Tesco Bank Deals & Sales for July 2017 - HotUKDeals
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Tesco Bank Deals & Discounts

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272

Tesco bank mortgage 1.68% five year fix (60%ltv) £995 fee

25
£0.00 @ Tesco Bank
From mse Tesco Bank has launched the new lowest five-year fixed-rate mortgage on the market – at 1.68% with a £995 fee if you borrow 60% of your home's value when you remortgage. It's the cheapest d… Read More
From mse Tesco Bank has launched the new lowest five-year fixed-rate mortgage on the market – at 1.68% with a £995 fee if you borrow 60% of your home's value when you remortgage. It's the cheapest d…
Anon32 Avatar1m, 2w agoFound 1 month, 2 weeks ago25 Comments
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I am/was in the process of applying for the same product at 1.82% I called them on Saturday and they're happy to send a new offer for 1.68% As a result you've saved me £11/month, so £660 in total. So very, very grateful <38):)
4447
Can someone please kindly give some advise?

My 2 year fixed at 2.29% is finishing at the end of this month and I've got under 60% ltv left so house worth over 140k and left 65k on mortgage.
My current provider is offering 2.69% for 2 years with no fee.

What shall i do?


im not a mortgage adviser but Ive always been with Nationwide. With your figures as a new customer they would offer you a 2 year fixed @ 1.59% with no fee. same rate for a 2 year tracker with no fee. A 5 year is 2.09% no fee. my advice would be to leave your current provider as they are not competetive! my other advice would be to take a tracker for 2 years that has no early repayment charge and get it hammered with overpayments!
fossman
How long before your fixed rate ends should you apply for a new mortgage? Mine ends on 31 October 2017 and this deal would be ideal.


If you repay your existing mortgagee before the end of the fixed rate period, you'll almost certainly have a penalty - check your documentation. I doubt that Tesco will hold the funds for you for nearly five months if you are re-mortgaging - but it only takes a call to find out.

You could always contact a broker like the earlier poster (but check his credentials if you do take specific advice from him/her outside these forums).
How long before your fixed rate ends should you apply for a new mortgage? Mine ends on 31 October 2017 and this deal would be ideal.
4447
Can someone please kindly give some advise?
My 2 year fixed at 2.29% is finishing at the end of this month and I've got under 60% ltv left so house worth over 140k and left 65k on mortgage.
My current provider is offering 2.69% for 2 years with no fee.
What shall i do?
Ask a mortgage advisor like me for a quote.. not tied to one lender either.
254

0% interest on purchases 30 months - Second longest ever 0% purchase credit card @ Tesco Bank **No Referrals**

32
£0.00 @ Tesco Bank
Need-to-knows - Not all those accepted will be offered the full 30 months – some will be offered 24 or 18 months at 0%. - You get Clubcard points on your spending – one point for every full £4 spent… Read More
Need-to-knows - Not all those accepted will be offered the full 30 months – some will be offered 24 or 18 months at 0%. - You get Clubcard points on your spending – one point for every full £4 spent…
vassy1 Avatar2m, 2w agoFound 2 months, 2 weeks ago32 Comments
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RedmanDealer
Hi all, does anyone know if Tesco are still doing the referral scheme? The link to the form no longer works. I do have a copy of the form (used it before) but it'll be pointless uploading it if they have ended the scheme!

spotted the other day that the referral form wasn't there, wouldn't be surprised if they had ended it
Hi all, does anyone know if Tesco are still doing the referral scheme? The link to the form no longer works. I do have a copy of the form (used it before) but it'll be pointless uploading it if they have ended the scheme!
Can you top up revolut card and pay later?
So last month I discovered a cock up on behalf of Tesco bank. They charged me £80.09 interest on an interest free balance transfer I've had for months. They refunded it to my credit card but not back to my bank. I was compensated £25 to my bank accout but still out of pocket to the tune if £50 for the month. Just had my latest statement and they are about to charge me £77.67 interest this month on the interest free balance transfer amount. Apparently this is for last month before they corrected the error made when they were supposed to reinstate the balance transfer interst free facility. Why was this not adjusted when they reinstated the balance transfer? Instead they are going to take £77.67 which once taken they can't refund back to my bank and leave me £77.67 short for living on again. This is appalling. It's abuse of the direct debit. The amount is incorrect and I've just been told as it's been generated it can't be adjusted on the bill. So although it will be refunded and come off my credit card bill I won't get it back in my bank so I'm force to make a higher payment than I should be which puts me in a mess for the second time. If that direct debit amount isn't corrected and is taken I will be making a very loud complaint. They are helping themselves to my hard earned money without my permission. Just spoke to the 24 hour customer services who of course can't help me so at the end of a long night shift I have to stay up to call operations finance. I am livid Tesco bank for goodness sake get it sorted and stop taking large amounts you aren't entitled to from my bank ultimately forcing me to use a credit card to buy food and incur interest on that use. Items I would have been buying with money taken incorrectly from my bank account. I've been put through unbelievable stress over this. I took the direct debit option to avoid mistakes with payment thus avoiding stress as I have a health condition where stress has a severe effect on me physically. Here I am stressed to the eyeballs and in severe pain thanks to the very thing I put in place to avoid stress. £77.67 is a lot of money to me as I'm sure it is most people.



Edited By: Nell21 on May 19, 2017 01:23: Add information
Right I'm with you so the 60 days is to cover them after the 0% promotional period has ended and if you continue to use the card after that period
-60Expired

50% off Pet Insurance Tesco bank Accident & Injury

6
£0.00 @ Tesco Bank
Good basic pet insurance including public liability (springer spaniel £34.80 for the year, I choose £60 excess) States as Accident and Injury. Super bonus Quidco £50 cash back for new pet insurance po… Read More
Good basic pet insurance including public liability (springer spaniel £34.80 for the year, I choose £60 excess) States as Accident and Injury. Super bonus Quidco £50 cash back for new pet insurance po…
chriscundall Avatar3m, 2w agoFound 3 months, 2 weeks ago6 Comments
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cashback is only for standard, extra or premier policies. you wont get cashback for accident and injury cover.
if u get pet insurance it needs to be a least 2 grand cos anything less wouldn't touch the sides
Be very careful with Pet insurance. The first company you choose is vitally important as it is difficult to change and providers that will cover pre existing conditions once you have made a claim.

We chose AXA thinking they were a safe bet and second in the charts behind market leaders PetPlan who were slightly more expensive.

All well for first two years until AXA pulled out of the pet insurance market and sold the order book to NCL. They were obliged to continue cover but as we had made claims for skin problems we are now at their mercy.

Edited By: JohnnyUtah on Apr 04, 2017 13:00
I checked out my springer cross at £150 pa I am currently on petplan at three times that!! The policies were as similar as I could make them. This is worth researching if you are ready to buy.
if your interested take the time to read the plan and policy.
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-118

Tesco Bank Current Account - 3% AER - reopened for applications

22
£0.00 @ Tesco Bank
Looks like Tesco are reopening applications for their Current Account with 3% interest. Sadly they've applied some more conditions to receiving it for new applications: Current Account - Important Read More
Looks like Tesco are reopening applications for their Current Account with 3% interest. Sadly they've applied some more conditions to receiving it for new applications: Current Account - Important
WillPS Avatar3m, 2w agoFound 3 months, 2 weeks ago22 Comments
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Asked them today and got this reply.... "your second application would be considered a new application and therefore the new criteria would be applicable. If you opened the account you currently have before the new rules then there will be no changes to that account. However, for any new applications, including secondary accounts, the new rules will apply, I hope that makes sense!
WillPS
throwawaysociety
Has anyone got any crafty ideas for paying the DD's? I worked out ( I think, if my sums are correct) that if you're forced to pay £3 per month to charities the effective rate is 2.3% which is still pretty good, but one or two DD's funding your own accounts could raise it.
If you have any monthly credit card payments (Netflix or similar) move them to a credit card (ideally a dormant one you have), then set up a monthly direct debit to pay in full?

Good idea but unfortunately I have nothing like that...I think I've got it worked out though. I remember I had an old post office savings account which has a direct debit function , so I am going to re-open one of those specifically for this purpose (all the t&c's suggest it's the same as before but I will see...) For the second I will put the interest + a few pound into Ratesetter and for the third I will either feed my LISA monthly or give it to a charity. I wish I had just opened a second account now before they added all these hoops to jump through
throwawaysociety
Has anyone got any crafty ideas for paying the DD's? I worked out ( I think, if my sums are correct) that if you're forced to pay £3 per month to charities the effective rate is 2.3% which is still pretty good, but one or two DD's funding your own accounts could raise it.
If you have any monthly credit card payments (Netflix or similar) move them to a credit card (ideally a dormant one you have), then set up a monthly direct debit to pay in full?
Has anyone got any crafty ideas for paying the DD's? I worked out ( I think, if my sums are correct) that if you're forced to pay £3 per month to charities the effective rate is 2.3% which is still pretty good, but one or two DD's funding your own accounts could raise it.
WillPS
throwawaysociety
Would existing customers opening a second account be subject to the new terms and conditions on that second account?
I would guess that yes, they would - but I reckon you'll only know by giving it a try.
You are correct!
1440Expired

Tesco current account pays 3% AER on savings balances up to £3,000 guaranteed from April 2017 - April 2019 £3,000.00

500
£3000.00 @ Tesco Bank
Best saving rate on the market. It pays an attractive 3% on balances of up to £3,000, and there are no requirements for customers to pay in a minimum amount (ie their salary or pension) every month, o… Read More
Best saving rate on the market. It pays an attractive 3% on balances of up to £3,000, and there are no requirements for customers to pay in a minimum amount (ie their salary or pension) every month, o…
vally77 Avatar5m, 2w agoFound 5 months, 2 weeks ago500 Comments
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Weggie
It's been credited now. Credited on the 8th, but the transaction shows as being done on the 7th. Cheeky of them to not notify customers affected of late payment. An email costs nothing and potentially saves a load of people phoning in. Glad I do not use the current account as a proper current account!

Same here. Let's see if it's back to normal next month.
Weggie
It's been credited now. Credited on the 8th, but the transaction shows as being done on the 7th. Cheeky of them to not notify customers affected of late payment. An email costs nothing and potentially saves a load of people phoning in. Glad I do not use the current account as a proper current account!

How strange?
It's been credited now. Credited on the 8th, but the transaction shows as being done on the 7th. Cheeky of them to not notify customers affected of late payment. An email costs nothing and potentially saves a load of people phoning in. Glad I do not use the current account as a proper current account!

Edited By: Weggie on Jun 08, 2017 01:07
Weggie
I was due an interest payment today, which has not been credited. It always appears on the 7th.

I'm in the same position as you. The last two months it has been paid on the 7th, nothing today. Will check in tomorrow. This is an account opened before they stipulated the 3 x Direct Debits and minimum pay in.
Thanks for the replies. There is something amiss then. If it does not show in the morning, I will call them.

Edited By: Weggie on Jun 07, 2017 21:47
281

Free Life Insurance for New Parents up to £20,000 no strings Tesco Bank

15
£0.00 @ Tesco Bank
Was just browsing looking for a new life insurance provider and found this gem for new parents. If you pass away before your child turns 1 then Tesco will provide £10K per parent. Official Offer… Read More
Was just browsing looking for a new life insurance provider and found this gem for new parents. If you pass away before your child turns 1 then Tesco will provide £10K per parent. Official Offer…
stevenfeeney Avatar7m, 2w agoFound 7 months, 2 weeks ago15 Comments
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Teza511
Must make a child fast.....
Order one from China. Pretty sure GearBest sells.
milesy29
Daniboy
Cold post office is 15000 per parent and 12 months cover for kids upto 4. http://www.postoffice.co.uk/life-insurance/free-parent-life-cover

Not exactly COLD is it? Its still a great deal.


Post office is 50% more than tesco. I think it's a no brainer the tesco deal is cold
Daniboy
Cold post office is 15000 per parent and 12 months cover for kids upto 4. http://www.postoffice.co.uk/life-insurance/free-parent-life-cover

Not exactly COLD is it? Its still a great deal.
Terms also indicate parents aged 18-66, so Mick Jagger is out of luck! :)
s24adm
Got a few of these free policies to run alongside my proper life insurances. The Post Office offer is MUCH better tho. Neither are a true alternative to proper life insurance however, more of a bonus sum if the kids are still young.
And the Post Office is also an Aviva product, so you can't have that and the Tesco Bank offer (or rather you can, but Aviva would only pay out on one of them).

Edited By: premierfella on Dec 09, 2016 09:58
1094

Longest ever 0% purchase credit card 28 month @ Tesco Bank, there are longer balance transfer cards but this is for Purchases:)

147
£0.00 @ Tesco Bank
Longest ever interest free period card, as with many of these things some may not get the full 28 months more details in comment 1 credit to MSE for the additional info Longest claim is for purchas… Read More
Longest ever interest free period card, as with many of these things some may not get the full 28 months more details in comment 1 credit to MSE for the additional info Longest claim is for purchas…
eslick Avatar10m, 2d agoFound 10 months, 2 days ago147 Comments
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Any more feedback on this?
All good no problems?

Any quidco option, I only see bank transfer ones.
I plan to use this to pay for a villa through PayPal, and also purchase dollars through fair fx.
Anyone know if this is likely to cause an issue? They seem to be purchases to me
Thanks

Edited By: techmob on Dec 14, 2016 23:20: Extra info
Late here but I applied and got accepted.
£3,300 limit!
Never got any confirmation email etc I just logged into the Tesco bank page and see my details in there now.
I guess the card will be on it's way!
morgie
roadie
morgie
roadie
morgie
dabe1971
Once you have the card you should be able to log in to your providers site & setup a DD for the minimum payment.
You can do this before you receive the card in this case. Once you receive a text from them ~24hrs after a successful application you'll find you can login to the online banking and also setup the DD.
Still no message and as I was doing the application the reference number I had was lost as battery died! Thinking a call may need to be made.
Good idea. Did you do the sign up to online banking as part of the application? I did. Maybe it's related to that. If you did, maybe see if you can a login first.
I'm not sure if I signed up. I think I did but I didn't receive an email. I got to the bit where it says we can give £2100 for 21 months.
It asked for some details etc then the battery went dead.
However I filled the details with the address so they should be able to locate via that.
Good stuff, you got the pin already!
Yeah, give them a buzz. I did think the application was a bit odd in that it felt like you'd been approved and completed it, as it told you your limit and that you'd been approved, but you then had to expand ~3 sections and tick to confirm you accepted all of the T&C before it was really completed.

Going to call them now. Lol
Application done. Move from Capital One hopefully
I've never had a credit card before, so excuse the possibly stupid question: if the central banks raise interest rates, does Tesco have a legal right to increase the rate of this product before the 28-month term ends? -or before any other period of time?

I don't want to get burned, but this would really help me out with a bigger purchase which I am good for and could re-pay within 6 months. Cheers!
72

21 months 0% interest period on purchases Credit Card @ Tesco Bank + Possible £30.30 TCB!

6
£0.00 @ Tesco Bank
Here's the blurb... No interest to pay on purchases for the first 21 months. Earn Clubcard points wherever you use your card, plus your usual points in Tesco Terms apply. 0% interest on balance t… Read More
Here's the blurb... No interest to pay on purchases for the first 21 months. Earn Clubcard points wherever you use your card, plus your usual points in Tesco Terms apply. 0% interest on balance t…
woldranger Avatar1y, 1w agoFound 1 year, 1 week ago6 Comments
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batemansxxxb
Tesco bank,like most other financial institutions won't accept you if you aren't working,unless of course you already bank with them
Well, that's not true. I set up an account with Tesco Bank whilst not being employed and had no ties to their banking branch. Now credit cards, that's another matter, but I'm looking for facts on this not conjecture. I think I'll hold off till I'm in work.
Tesco bank,like most other financial institutions won't accept you if you aren't working,unless of course you already bank with them
Edit: says you must have an annual income of at least 5k , so maybe if you get disability benefits to the tune of £5000 if you're not working

Edited By: batemansxxxb on Jul 15, 2016 20:03
woldranger
Jetset1981
woldranger
I was looking at the Tesco Balance transfer card and came across this. Thankfully I've not got any cards where I need to transfer the balance but I wouldn't mind maxing this card out for the 21 month period of 0% interest. It seems to be £1200, is that right?
I've just posted this to see what people think of Tesco's banking and especially if anyone's had any experience with this specific card. I'm not fussed about the TCB, if I go ahead then obviously I'll try it but I certainly wouldn't apply for the card purely to get cashback.
I get cards purely for the cash back. 1 every 6 months. Free money really. I don't actually use it. I'm classed as a new Tesco customer again now so ordered again. No problems last time. Thanks op.

So if you're a Tesco Banking customer, there should be no issues getting this card then? My credit is fine but I'm not in work at the mo. I could hold off till I'm earning again so I know I'll get accepted, but I'd prefer to get it out of the way.


I'm not sure to be honest with not working. No problem regarding the Tesco banking though. Try one of the eligibility probability searches on money saving expert to estimate your chances of success. You can have 2 tesco credit cards also so in theory you could do the cash back twice.
Jetset1981
woldranger
I was looking at the Tesco Balance transfer card and came across this. Thankfully I've not got any cards where I need to transfer the balance but I wouldn't mind maxing this card out for the 21 month period of 0% interest. It seems to be £1200, is that right?
I've just posted this to see what people think of Tesco's banking and especially if anyone's had any experience with this specific card. I'm not fussed about the TCB, if I go ahead then obviously I'll try it but I certainly wouldn't apply for the card purely to get cashback.
I get cards purely for the cash back. 1 every 6 months. Free money really. I don't actually use it. I'm classed as a new Tesco customer again now so ordered again. No problems last time. Thanks op.

So if you're a Tesco Banking customer, there should be no issues getting this card then? My credit is fine but I'm not in work at the mo. I could hold off till I'm earning again so I know I'll get accepted, but I'd prefer to get it out of the way.
woldranger
I was looking at the Tesco Balance transfer card and came across this. Thankfully I've not got any cards where I need to transfer the balance but I wouldn't mind maxing this card out for the 21 month period of 0% interest. It seems to be £1200, is that right?

I've just posted this to see what people think of Tesco's banking and especially if anyone's had any experience with this specific card. I'm not fussed about the TCB, if I go ahead then obviously I'll try it but I certainly wouldn't apply for the card purely to get cashback.


I get cards purely for the cash back. 1 every 6 months. Free money really. I don't actually use it. I'm classed as a new Tesco customer again now so ordered again. No problems last time. Thanks op.
598

39 months with no interest to pay on balance transfers @ Tesco Bank (£29 Quidco)

35
£0.00 @ Tesco Bank
Why pay interest when you don't have to? If you've got outstanding balances on other credit cards or store cards and are paying a higher rate of interest, you could save money by transferring them. Pa… Read More
Why pay interest when you don't have to? If you've got outstanding balances on other credit cards or store cards and are paying a higher rate of interest, you could save money by transferring them. Pa…
philmitchell Avatar1y, 1w agoFound 1 year, 1 week ago35 Comments
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thekudos
Is there any point applying for this I have been turned down for the AA and Virgin cards in the past week.

2 x £10,000 credit cards with 23% interest payable next month on one of them! Desperate.

Credit cards can be rather odd. My sister earns way more than me and is in a more established profession, yet she was offered only £1200 with the Tesco credit card and rejected by the AA card. She was accepted by Virgin and given the maximum. I wonder how they work out who to reject and who to accept because there doesn't seem to be a consistent pattern.
What's the maximum amount you can transfer with the Tesco card? The Fluid credit card was good for doing a balance transfer and then transferring the money to a bank account. Only problem is once the account goes to zero, they automatically shut your account.
Is it possible to use to pay off existing bank loans?
atom
I find credit cards a minefield.
I want to buy a car, I have all the money for the car, I just want a credit card for the extra protection, are there any cards which would suit me (without any fees). Any help greatly appreciated.

You only need to put a tenner (not even that !) on your cc card for the extra section 75 protection a purchased item that costs more than £100 and less than £30k , I would imagine any cc card would give you this . I used First Direct recently for a claim under section 75 for my car purchase earlier this year and it was dealt with efficiently by them. I did have a rock solid claim though and got paid out £900 for a new clutch and flywheel for a 2nd hand car ( clutch was slightly slipping within days of buying it ) - good job for section 75 as the dealer didn't want to know ! ;)

PS - Make sure you are issued with a receipt to state that the part payment by CC is part of the car purchase and therefore no dispute can arise as to what the cc payment was for , this I believe is quite important.



Edited By: rooney10 on Aug 21, 2016 13:59: typo
I find credit cards a minefield.
I want to buy a car, I have all the money for the car, I just want a credit card for the extra protection, are there any cards which would suit me (without any fees). Any help greatly appreciated.
729

2 Year 0% Balance Transfer Fee Free Credit Card + possible £31.50 cashback @ Tesco Bank

51
£0.00 @ Tesco Bank
Tesco have moved their fee free balance transfer card from 21 months to 24 months - so 2 years 0% with no fee. Best 2 year fee free balance transfer deal in my opinion as no additional conditions Read More
Tesco have moved their fee free balance transfer card from 21 months to 24 months - so 2 years 0% with no fee. Best 2 year fee free balance transfer deal in my opinion as no additional conditions
Chanchi32 Avatar1y, 2w agoFound 1 year, 2 weeks ago51 Comments
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Happy days! Played this offer to the full advantage. As I already have Tesco cc I have referred my wife, got £33.30 TCB plus 1000 clubcard points each. Then she referred me so I applied for my second Tesco cc, again £33.30 TBC plus 1000 points each. All confirmed and applied to relevant accounts :)
Cheers OP!
tkop
Great deal; Thank you OP. I had a balance on another CC which was coming to the end of it's 0% period. Applied for the Tesco CC and got 19k credit limit in 5 minutes, wow! They also accepted the transfer from my other CC. A bit worrying that banks are giving out so much 'free' (before anyone jumps on this I mean 0% for 2 years) cash; trends of pre-2008 lending! My CC is going in the safe so that I am not tempted by the remaining 13k available credit on it. You get 3 months 0% balance transfers and also 1 month 0% on all purchases!

I've just done it and was thinking the same thing - I haven't swopped cards in a while and thought it would offer something like £3000 or £4000, I also got offered 19K - god grief! - I might ring them and get them to reduce it once it's set-up.
How hot is this? £30 cashback + my girlfriend will reffer me so we both get 1000 Clubcard Points!
Great deal; Thank you OP. I had a balance on another CC which was coming to the end of it's 0% period. Applied for the Tesco CC and got 19k credit limit in 5 minutes, wow! They also accepted the transfer from my other CC. A bit worrying that banks are giving out so much 'free' (before anyone jumps on this I mean 0% for 2 years) cash; trends of pre-2008 lending! My CC is going in the safe so that I am not tempted by the remaining 13k available credit on it. You get 3 months 0% balance transfers and also 1 month 0% on all purchases!
cts_casemod
I just signed for this two weeks ago (for the 21months deal) received the card today (haven't activated)
Can I ask the new deal?

phone customer service and ask - nothing to lose
27

tesco travel insurance flash sale

6
£0.00 @ Tesco Bank
If you’re a new customer, with a Clubcard, you can get 25% off Tesco Travel Insurance in our online Flash Sale. With our 24-hour emergency helpline and an experienced UK-based team, and not to mentio… Read More
If you’re a new customer, with a Clubcard, you can get 25% off Tesco Travel Insurance in our online Flash Sale. With our 24-hour emergency helpline and an experienced UK-based team, and not to mentio…
timinata Avatar1y, 1m agoFound 1 year, 1 month ago6 Comments
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I always do LV premier. It is around £140 for a couple policy worldwide but they are brilliant and I've claimed before. They also include many activities that some policies don't, such as horse riding and hiking or mountain climbing up to 6000 metres. It's good if you aren't just taking general package holidays. When I went to Antarctica they were one of only a minoriry number of companies that covered me as standard on their premier policy as the medical cover we has to have was crazy expensive.

Edited By: rachelandgromit on Jun 17, 2016 09:04
if you are looking for yearly travel insurance then this can be expensive even with the 25% off for the same cover, go for Tesco's "Finest" worldwide policy which before the 25% off is £231 for a family policy where as Nationwides flex account is £120 which includes your travel insurance with the same level of cover, car breakdown, mobile cover and much more.

You will be able to get cheaper worldwide cover from Tesco cheapest is £128 a year however, the cover is so low and in many countries the medical cover will not be sufficient.

There are cheaper travel insurance companies but do remember cover isn't always the same.


Edited By: eslick on Jun 17, 2016 07:58
What a rip off!! Go to compare the market for the exact same thing and get it for pennies!! Just got a quote for £29.97 for a single trip with tesco....even with 25% off its still a con!!
I had an accident with Tesco motor insurance. Couldn't praise them enough... I didn't have to worry about anything and was all sorted very quickly
yeah, can imagine to call the m0rons for some claim ....
Did you ever had Tesco Motor Insurance and handle a accident claim with them ?
41Expired

25% off Tesco Travel Insurance for new customers with a Clubcard - Single Trip and Annual Cover - Tesco Bank

3
£0.00 @ Tesco Bank
If this is a genuine 25% saving then potential good savings to be had. T&C's : Discounts do not apply to options you can add to your policy and are subject to a minimum premium. Underwritten by Read More
If this is a genuine 25% saving then potential good savings to be had. T&C's : Discounts do not apply to options you can add to your policy and are subject to a minimum premium. Underwritten by
aing69 Avatar1y, 2m agoFound 1 year, 2 months ago3 Comments
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Seems expensive ...
Annual cover came out at £120 for a family of 3 (without the discount). 4 times what I pay at the moment.
I still find American Express Select (with 23.1% cashback and 30% off using the voucher code "relax") the cheapest. Trips lasting 60 days are part of the normal policy (you don't have to pay extra as with this deal) and the greatest bit is for an extra 10 quid you can waver the excess.
78

Tesco No Balance Transfer Fee Credit Card @ Tesco Bank - £30.30 cashback @ TCB

9
£0.00 @ Tesco Bank
Fee free balance transfer and £30.30 cashback via TCB plus Clubcard points on purchases. Also £30.30 on their 21 month interest free for purchases card http://www.topcashback.co.uk/tesco-bank-cred… Read More
Fee free balance transfer and £30.30 cashback via TCB plus Clubcard points on purchases. Also £30.30 on their 21 month interest free for purchases card http://www.topcashback.co.uk/tesco-bank-cred…
DeanSteven Avatar1y, 2m agoFound 1 year, 2 months ago9 Comments
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Massive warning anything thinking of applying for a Credit Card from Tesco Bank

First statement had a charge on it, I'd assumed the first month had been the balance transfer fee, when a similar amount appeared on this month, it's clear they're charging me interest despite the balance transfer apparently being free.

I phoned up their help line and the response I got was that, despite their website saying it was 0% on payments to banks and 0% for credit cards, that the offer I had applied for was only for credit cards and that I should have applied for a specific bank card..

I'm not convinced I was ever even given the option (was sure I was applying for a general balance transfer card), let alone it made clear that there was a difference between the options.

They've escalated my complaint, if all doesn't go smoothly I'm stuck paying £40 a month interest on a balance I can't afford to pay off (the money was used to close other cards).
Applied for this approx 3-4 weeks ago via Topcashback. It tracked fine for me and have received a payout from Topcashback today of £30.30!!
Tesco. Credit card cash back. Never going to happen.
I applied for this before through Quidco. It tracked perfectly but then they declined it for no reason. Quidco didn't allow me to raise a claim so I simply cancelled the card. Really it was a dishonest and sneaky thing for them to do!
I always get Tesco cashback declined
-32

12 months free £15,000 life insurance Tesco Bank

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What do I get? Free life cover of £15,000 for 12 months if the parent or parent-to-be covered dies during this time The child’s second parent (or parent-to-be) can apply for their own Tesco Bank E… Read More
What do I get? Free life cover of £15,000 for 12 months if the parent or parent-to-be covered dies during this time The child’s second parent (or parent-to-be) can apply for their own Tesco Bank E…
jessw640 Avatar1y, 2m agoFound 1 year, 2 months ago3 Comments
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I guess because it's only £15,000 but me and my partner don't have life insurance so a free £15,000 is one of us goes is better than nothing!
nice one, thanks
why is this cold?...its free life cover, this can only be a good thing if you're a parent
306Expired

4000 clubcard points when you buy tesco home insurance

28
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4000 clubcard point when you buy tesco home insurance, I'm now only paying £130 a year for building and contents plus 4000 clubcard point. great deal the code is H4000GR Read More
4000 clubcard point when you buy tesco home insurance, I'm now only paying £130 a year for building and contents plus 4000 clubcard point. great deal the code is H4000GR
cjedwards81 Avatar1y, 3m agoFound 1 year, 3 months ago28 Comments
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Got my points this morning, I only signed up 3 or so weeks ago
Can confirm this worked online. 4000 points on the account this morning,TCB still tracking ok.
craig1977
emzeebabez
Does this work online too or just via phone?

Thanks


I put the promotion code into Compare the market and it said it was accepted at the quote stage. I called Tesco Bank to check and purchase the policy and the points had been added to the policy already. Great deal, and one of the cheapest insurance policies out there!


That's great if it works as it says not in conjuction with any other offer or comparison websites
grumbler
Well, some insurers offer £84 cashback via TCB. What's special with 4000 points?
My insurance cost me £16 after the cashback.
Some people at MSE even make profit.

Yep, I made £9 by taking out a contents policy last week!

Does look horrendous till you look at all the other major insurers e.g. John Lewis, Aviva etc. All rated around 1 out of 5 seems to be a general preception of insurance companies doing everything to get out of paying claims which all of us know is probably the case!
943

0% Interest on balance transfers for 40 months with 2.69% fee @ Tesco Bank

93
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Apologies if this has already been posted but just got the email and this looks like a cracking deal really. Last balance transfer card i got was 36 months I think with Barclay's. Read More
Apologies if this has already been posted but just got the email and this looks like a cracking deal really. Last balance transfer card i got was 36 months I think with Barclay's.
toffeelover9 Avatar1y, 3m agoFound 1 year, 3 months ago93 Comments
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Good deal
I want to borrow 2000 to buy a car. if I get this card, can I transfer 2k to my Barclay's account and take out the money and buy the car?? if I pay back 200 a month how much will I have paid back ? thanks in advance for any help
ohdearohdear
cheekyfrazzleboi
ohdearohdear
How to transfer money from another credt card to Tesco card? I can't figure it out.
I know, I called them because I did a money transfer by mistake thinking it was a Balance Transfer - the place they put the link is NOT where you would expect it to be lol.
On your main account page (Online banking overview) - Under your Current Balance and Limit press the blue "Manage Account" button. Then when the next page loads look in the middle and there are three blue hyperlinks (clickable) - one says "Transfer a balance from another card" - click that.... when the next page loads just fill in the Credit Card number, the amount, tick the box and click continue - sorted!!!! :)
Thank you so much :)

You're welcome :)
cheekyfrazzleboi
ohdearohdear
How to transfer money from another credt card to Tesco card? I can't figure it out.
I know, I called them because I did a money transfer by mistake thinking it was a Balance Transfer - the place they put the link is NOT where you would expect it to be lol.
On your main account page (Online banking overview) - Under your Current Balance and Limit press the blue "Manage Account" button. Then when the next page loads look in the middle and there are three blue hyperlinks (clickable) - one says "Transfer a balance from another card" - click that.... when the next page loads just fill in the Credit Card number, the amount, tick the box and click continue - sorted!!!! :)
Thank you so much :)
ohdearohdear
How to transfer money from another credt card to Tesco card? I can't figure it out.

I know, I called them because I did a money transfer by mistake thinking it was a Balance Transfer - the place they put the link is NOT where you would expect it to be lol.
On your main account page (Online banking overview) - Under your Current Balance and Limit press the blue "Manage Account" button. Then when the next page loads look in the middle and there are three blue hyperlinks (clickable) - one says "Transfer a balance from another card" - click that.... when the next page loads just fill in the Credit Card number, the amount, tick the box and click continue - sorted!!!! :)
646

Tesco 0% interest on balance transfers for the first 21 months. 0% FEE in first 90 days!

51
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No balance transfer fee! 0% interest on balance transfers for the first 21 months. This offer is applied to any balances transferred within the first 90 days of account opening, if you make your mini… Read More
No balance transfer fee! 0% interest on balance transfers for the first 21 months. This offer is applied to any balances transferred within the first 90 days of account opening, if you make your mini…
dmaster2000 Avatar1y, 4m agoFound 1 year, 4 months ago51 Comments
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Thanks OP..very timely! :D
Thanks OP - Just what i was looking for!:D
Just Signed Up Thanks OP!! 8)
Thanks OP. Just signed up and got accepted with just over £5000 credit limit, which is a lot more than I asked for. This will now save me £35 a month interest for the next 21 months!!
does the interest free for 21 months start when account is opening or the money is transfered?
232

Free Life Insurance for New Parents @ Tesco Bank

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£10,000 of life cover, if you die on or before your child's first birthday – that's £20,000 per child if both parents apply Absolutely free - no catch or auto-renewal, just think about us when you co… Read More
£10,000 of life cover, if you die on or before your child's first birthday – that's £20,000 per child if both parents apply Absolutely free - no catch or auto-renewal, just think about us when you co…
kneale81 Avatar1y, 4m agoFound 1 year, 4 months ago11 Comments
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Tesco/Aviva now offering £15k for a year. Well worth it if you have no other cover
There's a method of rotating the cover to cover yourself for the first 5 years of your youngest child's life, which I'll not post to take credit for.
Basically read the terms of conditions of free insurance from Tesco, Post Office, Emma's Diary / Boots / other baby starter pack, and finally Aviva who seem to underwrite all the cover from these providers. Some are the first year, some are for one year within the first five years, and applies to the youngest child if you wish.

We're into the fourth year of our free cover with Tesco currently, but have used POst Office and Aviva before, and have at least 2 more options until youngest turns 5 (new date of birth to input, so we can go back to Aviva once more).
Calldean
RedmanDealer
but otherwise you're just handing all your details over to be bombarded 12 months from now. Far better to invest in proper cover that you don't have to rely on remembering to renew etc.
Please, if you've no experience of something, don't post rubbish.
I did this 18 months ago; I got one letter telling me it was about to expire. Nothing since.
For all the hassle this is (Fill out a couple of forms, sign a letter), it's worth it for 10k should the worst happen - there's nothing to stop you having other policies, so this is just a little extra piece of mind.

Agreed. I did the Post Office equivalent. I got one letter and nothing else.
RedmanDealer
but otherwise you're just handing all your details over to be bombarded 12 months from now. Far better to invest in proper cover that you don't have to rely on remembering to renew etc.

Please, if you've no experience of something, don't post rubbish.

I did this 18 months ago; I got one letter telling me it was about to expire. Nothing since.

For all the hassle this is (Fill out a couple of forms, sign a letter), it's worth it for 10k should the worst happen - there's nothing to stop you having other policies, so this is just a little extra piece of mind.
I recall that I did the same thing on post office. they also give 1 year free insurance
349Expired

0% interest on balance transfers for the first 40 months with a 2.69% fee with Tesco Bank Credit Card

24
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Tesco Bank clubcard credit card now offering 0% interest on balance transfers for the first 40 months with a 2.69% fee. This is a very good deal for those looking for a good balance transfer card. Ti… Read More
Tesco Bank clubcard credit card now offering 0% interest on balance transfers for the first 40 months with a 2.69% fee. This is a very good deal for those looking for a good balance transfer card. Ti…
nhskbhatia003 Avatar1y, 4m agoFound 1 year, 4 months ago24 Comments
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Maniek133
tommyleinen
Maniek133
To be honest I don't know. I just saw it during application process that the rate and term is the same, but I would try to enter your bank card details. Worst can happen it will be rejected and you will have to call them
Found the answer, what I described is a 'money transfer' card, similar but 3.94% charge, same 40 months interest free: http://www.tescobank.com/credit-cards/money-transfer/index.html?atlassource=paid&cmpid=ppc/acq/cc/g/bp/na&gclid=CKbj1amwuMsCFfEV0wodZ9kG-w
I'm talking about OP's deal. I applied for the card and during application process there was mention what is included like Extra Clubcard points etc. One of which was money transfer option with the same "rules" as balance transfer.


How weird, they told me over the phone it couldn't be done and I have had to cancel the original and wait another month to apply again!
Consolidating my MSc debt onto this will save me a lot of money, thanks.
tommyleinen
Maniek133
To be honest I don't know. I just saw it during application process that the rate and term is the same, but I would try to enter your bank card details. Worst can happen it will be rejected and you will have to call them
Found the answer, what I described is a 'money transfer' card, similar but 3.94% charge, same 40 months interest free: http://www.tescobank.com/credit-cards/money-transfer/index.html?atlassource=paid&cmpid=ppc/acq/cc/g/bp/na&gclid=CKbj1amwuMsCFfEV0wodZ9kG-w
I'm talking about OP's deal. I applied for the card and during application process there was mention what is included like Extra Clubcard points etc. One of which was money transfer option with the same "rules" as balance transfer.
Maniek133
To be honest I don't know. I just saw it during application process that the rate and term is the same, but I would try to enter your bank card details. Worst can happen it will be rejected and you will have to call them

Found the answer, what I described is a 'money transfer' card, similar but 3.94% charge, same 40 months interest free:

http://www.tescobank.com/credit-cards/money-transfer/index.html?atlassource=paid&cmpid=ppc/acq/cc/g/bp/na&gclid=CKbj1amwuMsCFfEV0wodZ9kG-w
To be honest I don't know. I just saw it during application process that the rate and term is the same, but I would try to enter your bank card details. Worst can happen it will be rejected and you will have to call them
290

4000 Clubcard Points (£120 in Boost) with Tesco Home Insurance

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Thank you to Shopper Points for the post and the heads up. Until 29th April Tesco Bank is giving 4000 Clubcard points to everyone who takes out home insurance (contents and building) via telephone Read More
Thank you to Shopper Points for the post and the heads up. Until 29th April Tesco Bank is giving 4000 Clubcard points to everyone who takes out home insurance (contents and building) via telephone
stevenfeeney Avatar1y, 4m agoFound 1 year, 4 months ago16 Comments
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Could you take out the policy and soon after the points are added and then cancel bagging the 4000 points........could they snatch the points back....anybody tried this??
Worked for me with online application. Cheers.
I applied online 3 weeks ago. Called today as policy not started yet & they added the point on for me.
Spoke to someone at Tesco, the code is listed as working as working online and over the phone - so I bought via Quidco as well. Here's hoping...
shammy84
I looked into this last week. Not a great deal. On phone quote was 170 but via topcashback quote was £130 with £40 cash back! Shop around folks!


I agree top cash back was better deal for me but it will obviously depend on where you live!!

Tesco Bank Offers: Account, Credit Card or Insurance for Less

Although you might not immediately associate Tesco with banking, Tesco Bank is one of the biggest retail banking operations in the UK, managing 8.1 million accounts and handling £1.2 billion in credit card spending every month. Read on to find out how the UK’s favourite retailer can help you save cash on your regular spending and provide access to competitive credit card accounts.

Tesco Bank: Personal Finance Retailer

Tesco Bank started operating in 1997. Initially, it was separate from its parent company, and was founded in response to efforts by Tesco’s competitors to branch out into personal finance. Spurred on by retailers like Sainsbury’s, Tesco started to market credit cards, savings accounts and insurance in-store, taking advantage of its high customer numbers and reputation.

For the first decade of its life, Tesco Bank was a joint venture with Royal Bank of Scotland, but this all changed when Tesco purchased the entire company in 2008. These days, it remains wholly owned by the supermarket, and provides a full range of financial services – from mortgages to currency exchange. And with 8 million account holders, it is up there with the largest banks in Europe.

Where to Find Tesco Bank’s Products

To start an account with Tesco Bank (or explore any of its other services), all you need to do is to visit www.tescobank.com. There used to be branches in larger Tesco superstores, but recent years have seen the company reforming its finance arm, closing bricks and mortar locations and transferring everything online.

Product Categories Offered by Tesco Bank

When you pay tescobank.com a visit, you’ll find a wide variety of financial products on offer, including:

  • Traditional banking products – Includes current accounts and travel money services. Current accounts are linked to Tesco’s ClubCard loyalty scheme, enabling holders of a Tesco Bank debit card to accumulate ClubCard points as they shop, saving money over the long-term.
  • Credit cards and loans – Tesco Bank offers a range of credit cards, including their balance transfer card, premium card, purchase card, money transfer card, low APR card and foundation card for new holders. Customers can also take out personal loans from £1,000 to £35,000 and use the loan calculator to calculate interest rates and total charges.
  • Mortgages – Tesco Bank offers the chance to take out fixed rate and tracker mortgages, with packages for first time buyers and remortgaging services as well.
  • Saving accounts – Take out secure saving accounts with fixed interest rates, or store your money in tax efficient ISAs.
  • Insurance – Features home, car, life, pet and travel insurance with plenty of special packages for every product category.

Tesco Bank goes well beyond these simple categories. It also provides a section full of tools to help customers choose the right financial products. For instance, there’s a mortgage calculator and a pet insurance calculator, along with a portfolio of handy customer guides to show you the way.

Tesco Bank also offers mobile based and online banking via the PayQwiq app – allowing customers to manage their ClubCard points instantly at the checkout.

Why Choose a Tesco Current Bank Account?

Offers and Promos at Tescobank.com

As with all high street banks, Tesco Bank offers regular discounts to attract new account holders and insurance customers. However, there’s no “sales” section at their website to show you the latest deals. If you want the latest information, either follow their social media accounts or bookmark the Tesco Bank HotUKDeals listings, where you won’t miss a single offer.

Purchasing Products from Tescobank.com

Tesco Bank operates almost exclusively online, so if you intend to set up an account, there’s no need to make any calls or attend meetings. Just go to the right section of the site, press the “Apply now” button and follow the instructions. You’ll need to complete an application, with proof of identity and other information, so the process isn’t instant. However, most people can complete their applications within 20-30 minutes.

When you apply, you can speed thins up by having the following information to hand: any addresses you’ve lived at in the past three years, your current bank details, and recent payslips showing your monthly income.

Payment Methods Accepted by Tesco Bank

Tesco Bank allows you to transfer money easily from any UK bank accounts, so there’s no need to worry about moving funds over. Tesco guarantee that switching accounts will take a maximum of seven days.

When you come to apply for a Tesco credit or debit card, be aware that the cards are provided by Visa and offer contactless transactions.

How to Take Advantage of Your ClubCard Points

One of the great things about banking with Tesco Bank is the ability to accumulate and manage your ClubCard points. These points are collected every time you buy something at Tesco, whether it’s in store or online, and they quickly build up.

ClubCard points are paid out every three months in the form of Tesco vouchers. These vouchers can also be used at ClubCard partners, including Avios (as air miles) and restaurants like Pizza Express, so they are a really handy reward.

Closing a Tesco Bank Account

Sometimes, even Tesco Bank won’t offer the most competitive interest rates or the best customer service, and you may wish to move your money elsewhere. If this is the case, closing a Tesco Bank account shouldn’t be hard. To do so, give Tesco Bank a call at: 0345 8353353 (24 hours a day, 7 days a week).

Following Tesco Bank on Social Media

These days, every retail bank seems to be active on social media, promoting their vouchers and financial products. Tesco Bank is no exception, and you can find them at:

As well as these social media channels, Tesco Bank also runs a customer forum, where you can ask for assistance and discuss the company’s promotions. If you start an account or take out any other Tesco Bank products, it’s a good idea to register at Your Community, as it’s an excellent source of support.

Using the Tesco Bank App

Tesco Bank is almost totally an online operation, so it’s no surprise that customers can use their smartphones to manage their accounts. As soon as your account is approved, it makes sense to install the Tesco Bank app (which is available for both iOS and Android phones). It also makes sense to register for online banking at the same time. That way, you’ll have all the tools you need at your disposal to keep on top of your finances.

Contacting Tesco Bank

If you’d like to speak with a member of the Tesco Bank team, you can contact them via the following methods:

  • Phone: 0345 835 3353 (24 hours a day, 7 days a week)
  • Post:
  • Tesco Bank
    PO Box 17430
    Edinburgh, EH12 1HZ
    United Kingdom

Tesco Bank don’t supply an e-mail contact form, but recommend that customers contact them via Twitter, Facebook, or using the Your Community forum.

If you just have a query about how to set up online banking or how to spend your ClubCard points, the Tesco Bank FAQ section should provide all the information you need.

Tesco Bank Deals: Saving Big with HotUKDeals

Whether you require a mortgage, insurance, a credit card or a secure savings account, Tesco Bank provides a wide range of financial products. Many of their products also come with special offers attached, and you can find them all at the Tesco Bank HotUKDeals listings.