Offered through the Natwest bank, these prepay cards act just like debit cards, except with no link to a bank. You can only spend what you have loaded on them through topping up or direct debit payment, thus you cant go into debt and end up paying charges or interest. The card itself is free to o2 phone customers and can be used in all shops and sites that accept visa.
use instead of money or if you need to use on a site that could be dodgy, thus protecting your real cards details.
get texts telling you how much is left
other cards cost money to top up or just to join. this doesnt (assume you would be charged for topping it up in a shop, thus always just add by direct debit)
Catches: UK use only
No atm functionality
o2 customers only
does not offer credit card protection on purchases (section 75)
does not offer any perks, cashback or rewards that some credit cards offer
if anyones used one of these plaese let us know what you think