TheRealMcLovin is offlineAdd to TheRealMcLovin's Reputation
TheRealMcLovin's Avatar
TheRealMcLovin
Matchstick
Join Date: Apr 2009
Posts: 21

Virgin balance transfer credit card now offering 16 months 0% on balance transfers!!!


404°

FOUND BY: TheRealMcLovin 6 months, 3 weeks ago

Was just searching for a credit card with a long interest free period to pay off my debt and found this one has 16 months! This means that you can move your balance over from another card and pay no interest on it until the period is up.

There is a 2.98% balance transfer fee, but this charge seems to apply to any card nowadays. I don't recommend you get this card if you want to use it to pay for things, as it doesn't have a great 0% purchases period - I will be setting up monthly payments then cutting mine up!

Looked around everywhere and this seems to beat all other interest free balance transfer periods.

More: Virgin.net reviewsTags: , , , , , (Add a tag)



willocks is offline  
willocks's Avatar
willocks
Pilot Light
willocks is just really nicewillocks is just really nicewillocks is just really nicewillocks is just really nice
 
Join Date: Jan 2008
Posts: 242
View FS/FT Feedback
I have a good credit rating and just got refused...oh well.
Reply With Quote
janz70 is offline  
janz70's Avatar
janz70
Solar Flare
janz70 has a reputation beyond reputejanz70 has a reputation beyond reputejanz70 has a reputation beyond reputejanz70 has a reputation beyond reputejanz70 has a reputation beyond reputejanz70 has a reputation beyond reputejanz70 has a reputation beyond reputejanz70 has a reputation beyond reputejanz70 has a reputation beyond reputejanz70 has a reputation beyond reputejanz70 has a reputation beyond repute
 
Join Date: Oct 2007
Location: Watching YOU from my tree
Posts: 2,602
View FS/FT Feedback
nice interest free period
Reply With Quote
be78959 is offline  
be78959
Flint
be78959 is on a distinguished road
 
Join Date: Apr 2009
Posts: 1
View FS/FT Feedback
Willocks,

Well if you look anything like TheRealMcLovin, im not surprised you got rejected If you looked like that I would reject you too.
Reply With Quote
dotmac is offline  
dotmac's Avatar
dotmac
Matchstick
dotmac will become famous soon enough
 
Join Date: Mar 2008
Posts: 61
View FS/FT Feedback
Great card. Got it last year. Time to move to another 0% balance transfer card.
Reply With Quote
ibiza is offline  
ibiza's Avatar
ibiza
Solar Flare
ibiza is heating upibiza is heating upibiza is heating upibiza is heating upibiza is heating upibiza is heating upibiza is heating upibiza is heating upibiza is heating upibiza is heating upibiza is heating up
 
Join Date: Dec 2007
Location: Brigadoon
Posts: 4,426
View FS/FT Feedback
Virgin - sleazy company.

Grass up your co conspirators so you get fined less etc.

The only reason they are called virgin is so it does not look like they are screwing everyone.
Reply With Quote
shwinky is offline  
shwinky's Avatar
shwinky
Matchstick
shwinky will become famous soon enough
 
Join Date: May 2008
Location: Glasgow
Posts: 28
View FS/FT Feedback
Good Deal

Next best at the moment I think is Abbey with 15 months 0% on balance transfers with 3% fee , 3 months 0% on purchases and typical APR 15.9%
Reply With Quote
the porter is offline  
the porter's Avatar
the porter
Solar Flare
the porter is heating upthe porter is heating upthe porter is heating upthe porter is heating upthe porter is heating upthe porter is heating upthe porter is heating upthe porter is heating upthe porter is heating upthe porter is heating upthe porter is heating up
 
Join Date: May 2007
Location: greater mancunia
Posts: 4,575
View FS/FT Feedback
is this available on any cashback sites?
Reply With Quote
Kulaak is offline  
Kulaak
Flame Thrower
Kulaak is a name known to allKulaak is a name known to allKulaak is a name known to allKulaak is a name known to allKulaak is a name known to allKulaak is a name known to all
 
Join Date: Dec 2006
Posts: 572
View FS/FT Feedback
I'm not the only one then. Applied yesterday & got refused :(

Then proceeded to try & get me tied to another card with 36% interest!!!
Reply With Quote
Daniel_Saeed is offline  
Daniel_Saeed's Avatar
Daniel_Saeed
Flame Thrower
Daniel_Saeed is just really niceDaniel_Saeed is just really niceDaniel_Saeed is just really niceDaniel_Saeed is just really niceDaniel_Saeed is just really nice
 
Join Date: Oct 2007
Location: Racoon City
Posts: 563
View FS/FT Feedback
Kulaak:
I'm not the only one then. Applied yesterday & got refused :(

Then proceeded to try & get me tied to another card with 36% interest!!!
Virgin are run by MBNA - So if you have any of their affiliate cards (eg. MBNA, A&L Credit cards) they will turn you down.
Reply With Quote
bfjem is offline  
bfjem's Avatar
bfjem
Solar Flare
bfjem is heating upbfjem is heating upbfjem is heating upbfjem is heating upbfjem is heating upbfjem is heating upbfjem is heating upbfjem is heating upbfjem is heating upbfjem is heating upbfjem is heating up
 
Join Date: Mar 2008
Posts: 1,523
View FS/FT Feedback
be78959:
Willocks,

Well if you look anything like TheRealMcLovin, im not surprised you got rejected If you looked like that I would reject you too.
LMAO you signed up and made that your first post...good effort
Reply With Quote
Kulaak is offline  
Kulaak
Flame Thrower
Kulaak is a name known to allKulaak is a name known to allKulaak is a name known to allKulaak is a name known to allKulaak is a name known to allKulaak is a name known to all
 
Join Date: Dec 2006
Posts: 572
View FS/FT Feedback
Stuff it then, I am with MBNA
Reply With Quote
sicknote is offline  
sicknote's Avatar
sicknote
Solar Flare
sicknote is a splendid one to beholdsicknote is a splendid one to beholdsicknote is a splendid one to beholdsicknote is a splendid one to beholdsicknote is a splendid one to beholdsicknote is a splendid one to beholdsicknote is a splendid one to behold
 
Join Date: Dec 2006
Location: Southampton
Posts: 2,083
View FS/FT Feedback
Daniel_Saeed:
Virgin are run by MBNA - So if you have any of their affiliate cards (eg. MBNA, A&L Credit cards) they will turn you down.
So true - MBNA underwrite so much credit card debt in this country and I bet you've already got an MBNA card without really knowing it.
Reply With Quote
coupedummy is offline  
coupedummy
Pilot Light
coupedummy is on a distinguished road
 
Join Date: Dec 2008
Posts: 222
View FS/FT Feedback
had a letter from virgin the other day,typical apr is going up to 24.9% after promotional period. i have now transferred to loydstsb 0% balance transfer for 14 months
Reply With Quote
defsteve is offline  
defsteve's Avatar
defsteve
Pilot Light
defsteve will become famous soon enough
 
Join Date: Dec 2006
Posts: 203
View FS/FT Feedback
be78959:
Willocks,

Well if you look anything like TheRealMcLovin, im not surprised you got rejected If you looked like that I would reject you too.
Haha. Agreed, that is a pretty good first post.
Reply With Quote

Thread Tools