Tesco Clubcard Credit Card 12 Months FREE on Purchases - HotUKDeals
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PLEASE READ TERMS AND CONDITIONS

Collect Clubcard Points on all your spending!

Pay 0% interest on ALL purchases for 12 months from account opening

Clubcard Points on all your spending!

You'll get a great deal from your Tesco Clubcard Credit Card:
Collect 5 Clubcard points when you spend £4 at Tesco Collect 1 Clubcard point when you spend £4 elsewhere At the end of each quarter we'll send you Clubcard vouchers for all the points you've collected!

You can spend your vouchers
In-store - Your vouchers can be used for your weekly shopping in store, at Tesco.com, on your petrol or at Tesco Direct.
Clubcard rewards - Where you can get up to four times their value. You can use these to treat yourself to a nice meal or treat the family to a day out.
Turn Points into Airmiles - £2.50 in Clubcard vouchers get you 60 Airmiles. Return flights from London - Paris, work out at just £31.25 in Clubcard vouchers or 750 Airmiles. For more details and to view the Airmiles Terms and Conditions, visit http://www.tesco.com/clubcard
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#1
interesting :thinking:
#2
I pay 0% on all my credit card purchases at Tesco anyway
#3
Lakeside
I pay 0% on all my credit card purchases at Tesco anyway


you don't have to pay anything on your purchases for 1 year.

but clear or transfer your balance after 1 year or you'll get charged their rate of interest at that time.
#4
PraxxtorCruel, this may not appeal to you, but there are lots of people, especially families who trade in their clubcard vouchers for 4 times their value in deals.

or there are lots of ways where you get double their value at tesco, wine, clothing, mobile top-up
#5
batista
PraxxtorCruel, this may not appeal to you, but there are lots of people, especially families who trade in their clubcard vouchers for 4 times their value in deals.

or there are lots of ways where you get double their value at tesco, wine, clothing, mobile top-up


How do you quadtriple your vouchers and what can they be spent on? Cheers

Edit: Heat ADDED
#6
U can pay for a lot of things including holidays at Cosmos,Eurotunnel trips,magazine subscriptions,hotels,theme parks etc etc.Probably the best thing though is there are regular deals where u get 'extra 500 points' if u spend £50 etc (which equates to £20 of deals).
Basically a lot of people are using these various deals to have a nice holiday each year just using the vouchers.
1 Like #7
PraxxtorCruel
How do you quadtriple your vouchers and what can they be spent on? Cheers

Edit: Heat ADDED


You need a clubcard, heres the link

http://www.tesco.com/clubcard/clubcard/

Get Tesco's free magazines in which they send vouchers and promotions to earn extra points, heres the link

http://www.tesco.com/clubcard/clubcard/clubs.asp

Here's the link to the deals mate

http://www.tesco.com/clubcard/deals/




Hope it helps
#8
Simply put, clubcard vouchers are worth an average 3.4 times as much if you redeem them on Tesco's 'Deals'. (Tesco says its 4 times, but its not quite that much as that's valuing at list price, whereas my 3.4 is based on the readily available price)

taken from Martin Lewis Money Savinng Expert web site

http://forums.moneysavingexpert.com/showthread.html?t=80337&highlight=tesco+clubcard+vouchers
#9
batista
You need a clubcard, heres the link

http://www.tesco.com/clubcard/clubcard/

Get Tesco's free magazines in which they send vouchers and promotions to earn extra points, heres the link

http://www.tesco.com/clubcard/clubcard/clubs.asp

Here's the link to the deals mate

http://www.tesco.com/clubcard/deals/





Hope it helps


Thanks bud, rep for your effort :).
#10
I like the sound of this credit card as i collect clubcard points for family days out.

I have just had a look on the website and wondered if anyone can clarify this point?

Collect 5 Clubcard points when you spend £4 at Tesco
Collect 1 Clubcard point when you spend £4 elsewhere

Does this mean that for each £4 you spend you get 5 points (so if i spent £100 on groceries i would get 125 clubcard points?) or is it each time your transaction is over £4 you get 5 points (if spent at Tesco)?

Thanks
#11
I think that it's including the 1 point per pond you'd get anyway. So 4 points as usual + 1 point for using the credit card. It used to be 1 point for every £2 spent on the credit card.
#12
Dogmad
I like the sound of this credit card as i collect clubcard points for family days out.

I have just had a look on the website and wondered if anyone can clarify this point?

Collect 5 Clubcard points when you spend £4 at Tesco
Collect 1 Clubcard point when you spend £4 elsewhere

Does this mean that for each £4 you spend you get 5 points (so if i spent £100 on groceries i would get 125 clubcard points?) or is it each time your transaction is over £4 you get 5 points (if spent at Tesco)?

Thanks



Each £4 you spend you get 5 points, BUT ONLY IN TESCO

otherwise 1 point for £4 elsewhere.

Plus have a separate clubcard , from which you also get 1 point for every £1
#13
might try to apply for one again. got rejected the first time.
#14
It is worth getting one just to use for food shopping at Tesco. I currently have a cashback card, but if i can get 5 points for every £4 spent at Tesco then i will apply for one.
#15
.
Also up to 6 months free on Balance Transfers with a low 2% fee.
#16
Sometimes there are also extra points offers

see link

http://www.tescofinance.com/personal/finance/finance/creditcards/index.jsp?referrerid=tesco

500 extra points on home insurance for credit card holders

on this occassion its only for policies being taken out by end of May 2009
#17
this is a good deal
#18
batista
Each £4 you spend you get 5 points, BUT ONLY IN TESCO

otherwise 1 point for £4 elsewhere.

Plus have a separate clubcard , from which you also get 1 point for every £1


I've recently taken one of these cards and reading this thread, I'm wondering if I've mis-understood something :? Are the points for using your card (5 for every £4) over & above the point per £1 you get for using your Clubcard ? e.g spend £4 paying with the credit card gets 4 points for buying the goods (presenting your clubcard) and 5 points for using your Credir card, total 9 points.

I noticed on a recent transaction that despite not having my Clubcard with me, using the Credit Card added my points anyway.
#19
As I understood it when sold one of these credit cards, it replaces your clubcard, so you only get points on the credit card, not both?
#20
Might just take out a Tesco CC taking into consideration the info in the OP.
#21
TCLeics;5318009
As I understood it when sold one of these credit cards, it replaces your clubcard, so you only get points on the credit card, not both?


It does not make it clear whether you get the Clubcard points you would have normally got. I suspect that the Credit Card replaces your clubcard - so for me it would be better for me to keep using my Egg card which I get 1% back on all purchases.

E.g

£4 spend at Tesco with Tesco Credit card = 5 Tesco points
£4 spend at Tesco with Egg card = 4p cashback and 4 Tesco points

I'd rather have the 'money in the bank' rather than have the equivalent value in Tesco coupons which have limited use and 6 month lifespan once changed to Clubcard Deals.
#22
Is 12 months free interest on any purchases at any stores or just Tesco?

Balance transfers 0% plus the usual 2% fee?

Many thanks
#23
Snookums
U can pay for a lot of things including holidays at Cosmos,Eurotunnel trips,magazine subscriptions,hotels,theme parks etc etc.Probably the best thing though is there are regular deals where u get 'extra 500 points' if u spend £50 etc (which equates to £20 of deals).
Basically a lot of people are using these various deals to have a nice holiday each year just using the vouchers.


I have a Tesco credit card, a Clubcard and so does my OH.

We've had 4 holidays in 3 years courtesy of our Clubacrd points. :thumbsup:
#24
i wonder if you can get cashback through quidco or one of the other sites like this, i have had cashback on hsbc, vanquish, and others,
#25
This is just to clarify. Do NOT use your standard Clubcard in Tesco when paying with your Clubcard Credit card otherwise you will only get 4 points for every £4 instead of 5 points.

This was confirmed to me by Customer Services.
#26
Anyone know if this is available to existing card holders?
#27
uzubairu
I have a Tesco credit card, a Clubcard and so does my OH.

We've had 4 holidays in 3 years courtesy of our Clubacrd points. :thumbsup:


That sounds great, but, how much would you have spent in order to gain enough points for these holidays?

Is my logic right? if I spent £100 at Tesco in a month I'd get 125 points. That's worth £1.25. It would take 8 months to get £10 worth and therefore enable me to get £40 of vouchers for a holiday. A £1000 holiday would require 25 of these vouchers so 200 months which is nearly 17 years. So, to get a £1000 holiday every year I'd need to spend nearly £1,700 a month in Tesco..

Or, looking at it another way, you get £40 of deals for every £800 spent. That's a bit like a 5% cashback. I'm pretty sure that if I did my monthly shop at Tesco rather than the usual Asda I'd be spending more than 5% extra.

I could use Tesco petrol and get points from there, but, there is the point that is often raised about Tesco fuel and it's MPG.

I'm not trying to be negative about this offer but I don't see how spending so much money in one store to get so many points and vouchers is really the best approach but please prove me wrong! :-D
1 Like #28
An alternative is the Tesco Clubcard Plus, not a credit card, a pre-load card and doesnt offer the 0% interest credit.

Details of how to apply can be found in the MSE forums - you have to phone Tesco to get the application form and isn't well advertised by Tesco. (Can I post a link?)

The card gives you 1 point for every pound spent from Tesco finance, plus 1 point for the pound you spend instore. So in most cases you get 2 points for every pound you spend in store. If you have a double point voucher instore, you end up with triple points i.e. one point for the pound you spent through Tesco finance and 2 points from Tesco instore (as a result of the double point voucher)

The card itself is not a credit card, it needs to be loaded with cash either via Direct Debit or instore and cannot be loaded over the phone or via Switch/Maestro. It can only be used at Tesco stores, Tesco petrol pumps, Tesco direct/online. The card isn't chip and pin, signature only at the moment and Tesco have no plans on changing this (I asked about a month ago).

Copied from MSE webite

"Double Earn Points. Receive two points per pound on instore/online shopping paying by Tesco's little known Clubcard Plus account. It requires a standing order, but just do this for £1/month then top it up at customer services before each shop, as cash is immediately credited. Avoid going overdrawn though as the rate's not good! Applications are phone only, the official number is 08457 104 010 but you should be able to get through via freephone 0800 406050 too"
#29
Zuulan
.
Also up to 6 months free on Balance Transfers with a low 2% fee.


Careful - do balance transfer OR purchases, not both. Your repayments go towards the purchases first, leaving the balance transfer to clock up interest after the six month 0% period ends.
#30
mig
I've recently taken one of these cards and reading this thread, I'm wondering if I've mis-understood something :? Are the points for using your card (5 for every £4) over & above the point per £1 you get for using your Clubcard ? e.g spend £4 paying with the credit card gets 4 points for buying the goods (presenting your clubcard) and 5 points for using your Credir card, total 9 points.

I noticed on a recent transaction that despite not having my Clubcard with me, using the Credit Card added my points anyway.


I asked Customer Services , and was told you get points on clubcard and Tesco Credit Card, but having read some of the other replies in this forum I am going to phone up head office and try and get an answer from them, just to clarify.

Freephone Number Head Office 0800 505555
#31
twist
Is 12 months free interest on any purchases at any stores or just Tesco?

Balance transfers 0% plus the usual 2% fee?

Many thanks


On any stores
#32
Virgin are offering 16 months 0% on balance transfers - better if you want to use this feature:
http://www.hotukdeals.com/item/391411/virgin-balance-transfer-credit-card/
#33
TheRealMcLovin
Virgin are offering 16 months 0% on balance transfers - better if you want to use this feature:
http://www.hotukdeals.com/item/391411/virgin-balance-transfer-credit-card/


Good Deal

Virgin Crads are administered by MBNA

I have a MBNA card and with MBNA YOU CAN GET THE MONIES TRANSFERRED TO YOUR BANK ACCOUNT AND ITS STILL CLASSIFIED AS A BALANCE TRANSFER

WORTH CHECKING IF THIS RULE ALSO APPLIES TO VIRGIN CARD

MAKE SURE YOU GET THE NAME OF THE CONSULTANT

I HAVE HAD A FEW RUNNINGS WITH MBNA

NOTE THERE IS A BALANCE TRANSFER FEE
#34
I know this thread is in relation to the CC itself, but I can vouch for the benefits of Clubcard points - we quite literally use the Tesco CC as our current account and save the point for deals. Pay the house/car insurance, shopping wherever we go, all fuel and can even use it for CC payment for Gas/Electric if we want. It all mounts up.

The only drawback I've found with Tesco CC is that they can be a little too sensitive on security at times. For exmple, last Xmas went out on a shopping spree. Paid for several small value tranbactions (breakfast, local train tickets, parking, snack lunch etc) only to find the card declined early afternoon. Turned out they have a limit on the number of transactions regardless of value and as soon as you hit that number, lockout until the next day (or you call them to get the counter re-set!). From a positive angle, we have had a couple of erroneous transactions go through over time (billed for a hotel in Amsterdam - never been there!). These were immediately credited, including residues due to exchange rate fluctuations, without query.

Deals wise, nearly there for a second Sandals holiday in the Caribbean!:-D courtesy of Tesco, every little helps!!
#35
heated
#36
.......
#37
what is the balance trasfer fee / %
#38
heat added
#39
janz70
what is the balance trasfer fee / %


Click "go to deal" and it'll tell you there.
#40
But how does one cope with the shame of pulling out a Tesco credit card at a restaurant, pub, club, etc?

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