SWINTON HOME EMERGENCY INSURANCE - HotUKDeals
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SWINTON HOME EMERGENCY INSURANCE £40.00

par1sons Avatar
7y, 10m agoFound 7 years, 10 months ago
http://www.swinton.co.uk/home/home_emergency/

This offer is brilliant. I was paying £321 a year (homecare 400 - central heating, electrics, plumbing and drains plus boiler inspection) for almost exactly the same cover through British Gas but Swinton are offering almost the same product for £79 a year or if you walk in-store they will offer you it for £40 a year. The only difference between BG and Swinton is, Swinton cover doesnt include Gas boiler 12 monthly inspection but apart from that its the same. You can claim as many times as you like on your policy with each claim having cap of £750.
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par1sons Avatar
7y, 10m agoFound 7 years, 10 months ago
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#1
Got to get your boiler checked first though for the cover to include it....still cheaper than BG even so.
banned#2
You can only get this if you have home insurance with them as well.
#3
with BG they now do an option whereby you pay about £17 a month and if you call them out you pay a one off £50, I was paying alot of money for my homecare and when I called to say I wanted to leave they offered me this. Basically if I call them out twice & pay £50 each time I would be no worse off however if I dont call them out I am saving £12 a month and that is in my pocket.dont know the names of the service but I know that I was paying around £29 a month(ish) and now pay around £17 like I said so I bank the other £12 incase I need to call them out.
#4
Good deal but only for those with boilers under 15 years old.

*Boilers must have been inspected or serviced by a qualified person within the preceding 12 months and must be under 15 years old for cover to apply.
#5
Ive been looking at moving my home insurance to Swinton but the website quotes £79 for the home emergency cover, anyone know if you can buy insurance online then walk into the store and add this on for £40?

Also having had quidco payment problems with various insurance companies lately anyone got experience of how reliable Swinton are at paying out??
#6
you don't need to have any other policies with Swinton and you might get a better deal than £79 if you go into a branch.
#7
I was quoted £65 instore - will barter later.

They also said you have to have an annual inspection? Anyone else had the same response?
#8
Quote: Good deal but only for those with boilers under 15 years old.

I think BG say the same.:whistling: and Swinton's deal is only for emergencies not for general problems.
#9
Skybird;4162694
... Swinton's deal is only for emergencies not for general problems.


when is a general problem not an emergency please?
#10
lenzie
You can only get this if you have home insurance with them as well.


Nope i had it a couple of years ago and didnt have insurance with them.
#11
neilc
when is a general problem not an emergency please?


You will find out when they refuse to come out and fix it !!;-)
#12
They are pretty good, my boiler wouldnt start and they came out and replaced the part following day
#13
[FONT=Arial][SIZE=2]"each claim having cap of £750"

That doesn't come close to covering a good number of drain/private sewer problems!
I don't know what the BG cover limit is, I only have the 200 level (heating) cover, but this is what you are probably paying so much for with the 400 level cover, mine is only £15.20 a month, ie 180 quid a year.

The good news is, the Government want the Water Authorities to take over legal responsibilities for them - but the bad news is, the Water Authorities are resisting hard, because it will cost them a fortune! see::
[/SIZE][/FONT] [FONT=Arial][SIZE=2]http://www.nce.co.uk/water/news/2008/12/200000km_of_drains_to_come_under_water_company_control.html
I am not so sure it is as clear cut and defined as in that article, but things are moving at least![/SIZE][/FONT]
banned#14
barclays additions customers get this level of cover for free
#15
csiman
barclays additions customers get this level of cover for free


Its not free, you have to pay a monthly fee
#16
nihcaj
[FONT=Arial][SIZE=2]"each claim having cap of £750"

That doesn't come close to covering a good number of drain/private sewer problems!
I don't know what the BG cover limit is, I only have the 200 level (heating) cover, but this is what you are probably paying so much for with the 400 level cover, mine is only £15.20 a month, ie 180 quid a year.

The good news is, the Government want the Water Authorities to take over legal responsibilities for them - but the bad news is, the Water Authorities are resisting hard, because it will cost them a fortune! see::
[/SIZE][/FONT] [FONT=Arial][SIZE=2]http://www.nce.co.uk/water/news/2008/12/200000km_of_drains_to_come_under_water_company_control.html
I am not so sure it is as clear cut and defined as in that article, but things are moving at least![/SIZE][/FONT]


We had Yorkshire Water out the other day to unblock our drains for free.Used to be done for around £35 through our local council.well impressed.
#17
liferiley;4165939
We had Yorkshire Water out the other day to unblock our drains for free.Used to be done for around £35 through our local council.well impressed.


You confuse the issue... some councils etc do clear blockages for free...regardless of who owns them - most don't now.... but it may be because the "drain" you refer to is actually a Public sewer, or has been adopted (as might happen for a new housing development) as these are "owned" by the Water Authority, and not your property anyway! The opposite happens often too... you think it is theirs, but its yours - you can end up with SUBSTANTIAL runs of what you THINK is public property.

This can and often is under a public road... the road doesn't mean it isn't still your responsibility,even though you can't legally do any work on it!

It comes as quite a shock when you get the bill for a collapse to be repaired, especially when it is 25 feet down and 100 yards long, and the work takes 3 weeks for a team of 5 men and a JCB!

Drainage law is a MINEFIELD, not at all obvious in many situations, and far beyond the discussion here - but if I had a Pound for every houseowner who thought he had nothing to do but get the council/water authority to "come & fix the drain" then I could certainly have a good time on the strength of it!

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