smile Deals & Sales for 2016 - HotUKDeals
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330Expired

£150.00 Current Account Switch Incentive @ Smile by Co-Op + TCB/Quidco ~£48

44
A no monthly fee current account that offers what you might need to manage your day-to-day transactions. Switch to a Smile current account and you could be eligible for £150. New customers must co…
dynbrn Avatar6m, 2w agoFound 6 months, 2 weeks ago44 Comments
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mistermoneysaver
kingchris
hellop4nda
Four direct debits? How on earth would typical people have enough of those...
Mobile.
Credit Card
Gym
Car Payment
Broadband
Water
Power
Gas
Council Tax
TV Licence
Four is very easy.
Or
Tesco internet saver
Tesco internet saver
Tesco internet saver
Tesco internet saver
Just use different amounts.


This doesn't work as they use the same d/d mandate regardless of different amounts on different days ;)

2 Tesco Savers will work though , 1 dd for each account ;)

Edited By: rooney10 on Sep 16, 2016 15:42: typo
desired.value
what do they mean by active direct debits? Its not clear what they mean by that. Should payments have been made using those direct debit on the account from which you are switching over


​Yep thats what it means I think. Like on an old account I'm sure my old mobile phone provider direct debit is still there, but inactive bc i changed providers and old one isn't taking payments anymore
what do they mean by active direct debits? Its not clear what they mean by that. Should payments have been made using those direct debit on the account from which you are switching over
ta kiish! or rspca or nspcc
thebestrc
hellop4nda
kingchris
hellop4nda
Four direct debits? How on earth would typical people have enough of those...
Mobile.
Credit Card
Gym
Car Payment
Broadband
Water
Power
Gas
Council Tax
TV Licence
Four is very easy.
​Student. Have none of those, only have 2 to transfer money between and that's the most I can do. :(
Setup a DD to a charity. £1 And you're doing some good too. Not hard.
mistermoneysaver
kingchris
hellop4nda
Four direct debits? How on earth would typical people have enough of those...
Mobile.
Credit Card
Gym
Car Payment
Broadband
Water
Power
Gas
Council Tax
TV Licence
Four is very easy.
Or
Tesco internet saver
Tesco internet saver
Tesco internet saver
Tesco internet saver
Just use different amounts.
National Lottery.
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81

Free £100 for you £25 for charity when you open a smile current account (2 direct debits have to be on the old account- paypal or a tesco savings account are easy to set up)

9
I have done this one a few times now- easy to do and free money- just use a dormant account or one with 2 active direct debits or you can easily set up a paypal debit or a tesco savings account one. £…
mistermoneysaver Avatar1y, 7m agoFound 1 year, 7 months ago9 Comments
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thanks
AstalaVista
rooney10
op , sorry to go off on a tangent but do you know if the Tesco internet saver account allows for multiple direct debits from other uk bank accounts ? Thanks
You can set up any number of direct debits from any bank account to Tesco internet saver.

thanks for the info buddy ;)
rooney10
op , sorry to go off on a tangent but do you know if the Tesco internet saver account allows for multiple direct debits from other uk bank accounts ? Thanks

You can set up any number of direct debits from any bank account to Tesco internet saver.
op , sorry to go off on a tangent but do you know if the Tesco internet saver account allows for multiple direct debits from other uk bank accounts ? Thanks

Edited By: rooney10 on Apr 30, 2015 14:56
deeboy
And not paid in £800 during previous three months or received switching bonus since feb14. Think I'm eligible yay.

i am in process of switching to coop. just paid £800.
so i wont qualify is that right?
thanks.
250Expired

Smile Bank Switch Deal - You receive 100 pounds and 25 pound go to charity

48
You need to credit your current account with at least £800 within 31 days of your switch date. Set up at least 2 direct debits or standing orders. They will then credit your account with £100 w…
LondonFreeRider Avatar2y, 9m agoFound 2 years, 9 months ago48 Comments
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Has anyone done this with success?
chocci
Mermoo
I switched to Smile 9 years ago when they had this same offer. If you only use online banking, this account would be fine for you. Customer service had always been excellent-they reply to emails quickly, or you can ring them. The only thing that I would change about them is that you don't get paper bank statements-you can print these off yourself, but it's a hassle. Your transactions are also only visible for a certain length of time (I think 2 years), so you really need to print your statement every month to ensure that you have records.
or just do a screen dump of each statement every two years. no real reason for paper statements these days.

Thanks - I don't know why, but I'd never thought of that!
eserim
I've been with smile for nearly 15 years, in all that time they've not changed their website. So what was once cutting edge and rare now looks tired, dated and misses many features that other banks, like First Direct, have.

Once they could have justified their tag line "the internet bank" but now it looks like a bad joke. I moved my main account away years back and asked them if they would ever upgrade the web site. The answer then was it was in hand. Then that got cancelled as they were going to merge IT with Lloyds.

Then the whole TSB thing went pear shaped, so I'm not holding breath for any website improvements any time soon.
completely agree
douglas13
im not giving my money to drug users.
idiot alert
Mermoo
I switched to Smile 9 years ago when they had this same offer. If you only use online banking, this account would be fine for you. Customer service had always been excellent-they reply to emails quickly, or you can ring them. The only thing that I would change about them is that you don't get paper bank statements-you can print these off yourself, but it's a hassle. Your transactions are also only visible for a certain length of time (I think 2 years), so you really need to print your statement every month to ensure that you have records.
or just do a screen dump of each statement every two years. no real reason for paper statements these days.
11Expired

All Smile Current Account Overdrafts Interest Free For 3 Months No Catch @ Smile + Co-operative Bank

9
Not sure if this should go under deals but it seems to fit. Anyone who banks with Smile or Co-Operative Bank or intends to will be charged no interest on their current account overdraft between 5th Ja…
InfiniteWisdom Avatar4y, 11m agoFound 4 years, 11 months ago9 Comments
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InfiniteWisdom
simate
Reserved.

Why? Cos the op did so I wanted a go. :D


So I could use it to add more info to the Deal using the first post.


The why was aimed at myself lol.
MrWani
Couple of issues I have with this.

1) Those in most need of a free overdraft facility probably won't be offered one certainly wont be getting £2,000.
2) Poor reason to switch your current account for a short term gain.
3) There are better deals to switch a/c's such as £100 + £46 TCB with Santander. They were also doing 5% interest for the 1st 12months on up to £2,500 last time I looked. (Although would not recommend this either as per point 2 as Santander are terrible.)


I was not really intending to promote then as a bank to switch to for the promotion. As you have said there are probably better options out there for such a short term gain. It is more for those people who are already with Smile or Co-operative bank who have are are intending to take out an overdraft over the next 3 months.

As for those in most need not getting it free. If they are able to get an overdraft or already have one it will be free. It's not restricted to certain customers or those who have lots of money. However they are still a bank and not a charity. Normal credit scoring will still apply.

Edited By: InfiniteWisdom on Dec 30, 2011 15:06
Couple of issues I have with this.

1) Those in most need of a free overdraft facility probably won't be offered one certainly wont be getting £2,000.
2) Poor reason to switch your current account for a short term gain.
3) There are better deals to switch a/c's such as £100 + £46 TCB with Santander. They were also doing 5% interest for the 1st 12months on up to £2,500 last time I looked. (Although would not recommend this either as per point 2 as Santander are terrible.)
Quite happy with this as my 3 months free £1000 overdraft for joining was otherwise going to run out pretty soon
Good for the Coop I say.
340Expired

Smile More Bank Account or Coop Privilege Bank Account FREE for a year if you sign up by 20/11/2010 (Offer open to new AND existing customers) Usually £13.00/month for Smile (i.e. save £156) and £9.50/month for Coop (i.e. save £114)

62
Both premium accounts have been made FREE for a year if you take up offer by 20/11/2010. FREE travel insurance, FREE breakdown cover and FREE mobile phone, camera and iPod insurance for a year! P…
KingCampo Avatar6y, 2m agoFound 6 years, 2 months ago62 Comments
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Offer open until 15th January 2011 - PLEASE UN-EXPIRE!
This offer has now been extended to January - can it be unexpired?
Be careful that the benefits are really worth it after the year is up - and read the small print carefully - twice I've tried to claim for a lost mobile phone through the insurance, and both times they've managed to wiggle out of paying. :( I did use the breakdown service and that was excellent. IIRC the benefits are not as good as they used to be, but for free I guess you can't complain. the lack of branches can be a pain, but you can use a post office for some stuff.
japtechstuff
Lymmit
japtechstuff
Yes, if you're not a customer of smile, you can get smilemore for FREE for a year. Sadly, existing customers have to pay for it, despite years of loyalty. And I thought smile was ethical? I'm having second thoughts now, this looks just like all the other banks.


Why do you say this; very clear from here:[url=%3Ca%20class=] http://www.smile.co.uk/servlet/ContentServer?c=Page&pagename=Smile/Page/smView&cid=1284451762623[/url]" target="_blank" rel="nofollow"> http://www.smile.co.uk/servlet/ContentServer?c=Page&pagename=Smile/Page/smView&cid=1284451762623

Offer rules

Offer is available to new and existing customers who open, upgrade, or currently hold a smilemore account


Because:
To qualify for the offer customers must:
Credit a minimum of £800 per month into the account.
Use the dedicated switching service to successfully transfer their Direct Debits and standing orders

As I already had all my direct debits set up, I was unable to qualify. I checked. The small print says:

If you're already doing this, then sorry, this offer isn't available

I confirmed this with a smile rep by phone, who told me that numbers of existing customers were displeased. I then cancelled my smilemore account and reverted it to a standard account, because I don't want my fees to be used to pay for new customers to get it free!


Why should they give you something for free when you're clearly happy to pay for it? This offer is to attract customers who aren't with smile, or aren't exclusive to them. Why offer you anything else when you're already the perfect customer? There's nothing in it for them.

If you really want the deal, you've just gotta jump through the hoops like everyone else. Open an account with another bank, set up a direct debit then use the switching service. You're a loyal customer? Go that extra step and prove it!

Please note: I'm just playing devil's advocate here. It's clear why you're not happy, but I just thought I'd give an "alternative" viewpoint.
;)
japtechstuff
Lymmit
japtechstuff
Yes, if you're not a customer of smile, you can get smilemore for FREE for a year. Sadly, existing customers have to pay for it, despite years of loyalty. And I thought smile was ethical? I'm having second thoughts now, this looks just like all the other banks.
Why do you say this; very clear from here:[url=" target="_blank" rel="nofollow">http://www.smile.co.uk/servlet/ContentServer?c=Page&pagename=Smile/Page/smView&cid=1284451762623Offer rulesOffer is available to new and existing customers who open, upgrade, or currently hold a smilemore account
Because:To qualify for the offer customers must:Credit a minimum of £800 per month into the account.Use the dedicated switching service to successfully transfer their Direct Debits and standing ordersAs I already had all my direct debits set up, I was unable to qualify. I checked. The small print says:If you're already doing this, then sorry, this offer isn't availableI confirmed this with a smile rep by phone, who told me that numbers of existing customers were displeased. I then cancelled my smilemore account and reverted it to a standard account, because I don't want my fees to be used to pay for new customers to get it free!

Oh OK, I see what you're saying; think I'd be agrieved in that case!
-137Expired

Smile More Bank Account @Smile £13.00 / month

19
Not sure if this will help anyone else on here.. But I have just opened a Smilemore Bank Account and now get for £13.00 / month the following... I save money on my travel insurance and breakdow…
mikbak Avatar6y, 5m agoFound 6 years, 5 months ago19 Comments
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this is a really bad deal - £13 a month is a complete rip-off.
smk77;8934039
Thanks for the post. I am glad it works for you and I'm sure it will for others.

I'm sorry, but there is NOT £933 per year of savings there...You need to consider the inflated costs which certainly aren't good deals:

Travel Insurance - completely overpriced - try £50 not £160!
Mobile phone - £50 not £119
Travel money home delivery - free with better rates elsewhere!
House Insurance - likely to be more than 10% cheaper elsewere
Hotel booking service - probably paying premium rates and missing out on good rates.
ID Theft protection is a joke.

whilst it's great that you are giving people the heads up surely it's fair for others to comment on the down side of this 'deal'? Afterall, it's nothing special that other banks don't offer.


Agree, this will obviously work for some, though my sister who works at a bank tells me that most of their premium account customers don't really get value for money from their products - but this is not the same bank/product. It's great that this has been posted, so that those who will benefit can take it up.

Travel Insurance -
Europe Only Under 50s £14
Europe Only Over 50s £17
Worldwide £53 [url]www.direct-travel.co.uk[/url]
All Taken from moneysavingexpert.co.uk :
The Multitrip policy bought exclusively via comparison site Moneysupermarket* (you pay more direct) is £13.79 if you're under 50, though the excess is £150 (ie if you claim you pay the first £150).
I've not included disabled or over 65's here, again many insurers don't cover these, so check on moneysavingexpert for recommended good deals.

Mobile Phone Insurance - included in most home insurance policies, so free
Travel money home delivery - Some may need this 'delivery', I shop around always for the best rates at the time, and use a Nationwide FlexAccount card in Europe, incl Turkey, for free.
House Insurance - just had a Quidco £100 cashback on mine, making it by far the cheapest out there - no 1 supplier is likely to be always cheapest, so shop around.
ID Theft Protection - take reasonable preventative measures for free, and probably not useful for most people.

Just my thoughts, and why this product isn't for me, and some others. I have not voted, as I don't know how hot it will be for those who will benefit from it - as it doesn't benefit me, I don't consider it valid reason to vote cold/hot.
smk77;8934039
Thanks for the post. I am glad it works for you and I'm sure it will for others.

I'm sorry, but there is NOT £933 per year of savings there...You need to consider the inflated costs which certainly aren't good deals:

Travel Insurance - completely overpriced - try £50 not £160!
Mobile phone - £50 not £119
Travel money home delivery - free with better rates elsewhere!
House Insurance - likely to be more than 10% cheaper elsewere
Hotel booking service - probably paying premium rates and missing out on good rates.
ID Theft protection is a joke.

whilst it's great that you are giving people the heads up surely it's fair for others to comment on the down side of this 'deal'? Afterall, it's nothing special that other banks don't offer.


Agree, this will obviously work for some, though my sister who works at a bank tells me that most of their premium account customers don't really get value for money from their products - but this is not the same bank/product. It's great that this has been posted, so that those who will benefit can take it up.

Travel Insurance -
Europe Only Under 50s £14
Europe Only Over 50s £17
Worldwide £53 [url]www.direct-travel.co.uk[/url]
All Taken from moneysavingexpert.co.uk :
The Multitrip policy bought exclusively via comparison site Moneysupermarket* (you pay more direct) is £13.79 if you're under 50, though the excess is £150 (ie if you claim you pay the first £150).
I've not included disabled or over 65's here, again many insurers don't cover these, so check on moneysavingexpert for recommended good deals.

Mobile Phone Insurance - included in most home insurance policies, so free.Cheap payg insurance is either not worth it, or just buy a £20 phone to replace it = less than the excess.
Travel money home delivery - Some may need this 'delivery', I shop around always for the best rates at the time, and use a Nationwide FlexAccount card in Europe, incl Turkey, for free.
House Insurance - just had a Quidco £100 cashback on mine, making it by far the cheapest out there - no 1 supplier is likely to be always cheapest, so shop around.
ID Theft Protection - take reasonable preventative measures for free, and probably not useful for most people.

Just my thoughts, and why this product isn't for me, and some others.
mikbak;8933214
My last post on the subject ....as I say it was just a heads up , if you don't like don't bother with it ...works well for me though...


Thanks for the post. I am glad it works for you and I'm sure it will for others.

mikbak;8933214


Account Benefit

Potential Saving

Annual Worldwide Travel Insurance £160
Mobile Phone Insurance £119
Car Breakdown Cover £69
Car Insurance £35
Payment Card Protection £20
Accidental Death Insurance £18
ID Theft Protection £64
Home Emergency Service £78
Extended warranty £150
Travel money home delivery £23
Extra 10% off Home Insurance £44
Travel Service £173
25% cash-back on top gigs and live shows £45
Hotel booking service £55
UK airport executive lounge access £36
Total value £1089
less Annual membership fee £156

Savings Worth up to £933 per year


I'm sorry, but there is NOT £933 per year of savings there...You need to consider the inflated costs which certainly aren't good deals:

Travel Insurance - completely overpriced - try £50 not £160!
Mobile phone - £50 not £119
Travel money home delivery - free with better rates elsewhere!
House Insurance - likely to be more than 10% cheaper elsewere
Hotel booking service - probably paying premium rates and missing out on good rates.
ID Theft protection is a joke.

whilst it's great that you are giving people the heads up surely it's fair for others to comment on the down side of this 'deal'? Afterall, it's nothing special that other banks don't offer.
smk77;8932177
Now show me what's left that's worth £52....

Do people actually bother with mobile phone insurance? I only insure thing that I need to for legal reasons (car) or those that I can't afford to cover (car, house, travel claims)...


My last post on the subject ....as I say it was just a heads up , if you don't like don't bother with it ...works well for me though...

Perhaps the RBS who we now own can make a justification ...if they are not too busy filling their seat allocation at Wimbledon

Account Benefit

Potential Saving

Annual Worldwide Travel Insurance £160
Mobile Phone Insurance £119
Car Breakdown Cover £69
Car Insurance £35
Payment Card Protection £20
Accidental Death Insurance £18
ID Theft Protection £64
Home Emergency Service £78
Extended warranty £150
Travel money home delivery £23
Extra 10% off Home Insurance £44
Travel Service £173
25% cash-back on top gigs and live shows £45
Hotel booking service £55
UK airport executive lounge access £36
Total value £1089
less Annual membership fee £156

Savings Worth up to £933 per year
-70Expired

eVoucher for free case of wine with online bank smile when you deposit £800 - £6.99 p&p

3
open an account with online bank smile before 2nd Oct ( part of co-op bank), deposit £800 in Oct and Nov and get a evoucher for a free case of wine from Virgin wines (£6.99 postage charge). you do
baaram Avatar7y, 2m agoFound 7 years, 2 months ago3 Comments
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Where does it say this?:? I can't see any mention .....

I already bank with Smle and can recommend them .... but my wife might need an account :whistling:
Smile are part of the Co-op. A good bank with an ethical policy,

:¬}
3Expired

Get 12 bottles of wine with a smile current account * before 9 Sept 2006

2
Pay only P&P which is £4.99... and I opened an account with them 2 months ago :( If you apply before 9th September 2006 and open our award winning smile current account you'll get twelve bottles
steffcip Avatar1d, 3m agoFound 1 decade, 3 months ago2 Comments
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thanks bazr
it's a good account but for now I'm using firstdirect... they gave me £50 3 months ago but I forgot about quidco http://www.cheatsws.com/hukd/17.gifhttp://www.cheatsws.com/hukd/102.gif
I opened an account with smile when this offer was on last year.Received the wine after about 2 months (which is supplied by Virgin wines).They also had a reccomend a friend promotion as well.Reccomended the missus.....both got 12 bottles of wine each,so in total 36 bottles....hicc.8)
Don't be put off by the £1500 credit you have to make.All you are required to do is make this one transaction,but you can then withdraw the money as soon as it is in your account and put it back where you want.Having said that it is still a decent rate for a current account.:thumbsup:
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