise i wouldnt bother.
1 Like #7
Truly, truly awful bank. £100 isn't worth this much hassle - especially when First Direct also offer £100 and their customer service is way, way better...
Do not touch with a barge pole I banked with A&L no problems but Santander are so bad that I have now removed all dealing apart from my current account from them.
Would never go near them! nothing but hassle
Horrendous company, dont touch with a bargepole, freezing cold compared to the same 'offer' from a HQ bank like First Direct
In all fairness, most banks customer service is rubbish. Lloyds for example doesn't even have customer service advisers, instead they use sales advisers who are pushed to up-sell services you don't want when you call with a simple query.

Abbey started taking a lot of agency staff who were paid pennies, started going downhill from there to be honest. The biggest let down for them is their administrative side who are nothing short of horrible (hence the problems with account switching and opening/closing)
Horrendous company, dont touch with a bargepole, freezing cold compared to the same 'offer' from a HQ bank like First Direct

I couldn't bank with 1st direct based purely on that nonsensical "fish out of water" advert... it proves there's no one checking comms let alone products.

Edited By: FREEZIN WOLF on Jan 04, 2011 14:27
been with abbey for years (25-26)had hardly any problems.nothing but since they changed to spanish owership
I got my £100 credited within a month of switching, as I bank mainly online I don't care too much about the bad reviews, if they do turn out to be terrible then I will switch back, its not a complicated process, all online now.
If Santander were a car it would be a Trabant being driven by a drunkard and going in the wrong direction.

Edited By: xigent on Jan 04, 2011 15:50
The fact that it's a good deal and their customer service is rubbish are not unrelated. They have bribed half the country to join them and they weren't even doing a good job with the customers they acquired through the mergers. I was with Alliance and can echo the same as others, service went right down the pan, worse when you have a problem they blame your old bank! worked fine before. They were voted bottom for customer service by Which? last year I think it was 74%? of their own customers voted their service as "poor" They have frequently been on Watchdog. Frankly after all the publicity they have had, if you switch to them you get what you deserve, just phone them anyway for a taste of whats to come.To say all banks are the same is wide of the mark you have to redefine your definiton of rubbish when you join Santander
It took me a while to sort out the payments going into the account and they charged me an underfunding fee which escalated. Steer away.
i moved, had no problems. got £100 three month later
I changed last year, painless and up a £100 plus £1.80 a month.. even the girl in the local branch remembers me... better than HSBC who I was with for 20 years who just treat me like another customer.. so im voting hot on this one
better than HSBC who I was with for 20 years who just treat me like another customer..

Welcome to the real world... you are!
I am looking for a new bank to look after my money, HSBC are charging me £25 to look at my account and agree that I can keep my overdraft, this is an annual event !!!!

I think I may take a punt on this one as I dont get paid enough for the First Direct deal LOL

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