TSB Bank Deals & Sales for 2017 - HotUKDeals
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TSB Bank Deals & Discounts

9
-112

LOWEST LOAN Rate on High Street - 2.9% £119.00 @ TSB

4
Not being advertised yet but just got it in my local Cost shown is for £7500 over 12m Not quite as low as Sainsbury's but this is the cheapest from a high street bank if you prefer that walk in
samspud Avatar3w, 2d agoFound 3 weeks, 2 days ago4 Comments
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eslick
It's not the cheapest sainsburys have had 2.9 out for ages, ah see it's a high street rate good way of getting round it TSB.


Can't please some X)

Bricks and mortar banks like TSB will have higher obvious overheads than internet only providers. It makes pennies difference and is great for people who want the convenience of using their bank
It's not the cheapest sainsburys have had 2.9 out for ages, ah see it's a high street rate good way of getting round it TSB.

Edited By: eslick on Dec 30, 2016 16:20
Ralph888
Comes up on your link as 3.20%


Not being advertised yet. I went into branch today and got 2.9%.
Comes up on your link as 3.20%
63Expired

£100 Switch incentive for new TSB current account customers

13
I found this deal earlier while browsing for a new bank account for my partner and since I often check this megathread: http://www.hotukdeals.com/deals/maximise-bank-switch-incentives-earn-up-800-one…
SeraphXii Avatar2m, 1w agoFound 2 months, 1 week ago13 Comments
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I helped a family member switch an account under this offer and can confirm it paid the £100 into the account a month after the switch without any chasing.
Has anyone received this incentive yet?
mjb1975
Standard tesco savings accounts allow you to set up direct debits from your own other accounts meaning you can easily set up four different savings accounts and meet the criteria.
That's some good advice.
Standard tesco savings accounts allow you to set up direct debits from your own other accounts meaning you can easily set up four different savings accounts and meet the criteria.
4 direct debits in my eyes is equivalent to 2 new standard accounts as most only require 2 D.D set up. This therefore means for me even the £150 wasn't enough for me to try switching to co op
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96

TSB Classic Plus & Credit Card Customers - 5% Back on Android Pay / Apple Pay / Contactless Transactions of Up to £100.00 Each Month Plus Other Benefits

14
Apologies if this is all old news, but the inclusion of Android Pay was news to me, plus maybe a reminder for others to make the most of these accounts.... TSB already gives 5% interest of balances…
morgie Avatar3m, 4w agoFound 3 months, 4 weeks ago14 Comments
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goldy12
This has been around ages.
Had my account with TSB almost a year now and have been getting the £5 contactless payment around the 19th of each month, 5% interest paid on the first £2000 in the account paid on the 1st of the month also. They also had a 5% regular saver account linked to this and a 1% cashback credit card, and even better when I switched to TSB for this offer I also received £150 switching bonus thou I don't think they offer that anymore. Overall a really good deal, even thou my contactless offer finishes soon.

When did Android Pay get introduced? I've only just seen that.
This has been around ages.
Had my account with TSB almost a year now and have been getting the £5 contactless payment around the 19th of each month, 5% interest paid on the first £2000 in the account paid on the 1st of the month also. They also had a 5% regular saver account linked to this and a 1% cashback credit card, and even better when I switched to TSB for this offer I also received £150 switching bonus thou I don't think they offer that anymore. Overall a really good deal, even thou my contactless offer finishes soon.
m1chaels
The 5% back expires soon for existing account holders and sep 17 for new ones.

End of this calendar year for existing customers, details in OP.
bumbaclart
morgie
bumbaclart
No mention of the 1% cashback on all purchases. Maybe add that
Yes, will do and the interest free period (just received my CC card today).
How long did it take your card to come from time of applying?

2 weeks.
87

20months 0% on Balance Transfers AND Purchases with TSB

4
0% for Purchases for 20 months 0% for Balance Transfer for 20 months Just a 0.95% fee for transfers (after a 2% refund within 30 days)
samspud Avatar10m, 3w agoFound 10 months, 3 weeks ago4 Comments
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blackster
haha TSB, worst bank ever!


Troll lol
blackster
haha TSB, worst bank ever!
Why? I have been with them for years and never had a problem.
haha TSB, worst bank ever!
TSB sorry!
1093Expired

TSB Classic Plus Current Account £100 for Switching +5% interest on balance (upto £2000) + 5% cashback on contactless purchases + 5% regular savings account

185
Slightly less incentive than last time at £100 to switch ( previously £125), but none the less you still get £5% interest on balances up to £2000, and still receive 5% cashback on your first £100 of
goldy12 Avatar1y, 1w agoFound 1 year, 1 week ago185 Comments
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JPS77
That was a waste of time,
No cashback for me.

I thought I would try my look again and phoned this number 0345 8357838. The lady took 2 mins to look at my details and confirmed that I would get the reward by close of tomorrow.

Recieved a phone call later that evening from a different lady to confirm my cashback would appear in my account by lunch time Tuesday.

Sure enough it is now showing in my account. For the people that lost out I would chance your arm again and phone up.
after something of a stand off with TSB ( ie cookies not added on my machine hence not paying ) , i email the CEO ( sent him a message via linkedin as well to demonstrate " i,am not just going away till this is resolved " ) resulted in a return call from his CS head of - and my 100-00 paid and a courtesy payment for all the time and trouble , and i did flag it that there a number of unhappy people ( ie this thread )
rdbradshaw
Just an update , after a few people saying they didn't get thier incentive i didn't have any hope of getting mine , well I switched at the end of last month and I got my £100 today so I'm very pleased .

Got mine also last week so Happy Days
Just an update , after a few people saying they didn't get thier incentive i didn't have any hope of getting mine , well I switched at the end of last month and I got my £100 today so I'm very pleased .
mrT786
Received my £100 today. Exactly 28days from switch completion.

Hello

Could you kindly advised what links you used - what site you applied to ...... as it would appear that TSB have a different story ( some people reporting that you have to be logged in as moneysupermaket site ) thanks
-4Expired

TSB Platinum 20 Month 0% on purchases + 5% possible Cashback

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Get the best of both worlds with up to 20 months interest free on both your purchases and balance transfers made within the first 90 days of account opening. 0% interest for up to 20 months on purc…
pantaiema Avatar1y, 2w agoFound 1 year, 2 weeks ago4 Comments
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pantaiema
jh787
I just applied.
They offered me 10 months
up to 20 months interest free
Wasn't complaining... Just mentioning.
jh787
I just applied.
They offered me 10 months
up to 20 months interest free
I just applied.
They offered me 10 months
Would be interested if it offered cashback on Android pay and Samsung pay but since its apple pay cold :p
324

TSB 28 month balance transfer - only 0.7% fee after refund!!

21
Great for those post Xmas finances! TSB Credit Card balance transfer offer - 0% for 28 months with only a 0.7% fee!! 3% initially with 2.3% refunded within 60 days
samspud Avatar1y, 2w agoFound 1 year, 2 weeks ago21 Comments
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c-tali
Anyone know what max balance you can transfer is?


95% of your credit limit
Anyone know what max balance you can transfer is?
samspud
unhappybunny
Ok... so
"5% cashback on Apple Pay payments with our credit cards
Get 5% cashback on your first £100 of Apple Pay spend each month using your existing TSB MasterCard or AMEX credit card, until December 2016 (subject to eligibility)."
so does that mean you can get 5% of £100 EACH MONTH till Dec 2016.
So theoretically I can get £5 for Jan, Feb etc each month till Dec? Or just once for the £100 total spend??
I was thinking of doing this. I could (if the card is processed quickly) get £60 cash back for the total of 2016 using Apple Pay... plus my cheapo balance transfer??
And yes - every month until 31/12/15.
Capped at £100 worth of contactless purchases per month. So 5% of £100 = £5 per month every month

Nice.. Thanks (for both replies). Applied. Approved. Hope to get card in time to get the Jan cash back for Apple pays
unhappybunny
Ok... so
"5% cashback on Apple Pay payments with our credit cards

Get 5% cashback on your first £100 of Apple Pay spend each month using your existing TSB MasterCard or AMEX credit card, until December 2016 (subject to eligibility)."

so does that mean you can get 5% of £100 EACH MONTH till Dec 2016.

So theoretically I can get £5 for Jan, Feb etc each month till Dec? Or just once for the £100 total spend??

I was thinking of doing this. I could (if the card is processed quickly) get £60 cash back for the total of 2016 using Apple Pay... plus my cheapo balance transfer??



And yes - every month until 31/12/15.

Capped at £100 worth of contactless purchases per month. So 5% of £100 = £5 per month every month
unhappybunny
How do they apply payments ? I.e. what order?

Ideally it would be first to any new purchases, then after that to the balance which I transferred from another card


That's correct.

Payments go to new purchases first then 0% BT balances
66

TSB [AMEX Card] 5% Cashback Apple Pay + Avios + Amex Offers

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So TSB just launched Apple Pay: http://www.tsb.co.uk/apple-pay/ In addition to the great 5% cashback for contactless purchases on their Classic Plus debit card (now Apple Pay too), they've announce…
cuddykid Avatar1y, 2m agoFound 1 year, 2 months ago3 Comments
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£60 per year, plus the same level of Avios rewards as the Lloyd's credit card and then the benefit of the Amex offers which apply. Seems like a great deal to me.
Two types of avios cc the premium one has annual fee of £50 standard one has none.
Just to add. I think the Amex cc have a £24 yearly charge
1453Expired

TSB Classic Plus Current Account £125 for Switching +5% interest on balance (upto £2000) + 5% cashback on contactless purchases + 5% regular savings account

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If you considering changing your current account TSB are now offering a £125 incentive to switch to them, This is on top of 5% interest on balances up to £2000, 5% Cashback on up to £100 of Contactle…
goldy12 Avatar1y, 3m agoFound 1 year, 3 months ago301 Comments
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Switch reward has landed :-D
Just had my first contactless payment bonus. Grand total of £4.87 went in today.
had to go to the ombudsman for mine, will see how it goes
I got mine, but my Mrs hasn't as of yet???
Odd!
Exactly 28 days from switch date to £125 payout. Wonder when I can expect my first contactless cashback to pay??
1399Expired

NEW! TSB Classic Plus '555' Current Account - Now 5% cashback on contactless purchases (in addition to 5% interest on balance and 5% regular savings account)

243
The TSB Classic Plus current account is already a fantastic bank account, offering 5% interest on balances up to £2000 (as long as £500 enters the account each month). It also offers an almost-mark…
BustaLinx Avatar1y, 4m agoFound 1 year, 4 months ago243 Comments
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Wanted to move my Current, Savings and Business bank accounts to them.
Applied online and got paperwork in the post.

Went to my local branch and sat around for 2 hrs and eventually walked out. There was no one at the first desk near the entrance and 10 mins. later a guy comes and says his colleague is on lunch and will be back in 30 mins. 30 mins. later , they see someone else ( who may have made an appointment ) and I just kept sitting there.

I got home and called them numerous times to arrange an appointment and no one frikking picks up the phone.

Do I want such a useless bank to handle my finances, hell not!
One other way is to use it in PayPoint to pay your bills.
hotdealseeker
One other way to max the montly allowance is to topup Tesco Christmas Saver, £30 at a time.http://www.tesco.com/clubcard/christmas-savers/
upto £200 and get £12 bonus in Nov.
effectively 1.06/0.95 = 11.6% gain in 2mths.

Only if your Tesco accepts contactless.
It seems Tesco have.are only rolling this out in London stores at present
There might be the odd Tesco store out of London that also accepts contactless, but that would be the exception rather than the norm.
One other way to max the montly allowance is to topup Tesco Christmas Saver, £30 at a time.
http://www.tesco.com/clubcard/christmas-savers/
upto £200 and get £12 bonus in Nov.
effectively 1.06/0.95 = 11.6% gain in 2mths.
user777
EveshamLad
According to TSB, all their debit cards are contactless.
that's not true - mine is not and I have plus account (the one which pays 5% interest on first £2k if £500 is deposited)
had to go to the branch and ask for contacless one - will get it next week

... In January 2014, TSB announced its commitment to issue contactless debit cards to all eligible TSB customers and in just six months, ...
http://www.tsb.co.uk/news-releases/tsb-customers-go-contactless/

To get the deal, you just need to:

Have a Classic Plus account.
Have a TSB contactless debit card and make contactless payments using it. TSB says it issues contactless debit cards as standard.
Be registered for internet banking.
http://www.moneysavingexpert.com/news/cards/2015/09/tsb-current-account-customer-you-can-now-earn-even-more-cashback




Edited By: EveshamLad on Sep 16, 2015 10:41: Additional source added.
84Expired

TSB Bank Classic Plus Current Account 5% + £100 For Switchers through MoneySavingExpert

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TSB Classic Plus Current Account has 5% Interest on balances up to £2000 and now if you go through money saving expert you can get £100 cashback for switching. If you voting feel free to leave comm…
cliosport65 Avatar1y, 7m agoFound 1 year, 7 months ago22 Comments
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jam1233
Haven't got mine yet but who can you contact about it?
I contacted them through their website and never heard anything besides the automated 'thank you for contacting us'.

I then used Resolver to email a complaint and got a call the next day.
I filed a complaint and received a call telling me that I already had an account when I applied for my second one through moneysupermarket and that is why I didn't get the £100.

When I opened my first TSB account in 2014 you were allowed to have several but they changed the ts and cs so you can only have one sole and one joint.

So my rebuttal was why was I allowed to open a second sole account? Surely I should have been prompted to open a joint account instead? There was no mention of closing the 2nd sole account, only that it was the reason I didn't get the £100.
mistermoneysaver
still no £100- anyone got theirs?
Did you get yours in the end?
still no £100- anyone got theirs?
jam1233
Haven't got mine yet but who can you contact about it?


​TSB and state you went through MSE
-54Expired

fix and flex 5 year fixed 10 year term no fees @ TSB

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Might be useful for people who think % rates might go up, if you move your mortage to TSB no fees plus 500 cash back fixed from 3.49% upwards depending on ltv Shared Via The HUKD App For Android.
donmazzei Avatar2y, 2w agoFound 2 years, 2 weeks ago6 Comments
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The great thing with this after 5 years you can change the deal with no exit fees if you can find a better deal if rates have gone up you can stay on the rate for the extra 5 years
Dwatkeys83
Base rate still 0.5%
But you can guarantee after general elections this will start to creep up.
I know BOE are the ones deciding and advising but it's a long time coming.
But anyone who is coming out of a fixed deal now has missed the low times and a low long term fixed deal is something to mull over.
Nice post OP
Voted HOT
mjcunningham73
Why cold seems pretty good to me

Wouldn't say anyone coming off a cheap rate has missed the low times plenty of low fixed out there at the moment and a 10 year rate of 2.9% grated with the fee but you need to do the maths which probably beats this. Some very low 2 year fixed at the moment have just been released which seems to suggest the banks think it's going to be low still for a while, most think through 2015 at least.
I'm on a lifetime 2.39% above base. So I think I will stick through the elections as if I moved I would want a longer term than 5 years. Don't want to product hop but may have to if rates increase
Base rate still 0.5%
But you can guarantee after general elections this will start to creep up.
I know BOE are the ones deciding and advising but it's a long time coming.
But anyone who is coming out of a fixed deal now has missed the low times and a low long term fixed deal is something to mull over.
Nice post OP
Voted HOT
Why cold seems pretty good to me
79Expired

TSB Mortgage 10 yr Fix 3.49% - no product fees

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for loans between 60 to 75% LTV this is for purchasing only - there is a 10 yr fix for remortgaging but the rate is 3.59% long term fix may not suit everyone but on another deal I posted peopl…
ran123ran Avatar2y, 1m agoFound 2 years, 1 month ago9 Comments
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If this is the same one I read about there are no exit fees after, I think, 5 years. Worth checking.
Neilm108
Fixed rate mortgages for life I'm all for that.


+1
Fixed rate mortgages for life I'm all for that.
Comment
rhine
What is the tv?


Sorry LTV
What is the tv?
576Expired

TSB Classic Current Account Plus is back - 5% (4.89%) Gross @ TSB

291
This was around a few months ago but closed - it's now available again - you won't get much higher % rate at the moment Up to 2k you'll get 4.89% after tax (20% rate) - minimum pay in £500 per mont…
TURDIS Avatar2y, 4m agoFound 2 years, 4 months ago291 Comments
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loose-cannon
jakeyboy4398
Oh ! I just applied for 2 single accounts one after the other and both seem to have gone through. 2 account numbers both confirmed. Lets hope its not a mistake as i already sent 2 x £2000 to hit max 5% interest on both accounts !
Did they ever get in touch about your 2nd account? It allowed me to open my 2nd yesterday. It just comes up in the options of opening a 2nd current account.

Letting me do the same, so opened another.

Edited By: kharma45 on Mar 21, 2015 20:40: .
Yes I opened 2 accounts no problem. Both accounts have also had their first interest payments so you should be fine.
jakeyboy4398
Oh ! I just applied for 2 single accounts one after the other and both seem to have gone through. 2 account numbers both confirmed. Lets hope its not a mistake as i already sent 2 x £2000 to hit max 5% interest on both accounts !

Did they ever get in touch about your 2nd account? It allowed me to open my 2nd yesterday. It just comes up in the options of opening a 2nd current account.
Oh ! I just applied for 2 single accounts one after the other and both seem to have gone through. 2 account numbers both confirmed. Lets hope its not a mistake as i already sent 2 x £2000 to hit max 5% interest on both accounts !
MaximusRo
knack
MaximusRo
karlie88
Loads of current accounts out there where interest rates are better than savings accounts.
If you have the money, then open the accounts in this order:
1. TSB Classic Plus x 2 = £4000 @ 5%
2. Nationwide FlexDirect x 1 = £2500 @ 5%
3. Club Lloyds x 1 = £5000 @ 4%
4. Santander 123 x 1 = £20000 @ 3%
5. Tesco Current Account x 2 = £6000 @ 3%
The above does not include the extra allowed for joint accounts.
There are funding/Direct Debit requirements on these accounts so read the T&Cs before applying.
Don't forget other accounts either:
1. Halifax Reward - £5 per month
2. First Direct regular saver - 6% (max. £300/month)
3. Club Lloyds Monthly regular saver - 4% (max £400/month):)
This deal should not be expired as it is still available.
However, it seems they are making some changes from the 14th of Jan (customers won't be allowed to have more than one bank account).
Right now, I only have one account and was wondering how did you manage to get two?
You can still open a second before end of January if you opened the first before 13 October 2014. Even if you opened your first after that date it is worth trying because it's been reported on mse they still accept a second application.
I only recently opened my first TSB account unfortunately.
I'll give it a try though, who knows, maybe I get lucky and manage to open a second one.
Thanks for the info!

No problem. Apply when logged out and it should appear in your online account right away if you are accepted.
679Expired

New TSB Classic Plus Current Account launching 30 March; 5% AER (Var) on £2000 (x2), no fee, no introductory rate

159
New current account launching soon, and you can have two of them, so 5% on £4000. Not to be sniffed at. No direct debits or switch required, £500 a month pay-in. Key features: - 5% AER variab…
BustaLinx Avatar2y, 10m agoFound 2 years, 10 months ago159 Comments
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Reminder appreciated. Thank you.
Just a reminder, from tomorrow 04/01/2017 the interest rate drops to 3% (from 5%) and only on balances up to £1,500, so you may be wanting to find a new home for your (now spare) £500 (or £1k if you had two accounts) and were just taking advantage of the interest payments.

You should have received a letter from TSB on the above last year, but lots in the press too....

http://www.telegraph.co.uk/personal-banking/savings/savers-second-blow-in-24-hours-tsb-cuts-classic-plus-rate-from-5/

If you opened your account at the time this post was made, your 5% cashback on the first £100 contactless spend a month will also have finished (on 31/12/2016).


Edited By: morgie on Jan 03, 2017 11:48: .
Thanks for that morgie.
I'll check mine later to be sure.
Not sure how many are still subscribed, but to let you know when I logged into my account this morning I had a message essentially telling me I had to agree to paperless correspondence as well as paperless statements to keep earning the 5% interest. If anyone had asked me previously I thought I already had both of these options. Anyway, might be worth a check. It's very easy to activate, click a link, tick a box, enter your password (oh and of course read full T&C 8)). Interest for last month was fine. Here's the message:

In addition to paying in a minimum of £500 a month and being registered for Internet Banking, there’s one simple thing you still need to do to avoid losing your 5% AER / 4.89% gross variable interest on balances up to £2,000:

- Sign up for Paperless Correspondence.

You’ve already signed up for Paperless Statements, so you know that going paperless removes the need for filing and shredding. Signing up for Paperless Correspondence means you can:

- Receive most correspondence from us straight to your Internet Banking inbox.
- Use your inbox to view, search and print correspondence.
- Archive your correspondence for future reference.

With Paperless Correspondence you will still receive some letters by post (such as documents requiring a signature) but we’ll let you know via email when correspondence is waiting in your secure online inbox. Make sure you have provided us with your correct email address so you don’t miss out on any notifications.

Sign up now. It’s really easy…

Register for Paperless Correspondence now.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.


Edited By: morgie on Jan 05, 2015 13:02: .
Yes thanks me too
107Expired

1.5% balance transfer fee and 0% interest for 24 months or 0.8% balance transfer fee and 0% interest for 15 months on TSB credit card - save nearly £1,450 on £5k balance transfer over 24 months

2
Bear with me on this one as there are different offers for different periods (this was expired yesterday due to 'misleading title' so I am listing correctly). Spoke to TSB bank today and they offe…
Mashman1974 Avatar2y, 11m agoFound 2 years, 11 months ago2 Comments
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Halifax 15 month 0% balance transfer card is better, same fee of 0.8% but you also get 0% for 15 months on purchases.
This could be the first wave of "cheap" credit returning.... A little bit more and I can see the returning of tarting?

If my mortgage rate wasnt as low as it was (2.8%) I would mule this to offset some interest :)
454Expired

0.8% balance transfer fee and 0% interest for 24 months on TSB credit card - save £1,400 on £5k balance transfer

34
Bear with me on this one. Spoke to TSB bank today and they offered me a credit card with balance transfer fee of 3% reduced by nearly 75% and interest free on purchase and transfer for 13 months. I…
Mashman1974 Avatar2y, 11m agoFound 2 years, 11 months ago34 Comments
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Amerviv
Mashman1974
popoyaya
Amerviv
popoyaya
Aren't these cards £1200 credit limit? Is it possible to transfer a £8000 balance to something like this?
The £1200 is only an example, but for Balance Transfer, most credit cards allow you to transfer 95% of your credit limit, so if they give you £10,000 credit limit you can only transfer £9,500.
Mashman1974
popoyaya
Amerviv
popoyaya
Aren't these cards £1200 credit limit? Is it possible to transfer a £8000 balance to something like this?
The £1200 is only an example, but for Balance Transfer, most credit cards allow you to transfer 95% of your credit limit, so if they give you £10,000 credit limit you can only transfer £9,500.
Thanks for replying. If you click show details on any of these cards it says credit limit £1200 on all of them. Is that only for example?http://www.moneyexpert.com/credit-cards/zero-balance-transfer
Example only
i see. So it's just a matter of waiting to see what limit they offer when you apply? Can you ask for a certain limit when applying?
It would be a discussion you had with them on phone/in branch etc. If you are transferring a card to them you would give them a heads up on the amount involved but before doing it they'd credit score etc to determine credit they would be prepared to offer.
You can only decrease the limit if it was too much, however, and with most of them, you can try after 6 month to increase the limit but this is only ideal with the purchases credit cards and not the BT ones. My advice is to enter the maximum amount(s) you wish to transfer from all existing credit cards at the time of the online application, you're more likely to be accepted for the full amount you wish to transfer if you get through the credit check. My wife's first credit card was with Barclaycard 3 years ago, they gave her only £900 credit limit on purchases card, 2 weeks ago I applied for her the 25 month 0% for 1.5% BT fee, (was her 2nd Barclaycard credit card), but I added about 6k to transfer from 2 cards, she was accepted and with more than 12k credit limit which was a shoking figuer, very unexpected from £900 to over 12k!! so try your luck and please let us know.

Great info here, cheers. Do you know if it's possible to transfer an overdraft onto one of these cards?
Mashman1974
popoyaya
Amerviv
popoyaya
Aren't these cards £1200 credit limit? Is it possible to transfer a £8000 balance to something like this?
The £1200 is only an example, but for Balance Transfer, most credit cards allow you to transfer 95% of your credit limit, so if they give you £10,000 credit limit you can only transfer £9,500.
Mashman1974
popoyaya
Amerviv
popoyaya
Aren't these cards £1200 credit limit? Is it possible to transfer a £8000 balance to something like this?
The £1200 is only an example, but for Balance Transfer, most credit cards allow you to transfer 95% of your credit limit, so if they give you £10,000 credit limit you can only transfer £9,500.
Thanks for replying. If you click show details on any of these cards it says credit limit £1200 on all of them. Is that only for example?http://www.moneyexpert.com/credit-cards/zero-balance-transfer
Example only
i see. So it's just a matter of waiting to see what limit they offer when you apply? Can you ask for a certain limit when applying?
It would be a discussion you had with them on phone/in branch etc. If you are transferring a card to them you would give them a heads up on the amount involved but before doing it they'd credit score etc to determine credit they would be prepared to offer.
You can only decrease the limit if it was too much, however, and with most of them, you can try after 6 month to increase the limit but this is only ideal with the purchases credit cards and not the BT ones. My advice is to enter the maximum amount(s) you wish to transfer from all existing credit cards at the time of the online application, you're more likely to be accepted for the full amount you wish to transfer if you get through the credit check. My wife's first credit card was with Barclaycard 3 years ago, they gave her only £900 credit limit on purchases card, 2 weeks ago I applied for her the 25 month 0% for 1.5% BT fee, (was her 2nd Barclaycard credit card), but I added about 6k to transfer from 2 cards, she was accepted and with more than 12k credit limit which was a shoking figuer, very unexpected from £900 to over 12k!! so try your luck and please let us know.
popoyaya
Amerviv
popoyaya
Aren't these cards £1200 credit limit? Is it possible to transfer a £8000 balance to something like this?
The £1200 is only an example, but for Balance Transfer, most credit cards allow you to transfer 95% of your credit limit, so if they give you £10,000 credit limit you can only transfer £9,500.
Thanks for replying. If you click show details on any of these cards it says credit limit £1200 on all of them. Is that only for example?http://www.moneyexpert.com/credit-cards/zero-balance-transfer
It clearly said: "Representative Example: If you borrow £1200......."
popoyaya
Mashman1974
popoyaya
Amerviv
popoyaya
Aren't these cards £1200 credit limit? Is it possible to transfer a £8000 balance to something like this?
The £1200 is only an example, but for Balance Transfer, most credit cards allow you to transfer 95% of your credit limit, so if they give you £10,000 credit limit you can only transfer £9,500.
Mashman1974
popoyaya
Amerviv
popoyaya
Aren't these cards £1200 credit limit? Is it possible to transfer a £8000 balance to something like this?
The £1200 is only an example, but for Balance Transfer, most credit cards allow you to transfer 95% of your credit limit, so if they give you £10,000 credit limit you can only transfer £9,500.
Thanks for replying. If you click show details on any of these cards it says credit limit £1200 on all of them. Is that only for example?http://www.moneyexpert.com/credit-cards/zero-balance-transfer
Example only
i see. So it's just a matter of waiting to see what limit they offer when you apply? Can you ask for a certain limit when applying?
It would be a discussion you had with them on phone/in branch etc. If you are transferring a card to them you would give them a heads up on the amount involved but before doing it they'd credit score etc to determine credit they would be prepared to offer.
So it's better to apply in person/over the phone and not online to get the £25 cashback?


It's up to you - in person/on phone would give you a idea of credit limit quicker (i would imagine)
Mashman1974
popoyaya
Amerviv
popoyaya
Aren't these cards £1200 credit limit? Is it possible to transfer a £8000 balance to something like this?
The £1200 is only an example, but for Balance Transfer, most credit cards allow you to transfer 95% of your credit limit, so if they give you £10,000 credit limit you can only transfer £9,500.
Mashman1974
popoyaya
Amerviv
popoyaya
Aren't these cards £1200 credit limit? Is it possible to transfer a £8000 balance to something like this?
The £1200 is only an example, but for Balance Transfer, most credit cards allow you to transfer 95% of your credit limit, so if they give you £10,000 credit limit you can only transfer £9,500.
Thanks for replying. If you click show details on any of these cards it says credit limit £1200 on all of them. Is that only for example?http://www.moneyexpert.com/credit-cards/zero-balance-transfer
Example only
i see. So it's just a matter of waiting to see what limit they offer when you apply? Can you ask for a certain limit when applying?

It would be a discussion you had with them on phone/in branch etc. If you are transferring a card to them you would give them a heads up on the amount involved but before doing it they'd credit score etc to determine credit they would be prepared to offer.

So it's better to apply in person/over the phone and not online to get the £25 cashback?
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