There's a way to get a free £5 Marks & Spencer gift voucher. To do it all you need to is call up or go online and get a quote for Direct Line home insurance before 30 November.
The advert has been all over the papers, but the key term is that you don't need to get the insurance to get the voucher.
How to do it?
You can either do it online or call up
On the phone: Call 0845 246 4019 and say you've got a code, "mspress" at the start of the call
Online: Get a quote online but ensure you enter the code "mspress" and the voucher will be posted to you within 30 days.
If you get a quote online you won't see any info about the offer (this has been in newspapers) but we've been assured by Direct Line's press office that entering this code in the 'promotional code' box will qualify you for it.
What else do you need to know?
Quotes can be obtained up to 90 days in advance and you don't need to purchase the policy to get the voucher, just hit the 'Save Quote' button to exit the quote.
Direct Line is doing this becasuse it says "you'll be happy with with our prices and service" yet it isn't automatically cheapest, so if you're looking for new home insurance check its price against my usual Cheap Home Insurance four step plan to compare the market.
It's likely that you'll join its marketing distribution list by doing this, but you should be able to opt out easily if you choose to.
It's full terms and conditions
Full terms and conditions of the Direct Line:
1. Participation in this offer is by obtaining a home insurance quote from Direct Line online or via telephone.
2. This offer will close at 5pm on 30.11.08.
3. Offer is limited to one voucher per household.
4. Vouchers will be sent out within 30 days after quote has been attained.
5. UK addresses only.
6. No cash refunds or exchange once vouchers have been issued.
7. Vouchers are not transferable nor assignable and can only be redeemed in Marks & Spencer UK and Northern Ireland stores, not online.
8. Vouchers cannot be used to pay off Marks & Spencer credit cards.
9. Vouchers have a cash redemption value of 0.001p.
10. This offer is not open to any customer who is an employee of either Direct Line or their agencies.
11. If you have any queries please call 0800 408 2504.
Thanks to MSE for this one