Free Credit Report for Life

All Comments (86)

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  cookiemonster13 months, 1 day agoShow comment toolsReply #1

  tried this...very good...completely free...no charge...they only need ur back account details to verify your identiyu..would recommend..
• 
  junglejim3 months, 1 day agoShow comment toolsReply #2

  I get mse emails but missed this thanks it works well
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  Lakeside3 months, 1 day ago3 LikesShow comment toolsReply #3

  But is it a good idea to give a free website your bank account details?
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  sparkeeh3 months, 1 day ago4 LikesShow comment toolsReply #4

  Lakeside

  But is it a good idea to give a free website your bank account details?

  
  but if they charged you twenty quid they somehow magically become legitimate?
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  Lakeside3 months, 1 day ago5 LikesShow comment toolsReply #5

  Not at all. Ok then, let me rephrase my question.
  
  Is it a good idea to give a website your bank account details
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  cookiemonster13 months, 1 day agoShow comment toolsReply #6

  well if u know anything about credit checking...they always ask for your bank account details...its a way of searching ur address and lots of other identity stuff... maybe you shud change your username to cynic?
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  sme241853 months, 1 day agoShow comment toolsReply #7

  May have to look in to this
  Thanks
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  Bramber3 months, 1 day agoShow comment toolsReply #8

  How long does it take for them to email you back - Signed up 15 minutes ago and havent recieved anything yet - I entered my card details and starting to feel a little uneasy
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  sparkeeh3 months, 1 day ago2 LikesShow comment toolsReply #9

  Lakeside

  Not at all. Ok then, let me rephrase my question.
  
  Is it a good idea to give a website your bank account details

  
  I take it you don't order things online then?
  
  Googled it and found http://forums.moneysavingexpert.com/showthread.php?t=3515377
  OP's a bit worried but MS'ers have little but praise for them...
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  atc28uk3 months, 1 day agoShow comment toolsReply #10

  Hmm think I'll give this freebie a go.. Cheers.
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  Bramber3 months, 1 day agoShow comment toolsReply #11

  sparkeeh

  Lakeside

  Not at all. Ok then, let me rephrase my question.
  
  Is it a good idea to give a website your bank account details

  
  I take it you don't order things online then?
  
  Googled it and found http://forums.moneysavingexpert.com/showthread.php?t=3515377
  OP's a bit worried but MS'ers have little but praise for them...

  
  
  Hmm... I've signed up, feel a little reasurred but after reading the money saving expert thread still feel a little worried - hope my card details will be safe
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  Lakeside3 months, 1 day ago5 LikesShow comment toolsReply #12

  sparkeeh

  
  I take it you don't order things online then?
  
  

  
  I order things online every single day. I've never once had to give my bank account details to do so - what's your point?
  
  I'm asking a genuine question, all I'm getting is smartass replies lol
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  kippy3 months, 1 day agoShow comment toolsReply #13

  said it's free but what is the MSE (callcredit charging £12) about? if i can view the report does that mean i've 'ordered' it therefore i will be charged £12?
  
  so what's the 'free' then?
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  Bramber3 months, 1 day agoShow comment toolsReply #14

  kippy

  said it's free but what is the MSE (callcredit charging £12) about? if i can view the report does that mean i've 'ordered' it therefore i will be charged £12?
  
  so what's the 'free' then?

  
  
  Yeah.....
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  kippy3 months, 1 day ago2 LikesShow comment toolsReply #15

  just clicked on T&C at bottom.
  
  5.1 The Services will be provided free of charge for so long as you remain an Active User.
  
  2.1 "Active User" means someone who has logged into the website at least once in the previous 3 (three) months.
  
  
  3. Description and Price of the Services
  
  3.1 The Services are as described on the Website at the time you sign up to the Services. We reserve the right to change the description, form and content of the Services or discontinue the whole or part of any of the Services at any time in our absolute discretion.
  
  3.2 We reserve the right to update, suspend, vary or withdraw the Website in whole or in part at any time in our absolute discretion. For the avoidance of doubt any statement that the Website is 'free for life' only extends for so long as we operate the Website.
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  Bramber3 months, 1 day agoShow comment toolsReply #16

  Cheers Kippy....pheww
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  kippy3 months, 1 day ago1 LikeShow comment toolsReply #17

  ooh interestingly on their website ...
  "‘Free’ credit reports hit consumers with £22 million bill"
  
  https://www.noddle.co.uk/credit-check-industry-news-press-contacts/free-credit-reports-hit-consumers-with-22-million-bill
  
  "The online study was commissioned by credit reference agency Callcredit to mark the launch of a new service, Noddle, which plans to give over 40 million Britons free access to their full monthly credit report for life."
  
  -------
  me:
  huh? but the previous article - the same credit agency callcredit (who charged £12 to the guy in the MSE story) also set up noodle. double huh?
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  kippy3 months, 1 day agoShow comment toolsReply #18

  well regardless. i'm on 5/5 and green. and i dont even own property.
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  Lakeside3 months, 1 day agoShow comment toolsReply #19

  That's why!
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  kippy3 months, 1 day agoShow comment toolsReply #20

  haha. i suppose. but i do clear all my credit cards.
  
  far too much personal financial details available, and if it's harvesting info (see promos) i do wonder if it is secure enough. however have signed up earlier so only time can tell. but i know for eg. when applying for company bank account, Barclays offered a service for their account holders (companies) to do credit check on potential clients. i was like, whoa…
  
  
  

  
  Edited By: kippy on Feb 14, 2012 00:37

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