Santander Deals & Sales for July 2017 - HotUKDeals
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Santander Deals & Discounts

43
88

Santander 0% for 30 months on blaance transfers and purchases credit card plus possible cashback

6
£0.00 @ Santander
0% on balance transfers and purchases for 30 months from date of account opening (2.75% fee applies, £5 minimum) No monthly fee Retailer Offers – get five welcome cashback offers ranging from 5% to Read More
0% on balance transfers and purchases for 30 months from date of account opening (2.75% fee applies, £5 minimum) No monthly fee Retailer Offers – get five welcome cashback offers ranging from 5% to
ktbffh Avatar2m, 1w agoFound 2 months, 1 week ago6 Comments
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Python5
actually meant you. when i clicked your relink. it went to current accounts. maybe its their redirecton

Are you sure? I haven't posted my own link, was quoting BeneCog as above. Whatever the case, yes HUKDs way of linking and Santanders site don't play nice. If you copy and paste the text for the link into a new browser as I mentioned in my original reply it will work (right click copy link address won't as that takes the HUKD redirect URL).

Edited By: morgie on May 22, 2017 19:50
morgie
Python5
morgie
BeneCog
Your link goes to their Current Account page; use this link - http://www.santander.co.uk/uk/credit-cards/everyday-credit-card
2.75% BT fee; £5.00 minimum.
You'll need to copy and paste the above link from here to avoid going to the current accounts page.
LOL. your's goes to Current account also.

It's not mine :p Think you meant to reply to BeneCog.


actually meant you. when i clicked your relink. it went to current accounts. maybe its their redirecton
Python5
morgie
BeneCog
Your link goes to their Current Account page; use this link - http://www.santander.co.uk/uk/credit-cards/everyday-credit-card
2.75% BT fee; £5.00 minimum.
You'll need to copy and paste the above link from here to avoid going to the current accounts page.
LOL. your's goes to Current account also.

It's not mine :p Think you meant to reply to BeneCog.
morgie
BeneCog
Your link goes to their Current Account page; use this link - http://www.santander.co.uk/uk/credit-cards/everyday-credit-card
2.75% BT fee; £5.00 minimum.
You'll need to copy and paste the above link from here to avoid going to the current accounts page.

LOL. your's goes to Current account also.
BeneCog
Your link goes to their Current Account page; use this link - http://www.santander.co.uk/uk/credit-cards/everyday-credit-card
2.75% BT fee; £5.00 minimum.

You'll need to copy and paste the above link from here to avoid going to the current accounts page.
-38

5% cash back at Waitrose with Santander My Offers - ymmv

5
£0.00 @ Santander
Just found this in my santander banking app. Simply select the offer, and shop before May21st. 5% off, Maximum cash back £30. Stackable with mywaitrose offers. In store and online One time discou… Read More
Just found this in my santander banking app. Simply select the offer, and shop before May21st. 5% off, Maximum cash back £30. Stackable with mywaitrose offers. In store and online One time discou…
robodan918 Avatar3m, 3d agoFound 3 months, 3 days ago5 Comments
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hansam75
Thank you. Got a couple of vouchers left for £8 off a £40 spend so will definitely be shopping there this weekend with this added offer
If you have any extras you want to get rid of, I'd appreciate the donation ;)
Thank you. Got a couple of vouchers left for £8 off a £40 spend so will definitely be shopping there this weekend with this added offer
Had it recently. Santander app keeps crashing on my phone which is annoying to check offers. I also have vouchers for 8 off 40 quite regularly, and tend to pop in on days when things I want are reduced e.g. Fish on Fridays.
Don't have Santander account , but it's on my Lloyds and Halifax account too
Only for selected account holders.

I don't have this on my offers now but I have had it in the past.
40

Santander C.Card 0% Bal Transf for 41 months with NO Bal Transf Fee + Cashback + 0 % Purchases 6 months + No Foreign Transaction Fees.

4
£0.00 @ Santander
There IS a monthly fee of £3 - seems reasonable for all of the above. I applied for the Sainsburys deal a few weeks ago but their paperwork was all over the place and not clear at all.......... Read More
There IS a monthly fee of £3 - seems reasonable for all of the above. I applied for the Sainsburys deal a few weeks ago but their paperwork was all over the place and not clear at all..........
whiteswan Avatar3m, 4d agoFound 3 months, 4 days ago4 Comments
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Applied around midnight last night - got confirmation around 9am this morning - card on its way - be here in 3 days with a £12000 credit limit - bal transfer initiated from a Virgin Credit Card 0 percent deal I had from a few years ago that was due to expire.

I am NEVER going to spend on this card - its purely for the free balance transfer - the £3 a month seems fair for what they are offering - 41 months x £3 is what it will cost me.

However I hope to have it paid off before then - and I don't have to worry about interest for a few years whilst I am paying it off ;-)

Dave
KiNG
£3 a month to have a credit card, no thanks.


Use as a purchase card, you would actually make £2 a month on a £1000 monthly spend. So really your looking at getting £24 a year for using the card, not including the 5 welcome cash back offers available.

Have some heat too OP, good deal on all accounts - 41 month balance transfer with no fees is a bargain!

Edited By: MrClifford on Apr 20, 2017 22:50: A
£3 a month to have a credit card, no thanks.
95

10% cashback on co-op grocery shop when you pay with Santander card @ co-op £5.00

5
£5.00 @ Santander
Worth it if you're getting the co-op Easter deal. Which reminds me, not noticed that posted this year? it was a good one last Easter. Just a reminder to check the offers in your Santander app. The… Read More
Worth it if you're getting the co-op Easter deal. Which reminds me, not noticed that posted this year? it was a good one last Easter. Just a reminder to check the offers in your Santander app. The…
juggler1 Avatar3m, 1w agoFound 3 months, 1 week ago5 Comments
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account specific
molly2010
only showing as 5% on mine


Oh. Still free money tho, so it's all good
Also available with Halifax if you don't have Santander.
only showing as 5% on mine
Thank you op, heat added :)
-94

Up to £10 cash back with GiffGaff for SOME Santander account holders

0
£0.00 @ Santander
Just checked my offers on online Banking with my Santander account. If you spend £10 or more on your Santander card with GiffGaff you can get £5 cash back. You can do that on 2 payments, thus earning Read More
Just checked my offers on online Banking with my Santander account. If you spend £10 or more on your Santander card with GiffGaff you can get £5 cash back. You can do that on 2 payments, thus earning
noelphobic Avatar3m, 2w agoFound 3 months, 2 weeks agoAdd Comment
361

Santander Regular eSaver for 1|2|3 World or Santander Select customers 5% interest from next week April 2017

80
£0.00 @ Santander
Hi.. Just a heads up. Thought it might be of benefit to some.. Have just been to Santander to open my regular eSaver account and been informed by the staff that starting from next week the rates fo… Read More
Hi.. Just a heads up. Thought it might be of benefit to some.. Have just been to Santander to open my regular eSaver account and been informed by the staff that starting from next week the rates fo…
1rose Avatar3m, 3w agoFound 3 months, 3 weeks ago80 Comments
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b33r
fossman
Thanks, I would have missed this if it wasn't posted on here.
I have opened the account tonight and transferred in the first £200.
For some reason I am unable to set up a standing order to transfer the money over in future months, is this just a glitch because the accounts only just been opened?

Are you definitely trying to set up the standing order FROM your 123 account and not your regular saver? I didn't have a problem setting up a SO as soon as it was opened.


It wouldn't let me set the standing order up on the app but I logged onto the website and it worked.
themadgoose
I got the email. This is straight up. And the rates ARE showing on their website, from April 3rd.
And yes - we know it's not a lot of difference - but if you do all these things correctly, you can park a significant chunk of cash away at 5%, simply by having the same money going around in circles.

LOL, "significant" at £200 max a month with interest cumulatively? (_;)
fossman
Thanks, I would have missed this if it wasn't posted on here.
I have opened the account tonight and transferred in the first £200.
For some reason I am unable to set up a standing order to transfer the money over in future months, is this just a glitch because the accounts only just been opened?

Are you definitely trying to set up the standing order FROM your 123 account and not your regular saver? I didn't have a problem setting up a SO as soon as it was opened.
Thanks, I would have missed this if it wasn't posted on here.

I have opened the account tonight and transferred in the first £200.

For some reason I am unable to set up a standing order to transfer the money over in future months, is this just a glitch because the accounts only just been opened?
Nice deal, I've opened this to go along with my Nationwide 5% regular saver and Virgin Money 2.25% saver. It may not be brilliant but in these times of low interest rates I say grab whatever is going!
504

Free 18-25 RAILCARD for 4 YEARS with Santander Student Bank account

44
£0.00 @ Santander
Get a 4 year 18-25 railcard free with Santander Student Bank Account. This is a decent bank account anyway (3%interest on balances up to £2000 and free overdrafts up to £1500) really useful freebie ca… Read More
Get a 4 year 18-25 railcard free with Santander Student Bank Account. This is a decent bank account anyway (3%interest on balances up to £2000 and free overdrafts up to £1500) really useful freebie ca…
saniman Avatar4m, 4w agoFound 4 months, 4 weeks ago44 Comments
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Cazzzle
If you can get them to let you open one!

A bank account, or a coffin?
Trefonix
Why do people complain about tuition fees? Apparently British fees are some of the lowest around, and it gives an incentive for people who probably shouldn't go to university to get an apprenticeship instead or something

That's one way of looking at it I guess?.

Your referenced Apprenticeship what not's doesn't do much favours for the 'maturer folk' mind, does it? (as the Age Discrimination Barrier is prevalent there too?, so ..... )

So, kinda depends on your angle really ..... lol.
enxr
amour3k
saniman
furiousjammin
saniman
kidrock123
anything for us 'mature' people?
Free bus passes, Triple lock pensions? Be fair, students have to pay £9k/year tuition fees and don't get grants and free tuition fees like us "mature" people did.
I'm 31. I have to pay the same course fees an 18 year old pays. Why shouldn't I be entitled to the same discounts? Blatant age discrimination
Couldn't agree more. Santander should give same deal to mature students!
I fully agree too!. :-)
enxr
furiousjammin
saniman
kidrock123
anything for us 'mature' people?
Free bus passes, Triple lock pensions? Be fair, students have to pay £9k/year tuition fees and don't get grants and free tuition fees like us "mature" people did.
I'm 31. I have to pay the same course fees an 18 year old pays. Why shouldn't I be entitled to the same discounts? Blatant age discrimination
If you're full time you get the rail card too,I think? I got one when I went to uni at 26 as was on a full time degree
Your 'case' MAY be a wee bit different though?, as you piggybacked upon that Deal at the backend of Santander's considered 'upper-age limit' for their own Deal/Incentive, etc? (16-25, and/or 18-26, or whatever it is?).
So the one you were just about able to milk on the 11th hour may not necessarily apply to someone else who is say a few short years above that 26 years old age bracket or whatever?.
But I'm more than happy to be proved WRONG though?.
As I believe that freebie should be a freebie for ALLLL!.
As it is blatant discrimination, at it's worst finest ...
No, I got it because I was full time. The criteria is full time student over 18 years old. Not under age X.

Fair enough?. :-)

supermann
amour3k
saniman
furiousjammin
saniman
kidrock123
anything for us 'mature' people?
Free bus passes, Triple lock pensions? Be fair, students have to pay £9k/year tuition fees and don't get grants and free tuition fees like us "mature" people did.
I'm 31. I have to pay the same course fees an 18 year old pays. Why shouldn't I be entitled to the same discounts? Blatant age discrimination
Couldn't agree more. Santander should give same deal to mature students!
I fully agree too!. :-)
enxr
furiousjammin
saniman
kidrock123
anything for us 'mature' people?
Free bus passes, Triple lock pensions? Be fair, students have to pay £9k/year tuition fees and don't get grants and free tuition fees like us "mature" people did.
I'm 31. I have to pay the same course fees an 18 year old pays. Why shouldn't I be entitled to the same discounts? Blatant age discrimination
If you're full time you get the rail card too,I think? I got one when I went to uni at 26 as was on a full time degree
Your 'case' MAY be a wee bit different though?, as you piggybacked upon that Deal at the backend of Santander's considered 'upper-age limit' for their own Deal/Incentive, etc? (16-25, and/or 18-26, or whatever it is?).
So the one you were just about able to milk on the 11th hour may not necessarily apply to someone else who is say a few short years above that 26 years old age bracket or whatever?.
But I'm more than happy to be proved WRONG though?.
As I believe that freebie should be a freebie for ALLLL!.
As it is blatant discrimination, at it's worst finest ...
We have this magical thing called the internet. You can use it to find out if mature students qualify for a 'young person's railcard'.
To save you the time and effort, here's a link for you. https://www.16-25railcard.co.uk/help/faqs/mature-student/

Hahahahaha, joker!, I hear, lol.
Cazzzle
Firefly1
Cazzzle
If you can get them to let you open one!
Any particular problem you had?
I had a specific problem but I got it sorted and now have the 4 year railcard.
I've had a student account with Barclays for 2 years and wanted to switch to Santander for the railcard and better overdraft and grad account. Sat in the branch for an hour sorting it out to get a phone call an hour later saying I'd been rejected. No idea why they couldn't tell me, not got any bad credit. Other people I know who are worse with money than me have had no issues at all haha.
Britain led the worlds way with free education: primary, college or university, in my opinion if you any anytime as a UK born are expected to pay tax to HMRC you should be given education free. If you take away the will of the people you end up with a massive 'Social Security' bill year on year, then you end up paying them to have kids with tax credits and say you are doing everything to get them into further education, the UK state system has more barriers than opportunities because successive Labour & tory governments are tweaking a 1950's system from post WW2, not addressing it for a modern world 70 years later.

As you mentioned, today we give kids electronic cards in schools for school dinners that teach nothing about budgeting for the even basic principle of life - foodstuff. Why not give kids Child Tax Credits direct in a school holding account and they choose what they spend on dinners, after school club fees, fitness/sports memberships and sports equipment ? No we will just give it to the parents to spend on a mortgage/drink/drugs ??

Clueless governments stuck in WW2 mode.
enxr
furiousjammin
saniman
kidrock123
anything for us 'mature' people?
Free bus passes, Triple lock pensions? Be fair, students have to pay £9k/year tuition fees and don't get grants and free tuition fees like us "mature" people did.
I'm 31. I have to pay the same course fees an 18 year old pays. Why shouldn't I be entitled to the same discounts? Blatant age discrimination
If you're full time you get the rail card too,I think? I got one when I went to uni at 26 as was on a full time degree

I'm 30 and doing a degree online full time (120 credits a year) but they wont class it as full time due to it being distance learning, so the only help i get is the tuition fee loan, cant get any grants, help with books etc, council tax reduction, anything :(
21

Santander - 18 month fixed mortgage at 0.99%, 60% LTV

8
£0.00 @ Santander
Great deal for a short term mortage rate. Be aware that there is a fee of £1499. They are similarly matching the previous deal with HSBC which was the cheapest fixed rate on the market at 0.99% fo… Read More
Great deal for a short term mortage rate. Be aware that there is a fee of £1499. They are similarly matching the previous deal with HSBC which was the cheapest fixed rate on the market at 0.99% fo…
ddude05 Avatar5m, 2w agoFound 5 months, 2 weeks ago8 Comments
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crumpo
1500 booking fee and only lasting 18 months is crazy. As above, unless you only need bridge financing or a massive mortgage it isn't good.
I think we have all agreed this post is a bit daft, unless that is one needs a huge mortgage (well over about £200,000 to make it worthwhile) and has a £150,000 deposit. Even in those circumstances I'd be loath to hand over £1500 of my hard earned savings for an 18 month deal.
ruheluddin86
What else is good on the market? My BTL mortgage has come to an end with Halifax (renewal at 3.29%, no fees, 2 yr fixed)... I only need 60k, house value 95k - thats 63% LTV right?
That sounds like a reasonable offer from Halifax. I have just renewed my BTL mortgage with Santander at (from memory) exactly the same rate, but fixed for 5 years. The BTL mortgage market is a bit different to the domestic one (less gimmicks like this post, but a bit more flexible as well).
price war between lenders with a £1499 upfront fee, same as paying 2.5% on a £100k mortgage, in the first 12 months. so why would you,
What else is good on the market? My BTL mortgage has come to an end with Halifax (renewal at 3.29%, no fees, 2 yr fixed)... I only need 60k, house value 95k - thats 63% LTV right?


Edited By: ruheluddin86 on Feb 09, 2017 15:44: Edit
£1499 fee is the killer especially over 18 months oO
58

Longest 0% - 41 months and Lowest Fee at 1% @ Santander

8
£0.00 @ Santander
Now that we have no money and huge bills, this deal is cracking. Got mine approved within 2 hours and at 41 months 0% this is great! Read More
Now that we have no money and huge bills, this deal is cracking. Got mine approved within 2 hours and at 41 months 0% this is great!
theman Avatar6m, 2w agoFound 6 months, 2 weeks ago8 Comments
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theman
doh! i just got £5k on 0% for 41 months with £50 transfer fee. I didn't read that £3 a month..

Ouch... That's another £123 on top
doh! i just got £5k on 0% for 41 months with £50 transfer fee. I didn't read that £3 a month..
andysfast
zippypants
Read The T&Cs £36 annual fee that eats into any deal..... £3 pound a month fee
Well done. You are like my wife, she ALWAYS reads the small print. Unlike the rest of us idiots who always fall for the headlines. Thanks.

To be fair to the Wife this didnt need small print reading, when you click on credit cards the description of this card reads

A great range of benefits all on one credit card

The All in One Credit Card can help you save on interest repayments with 0% on balance transfers for 41 months from the date of account opening with no balance transfer fee. You can save money abroad as you won't get charged a foreign transaction fee when you spend in the local currency and you can earn cashback on your purchases both at home and away. A £3 monthly fee applies.
The fee isn't 1%. It's £123 (£3x41 months), assuming you keep the card for 41 months

Edited By: loofer on Jan 04, 2017 11:54: Fee
tinhead29
have you got a direct link cant find the deal

It's the All in One credit card.
287

Santander Retailer Offers upto 20% cashback at Morrisons, JD Sports, Caffè Nero, Funkypigeon.com and more. Account specific deal!

30
£0.00 @ Santander
Hi Guys Check your Santander account 'My Offers' section. Retailer offers are available on selected accounts Simply choose the retailers you like from the available list, spend at the retailer a… Read More
Hi Guys Check your Santander account 'My Offers' section. Retailer offers are available on selected accounts Simply choose the retailers you like from the available list, spend at the retailer a…
dougrobbins78 Avatar7m, 1w agoFound 7 months, 1 week ago30 Comments
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dougrobbins78
If you can be bothered of course.
TBH I can't!
Stompa
They sent me an email today saying "Earn cashback this Christmas with Retailer Offers. Up to 15% cashback."
Yet still I have no offers.

In that case, it would be worth contacting customer services. They may be able to manually apply the promotion given their error in emailing you

If you can be bothered of course. But you may get 5-10% at Morrisons which is worth getting it

Good luck
They sent me an email today saying "Earn cashback this Christmas with Retailer Offers. Up to 15% cashback."

Yet still I have no offers.
Would prefer my 123 3% savings discount back please!

Edited By: snappyfish on Dec 18, 2016 13:22
Apparently you need to use the card a lot to get offers to appear. I asked the santander twitter help person.
75Expired

Santander are swapping new/nearly new toys(to be donated) for chocolate coins

9
£0.00 @ Santander
I apologise if this ends up in the wrong place, this is my first post. This is not a deal as such, although there is Chocolate. In the spirit of getting a deal and giving something back Santander are Read More
I apologise if this ends up in the wrong place, this is my first post. This is not a deal as such, although there is Chocolate. In the spirit of getting a deal and giving something back Santander are
Withershins Avatar7m, 1w agoFound 7 months, 1 week ago9 Comments
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For anyone who can't get to a Santander branch, I noticed that Yorkshire linen are also accepting unwrapped gifts for children 0-18.
jettaman
xobec
jettaman
Sounds like a poor investment from a bank. You could stuff those toys in your attic and find them to be worth a fortune in 30 or so years. Better still, sell or re-gift the new ones. Cold!
It's about helping others, not saving/making money!
For Santander, it is indirectly about making money. You would be better off giving your toys to a charity shop than propping up a banks PR machine. At the charity shop you can swap your toys for a warm fuzzy feeling :D

Bit like Comic Relief etc when they "donate" money they raised in branch by having collection tins out, don't donate a penny but makes or looks like they do. Banker banker rhymes with wan...... don't matter.
xobec
jettaman
Sounds like a poor investment from a bank. You could stuff those toys in your attic and find them to be worth a fortune in 30 or so years. Better still, sell or re-gift the new ones. Cold!
It's about helping others, not saving/making money!
For Santander, it is indirectly about making money. You would be better off giving your toys to a charity shop than propping up a banks PR machine. At the charity shop you can swap your toys for a warm fuzzy feeling :D
xobec
jettaman
Sounds like a poor investment from a bank. You could stuff those toys in your attic and find them to be worth a fortune in 30 or so years. Better still, sell or re-gift the new ones. Cold!
It's about helping others, not saving/making money!

Yeah, then why doesn't Santander donate some of their billions? Thought not!

Danny Shine sums up the banks quite well

https://www.youtube.com/watch?v=2UfrJRRCKa4
jettaman
Sounds like a poor investment from a bank. You could stuff those toys in your attic and find them to be worth a fortune in 30 or so years. Better still, sell or re-gift the new ones. Cold!


It's about helping others, not saving/making money!
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324

Santander Zero card!! No foreign fees!

64
£0.00 @ Santander
The credit card seems to have returned! No foreign transaction fees on purchases when made in the local currency No cash withdrawal fee anywhere in the world No monthly fee Read More
The credit card seems to have returned! No foreign transaction fees on purchases when made in the local currency No cash withdrawal fee anywhere in the world No monthly fee
gsk111 Avatar8m, 1w agoFound 8 months, 1 week ago64 Comments
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colin4man
I can't see what exchange rate they will give you on foreign transactions. Presumably that is where they make their money because the no foreign transaction fee only apply if you use the local currency.

I still think the Revolut card is better. It's a debit card not a credit card but there are no fees involved (if you stick to their fair use policy) and you get the live inter bank exchange rate on transactions.


the visa rate
LesD
zerocrop
This that you refer to is not a credit card, but a debit card associated with a basic current account.

And which does charge fees on foreign transactions.

"If you use your VISA debit card for transactions abroad, you may be charged a foreign exchange fee."

Here's the correct link to the Zero card.

http://www.santander.co.uk/uk/credit-cards/zero-credit-card

Note, as with the Clarity card, it will still charge interest on cash withdrawals from the date of withdrawal.






question about the cash withdrawals. MSE seems to make it sound like you need to get on online banking immediately! and pay it off. surely it's just the same as with an ordinary purchase and as long as you pay off when statement comes you don't get charged interest?
rally
Thanks!

What is the exact advantage of preloading?



If you withdraw cash you don't get charged interest - which I normally do
rally
thankshotdeals
zerocrop
This that you refer to is not a credit card, but a debit card associated with a basic current account.
No this is a credit card - I have it for 10 years and it's great - if u top up the card before you overseas then you can use it in cash machines at no cash charge and at market exchange rates.

Which credit card is this?


The Santander zero
landros1
chenzz
chocci
rainbowwheel
This one is better, or the Halifax clarity card?
Santander 18.9% interest on cash withdrawals
Halifax clarity varies between 13% and 16% dependent on initial contract offer
Generally, I just set up a payment scheduled to pay off the amount withdrawn on the same day so interest is zero.
Proper link http://www.santander.co.uk/uk/credit-cards/zero-credit-card
for Halifax clarity card, someone on this forum mentioned there wouldn't be interest occur even if you withdraw cash as long as you pay full for your balance every month.
Anyone could confirm this or otherwise?
Interest is charged for cash withdrawals from the day it is taken out unlike spending on them.
Technically you are correct but in practice cash withdrawals don't appear on your account until following day.
86

Santander 1-2-3 Account Retailer Offers - 10% Morrisons, H. Samuel, Apex Hotels, Europcar, Photobox, Hotels.com and more (customer specific)

22
£0.00 @ Santander
No doubt this will be customer specific but I noticed some new deals landed in my account, most noticeably 10% cashback on Morrisons purchases. Activate the offer in your internet banking account t… Read More
No doubt this will be customer specific but I noticed some new deals landed in my account, most noticeably 10% cashback on Morrisons purchases. Activate the offer in your internet banking account t…
konkywonky Avatar9m, 1w agoFound 9 months, 1 week ago22 Comments
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alex_dis
woldranger
They'll need more than these offers to keep people using that account since they halved the interest and kept the £5 fee. Only worth it if you're close to maxing it out near the 20 grand mark. I've moved mine to various banks that are paying 3-5% at the mo, and a couple are set at that for 12 months
That level of interest rate cut was bang out of order, especially after raising the account fee a few months earlier. Thing is, they know that the majority of people are going to be using that account specifically because they have larger balances and there isn't anything comparable on the market unless they faff around and split it amongst multiple accounts like you did.

I'm as annoyed as anyone that the rate was dropped, we obviously all want the highest rate possible but you do say yourself there isn't anything else comparable on the market, so you can kinda see why they dropped it.
Newbold
If you're wondering why you haven't got any offers, you do need to have a Santander credit card on your account to get them - the 123 debit card isn't enough on its own. The Zero card does the trick, though.

I don't have a credit card and get regular offers via my 1-2-3 Current Account oO
If you're wondering why you haven't got any offers, you do need to have a Santander credit card on your account to get them - the 123 debit card isn't enough on its own. The Zero card does the trick, though.
woldranger
They'll need more than these offers to keep people using that account since they halved the interest and kept the £5 fee. Only worth it if you're close to maxing it out near the 20 grand mark. I've moved mine to various banks that are paying 3-5% at the mo, and a couple are set at that for 12 months
House bills are still offset against the fee but interest rate halved from November, I may just paydown the mortgage rather than earn lower interest
Why don't they offer the same to all customers? We have the same accounts.
Ditching Santander asap
240Expired

Free Santander Cycles in London this weekend

13
£0.00 @ Santander
Free Santander Cycles in London this weekend to celebrate our sixth anniversary! To celebrate six years of helping people discover London by bike, Santander along with Transport for London (TfL) ar… Read More
Free Santander Cycles in London this weekend to celebrate our sixth anniversary! To celebrate six years of helping people discover London by bike, Santander along with Transport for London (TfL) ar…
Drosiah Avatar11m, 2w agoFound 11 months, 2 weeks ago13 Comments
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Thank you very much op. Do the same thing next year :)
K0YS
ms024
this santander cycle service seems scam to me. there is a part mistake from my side too. took 3 bikes thinking 2 quid for 24 hrs next day i was charged 24 extra. 2 is just for taking bike out and cost 2 per hr after 30 min. we used it for 3 hrs. not impressed with this service though.
how is that a scam when you couldn't follow the instructions?
I must have made you clever now.
ms024
this santander cycle service seems scam to me. there is a part mistake from my side too. took 3 bikes thinking 2 quid for 24 hrs next day i was charged 24 extra. 2 is just for taking bike out and cost 2 per hr after 30 min. we used it for 3 hrs. not impressed with this service though.


user error :{
read the T&C
ms024
this santander cycle service seems scam to me. there is a part mistake from my side too. took 3 bikes thinking 2 quid for 24 hrs next day i was charged 24 extra. 2 is just for taking bike out and cost 2 per hr after 30 min. we used it for 3 hrs. not impressed with this service though.
how is that a scam when you couldn't follow the instructions?
danuzumi
Feathers33
We saw lots of these bikes being used on the recent naked bike ride. Remember your antiseptic wipes and good luck !!
Disgusting. People these days have no consideration for others?
Absolutely disgusting I didn't get to see any.:(
-113

Santander 1|2|3 Lite Current Account - £1 per month ** Cashback on household bills**

19
£0.00 @ Santander
Santander launched a new 123 current account yesterday ( 21/07/2016 ) which is the lite version which pays cashback on you household bills. The current account that pays you cashback on your househ… Read More
Santander launched a new 123 current account yesterday ( 21/07/2016 ) which is the lite version which pays cashback on you household bills. The current account that pays you cashback on your househ…
cliosport65 Avatar1y, 3d agoFound 1 year, 3 days ago19 Comments
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I receive approx £11 cashback a month & was receiving good interest too, but moved recently so no real savings left. The Lite account suits me better now as I keep the cashback and only pay £1 instead of £5. Good timing too with the interest rate dropping! Don`t know why this went cold....
Shakeyyy
2_random_words
karen46
I have just switched to ordinary 123 account after having an offset account elsewhere, so far so good, the £5. charge is easily covered by cashback and the 3% interest.


As of November though will be 1.5%


How comes they're halving their interest rate?!


Because they are greedy ;)
2_random_words
karen46
I have just switched to ordinary 123 account after having an offset account elsewhere, so far so good, the £5. charge is easily covered by cashback and the 3% interest.


As of November though will be 1.5%


How comes they're halving their interest rate?!
karen46
I have just switched to ordinary 123 account after having an offset account elsewhere, so far so good, the £5. charge is easily covered by cashback and the 3% interest.


As of November though will be 1.5%
New Trust them...I had bad experience with them . Stay away
324

Santander Regular eSaver 5% Interest

99
£0.00 @ Santander
You can have this account with any Santander current account only excluding 123 mini The instant access savings account funded from your Santander current account A Regular eSaver lets you save up… Read More
You can have this account with any Santander current account only excluding 123 mini The instant access savings account funded from your Santander current account A Regular eSaver lets you save up…
shishiragarwal Avatar1y, 4m agoFound 1 year, 4 months ago99 Comments
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Having been encouraged to bank on line I find this a stupid requirement. I have been with Santander and its previous incarnations in the UK since 1969 and still have to go through this rigamaroll.No offence to the front line staff but they really need to get some authority to filter down to the staff facing the customers. I also wish they would get rid of the notice thank you for waiting. If I want to get to the counter what is my other ortion apart from waiting,pleae inform me.T
Every little helps, thanks for this. But as mentioned, switching out £200 pm from 123 to saver only makes £24 or so extra, not worth phone or in-branch hassle. Complained to 123 by secure message(_;)

In meantime, looking at Quidco etc for another bank account preferably with highish interest rates
Thanks op
Askrulous
snack_attack
Askrulous
A reply takes seconds.
Several replies takes minutes.
Askrulous
Setting up an account takes time
Takes 5 minutes to open the account, as much time as you reading and replying 8 times within this thread.
Askrulous
then theres the extra paperwork which I have to keep for myself
There is no extra paperwork for you. All kept online. Your accountant's job is to manage your paperwork.
Askrulous
then theres all the passwords for different accounts
You've already explained that you have a First Direct ISA, thus you will not need new login details - just use the same one and both accounts will appear within online banking.
Askrulous
I have trouble remembering passwords just for accounts set up with different establishments to keep under the fscs, so really don't need to extra headache for what is a very little amount
Either get a secure password manager program or do some memory training exercises.
I appreciate that it works for you and others, I'm glad its worth it for you, just not for me. As for my memory, there's no hope for that!

Fair enough.
snack_attack
Askrulous
A reply takes seconds.
Several replies takes minutes.
Askrulous
Setting up an account takes time
Takes 5 minutes to open the account, as much time as you reading and replying 8 times within this thread.
Askrulous
then theres the extra paperwork which I have to keep for myself
There is no extra paperwork for you. All kept online. Your accountant's job is to manage your paperwork.
Askrulous
then theres all the passwords for different accounts
You've already explained that you have a First Direct ISA, thus you will not need new login details - just use the same one and both accounts will appear within online banking.
Askrulous
I have trouble remembering passwords just for accounts set up with different establishments to keep under the fscs, so really don't need to extra headache for what is a very little amount
Either get a secure password manager program or do some memory training exercises.

I appreciate that it works for you and others, I'm glad its worth it for you, just not for me. As for my memory, there's no hope for that!
500Expired

Santander Help to Buy: ISA now paying 4%

111
£0.00 @ Santander
Help to Buy: ISA is an account aimed to help you save for your first home. The Help to Buy: ISA is a tax-free savings account in which you can make regular deposits of up to £200 a month. You will rec… Read More
Help to Buy: ISA is an account aimed to help you save for your first home. The Help to Buy: ISA is a tax-free savings account in which you can make regular deposits of up to £200 a month. You will rec…
ses6jwg Avatar1y, 4m agoFound 1 year, 4 months ago111 Comments
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Now 2/ 2/.5% for new customers hope you got in while you could.
Halifax cutting rates for new customers making this even more attractive
whoMODStheMODS
I doubt you get anything for opening an account.
welshblob
whoMODStheMODS
What's the extra 500 quid that Halifax give you? Is it like a joining bonus?
bugno
Halifax gives 4% as well. Same conditions plus Halifax gives extra 500 quid as far as I am concerned, just opened mine a week ago.
I can't find the extra £500 stated on their website

I think the poster must be confusing the £500 cash back when you take a mortgage out with them as a first time buyer. Although I think most of the banks do.
I doubt you get anything for opening an account.

welshblob
whoMODStheMODS
What's the extra 500 quid that Halifax give you? Is it like a joining bonus?
bugno
Halifax gives 4% as well. Same conditions plus Halifax gives extra 500 quid as far as I am concerned, just opened mine a week ago.
I can't find the extra £500 stated on their website
bugno
Halifax gives 4% as well. Same conditions plus Halifax gives extra 500 quid as far as I am concerned, just opened mine a week ago.

Have you got a link. I can't find the Halifax £500 deal. I have other accounts with them so for logistics they are easier for me but haven't read the find print in either yet. But £500 would seal the deal for me.
35Expired

Santander cashback of 10% on £50+ spend at Morrisons on some accounts. Use as part of a normal shop and/or could possibly look to purchase gift cards from Morrisons if making a large purchase elsewhere assuming that works.

15
£0.00 @ Santander
You have to activate the offer if it is available on your account and the T&Cs state: Earn 10% Cash Back when you spend over £50 on your next purchase at Morrisons. Offer expires 13/03/2016 and is… Read More
You have to activate the offer if it is available on your account and the T&Cs state: Earn 10% Cash Back when you spend over £50 on your next purchase at Morrisons. Offer expires 13/03/2016 and is…
yoshiiiii Avatar1y, 5m agoFound 1 year, 5 months ago15 Comments
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Confirmed with Santander that mine is capped at £10 cashback so £100 of branded gift cards purchased.
halifax did an identical offer a couple of weeks ago for morrisons. I bought £100 of gift cards and got the cashback
not in/on my 123a/c
The 123 Account was decent until Santander got greedy and expedentially raised the monthly charge in January.
Just checked my account,

New look 8%
Get the label 10%
Kitbag 10%
White stuff 10%

Morrisons is basically the only bricks and mortar shop I use my card in. Lesson learned, pay by cash and maybe get a decent offer. Nowt better when I get an offer for waitrose and I don't think there is any in Scotland? None in a 100ml radius of me anyway.
-23

3% cash back on Apple Pay purchases @ Santander

18
£0.00 @ Santander
This is brilliant, another reason I'm very happy with Santander (despite the account fee increase). Get 3% cash back on Apple Pay purchases with your Santander 123 account. That's a max of £0.90 ca… Read More
This is brilliant, another reason I'm very happy with Santander (despite the account fee increase). Get 3% cash back on Apple Pay purchases with your Santander 123 account. That's a max of £0.90 ca…
MJ10 Avatar1y, 8m agoFound 1 year, 8 months ago18 Comments
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You need to have minimum iPhone 6 or Apple Watch
ms2005
I too will be ditching my 123 cc card now the fees have increased. Unless you habitually use credit cards £36 is a lot of cash back to earn. That said, I see they're offering free international transactions until February which ,any help some. They do of course offer this on the world cc as standard.


Actually the foreign currency fees are waived until December 2016.
ms2005
I too will be ditching my 123 cc card now the fees have increased. Unless you habitually use credit cards £36 is a lot of cash back to earn. That said, I see they're offering free international transactions until February which ,any help some. They do of course offer this on the world cc as standard.

In 1 year I've made £501 in cash back across the debit and credit cards! More than covers the fees - even surprised me how much actually!! At the moment it's around £30/month

Edited By: MJ10 on Nov 21, 2015 10:06
I too will be ditching my 123 cc card now the fees have increased. Unless you habitually use credit cards £36 is a lot of cash back to earn. That said, I see they're offering free international transactions until February which ,any help some. They do of course offer this on the world cc as standard.
Ah well, I have the credit and debit cards! I'm happy! :)
-97Expired

Santander 123 Credit Card 5% Cashback @ Sainbury's

13
£0.00 @ Santander
Not sure if belongs to deals or freebies. Earn 5% Cash Back on your next purchase from Sainsbury's. Offer expires 29/11/2015 and is valid one time only. Offer not valid in petrol stations. Max… Read More
Not sure if belongs to deals or freebies. Earn 5% Cash Back on your next purchase from Sainsbury's. Offer expires 29/11/2015 and is valid one time only. Offer not valid in petrol stations. Max…
twingolondon Avatar1y, 8m agoFound 1 year, 8 months ago13 Comments
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swarnford
Fees jumping in January from £24 to £36 a year - I'll be moving elsewhere!
I won't - it's a mere trifle against the interest and cashback paid.
Is not worth it for me
I am moving my card as well as fee is going up
Before you scream jump ship over fees you should go calculate if its still worth it or not. We have the current account and the fastback each month is worth more than the new £5 monthly fee so we'll still use it
swarnford
Fees jumping in January from £24 to £36 a year - I'll be moving elsewhere!
Worse than that, £60 a year. No other bank account pays 3% on 20k tho

Saving Money on Banking With Santander

SantanderSantander may seem like a fairly new arrival on the UK’s high street, having been formed in 2004. However, it has deep roots in British history, having been created by the merger of Spanish Banco Santander with the Abbey National, Bradford & Bingley and Alliance & Leicester building societies. Since the rebranding, Santander has gained a sizable market share, with 14 million customers and over 1,000 branches across the UK.

Where to Bank With Santander

If you’d like to set up an account at Santander or take advantage of any of their products, you can either do so via their website at www.santander.co.uk or in-store. Finding your nearest Santander branch should be simple. Just go to their website and use the Branch Locator tool to call up a map with nearby locations.

Product Categories on Offer at Santander.co.uk

Santander’s online banking site provides a wide range of services, including:

  • Current Accounts – Including accounts with cashback on household bills, Everyday accounts with no monthly fees and a Visa card, Choice Current Accounts with no unarranged overdraft charges, no frills Basic accounts and Mini accounts tailored to younger savers.
  • Credit Cards – Featuring the popular 123 Credit Card that delivers cashback on everyday spending via the bank's Retailer Offers scheme, as well as 0% interest for almost two years. There are also Santander Cards with no monthly fees that offer cashback on shopping. Santander have also introduced contactless credit cards to a number of their accounts to make life easier for customers.
  • Insurance – Includes packages for home, car, travel and life insurance. Travel insurance is underwritten by ACE European Group, Life and Home insurance by Aviva and Car insurance by BISL.
  • Loans – Includes car purchase loans, home loans for DIY projects, debt consolidation services, loans for special occasions like weddings and miscellaneous loans for other purposes. This also includes business loans.
  • Mortgages – Services for home buyers, with special sections for first time buyers, and existing customers.
  • Cash, ISAs and Savings – Includes tax efficient accounts and Junior ISAs, as well as long-term savings accounts that are accessible via mobile and online banking.
  • Investments – The Santander Investment Hub provides financial advice for personal customers who want to find ways to put their money to work.
  • Business Services – Includes loans, current accounts, store cards and business cards, insurance and general business support. There are also specialist services for charities seeking financial assistance.

Simple personal fair bank

Using the Santander Online Bank

Customers do not need to visit a high street branch to apply for Santander’s banking services. You can also apply online for the majority of the company’s accounts and insurance products. Before you can apply for an account, you need to confirm that you have read the applicable terms and conditions. If you are not yet a Santander customer, you also need to fill in a few membership details and provide your financial details before an account can be set up.

Online banking is available to all Santander account holders. It allows customers to check their balances, make payments, set up alerts, print out statements, change security details, request assistance and configure their account for using it abroad. It’s also handy if you lose your card, as it includes quick cancellation and replacement options.

How to Sign Up for Mobile Banking

Santander’s Loyalty Scheme

Santander.co.uk operates a scheme called Santander Select, which offers a range of benefits to regular customers. Select members have access to dedicated Select Managers in most branches, 24 hour customer support, mobile banking and special members-only deals. However, the 123 Account also provides plenty of membership benefits, including generous cashback offers at high street stores.

Switching to a Santander Bank Account

Santander offers a number of benefits for customers who switch to their services from other banks. Making the change can be completed in as little as one week, including all of your direct debits and your salary payments. In fact, Santander will make sure that any payments are redirected into your new account for as long as 36 months after you switch. Many customers also qualify for a 4-month fee free unarranged overdraft.

Santander Spendlytics

Cancelling a Santander Account

Closing a Santander account should be simple:

  • If you are unhappy with the service provided or wish to move all of your funds elsewhere, just visit your nearest Santander branch and request a meeting with an advisor.
  • They will talk you through any alternative packages that are more suitable for your needs or close the account if necessary.
  • Santander also make it easy to cancel direct debits. If you want to stop money leaving your account, visit a Santander branch before 8pm on the day before the money is due to be withdrawn (2pm on Saturdays). This will ensure that the bank can process your request in time.

Santander’s Social Media Presence

Santander on social mediaIf you wish to stay informed about any new financial products on offer from Santander or information about special deals for customers, you can follow them on the following social media platforms:

Banking With the Santander Mobile App

Santander have embraced mobile banking in a big way, enabling you to check your account, manage funds and add or amend your details wherever you are.

To get the app, head to the Santander website, go straight to the iTunes Store or to Google Play.

With the mobile app you can instantly see all of your accounts with their totals and cashflows, making it easy to manage your finances on the move.

You can also use the app to access special Retailer Offers that are only available to Santander customers. Under these deals, customers earn cashback when they shop at certain high street retailers using Santander cards.

To activate Retailer Offers, head to the mobile app and choose the Retailer Offers section. Here, you can choose which retailers you want to link to your account (there’s no limit, so choose as many as you like). Then just shop as normal at your chosen retailers. At the end of the month your Santander account will be topped up with the cashback you have earned.

Santander Spendlytics App

Contacting Santander

If you have an enquiry about the financial products on offer from Santander, or you have a customer complaint, getting in touch is simple.

There are three contact numbers for current accounts:

  • 0800 0686069 (for 1|2|3, Everyday, Choice or Basic Current Accounts)
  • 0800 0304154 (for Student or Mini Current Accounts)
  • 0800 0304154 (for Graduate, Post-Graduate of Mini Accounts in Trust)

All lines are available 8am -9pm, Monday to Friday, and 8am-4pm on Saturdays.

If you lose your card, you can call Santander on 0800 9123123, which is available 24 hours a day, 7 days a week.

You can also get through to Santander via e-mail by using the contact tools on your Santander Account. If you have a complaint, why not write to the UK head office? You can reach Santander at:

  • Santander UK PLC
  • PO Box 1125,
  • Bradford, BD1 9PG
  • United Kingdom

However, if you have a relatively simple query about the various cards and accounts offered by Santander or mobile banking, the FAQ section on their website will have all of the information you require.

Santander is a massive presence on the UK high street and now has an easy to use online and mobile banking service as well. They regularly offer exclusive retail discounts to customers and incentives to switch, and all of the most recent deals are featured at the Santander HotUKDeals pages.