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Tesco Pet Insurance, 50% off for new customers, plus an extra 5% if you have a clubcard

£0.00 @ Tesco Bank
Just got a policy for my 3 dogs, 2 rottweilers and a black labrador, for only £26 a month, only £60 excess, and a very decent £2400 limit for treatment on the basic package I had a policy with T… Read More
Tthe Gersman Avatar
6y, 4m agoFound 6 years, 4 months ago
Just got a policy for my 3 dogs, 2 rottweilers and a black labrador, for only £26 a month, only £60 excess, and a very decent £2400 limit for treatment on the basic package

I had a policy with Tesco but cancelled it just before christmas because it went up to £44 a month
No problems with having a policy with them before, you still get the discount

I shopped around all the comparison sites and this was the cheapest by far
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#1
Thanks, will give this a look.

BTW,
wWhy does anyone want to own a rottweiler (let alone 2 of them)?

Don't tell me, they make great family pets and are dead friendly.
#2
black knight
Thanks, will give this a look.

BTW,
wWhy does anyone want to own a rottweiler (let alone 2 of them)?

Don't tell me, they make great family pets and are dead friendly.


lol i dont mind rottys good dogs its just bad owners i dont like just checked too cheaper than churchill for my gr hot

Edited By: the porter on Jan 25, 2011 09:11: t
#3
black knight
Thanks, will give this a look.

BTW,
wWhy does anyone want to own a rottweiler (let alone 2 of them)?

Don't tell me, they make great family pets and are dead friendly.


Yes, they do make great family pets and are extremely friendly IF brought up in the correct way, out of every dog I have owned my Rottweiler was the most trustworthy and gentle dog.
#4
Wow,
Great price, £3.04 pmonth including travel & abroad for a Patterdale Terrier.
Thanks
#5
thanks £2.20 a month for extra cover for my cat :D £1.88 for standard
#6
cheers
#7
50% off insurance? Dam I wish they did this with their car insurance!

Edited By: JPS on Jan 25, 2011 12:14
#8
£2400 limit!

What's that going to cover these days, a tooth cleaning (which probably won't be covered!) can be in the hundreds, a fracture or any sort of specialist procedure is well into many thousands very easily? :-(

Check too for cover lasting MORE than 12 months... if your dog becomes epileptic, has a heart condition or is diabetic, then these sort of things can go on a LOT longer than 12 months - years in fact.

Of course the low levels are fine at age 1 year, by the time the Dog gets to 8, it's up in the 25/35 quid per month range with all of these policies :-(
#9
black knight
Thanks, will give this a look.BTW, wWhy does anyone want to own a rottweiler (let alone 2 of them)?Don't tell me, they make great family pets and are dead friendly.

idiotic comment of the day award goes toooooooo you!!!


thanks op My 2 Akitas covered for £18 per month for the extended cover :) usually quoted £30ish each!!
#10
I'm just asking a question.

Rottweilers are big ugly dogs with an awful reputation (I'm not saying they're all bad), just wonder what it is about them that makes you want to own one?
#11
nihcaj
£2400 limit!What's that going to cover these days, a tooth cleaning (which probably won't be covered!) can be in the hundreds, a fracture or any sort of specialist procedure is well into many thousands very easily? :-(Check too for cover lasting MORE than 12 months... if your dog becomes epileptic, has a heart condition or is diabetic, then these sort of things can go on a LOT longer than 12 months - years in fact.Of course the low levels are fine at age 1 year, by the time the Dog gets to 8, it's up in the 25/35 quid per month range with all of these policies :-(


My dogs are 7, 7 and 6, not exactly pups and it still was only £26 for the 3 of them,,,,just a years cover right enough but most policy's are nowadays unless you want to spend bigtime
#12
Tthe Gersman
nihcaj
£2400 limit!What's that going to cover these days, a tooth cleaning (which probably won't be covered!) can be in the hundreds, a fracture or any sort of specialist procedure is well into many thousands very easily? :-(Check too for cover lasting MORE than 12 months... if your dog becomes epileptic, has a heart condition or is diabetic, then these sort of things can go on a LOT longer than 12 months - years in fact.Of course the low levels are fine at age 1 year, by the time the Dog gets to 8, it's up in the 25/35 quid per month range with all of these policies :-(
My dogs are 7, 7 and 6, not exactly pups and it still was only £26 for the 3 of them,,,,just a years cover right enough but most policy's are nowadays unless you want to spend bigtime

True , but if your pet develops a condition which lasts several years then its likely you will have to spend bigtime anyway (and by this I mean thousands not hundreds !) .... I'm going for a lifetime policy rather than a 12 month one , far better cover which will protect you against what could otherwise be financially challenging ;)
I've gone with virgin for my DDB , £22.30 per month ... This provides Cover for each injury, illness and disease with no time limit, up to £6,000 for each condition. Cover is subject to the policy remaining in force and an excess of £80 per condition/illness ... having researched different insurers I found Virgin to offer the best cover at the most reasonable price , some similar insurance policies wanted £85 per month !!

Edited By: rooney10 on Jan 25, 2011 17:13
1 Like #13
Remember though every breed is different and some insurers may provide exceptionally cheap cover for one breed of dog and a ridiculously overpriced quote for another so worth shopping around.
Petplan would have been my first choice as they are extremely well known as being efficient when paying out but unfortunately for us their cover for a DDB was infact ridiculous at £85 per month - almost 4 times as much as Virgin for virtually the same thing ;)
#14
rooney10
Remember though every breed is different and some insurers may provide exceptionally cheap cover for one breed of dog and a ridiculously overpriced quote for another so worth shopping around.Petplan would have been my first choice as they are extremely well known as being efficient when paying out but unfortunately for us their cover for a DDB was infact ridiculous at £85 per month - almost 4 times as much as Virgin for virtually the same thing ;)


sounds like a good policy, bit too expensive for me though
#15
rooney10
Remember though every breed is different and some insurers may provide exceptionally cheap cover for one breed of dog and a ridiculously overpriced quote for another so worth shopping around.Petplan would have been my first choice as they are extremely well known as being efficient when paying out but unfortunately for us their cover for a DDB was infact ridiculous at £85 per month - almost 4 times as much as Virgin for virtually the same thing ;)


sounds like a good policy, bit too expensive for me though
#16
£11.06 for 2 chihuahuas (1 pure-breed and 1 Pom-cross) on the extra policy with excess bumped up to £120. Excellent price - heat added!! :)
#17
Tthe Gersman
nihcaj
£2400 limit!What's that going to cover these days, a tooth cleaning (which probably won't be covered!) can be in the hundreds, a fracture or any sort of specialist procedure is well into many thousands very easily? :-(Check too for cover lasting MORE than 12 months... if your dog becomes epileptic, has a heart condition or is diabetic, then these sort of things can go on a LOT longer than 12 months - years in fact.Of course the low levels are fine at age 1 year, by the time the Dog gets to 8, it's up in the 25/35 quid per month range with all of these policies :-(



My dogs are 7, 7 and 6, not exactly pups and it still was only £26 for the 3 of them,,,,just a years cover right enough but most policy's are nowadays unless you want to spend bigtime


The premiums start going up on most at about age 8! Just at the time when it's more difficult to change company!
#18
rooney10
Tthe Gersman
nihcaj
£2400 limit!What's that going to cover these days, a tooth cleaning (which probably won't be covered!) can be in the hundreds, a fracture or any sort of specialist procedure is well into many thousands very easily? :-(Check too for cover lasting MORE than 12 months... if your dog becomes epileptic, has a heart condition or is diabetic, then these sort of things can go on a LOT longer than 12 months - years in fact.Of course the low levels are fine at age 1 year, by the time the Dog gets to 8, it's up in the 25/35 quid per month range with all of these policies :-(
My dogs are 7, 7 and 6, not exactly pups and it still was only £26 for the 3 of them,,,,just a years cover right enough but most policy's are nowadays unless you want to spend bigtime


True , but if your pet develops a condition which lasts several years then its likely you will have to spend bigtime anyway (and by this I mean thousands not hundreds !) .... I'm going for a lifetime policy rather than a 12 month one , far better cover which will protect you against what could otherwise be financially challenging ;)
I've gone with virgin for my DDB , £22.30 per month ... This provides Cover for each injury, illness and disease with no time limit, up to £6,000 for each condition. Cover is subject to the policy remaining in force and an excess of £80 per condition/illness ... having researched different insurers I found Virgin to offer the best cover at the most reasonable price , some similar insurance policies wanted £85 per month !!


I must admit this is the more sensible arrangement, both my dogs died of serious conditions relatively young too, but were not apparent when they were very young, but came on suddenly and lasted 3.5 years and 18 months - in both cases, this policy would have run out, and even though not the most expensive conditions to treat (only palliative treatments, no "cures" possible) this cover would have been near useless with both, and paid very little out!

I am currently NOT even thinking of having another dog, as I am now in the financial situation of not having the money to pay for a potential long term condition if it developed, and a good enough Insurance to cover isn't something I have found yet!

Even my previous dog would have been a challenge to keep going if she was around now, and she "only" had epilepsy, but she had 8 years of drug treatment and vets visits, which would have paid me out almost nothing on this policy... 60 quid excess, then they would pay 1 year's drugs, then after that, I would have had another 7 years drugs and numerous Vet visits that would not be covered! If it paid out a couple of hundred quid of the total thousands, that's about all!

I can easily foresee some chronic condition costing say £9000 over a couple of years, that would result in me simply not being able to pay the fee, and having to opt for euthanasia because of not being able to get appropriate cover. When I was comfortably off, and working, I never had this thought, but now I just wouldn't have the option to pay, I just don't have large amounts of money at hand, but am not in a position to use animal charity's facilities either!

If you are going to have Insurance, at least make sure it will pay out in event of the worst, even if it means sizeable premiums, but this is so little it offers me no comfort, the policy you describe seems much more the thing, I need to do a bit more research myself!
#19
Thanks for this been looking for a policy for our dog we will go for the extra cover.
You can get a £10 tesco gift card or 1000 clubcard points for recomending a friend family once you have take out a policy.
Any one want to recomend me before i sign up?
#20
elamac
thanks £2.20 a month for extra cover for my cat :D £1.88 for standard
how did you get it that cheap .... mines showing as nearly £4. how do you know if the discount has been taken off ....
#21
will be checking this out, with healthy pets at the moment, first year £20.13, the next year £35.00, renewal this year, - £66.62 ? where r they coming fom, never even had a claim BEWARE OF HEALTHY PETS !!!
#22
hawkens
will be checking this out, with healthy pets at the moment, first year £20.13, the next year £35.00, renewal this year, - £66.62 ? where r they coming fom, never even had a claim BEWARE OF HEALTHY PETS !!!


Care to explain in English?
#23
I had just been texting and did not completely revert back to normal text , so late and too tired even to notice, but if one can't offer constructive or helpful input one shouldn't take a cheap jibe ~ so purile, I feel so sorry for those kind of saddos who are so inadequate themselves that the only way to make themselves feel better and enhance their own self esteem is to look out for and pickup on other peoples failings.
#24
hawkens
I had just been texting and did not completely revert back to normal text , so late and too tired even to notice, but if one can't offer constructive or helpful input one shouldn't take a cheap jibe ~ so purile, I feel so sorry for those kind of saddos who are so inadequate themselves that the only way to make themselves feel better and enhance their own self esteem is to look out for and pickup on other peoples failings.

hawkens
I had just been texting and did not completely revert back to normal text , so late and too tired even to notice, but if one can't offer constructive or helpful input one shouldn't take a cheap jibe ~ so purile, I feel so sorry for those kind of saddos who are so inadequate themselves that the only way to make themselves feel better and enhance their own self esteem is to look out for and pickup on other peoples failings.


Wow, you replied too! Tenth message in a year and a half, I am honoured.

Pity you still haven't explained what you were attempting to talk about in the first place.
#25
Hi Makepiece I have tesco pet insurance and I would love to recommend you as a friend! do you know what is needed from you detail wise?? I presume it would be name/adress/email address may be .. let me know and I will do it today and let you know when I have done it .
#26
Not going to vote either way on this as it may benefit some, but for me, Cat insurance was cheaper through comparethemarket.
#27
Lifetime insurance is a joke, there is nothing to stop them massively racking up the insurance premiums and they know that your not going to go elsewhere because its classed as a pre-existing condition with a new policy, so it's them that has you for life, not the other way round!
#28
Don't know why my 1 cat is coming out at £5.08 per month for 'extra' cover (without travel/additional benefits) when others seems a lot lower (cat DOB 2003)
#29
just got 2 of my siamese kittens covered for just under £12 a month with £50 excess. i have 4 in total ( 3 siamese and an oriental )

not bad !
#30
black knight
I'm just asking a question.

Rottweilers are big ugly dogs with an awful reputation (I'm not saying they're all bad), just wonder what it is about them that makes you want to own one?


A lot of men like to walk around the streets with them because they feel "tough", especially the ones that wear sleevelss vests too. Bottom line is though, most of them are wimps that need protection off these vile creatures.

These dogs should be banned for this reason alone. Make every man who owns one replace it with a poodle.
#31
kevyn
Don't know why my 1 cat is coming out at £5.08 per month for 'extra' cover (without travel/additional benefits) when others seems a lot lower (cat DOB 2003)


Mine came in similar. 1 tabby, 1 year old, just outside M25 in semi-rural location.
1 Like #32
welshman10
black knight
I'm just asking a question.Rottweilers are big ugly dogs with an awful reputation (I'm not saying they're all bad), just wonder what it is about them that makes you want to own one?
A lot of men like to walk around the streets with them because they feel "tough", especially the ones that wear sleevelss vests too. Bottom line is though, most of them are wimps that need protection off these vile creatures.These dogs should be banned for this reason alone. Make every man who owns one replace it with a poodle.

Wow! Judgemental much??

If you don't know what you are talking about with regard to dogs, you are better off not saying anything at all, as you just look stupid.

I have never known a nasty Rottweiler, they are usually big, dopey, gentle dogs. I would love to have a rottie but I won't pay a lot of money for any dog. I would rather give my money to rescue homes so have mostly had mongrels (apart from my staffie - cue the abuse).
#33
kevyn
Don't know why my 1 cat is coming out at £5.08 per month for 'extra' cover (without travel/additional benefits) when others seems a lot lower (cat DOB 2003)


its because you get a further 10% bonus for insuring the second pet i think.
#34
I've gone for this deal. However, one comment I saw posted on a review website was that a dog broke it's leg, Tesco paid out and then some time later, the dog broke a different leg - they refused to pay as it was considered the same condition. Seems unfair that unrelated accidents like this can only be claimed once.

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