Noddle Free Credit Check - NO 30 day trial FREE FOREVER >£0.00< - HotUKDeals
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This is a free credit check - no 30 day trail - Its FREE forever.

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Recommended by all Police Forces and the Fraud UK service

Noddle – the only genuinely free credit report on the market No 30 day trials, no need to remember to cancel. It’s free and always will be
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2y, 3m agoFound 2 years, 3 months ago
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Comments/page:
#1
hmmm - "Sorry, we haven’t been able to verify and validate your identity and can’t provide your credit report."
Ive been at the same address and im registered on th electoral role!!! they take you credit card details.
not impressed, hope ive not been scammed
[helper]#2
rsl1uk
hmmm - "Sorry, we haven’t been able to verify and validate your identity and can’t provide your credit report."
Ive been at the same address and im registered on th electoral role!!! they take you credit card details.
not impressed, hope ive not been scammed

It's not a scam, but it's old news and they've always been free. However to answer your question I've been at my new build for 2 years and have only just been able to register at my address. It's not as comprehensive as the paid credit checks
1 Like #3
reviews suggest they give you a misleading low score, which can be improved, once you pay the £30 fee...
3 Likes #4
I've been using them and they have been very good so far
#5
Just another corrupt marketing, if you apply they say cannot verify ID, hence you get refused, despite being on the electoral roll for many years. They will sell you details to make money and EXPERIAN just a bunch of crooks with false information logged.
banned 1 Like #6
Where's the head offices......Nigeria?
1 Like #7
Gee_Money
reviews suggest they give you a misleading low score, which can be improved, once you pay the £30 fee...

I got 5 out of 5 and i have not paid If you pay they will help you improve your rating

100% genuine - I was scammed and local Police and Fraud UK both recommended this

Edited By: sto1 on Jun 29, 2014 16:59
#8
I am with them and had no problem very helpful and cost nothing
#9
Works for me. I get an updated report every month.

Why cold?
1 Like #10
I use noddle, its very legit.
suspended 1 Like #11
Old news that's why it's cold. Always free!
#12
They *cannot* improve your rating with other financial institutions, no credit agency can - whatever you pay them - unless they illegally remove data off your file. If they boost your score after you pay them that is artificial and will not affect anything.

If anything is incorrect in your file all of them should remove it for you at no charge. It can take some aggro but they will do it.

The score is meaningless - every financial institution does their own anyway - but can give you pointers as to common issues that you can fix and should improve your score with most financial institutions - no guarantee of course (e.g. check you are on electoral register, no missing data, etc. etc.)
#13
Will the help me wipe my files and rebuild a new id for me as the six million dollar man
#14
I'm a bit weary. not signed up as I've got to enter card details....
#15
Use them and they are fine. Not everyone has been a member for a long time so its good for newer members to see something they may have otherwise have missed out on.
1 Like #16
amycabdriver
I'm a bit weary. not signed up as I've got to enter card details....
I contacted them and asked the same question why do you need my card details and their reply was we take 1p out to do the checks and return it.
Also they are registered Ltd company check this here

This was their reply to my Q why do you need my cards security number....
Hi Dalip,

I’m sorry if my earlier email didn’t answer your query satisfactorily.

I can confirm that as part of our verification process we do sometimes ring fence a small sum from your account (1pence) in order to check that the card you’re using is current and valid. We never debit the money, only reserve it while we verify your card and then return it within 24 hours.

We are unable to do so without the card security number.

I hope I’ve reassured and explained a little more clearly.

Thanks,


From their website F&Q

Who We Are

Noddle is part of Callcredit.

Founded in 2000, Callcredit is considered by our customers to be the most innovative of three Credit Reference Agencies in the UK. We now employ over 700 professionals in the UK.

The Group's customers include many of the UK's leading companies, including all of the clearing banks, several major international lenders, media communications businesses, and petroleum, automotive, power and retail organisations. Callcredit helps them to serve and protect their millions of customers in the UK.

Noddle Limited, is registered in England and Wales with company number 7891157. Registered office: One Park Lane, Leeds, West Yorkshire, LS3 1EP.

I have been satisfied by this, I am already a experien non-premember but will now join these guys and check the difference...

Edited By: dalipsinghno1 on Jun 29, 2014 22:59: update with link
#17
Gee_Money
reviews suggest they give you a misleading low score, which can be improved, once you pay the £30 fee...

A score from any company is meaningless anyway.

Edited By: eset12345 on Jun 30, 2014 10:06
#18
I've had this for 2 years now....its very generic but they don't actually show you your credit score in the free version, you have to pay to see it. Still okay for checking whose been profiling you recently.
#19
superspeedy
I've had this for 2 years now....its very generic but they don't actually show you your credit score in the free version, you have to pay to see it. Still okay for checking whose been profiling you recently.

As has been said any score they provide is meaningless anyway.
[helper]#20
Not sure why cold, its free and a reputable service
#21
Yep reputable service. It is no better or worse than any other agency. All three of the credit reference agencies have different internal scoring systems it is simply an indication. There is no such thing as a one score does all.

If you have a good score it doesn't mean you will get credit it just means you are credit worthy you still must meet the criteria of the lending company.

Eg if you have a 15k limit with Barclaycard and have a perfect score you could still apply to Lloyd's and only be offered a 1k limit. Why because you have reached your credit affordability

So it doesn't mater if you get this report or pay for one the only difference is you will be lighter in the pocket with two fof the three agencies.

The report gives all you need to ensure your financially linked persons are who they should be. That your showing on the electoral register and that all accounts show paid on time or settled when they should.

Thats all you need.

And for those whining about it asking for card payment I'm sure you would be the first lot to moan that someone was able to obtain your credit report as the company didn't do enough checks. Its called security. For a free service its damn good

If you want to pay for experian or Equifax go ahead I'll enjoy this freebie.

Cheers HUKD
#22
This may have always been free, but I had never heard of it, so thanks for posting!

Heat
#23
rsl1uk
hmmm - "Sorry, we haven’t been able to verify and validate your identity and can’t provide your credit report."
Ive been at the same address and im registered on th electoral role!!! they take you credit card details.
not impressed, hope ive not been scammed

I've been registered with them for a couple of years now and they have actually helped me with a fraud claim. You'll be ok.
#24
amz003
Old news that's why it's cold. Always free!

But it's a nice reminder.
#25
dalipsinghno1
amycabdriver
I'm a bit weary. not signed up as I've got to enter card details....
I contacted them and asked the same question why do you need my card details and their reply was we take 1p out to do the checks and return it.
Also they are registered Ltd company check this here

This was their reply to my Q why do you need my cards security number....
Hi Dalip,

I’m sorry if my earlier email didn’t answer your query satisfactorily.

I can confirm that as part of our verification process we do sometimes ring fence a small sum from your account (1pence) in order to check that the card you’re using is current and valid. We never debit the money, only reserve it while we verify your card and then return it within 24 hours.

We are unable to do so without the card security number.

I hope I’ve reassured and explained a little more clearly.

Thanks,


From their website F&Q

Who We Are

Noddle is part of Callcredit.

Founded in 2000, Callcredit is considered by our customers to be the most innovative of three Credit Reference Agencies in the UK. We now employ over 700 professionals in the UK.

The Group's customers include many of the UK's leading companies, including all of the clearing banks, several major international lenders, media communications businesses, and petroleum, automotive, power and retail organisations. Callcredit helps them to serve and protect their millions of customers in the UK.

Noddle Limited, is registered in England and Wales with company number 7891157. Registered office: One Park Lane, Leeds, West Yorkshire, LS3 1EP.

I have been satisfied by this, I am already a experien non-premember but will now join these guys and check the difference...
thanks!
#26
I've just signed up and I've found the service quite useful, they get the thumbs up from me & it's free 8)8), thanks to the person who posted this..
#27
Been using it for a couple of months now, no problems whatsoever, I haven't paid for the Noddle Improve service which costs £30 as I've got what I need from the free service which was ;

Ensured that the correct addresses linked for myself and my partner,

Curious to see who left footprints on my file and that there was nothing untoward,

Ensure that unused accounts were closed.


In the last instance I discovered there was a wrongly defaulted account on my file, reported this through Noddle and it has now been marked as satisfied.





Edited By: andynicol on Jul 03, 2014 20:24
#28
It says free forever so why has it asked for my debit csrd details and security code. This looks dodgy to me I wanted to check my credit rating they say its free so why ask for my debit card security code etc. Surely to check credit rsting u just need name address and date of birth. Very suspicious. I came straight off noddles site. Dont trust them
#29
I've been on it almost a year now-no worries and gives me up to date info every month.It is accurate in terms of the info they have on my file-comprehensive detail. Oh and I'm 5/5!

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