Mada06:
Don't apply then. I can manage my finances and have no problem whatsoever with my supply of credit cards. Why discourage others just because of your own personal opinion?
Great deal, hoping I can apply even though I have a regular barclaycard.
Agreed, credit cards (if used correctly and in an mature fashion) can be a great way to save money and earn incentives etc. Also can help when being close to overdraft, can save you from charges etc. Like I said, only when you can control yourself to spend like an adult, if you spend on it like an immature kid or allow yourself to spend money you don't have then that's your problem!