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Sum Up Machine Business Card Transactions £19.00 / £22.80 with VAT

Sum Up machine link from Facebook only £19 Exc VAT / £22.80 Inc VAT for the machine then transaction charged @ 1.95%.
ExpoReview Avatar3m, 2w agoFound 3 months, 2 weeks ago22 Comments
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thanks, just ordered one for my work.
Anyone know of a system for customer not present transactions?
Why would you want them not to be present ? It's a card machine haha!
Never heard of telephone transactions? Haha

You would need a web based system like sage pay.
Anyone know of a system for customer not present transactions?
Why would you want them not to be present ? It's a card machine haha!

Never heard of telephone transactions? Haha
Does anyone know if a cheap Bluetooth printer like this Your text here will work with this reader.
Anyone know of a system for customer not present transactions?

Why would you want them not to be present ? It's a card machine haha!
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free card reader for small businesses and sole traders @ SumUp

free card reader for payment for small shops and online payment From SumUp - Dave
jasoncardoz52 Avatar3y, 6m agoFound 3 years, 6 months ago6 Comments
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Scam cold

Prove it.

I'm not 100% confident about these phone-based wireless card readers either, but calling everything you're cynical about a 'scam' is going a bit far. Even supermarkets can have their chip and pin readers swapped by nefarious people, but you don't walk around Asda pointing at every till shouting 'SCAM!'

I would rather pay the rather nominal fee for a 'proper' wifi card reader if I was a small business, and use my phone's personal hotspot for internet access, mind.
Scam cold
I've tried the sumup one and the izettle one and they really arent that good.

"what? You want me to swipe my card in to your phone and then put my signature on the screen, ummm, I'd rather pay cash"

Worldpay also do it but with chip and pin, like intuit, I got a free chip and pin machine when they were doing their pilot scheme a while back, they charge £59.99 for it now though, but it's much better than these things you plug in to a phone.

Although you can get £20 off it if you put in details of someone that already has one from them.

Edited By: moneysaver9988 on May 18, 2013 21:47
Intuit do one too (not free) whick works with visa and doen't look like a cloning tool.
I have one of these and at present the process for Visa payments is less than ideal..

MasterCard Transactions1.Log in into the SumUp App.
2.Enter the amount or select a product from a product shelf and tap ‘Charge’. (Please note that the minimum amount for card payments is £1.)
3.Select the MasterCard option.
4.Plug the card reader into your 3.5mm headphone jack.
5.Depending on the type of card reader you use, you should now see ‘Swipe card’ (Magstripe reader) or ‘Insert card’ (Chip card reader).
6.If you use the magstripe reader swipe the card using a quick yet consistent motion through the reader. If you use the chip card reader insert the card and tap on ‘Read’. You can watch a video that explains how to use the magstripe reader.
7.After reading the card, press ‘next’.
8.The customer authorises the payment by signing with their finger on the screen and tapping ‘charge my card’.
9.After the payment is completed a ‘Thank You’ message will appear on the screen.
10.You then have the option to send a receipt to your customer by entering their phone number or email address.

Every transaction will by checked by SumUp in real time. If the transaction cannot be processed (for example, because the customer’s card limit has been reached) the transaction will be listed as ‘declined’. If the payment is declined, no money will be transferred.
Visa TransactionsVisa transactions are processed through your customer’s smartphone. 1.1.-2. See above
2.After tapping on the Visa icon please enter your customer’s mobile phone number and tap on ‘Ask for payment’.
3.Your customer will receive an SMS text message that contains a link. Once your customer taps the link, he will be forwarded to a secure SumUp web page. The customer then enters their card details and authorises the payment.
4.After your customer has authorised the payment, you can check the transaction status in the SumUp App. To do this, tap the ‘check status’ button, to confirm that the payment has been authorised by your customer.

Square have one and so do Paypal now apparently. Might be better for you. Either case, I would never allow my card to be read with one, far too risky.

Free Debit/Credit Card reader from SumUp for iPhone, iPad, Android Devices

Sign up to SumUp and get a free Card Reader for your iDevice or Android phone. This freebie won't suit everybody but may be useful for those with a small business who would like to start accepting car…
jordanc93 Avatar4y, 5d agoFound 4 years, 5 days ago33 Comments
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@schneilob Thanks

Anybody else have anything to report about the usage... are the money as expected?

Edited By: DeanMarkTaylor on Dec 19, 2012 18:32
I have been using Sum-up in my shop for over one month now. It works really well with MasterCard but it still needs to sort agreements with Visa . The dongle only works with MasterCard, with Visa you need to send a link to the customers phone in order for them to enter there card details on a web page.
Wouldn't waste my money!
Decided against this. They wanted my bank details, a certified photocopy of my passport, and an original bank statement.

Just out of curiosity, can someone confirm if this is chip and PIN or swipe and sign?

I wanted a Square when I saw it released, but the security issues are very concerning... Getting into the habit of swiping your card on any random dongle connected to a mobile isn't a good thing at all. Next will be some SumUp-looking dongles with a custom app that just stores the info... No thanks.
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