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This isn't going to appeal to everyone, but this guide should be interesting and give some valuable info. Just apply online and get it sent to your home and via pdf format

The Daily Express has teamed up with Hargreaves Lansdown - one of Britain's top financial services companies - to offer you a FREE copy of a brilliant guide that will help YOU make the decisions that really matter.

'Top 10 Retirement Tips' - will help you spring clean your pensions and teach you how to make the most of all the available tax breaks.

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Me thinks you will get plenty of spam through your letter box.

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