Zopa Deals & Sales for 2016 - HotUKDeals
We use cookie files to improve site functionality and personalisation. By continuing to use HUKD, you accept our cookie and privacy policy.
Get the HUKD app free at Google Play

Search Error

An error occurred when searching, please try again!

Login / Sign UpSubmit
-304

£1000 loan for £2.96 in fees zopa.com

16
A loan of £1,000 over 1 year will cost you £87.52 per month at a representative 9.5% APR. The total cost after 1 year is £1,050, which includes £30.23 interest at 5.6% fixed and a £20 fee. The tota…
jakerushworth Avatar1m, 1w agoFound 1 month, 1 week ago16 Comments
Latest Comments
Post a comment
thank you for the help. I was just wondering if anyone has gone for one of these loans and has any feedback to make before I decide? x
lovetolaugh
thankyou for this. does anyone know what the rates and payment will be for 2 years paying back? x
Zopa only do a soft credit check so just check on their website.

Alternatively do a comparison on moneysupermarket and it will be entirely anonymous and show you all loan providers and rates (with probability of acceptance).
Oneday77
emiratesstadium
Oneday77
Spam from me. Promoting a finance option on here is like a loan shark sitting in a casino.
​Suppose you disagree with deals posted on here for finance on cars then?
Need to chill out a bit. They're not forcing people to take out a loan but it might be handy for someone who is already looking at getting a loan.
djames108
Oneday77
Spam from me. Promoting a finance option on here is like a loan shark sitting in a casino.
​except the poster isn't offering the loan.......analogy fail
Jules_HT
Oneday77
Spam from me. Promoting a finance option on here is like a loan shark sitting in a casino.
Er, no.
If you already owe money (as I suspect a major segment of the membership base does) and a deal on here makes that debt cheaper, then it's as much a bargain as anything else. Financial products are just as liable to being good or poor value, competitive or not, as any other products.
Don't think anyone is suggesting getting a grand loan out and blowing it just because it's cheap credit.
I suspect you've never spotted the multiple comments on numerous threads that go along the lines of, " I hate this site, now I've gone and bought something else I didn't need". For many people the site is addictive and compulsive shopping is a debt leader to many.
While I've only "picked" this deal out it stands for many similar deals. £1000 is unlikely to consolidate other debt. The cash back isn't guaranteed so not going to necessarily make this as good a deal as it could be.
I've made my point, if anyone would like to pass their comment feel free. I'm not here to argue but add a balance. Have a good evening and spend, apply and banter as you are.

Interesting point, but I can't help but think that social responsibility sits a bit beyond a deal site - by the same brush it would be responsible to only post offers for essential items (energy, bread, perhaps a second pair of underwear) if the general public can't be trusted to make their own choices!

Personally, I took out a Zopa loan a few months back and would have welcomed knowing about a deal like this.


Edited By: jamesakabob on Nov 01, 2016 00:08
thankyou for this. does anyone know what the rates and payment will be for 2 years paying back? x
emiratesstadium
Oneday77
Spam from me. Promoting a finance option on here is like a loan shark sitting in a casino.
​Suppose you disagree with deals posted on here for finance on cars then?
Need to chill out a bit. They're not forcing people to take out a loan but it might be handy for someone who is already looking at getting a loan.

djames108
Oneday77
Spam from me. Promoting a finance option on here is like a loan shark sitting in a casino.
​except the poster isn't offering the loan.......analogy fail

Jules_HT
Oneday77
Spam from me. Promoting a finance option on here is like a loan shark sitting in a casino.
Er, no.
If you already owe money (as I suspect a major segment of the membership base does) and a deal on here makes that debt cheaper, then it's as much a bargain as anything else. Financial products are just as liable to being good or poor value, competitive or not, as any other products.
Don't think anyone is suggesting getting a grand loan out and blowing it just because it's cheap credit.
I suspect you've never spotted the multiple comments on numerous threads that go along the lines of, " I hate this site, now I've gone and bought something else I didn't need". For many people the site is addictive and compulsive shopping is a debt leader to many.
While I've only "picked" this deal out it stands for many similar deals. £1000 is unlikely to consolidate other debt. The cash back isn't guaranteed so not going to necessarily make this as good a deal as it could be.
I've made my point, if anyone would like to pass their comment feel free. I'm not here to argue but add a balance. Have a good evening and spend, apply and banter as you are.
38Expired

ZOPA offering lenders (savers) 1% cash back for £2k deposit by 28th March

5
This is the first deal that I have posted so please be tolerant. Anyway, I have a bit of money 'saved' with ZOPA and noticed that deposits from now until 28th March qualify for 1% cash back. 5 year…
HotUKDealHound Avatar2y, 8m agoFound 2 years, 8 months ago5 Comments
Latest Comments
Post a comment
LOL LOL :p
Pureego
Jason222
Well i have never had a problem with them and look at the rate you receive back on your money you lend, its better than any saving or isa a bank can offer, but seems you wouldnt know that Pureego
I know about banking just because you may have had a good experience doesn't mean everyone else has !!!. If you think you are that clever maybe you should read what others are doing
p.s My sister in law is RM for Natwest
Jason222
Well i have never had a problem with them and look at the rate you receive back on your money you lend, its better than any saving or isa a bank can offer, but seems you wouldnt know that Pureego

I know about banking just because you may have had a good experience doesn't mean everyone else has !!!. If you think you are that clever maybe you should read what others are doing
No backing from the GOVERNMENT lets all invest


Edited By: Pureego on Mar 26, 2014 15:43
Well i have never had a problem with them and look at the rate you receive back on your money you lend, its better than any saving or isa a bank can offer, but seems you wouldnt know that Pureego
These guys are rubbish, poor service.
×
Get the Hottest Deals Daily
Stay informed. Once a day, we'll send you the deals our members voted as the best.
Failed
Voucher CodesShowHide
There are no results.