Before you all shoot me down about applying for credit etc and getting in to debt, this is one for all of you who have some credit outstanding on your card i.e more than £250.
1) get 0% on your balance transfer for 12 months although 3% handling charge still good though for saving interest repayments.
2) 0% on spending for 3 months and something else called Pulsebeats.
3) Get a free MP3 2gb sony worth £40. I wish I had known this sooner cos I bought one for my son. With a balance transfer I could have got one for very little then closed card once paid.
Stick to the golden rule: never have more than one card and always reduce your credit limit to £300. That's my motto! don't know when the deal ends so I've guessed it.